The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 308 1,611 SH   OTR   0 0 1,611
3M CO COM COM 88579Y101 15 80 SH   SOLE   80 0 0
ABBVIE INC COM COM 00287Y109 194 2,977 SH   OTR   0 0 2,977
ABBVIE INC COM COM 00287Y109 13 203 SH   SOLE   203 0 0
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 442 521 SH   OTR   0 0 521
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 160 189 SH   SOLE   189 0 0
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 347 418 SH   OTR   0 0 418
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 107 129 SH   SOLE   129 0 0
AMAZON COM INC COM COM 023135106 374 422 SH   OTR   0 0 422
AMAZON COM INC COM COM 023135106 2,655 2,995 SH   SOLE   2,995 0 0
AMGEN INC COM COM 031162100 247 1,506 SH   OTR   0 0 1,506
AMGEN INC COM COM 031162100 31 187 SH   SOLE   187 0 0
APPLE INC COM COM 037833100 947 6,592 SH   OTR   0 0 6,592
APPLE INC COM COM 037833100 654 4,555 SH   SOLE   4,555 0 0
AT&T INC COM COM 00206R102 378 9,101 SH   OTR   0 0 9,101
AT&T INC COM COM 00206R102 91 2,181 SH   SOLE   2,181 0 0
BANK AMER CORP COM COM 060505104 210 8,903 SH   OTR   0 0 8,903
BANK AMER CORP COM COM 060505104 29 1,246 SH   SOLE   1,246 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 341 2,044 SH   OTR   0 0 2,044
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 280 1,677 SH   SOLE   1,677 0 0
CELGENE CORP COM COM 151020104 282 2,265 SH   OTR   0 0 2,265
CELGENE CORP COM COM 151020104 34 276 SH   SOLE   276 0 0
CHEVRON CORP NEW COM COM 166764100 302 2,811 SH   OTR   0 0 2,811
CHEVRON CORP NEW COM COM 166764100 479 4,457 SH   SOLE   4,457 0 0
CISCO SYS INC COM COM 17275R102 351 10,384 SH   OTR   0 0 10,384
CISCO SYS INC COM COM 17275R102 20 591 SH   SOLE   591 0 0
COCA COLA CO COM COM 191216100 311 7,328 SH   OTR   0 0 7,328
COCA COLA CO COM COM 191216100 56 1,321 SH   SOLE   1,321 0 0
COMCAST CORP NEW CL A 20030N101 239 6,370 SH   OTR   0 0 6,370
COMCAST CORP NEW CL A 20030N101 22 572 SH   SOLE   572 0 0
DISNEY WALT CO COM DISNEY 254687106 338 2,980 SH   OTR   0 0 2,980
DISNEY WALT CO COM DISNEY 254687106 59 521 SH   SOLE   521 0 0
EXXON MOBIL CORP CORP COM 30231G102 361 4,406 SH   OTR   0 0 4,406
EXXON MOBIL CORP CORP COM 30231G102 369 4,495 SH   SOLE   4,495 0 0
FACEBOOK INC CL A CL A 30303M102 411 2,894 SH   OTR   0 0 2,894
FACEBOOK INC CL A CL A 30303M102 1,371 9,654 SH   SOLE   9,654 0 0
GENERAL ELECTRIC CO COM COM 369604103 391 13,121 SH   OTR   0 0 13,121
GENERAL ELECTRIC CO COM COM 369604103 108 3,626 SH   SOLE   3,626 0 0
HOME DEPOT INC COM COM 437076102 213 1,449 SH   OTR   0 0 1,449
HOME DEPOT INC COM COM 437076102 23 158 SH   SOLE   158 0 0
INTEL CORP COM COM 458140100 354 9,809 SH   OTR   0 0 9,809
INTEL CORP COM COM 458140100 68 1,897 SH   SOLE   1,897 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 342 1,964 SH   OTR   0 0 1,964
INTERNATIONAL BUSINESS MACHS COM 459200101 31 175 SH   SOLE   175 0 0
IQ HEDGE MULTI-STRATEGY TRACKER ETF TRACKER ETF 45409B107 41 1,425 SH   OTR   1,425 0 0
IQ HEDGE MULTI-STRATEGY TRACKER ETF TRACKER ETF 45409B107 7,844 269,662 SH   SOLE   269,662 0 0
ISHARES GOLD TRUST ISHARES 464285105 7,333 610,600 SH   SOLE   610,600 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 58 688 SH   SOLE   688 0 0
ISHARES TR 3-7 YR TR BD ETF 464288661 250 2,032 SH   SOLE   2,032 0 0
ISHARES TR CORE MSCI EMKT 46434G103 7,302 152,793 SH   SOLE   152,793 0 0
ISHARES TR CORE S&P ETF 464287200 1,655 6,975 SH   SOLE   6,975 0 0
ISHARES TR JP MOR EM MK ETF 464288281 8,365 73,573 SH   SOLE   73,573 0 0
ISHARES TR MSCI EAFE ETF 464287465 9,873 158,502 SH   SOLE   158,502 0 0
ISHARES TR ISA ESG SLCT ETF 464288802 4,908 49,950 SH   SOLE   49,950 0 0
ISHARES TR RUS 1000 ETF 464287622 4,336 33,035 SH   SOLE   33,035 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 3,542 25,765 SH   SOLE   25,765 0 0
ISHARES TR RUS MID-CAP ETF 464287499 2,708 14,466 SH   SOLE   14,466 0 0
ISHARES TR S&P 500 VAL ETF 464287408 207 1,990 SH   SOLE   1,990 0 0
ISHARES TR CORE S&P MCP ETF 464287507 3,930 22,951 SH   SOLE   22,951 0 0
