The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 416 1,999 SH   SOLE   394 0 1,605
ABBVIE INC COM 00287Y109 547 7,546 SH   SOLE   1,358 0 6,188
AIR PRODS & CHEMS INC COM 009158106 240 1,676 SH   SOLE   0 0 1,676
ALPHABET INC CAP STK CL C 02079K107 261 287 SH   SOLE   42 0 245
ALPHABET INC CAP STK CL A 02079K305 813 875 SH   SOLE   71 0 804
ALTRIA GROUP INC COM 02209S103 335 4,499 SH   SOLE   0 0 4,499
AMAZON COM INC COM 023135106 2,340 2,417 SH   SOLE   107 0 2,310
AMERICAN WTR WKS CO INC NEW COM 030420103 270 3,464 SH   SOLE   699 0 2,765
APPLE INC COM 037833100 3,240 22,500 SH   SOLE   3,485 0 19,015
AT&T INC COM 00206R102 382 10,135 SH   SOLE   1,332 0 8,803
AUTOMATIC DATA PROCESSING IN COM 053015103 275 2,687 SH   SOLE   50 0 2,637
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,053 6,215 SH   SOLE   663 0 5,552
BOEING CO COM 097023105 232 1,172 SH   SOLE   0 0 1,172
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 371 11,390 SH   SOLE   0 0 11,390
CELGENE CORP COM 151020104 233 1,793 SH   SOLE   1,000 0 793
CHEVRON CORP NEW COM 166764100 272 2,605 SH   SOLE   58 0 2,547
CHUBB LIMITED COM H1467J104 234 1,612 SH   SOLE   185 0 1,427
CISCO SYS INC COM 17275R102 270 8,629 SH   SOLE   3,378 0 5,251
COCA COLA CO COM 191216100 224 4,997 SH   SOLE   483 0 4,514
COMCAST CORP NEW CL A 20030N101 541 13,910 SH   SOLE   3,270 0 10,640
CONOCOPHILLIPS COM 20825C104 206 4,681 SH   SOLE   0 0 4,681
COSTCO WHSL CORP NEW COM 22160K105 251 1,568 SH   SOLE   0 0 1,568
D R HORTON INC COM 23331A109 228 6,593 SH   SOLE   947 0 5,646
DANAHER CORP DEL COM 235851102 585 6,930 SH   SOLE   850 0 6,080
DISNEY WALT CO COM DISNEY 254687106 300 2,820 SH   SOLE   473 0 2,347
DOMINION ENERGY INC COM 25746U109 203 2,650 SH   SOLE   542 0 2,108
DU PONT E I DE NEMOURS & CO COM 263534109 333 4,129 SH   SOLE   0 0 4,129
ENTERPRISE PRODS PARTNERS L COM 293792107 436 16,095 SH   SOLE   0 0 16,095
EXXON MOBIL CORP COM 30231G102 1,923 23,816 SH   SOLE   3,712 0 20,104
FEDEX CORP COM 31428X106 303 1,395 SH   SOLE   210 0 1,185
FLEXSHARES TR QUALT DIVD IDX 33939L860 280 6,820 SH   SOLE   0 0 6,820
GENERAL DYNAMICS CORP COM 369550108 226 1,143 SH   SOLE   0 0 1,143
GENERAL ELECTRIC CO COM 369604103 1,836 67,971 SH   SOLE   8,975 0 58,996
GENERAL MLS INC COM 370334104 372 6,719 SH   SOLE   1,399 0 5,320
GENERAL MTRS CO COM 37045V100 463 13,243 SH   SOLE   890 0 12,353
HARTFORD FINL SVCS GROUP INC COM 416515104 312 5,939 SH   SOLE   0 0 5,939
HOME DEPOT INC COM 437076102 342 2,229 SH   SOLE   295 0 1,934
HONEYWELL INTL INC COM 438516106 224 1,681 SH   SOLE   90 0 1,591
INTEL CORP COM 458140100 403 11,944 SH   SOLE   1,929 0 10,015
INTERNATIONAL BUSINESS MACHS COM 459200101 1,020 6,629 SH   SOLE   507 0 6,122
ISHARES TR SELECT DIVID ETF 464287168 988 10,718 SH   SOLE   0 0 10,718
ISHARES TR CORE S&P500 ETF 464287200 6,815 27,997 SH   SOLE   9,160 0 18,837
ISHARES TR MSCI EAFE ETF 464287465 398 6,104 SH   SOLE   0 0 6,104
ISHARES TR CORE S&P MCP ETF 464287507 34,168 196,423 SH   SOLE   33,031 0 163,391
ISHARES TR RUS 1000 VAL ETF 464287598 459 3,945 SH   SOLE   0 0 3,945
ISHARES TR RUSSELL 2000 ETF 464287655 2,893 20,529 SH   SOLE   1,645 0 18,884
ISHARES TR CORE S&P SCP ETF 464287804 6,966 99,357 SH   SOLE   16,388 0 82,970
ISHARES TR 1-3 YR CR BD ETF 464288646 220 2,085 SH   SOLE   0 0 2,085
ISHARES TR MICRO-CAP ETF 464288869 299 3,365 SH   SOLE   0 0 3,365
JOHNSON & JOHNSON COM 478160104 725 5,484 SH   SOLE   769 0 4,715
JPMORGAN CHASE & CO COM 46625H100 1,286 14,066 SH   SOLE   2,421 0 11,645
