The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE US AGGBD ET 464287226 429,226 3,956,363 SH   SOLE   3,956,363 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936q769 2,423 104,178 SH   SOLE   104,178 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717w851 16,662 329,163 SH   SOLE   329,163 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 945 23,992 SH   SOLE   23,992 0 0
ISHARES TR MSCI EAFE ETF 464287465 69,332 1,113,059 SH   SOLE   1,113,059 0 0
ISHARES TR EAFE GRWTH ETF 464288885 232 3,332 SH   SOLE   3,332 0 0
ISHARES TR EAFE VALUE ETF 464288877 17,262 343,174 SH   SOLE   343,174 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 24,046 202,547 SH   SOLE   202,547 0 0
ISHARES TR 3-7 YR TR BD ETF 464288661 31,668 257,358 SH   SOLE   257,358 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 682,930 4,881,561 SH   SOLE   4,881,561 0 0
ISHARES TR S&P 100 ETF 464287101 174,742 1,668,980 SH   SOLE   1,668,980 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 183,532 778,536 SH   SOLE   778,536 0 0
ISHARES TR 20 YR TR BD ETF 464287432 128,955 1,068,304 SH   SOLE   1,068,304 0 0
VANGUARD WORLD FDS ENERGY ETF 92204a306 6,117 63,256 SH   SOLE   63,256 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 691,720 17,601,021 SH   SOLE   17,601,021 0 0
VANGUARD WORLD FDS INF TECH ETF 92204a702 21,281 156,904 SH   SOLE   156,904 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204a504 44,479 322,735 SH   SOLE   322,735 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 129,900 1,070,719 SH   SOLE   1,070,719 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 139,572 3,513,901 SH   SOLE   3,513,901 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 13,424 95,449 SH   SOLE   95,449 0 0