ISHARES TR CORE S&P SCP ETF 464287804 4,505 65,139 SH   SOLE   65,139 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 469 4,440 SH   SOLE   4,440 0 0
JOHNSON & JOHNSON COM COM 478160104 773 6,205 SH   OTR   0 0 6,205
JOHNSON & JOHNSON COM COM 478160104 155 1,241 SH   SOLE   1,241 0 0
JPMORGAN CHASE & CO COM COM 46625H100 349 3,977 SH   OTR   0 0 3,977
JPMORGAN CHASE & CO COM COM 46625H100 53 604 SH   SOLE   604 0 0
LOWES COS INC COM COM 548661107 224 2,719 SH   OTR   0 0 2,719
LOWES COS INC COM COM 548661107 8 101 SH   SOLE   101 0 0
MASTERCARD INCORPORATED CL A 57636Q104 210 1,870 SH   OTR   0 0 1,870
MASTERCARD INCORPORATED CL A 57636Q104 38 334 SH   SOLE   334 0 0
MCDONALDS CORP COM COM 580135101 270 2,081 SH   OTR   0 0 2,081
MCDONALDS CORP COM COM 580135101 13 95 SH   SOLE   95 0 0
MERCK & CO INC COM COM 58933Y105 391 6,159 SH   OTR   0 0 6,159
MERCK & CO INC COM COM 58933Y105 23 355 SH   SOLE   355 0 0
MICROSOFT CORP COM COM 594918104 503 7,638 SH   OTR   0 0 7,638
MICROSOFT CORP COM COM 594918104 23,348 365,673 SH   SOLE   365,672 0 0
MOBILEIRON INC COM NEW 60739U204 65 15,000 SH   SOLE   15,000 0 0
NIKE INC CL B 654106103 196 3,514 SH   OTR   0 0 3,514
NIKE INC CL B 654106103 79 1,413 SH   SOLE   1,413 0 0
ORACLE CORP COM 68389X105 321 7,206 SH   OTR   0 0 7,206
ORACLE CORP COM 68389X105 106 2,384 SH   SOLE   2,384 0 0
PEPSICO INC COM 713448108 400 3,580 SH   OTR   0 0 3,580
PEPSICO INC COM 713448108 31 280 SH   SOLE   280 0 0
PFIZER INC COM 717081103 282 8,246 SH   OTR   900 0 7,346
PFIZER INC COM 717081103 25 725 SH   SOLE   725 0 0
POWERSHARES GLOBAL ETF FD S&P 500 BUYWRT 73936G308 304 13,800 SH   SOLE   13,800 0 0
PROCTER AND GAMBLE CO COM 742718109 516 5,741 SH   OTR   0 0 5,741
PROCTER AND GAMBLE CO COM 742718109 42 465 SH   SOLE   465 0 0
SCHLUMBERGER LTD COM 806857108 224 2,864 SH   OTR   0 0 2,864
SCHLUMBERGER LTD COM 806857108 36 457 SH   SOLE   457 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 20,985 702,543 SH   SOLE   702,543 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 444 7,887 SH   SOLE   7,886 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 15,861 67,280 SH   SOLE   67,280 0 0
SPDR SERIES TRUST BLOMBRG BRC INTR 78464A375 2,173 63,670 SH   SOLE   63,670 0 0
STARBUCKS CORP COM 855244109 160 2,733 SH   OTR   0 0 2,733
STARBUCKS CORP COM 855244109 905 15,506 SH   SOLE   15,506 0 0
TEXAS INSTRS INC COM 882508104 234 2,905 SH   OTR   0 0 2,905
TEXAS INSTRS INC COM 882508104 9 112 SH   SOLE   112 0 0
UNION PAC CORP COM 907818108 197 1,857 SH   OTR   0 0 1,857
UNION PAC CORP COM 907818108 13 121 SH   SOLE   121 0 0
UNITEDHEALTH GROUP INC COM 91324P102 193 1,174 SH   OTR   0 0 1,174
UNITEDHEALTH GROUP INC COM 91324P102 330 2,012 SH   SOLE   2,012 0 0
US BANCORP DEL COM NEW 902973304 255 4,946 SH   OTR   0 0 4,946
US BANCORP DEL COM NEW 902973304 14 274 SH   SOLE   274 0 0
VANECK VECTORS ETF TR GLOBAL ALTER ETF 92189F502 1,037 18,783 SH   SOLE   18,783 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 463 5,804 SH   SOLE   5,804 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,802 20,120 SH   SOLE   20,120 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 12,782 267,232 SH   SOLE   267,232 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,365 160,243 SH   SOLE   160,243 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,963 24,612 SH   SOLE   24,612 0 0
VANGUARD SCOTTSDALE FDS SHRT GVT BD ETF 92206C102 212 3,485 SH   SOLE   3,485 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 22 250 SH   OTR   250 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 3,690 41,027 SH   SOLE   41,027 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 11,672 234,942 SH   SOLE   234,942 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 402 8,252 SH   OTR   0 0 8,252
VERIZON COMMUNICATIONS INC COM 92343V104 54 1,108 SH   SOLE   1,108 0 0
VISA INC COM CL A 92826C839 197 2,212 SH   OTR   0 0 2,212
VISA INC COM CL A 92826C839 16 182 SH   SOLE   182 0 0
WELLS FARGO & CO NEW COM COM 949746101 200 3,599 SH   OTR   0 0 3,599
WELLS FARGO & CO NEW COM COM 949746101 47 839 SH   SOLE   839 0 0