The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 229 1,100 SH   SOLE 0 0 0
AETNA INC NEW COM 00817Y108 2,493 16,422 SH   SOLE 0 0 0
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 286 2,372 SH   SOLE 0 0 0
ALLETE INC COM NEW 018522300 1,241 17,315 SH   SOLE 0 0 0
ALLIANT ENERGY CORP COM 018802108 1,102 27,429 SH   SOLE 0 0 0
ALPHABET INC CAP STK CL C 02079K107 1,803 1,984 SH   SOLE 0 0 0
ALPHABET INC CAP STK CL A 02079K305 1,801 1,937 SH   SOLE 0 0 0
AMEREN CORP COM 023608102 1,154 21,106 SH   SOLE 0 0 0
AMERICAN ELEC PWR INC COM 025537101 1,072 15,435 SH   SOLE 0 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 285 2,583 SH   SOLE 0 0 0
APPLE INC COM 037833100 3,074 21,341 SH   SOLE 0 0 0
AT&T INC COM 00206R102 1,430 37,903 SH   SOLE 0 0 0
AVALONBAY CMNTYS INC COM 053484101 713 3,710 SH   SOLE 0 0 0
AVISTA CORP COM 05379B107 1,220 28,722 SH   SOLE 0 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 255 1 SH   SOLE 0 0 0
BOEING CO COM 097023105 3,517 17,784 SH   SOLE 0 0 0
BOSTON PROPERTIES INC COM 101121101 513 4,172 SH   SOLE 0 0 0
CALIFORNIA WTR SVC GROUP COM 130788102 1,247 33,874 SH   SOLE 0 0 0
CAPSTAR FINL HLDGS INC COM 14070T102 177 10,000 SH   SOLE 0 0 0
CATERPILLAR INC DEL COM 149123101 14,696 136,760 SH   SOLE 0 0 0
CHEVRON CORP NEW COM 166764100 22,553 216,171 SH   SOLE 0 0 0
CIGNA CORPORATION COM 125509109 365 2,183 SH   SOLE 0 0 0
CISCO SYS INC COM 17275R102 2,611 83,431 SH   SOLE 0 0 0
CONSOLIDATED EDISON INC COM 209115104 1,148 14,201 SH   SOLE 0 0 0
DIGITAL RLTY TR INC COM 253868103 483 4,275 SH   SOLE 0 0 0
DISNEY WALT CO COM DISNEY 254687106 1,517 14,277 SH   SOLE 0 0 0
DNP SELECT INCOME FD COM 23325P104 256 23,222 SH   SOLE 0 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,269 15,176 SH   SOLE 0 0 0
EL PASO ELEC CO COM NEW 283677854 965 18,671 SH   SOLE 0 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 644 9,790 SH   SOLE 0 0 0
ESSEX PPTY TR INC COM 297178105 452 1,756 SH   SOLE 0 0 0
EVERSOURCE ENERGY COM 30040W108 1,066 17,559 SH   SOLE 0 0 0
EXTRA SPACE STORAGE INC COM 30225T102 267 3,427 SH   SOLE 0 0 0
EXXON MOBIL CORP COM 30231G102 4,243 52,558 SH   SOLE 0 0 0
FEDERAL REALTY INVT TR SH BEN INT NEW 313747206 249 1,969 SH   SOLE 0 0 0
GENERAL ELECTRIC CO COM 369604103 564 20,865 SH   SOLE 0 0 0
GREAT PLAINS ENERGY INC COM 391164100 1,017 34,735 SH   SOLE 0 0 0
HAWAIIAN ELEC INDUSTRIES COM 419870100 1,098 33,922 SH   SOLE 0 0 0
HOME DEPOT INC COM 437076102 640 4,175 SH   SOLE 0 0 0
HOST HOTELS & RESORTS INC COM 44107P104 374 20,458 SH   SOLE 0 0 0
IDACORP INC COM 451107106 911 10,678 SH   SOLE 0 0 0
INTEL CORP COM 458140100 397 11,757 SH   SOLE 0 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 12,167 79,093 SH   SOLE 0 0 0
ISHARES GOLD TRUST ISHARES 464285105 31,915 2,672,957 SH   SOLE 0 0 0
ISHARES TR TIPS BD ETF 464287176 831 7,323 SH   SOLE 0 0 0
ISHARES TR CORE S&P500 ETF 464287200 328 1,348 SH   SOLE 0 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 644 15,560 SH   SOLE 0 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,622 11,856 SH   SOLE 0 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,001 9,541 SH   SOLE 0 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 558 6,603 SH   SOLE 0 0 0
ISHARES TR MSCI EAFE ETF 464287465 390 5,975 SH   SOLE 0 0 0
ISHARES TR COHEN&STEER REIT 464287564 520 5,143 SH   SOLE 0 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 304 2,615 SH   SOLE 0 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,360 11,427 SH   SOLE 0 0 0
ISHARES TR U.S. REAL ES ETF 464287739 264 3,309 SH   SOLE 0 0 0
ISHARES TR SP SMCP600VL ETF 464287879 901 6,441 SH   SOLE 0 0 0
