The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AETNA INC NEW COM 00817Y108 2,036 16,422 SH   SOLE 0 0 0
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 237 2,137 SH   SOLE 0 0 0
ALLETE INC COM NEW 018522300 1,121 17,471 SH   SOLE 0 0 0
ALLIANT ENERGY CORP COM 018802108 1,026 27,087 SH   SOLE 0 0 0
ALPHABET INC CAP STK CL C 02079K107 1,508 1,954 SH   SOLE 0 0 0
ALPHABET INC CAP STK CL A 02079K305 1,526 1,926 SH   SOLE 0 0 0
AMEREN CORP COM 023608102 1,123 21,415 SH   SOLE 0 0 0
AMERICAN ELEC PWR INC COM 025537101 945 15,332 SH   SOLE 0 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 269 2,554 SH   SOLE 0 0 0
APPLE INC COM 037833100 2,432 21,000 SH   SOLE 0 0 0
AT&T INC COM 00206R102 1,702 40,477 SH   SOLE 0 0 0
AVALONBAY CMNTYS INC COM 053484101 666 3,759 SH   SOLE 0 0 0
AVISTA CORP COM 05379B107 1,149 28,722 SH   SOLE 0 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 244 1 SH   SOLE 0 0 0
BOEING CO COM 097023105 1,257 8,073 SH   SOLE 0 0 0
BOSTON PROPERTIES INC COM 101121101 529 4,208 SH   SOLE 0 0 0
CALIFORNIA WTR SVC GROUP COM 130788102 1,181 34,829 SH   SOLE 0 0 0
CAPSTAR FINL HLDGS INC COM 14070T102 220 10,000 SH   SOLE 0 0 0
CATERPILLAR INC DEL COM 149123101 19,960 215,735 SH   SOLE 0 0 0
CHEVRON CORP NEW COM 166764100 24,028 204,743 SH   SOLE 0 0 0
CIGNA CORPORATION COM 125509109 265 1,983 SH   SOLE 0 0 0
CISCO SYS INC COM 17275R102 2,689 89,133 SH   SOLE 0 0 0
CONSOLIDATED EDISON INC COM 209115104 1,041 14,371 SH   SOLE 0 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 286 2,753 SH   SOLE 0 0 0
DIGITAL RLTY TR INC COM 253868103 427 4,350 SH   SOLE 0 0 0
DISNEY WALT CO COM DISNEY 254687106 1,507 14,458 SH   SOLE 0 0 0
DNP SELECT INCOME FD COM 23325P104 263 25,727 SH   SOLE 0 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,152 15,251 SH   SOLE 0 0 0
EL PASO ELEC CO COM NEW 283677854 883 18,994 SH   SOLE 0 0 0
EMPIRE DIST ELEC CO COM 291641108 1,587 46,564 SH   SOLE 0 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 644 10,004 SH   SOLE 0 0 0
ESSEX PPTY TR INC COM 297178105 418 1,797 SH   SOLE 0 0 0
EVERSOURCE ENERGY COM 30040W108 970 17,814 SH   SOLE 0 0 0
EXTRA SPACE STORAGE INC COM 30225T102 265 3,427 SH   SOLE 0 0 0
EXXON MOBIL CORP COM 30231G102 4,638 51,579 SH   SOLE 0 0 0
FEDERAL REALTY INVT TR SH BEN INT NEW 313747206 274 1,926 SH   SOLE 0 0 0
GENERAL ELECTRIC CO COM 369604103 1,200 38,631 SH   SOLE 0 0 0
GENERAL GROWTH PPTYS INC NEW COM 370023103 399 15,974 SH   SOLE 0 0 0
GREAT PLAINS ENERGY INC COM 391164100 925 33,821 SH   SOLE 0 0 0
HAWAIIAN ELEC INDUSTRIES COM 419870100 1,086 32,827 SH   SOLE 0 0 0
HOME DEPOT INC COM 437076102 566 4,225 SH   SOLE 0 0 0
HOST HOTELS & RESORTS INC COM 44107P104 387 20,526 SH   SOLE 0 0 0
IDACORP INC COM 451107106 875 10,866 SH   SOLE 0 0 0
INTEL CORP COM 458140100 474 13,072 SH   SOLE 0 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 12,662 76,392 SH   SOLE 0 0 0
ISHARES GOLD TRUST ISHARES 464285105 29,064 2,631,380 SH   SOLE 0 0 0
ISHARES TR TIPS BD ETF 464287176 762 6,729 SH   SOLE 0 0 0
ISHARES TR CORE S&P500 ETF 464287200 303 1,348 SH   SOLE 0 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 559 15,968 SH   SOLE 0 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,431 11,753 SH   SOLE 0 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,038 10,241 SH   SOLE 0 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 508 6,018 SH   SOLE 0 0 0