LABORATORY CORP AMER HLDGS COM NEW 50540R409 773 5,016 SH   SOLE   228 0 4,788
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 511 7,164 SH   SOLE   0 0 7,164
MARRIOTT INTL INC NEW CL A 571903202 516 5,141 SH   SOLE   0 0 5,141
MCCORMICK & CO INC COM VTG 579780107 1,292 13,232 SH   SOLE   0 0 13,232
MCDONALDS CORP COM 580135101 596 3,889 SH   SOLE   829 0 3,060
MERCK & CO INC COM 58933Y105 224 3,495 SH   SOLE   228 0 3,267
MICROSOFT CORP COM 594918104 376 5,454 SH   SOLE   2,487 0 2,967
MORGAN STANLEY COM NEW 617446448 231 5,175 SH   SOLE   0 0 5,175
NEXTERA ENERGY INC COM 65339F101 888 6,340 SH   SOLE   500 0 5,840
NORFOLK SOUTHERN CORP COM 655844108 635 5,218 SH   SOLE   1,828 0 3,390
NORTHROP GRUMMAN CORP COM 666807102 309 1,204 SH   SOLE   280 0 924
PEPSICO INC COM 713448108 1,098 9,508 SH   SOLE   1,361 0 8,147
PFIZER INC COM 717081103 1,788 53,243 SH   SOLE   11,738 0 41,505
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 8,629 84,829 SH   SOLE   9,955 0 74,874
PNC FINL SVCS GROUP INC COM 693475105 586 4,689 SH   SOLE   292 0 4,397
PROCTER AND GAMBLE CO COM 742718109 333 3,819 SH   SOLE   541 0 3,278
PROSHARES TR PSHS LC COR PLUS 74347R248 236 3,930 SH   SOLE   0 0 3,930
REYNOLDS AMERICAN INC COM 761713106 326 5,013 SH   SOLE   205 0 4,808
ROPER TECHNOLOGIES INC COM 776696106 210 905 SH   SOLE   0 0 905
SCHWAB CHARLES CORP NEW COM 808513105 275 6,400 SH   SOLE   800 0 5,600
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 56,313 974,772 SH   SOLE   190,509 0 784,263
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 659 10,316 SH   SOLE   676 0 9,640
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 5,478 108,652 SH   SOLE   8,902 0 99,750
SPDR S&P 500 ETF TR TR UNIT 78462F103 24,131 99,798 SH   SOLE   10,524 0 89,274
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 405 1,274 SH   SOLE   0 0 1,274
STARBUCKS CORP COM 855244109 281 4,820 SH   SOLE   70 0 4,750
TJX COS INC NEW COM 872540109 284 3,930 SH   SOLE   500 0 3,430
TRAVELERS COMPANIES INC COM 89417E109 247 1,952 SH   SOLE   0 0 1,952
TREX CO INC COM 89531P105 204 3,008 SH   SOLE   200 0 2,808
UNION PAC CORP COM 907818108 216 1,983 SH   SOLE   128 0 1,855
UNITED BANKSHARES INC WEST V COM 909907107 475 12,116 SH   SOLE   4,450 0 7,666
UNITED PARCEL SERVICE INC CL B 911312106 241 2,181 SH   SOLE   205 0 1,976
UNITED TECHNOLOGIES CORP COM 913017109 275 2,250 SH   SOLE   1,124 0 1,126
UNITEDHEALTH GROUP INC COM 91324P102 327 1,764 SH   SOLE   63 0 1,701
US BANCORP DEL COM NEW 902973304 321 6,191 SH   SOLE   174 0 6,017
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 436 5,463 SH   SOLE   431 0 5,032
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 23,344 105,125 SH   SOLE   17,515 0 87,610
VANGUARD INDEX FDS REIT ETF 922908553 738 8,872 PRN   SOLE   11 0 8,861
VANGUARD INDEX FDS MID CAP ETF 922908629 6,111 42,878 SH   SOLE   3,238 0 39,640
VANGUARD INDEX FDS TOTAL STK MKT 922908769 200 1,607 SH   SOLE   292 0 1,315
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 298 3,726 SH   SOLE   0 0 3,726
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,427 34,531 SH   SOLE   4,152 0 30,379
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 2,357 30,162 SH   SOLE   1,898 0 28,264
VERIZON COMMUNICATIONS INC COM 92343V104 515 11,535 SH   SOLE   1,343 0 10,192
VISA INC COM CL A 92826C839 236 2,517 SH   SOLE   145 0 2,372
WASHINGTONFIRST BANKSHARES I COM 940730104 1,570 45,461 SH   SOLE   0 0 45,461
WELLTOWER INC COM 95040Q104 296 3,961 SH   SOLE   0 0 3,961
WISDOMTREE TR US SMALLCAP DIVD 97717W604 306 3,800 SH   SOLE   0 0 3,800