ISHARES TR CALL 464287900 206 1,464 SH   SOLE 0 0 0
ISHARES TR 1-3 YR CR BD ETF 464288646 224 2,126 SH   SOLE 0 0 0
ISHARES TR MICRO-CAP ETF 464288869 561 6,303 SH   SOLE 0 0 0
JOHNSON & JOHNSON COM 478160104 241 1,822 SH   SOLE 0 0 0
JPMORGAN CHASE & CO COM 46625H100 280 3,063 SH   SOLE 0 0 0
KIMCO RLTY CORP COM 49446R109 215 11,725 SH   SOLE 0 0 0
KRAFT HEINZ CO COM 500754106 1,413 16,501 SH   SOLE 0 0 0
LILLY ELI & CO COM 532457108 239 2,900 SH   SOLE 0 0 0
MASTERCARD INCORPORATED CL A 57636Q104 276 2,269 SH   SOLE 0 0 0
MCDONALDS CORP COM 580135101 656 4,285 SH   SOLE 0 0 0
MERCK & CO INC COM 58933Y105 203 3,161 SH   SOLE 0 0 0
MONDELEZ INTL INC CL A 609207105 1,998 46,262 SH   SOLE 0 0 0
NEW JERSEY RES COM 646025106 984 24,776 SH   SOLE 0 0 0
NEXTERA ENERGY INC COM 65339F101 322 2,300 SH   SOLE 0 0 0
NIKE INC CL B 654106103 255 4,314 SH   SOLE 0 0 0
NORTHWEST NAT GAS CO COM 667655104 1,187 19,830 SH   SOLE 0 0 0
PEPSICO INC COM 713448108 997 8,632 SH   SOLE 0 0 0
PFIZER INC COM 717081103 13,196 392,868 SH   SOLE 0 0 0
PG&E CORP COM 69331C108 990 14,911 SH   SOLE 0 0 0
PHILIP MORRIS INTL INC COM 718172109 251 2,140 SH   SOLE 0 0 0
PINNACLE WEST CAP CORP COM 723484101 1,148 13,481 SH   SOLE 0 0 0
PNM RES INC COM 69349H107 957 25,031 SH   SOLE 0 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 2,328 16,914 SH   SOLE 0 0 0
PROCTER AND GAMBLE CO COM 742718109 488 5,603 SH   SOLE 0 0 0
PROLOGIS INC COM 74340W103 827 14,108 SH   SOLE 0 0 0
PUBLIC STORAGE COM 74460D109 837 4,016 SH   SOLE 0 0 0
REALTY INCOME CORP COM 756109104 383 6,942 SH   SOLE 0 0 0
REGENCY CTRS CORP COM 758849103 244 3,901 SH   SOLE 0 0 0
SIMON PPTY GROUP INC NEW COM 828806109 1,136 7,972 SH   SOLE 0 0 0
SOUTHERN CO COM 842587107 1,246 26,015 SH   SOLE 0 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 1,268 10,741 SH   SOLE 0 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,937 12,144 SH   SOLE 0 0 0
TE CONNECTIVITY LTD REG SHS H84989104 212 2,689 SH   SOLE 0 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 919 11,515 SH   SOLE 0 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 201 3,690 SH   SOLE 0 0 0
VANGUARD INDEX FDS REIT ETF 922908553 3,331 40,026 SH   SOLE 0 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,780 30,750 SH   SOLE 0 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 253 1,778 SH   SOLE 0 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 21,502 169,255 SH   SOLE 0 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 6,994 72,436 SH   SOLE 0 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,299 10,441 SH   SOLE 0 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 929 13,764 SH   SOLE 0 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 231 4,612 SH   SOLE 0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,031 74,243 SH   SOLE 0 0 0
VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706 255 3,947 SH   SOLE 0 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 465 5,308 SH   SOLE 0 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,307 31,620 SH   SOLE 0 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 5,797 69,936 SH   SOLE 0 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 5,835 51,068 SH   SOLE 0 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 20,246 453,330 SH   SOLE 0 0 0
VISA INC COM CL A 92826C839 275 2,929 SH   SOLE 0 0 0
VORNADO RLTY TR SH BEN INT 929042109 438 4,660 SH   SOLE 0 0 0
WEC ENERGY GROUP INC COM 92939U106 977 15,915 SH   SOLE 0 0 0
WELLS FARGO CO NEW COM 949746101 224 4,047 SH   SOLE 0 0 0
WESTAR ENERGY INC COM 95709T100 1,099 20,720 SH   SOLE 0 0 0