ISHARES TR MSCI EAFE ETF 464287465 365 6,323 SH   SOLE 0 0 0
ISHARES TR COHEN&STEER REIT 464287564 512 5,143 SH   SOLE 0 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 297 2,647 SH   SOLE 0 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,602 15,267 SH   SOLE 0 0 0
ISHARES TR SP SMCP600VL ETF 464287879 923 6,595 SH   SOLE 0 0 0
ISHARES TR MICRO-CAP ETF 464288869 796 9,278 SH   SOLE 0 0 0
JPMORGAN CHASE & CO COM 46625H100 264 3,063 SH   SOLE 0 0 0
KIMCO RLTY CORP COM 49446R109 289 11,481 SH   SOLE 0 0 0
KRAFT HEINZ CO COM 500754106 1,414 16,188 SH   SOLE 0 0 0
LILLY ELI & CO COM 532457108 221 3,000 SH   SOLE 0 0 0
MACERICH CO COM 554382101 245 3,455 SH   SOLE 0 0 0
MCDONALDS CORP COM 580135101 706 5,965 SH   SOLE 0 0 0
MONDELEZ INTL INC CL A 609207105 1,998 45,075 SH   SOLE 0 0 0
NEW JERSEY RES COM 646025106 893 25,146 SH   SOLE 0 0 0
NEXTERA ENERGY INC COM 65339F101 275 2,300 SH   SOLE 0 0 0
NORTHWEST NAT GAS CO COM 667655104 1,168 19,536 SH   SOLE 0 0 0
PEPSICO INC COM 713448108 875 8,367 SH   SOLE 0 0 0
PFIZER INC COM 717081103 5,407 166,617 SH   SOLE 0 0 0
PG&E CORP COM 69331C108 895 14,732 SH   SOLE 0 0 0
PINNACLE WEST CAP CORP COM 723484101 1,052 13,481 SH   SOLE 0 0 0
PNM RES INC COM 69349H107 873 25,438 SH   SOLE 0 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 1,995 16,834 SH   SOLE 0 0 0
PROCTER AND GAMBLE CO COM 742718109 323 3,843 SH   SOLE 0 0 0
PROLOGIS INC COM 74340W103 759 14,373 SH   SOLE 0 0 0
PUBLIC STORAGE COM 74460D109 902 4,034 SH   SOLE 0 0 0
REALTY INCOME CORP COM 756109104 404 7,020 SH   SOLE 0 0 0
SIMON PPTY GROUP INC NEW COM 828806109 1,156 7,589 SH   SOLE 0 0 0
SOUTHERN CO COM 842587107 1,251 25,715 SH   SOLE 0 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 1,069 9,757 SH   SOLE 0 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,568 11,489 SH   SOLE 0 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 797 10,027 SH   SOLE 0 0 0
VANGUARD INDEX FDS REIT ETF 922908553 3,364 40,759 SH   SOLE 0 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,405 36,407 SH   SOLE 0 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 17,766 161,067 SH   SOLE 0 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 6,821 73,333 SH   SOLE 0 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,003 8,700 SH   SOLE 0 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 836 13,711 SH   SOLE 0 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 233 5,276 SH   SOLE 0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,655 76,230 SH   SOLE 0 0 0
VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706 252 3,947 SH   SOLE 0 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 466 5,435 SH   SOLE 0 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 202 2,374 SH   SOLE 0 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,272 34,802 SH   SOLE 0 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 5,291 69,309 SH   SOLE 0 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 5,297 49,731 SH   SOLE 0 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 22,015 413,649 SH   SOLE 0 0 0
VORNADO RLTY TR SH BEN INT 929042109 507 4,859 SH   SOLE 0 0 0
WEC ENERGY GROUP INC COM 92939U106 933 15,915 SH   SOLE 0 0 0
WESTAR ENERGY INC COM 95709T100 1,135 20,139 SH   SOLE 0 0 0