The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1/100 Berkshire Htwy A 100shr= COM 084990175 244 100 SH   SOLE   100 0 0
3M Co. COM 88579Y101 4,219 23,624 SH   SOLE   22,523 0 1,101
AT&T Inc COM 00206R102 5,100 119,920 SH   SOLE   115,602 0 4,318
AT&T Inc COM 00206R102 1 20 SH   OTR   0 0 20
Abbott Labs COM 002824100 3,008 78,308 SH   SOLE   74,914 0 3,394
Aflac Inc COM 001055102 296 4,254 SH   SOLE   4,254 0 0
Alphabet Inc Cl A COM 02079K305 6,790 8,568 SH   SOLE   8,317 0 251
Alphabet Inc Cl C COM 02079K107 3,326 4,309 SH   SOLE   4,210 0 99
Amazon.com Inc COM 023135106 7,326 9,770 SH   SOLE   9,294 0 476
Apple COM 037833100 11,721 101,198 SH   SOLE   97,290 0 3,908
Apple COM 037833100 21 185 SH   OTR   0 0 185
Berkshire Hathaway Inc - CL B COM 084670702 417 2,558 SH   SOLE   2,558 0 0
Berkshire Hathaway Inc. - Cl A COM 084670108 244 1 SH   SOLE   1 0 0
Boeing COM 097023105 553 3,551 SH   SOLE   3,551 0 0
Bristol-Myers Squibb COM 110122108 404 6,908 SH   SOLE   6,908 0 0
CME Group Inc Com COM 12572Q105 4,772 41,371 SH   SOLE   39,203 0 2,168
Cardinal Health Inc COM 14149Y108 3,343 46,446 SH   SOLE   44,313 0 2,133
Charles Schwab New COM 808513105 5,681 143,933 SH   SOLE   139,964 0 3,969
Chevron Corporation COM 166764100 5,760 48,937 SH   SOLE   47,642 0 1,295
Cisco Systems COM 17275R102 294 9,724 SH   SOLE   7,827 0 1,897
Cisco Systems COM 17275R102 6 194 SH   OTR   0 0 194
Clorox COM 189054109 217 1,811 SH   SOLE   1,811 0 0
Costco Wholesale COM 22160K105 803 5,013 SH   SOLE   5,013 0 0
Daily Journal Corp COM 233912104 2,499 10,337 SH   SOLE   10,337 0 0
Exxon Mobil Corporation COM 30231G102 6,428 71,215 SH   SOLE   68,757 0 2,458
Exxon Mobil Corporation COM 30231G102 3 35 SH   OTR   0 0 35
FS Invt Corp COM 302635107 136 13,164 SH   SOLE   13,164 0 0
Facebook Inc Cl A COM 30303M102 10,105 87,828 SH   SOLE   87,828 0 0
First Republic Bank COM 33616C100 5,564 60,385 SH   SOLE   57,745 0 2,640
Gastar Exploration Inc COM 36729W202 31 20,000 SH   SOLE   20,000 0 0
General Electric COM 369604103 5,708 180,618 SH   SOLE   174,617 0 6,001
Gilead Sciences COM 375558103 5,481 76,534 SH   SOLE   73,103 0 3,431
Gilead Sciences COM 375558103 10 145 SH   OTR   0 0 145
Hershey Foods COM 427866108 3,388 32,760 SH   SOLE   31,489 0 1,271
Home Depot COM 437076102 338 2,522 SH   SOLE   2,522 0 0
Honeywell COM 438516106 3,534 30,502 SH   SOLE   29,097 0 1,405
Intel COM 458140100 4,704 129,682 SH   SOLE   125,127 0 4,555
Intel COM 458140100 20 552 SH   OTR   0 0 552
International Business Machine COM 459200101 816 4,913 SH   SOLE   4,913 0 0
Intuit COM 461202103 209 1,826 SH   SOLE   1,826 0 0
Intuitive Surgical Inc COM 46120e602 343 541 SH   SOLE   541 0 0
J P Morgan Chase & Co. COM 46625H100 5,940 68,841 SH   SOLE   65,988 0 2,853
J P Morgan Chase & Co. COM 46625H100 17 193 SH   OTR   0 0 193
Johnson & Johnson COM 478160104 6,013 52,195 SH   SOLE   50,416 0 1,779
Lyondellbasell Industries Shs COM N53745100 3,844 44,815 SH   SOLE   42,782 0 2,033
Mead Johnson Nutrition Company COM 582839106 2,835 40,070 SH   SOLE   38,280 0 1,790
Microsoft COM 594918104 4,928 79,308 SH   SOLE   76,458 0 2,850
Nike Inc COM 654106103 4,549 89,486 SH   SOLE   86,044 0 3,442
Oracle Systems COM 68389X105 223 5,811 SH   SOLE   5,811 0 0
PG & E Corp COM 69331C108 312 5,137 SH   SOLE   5,137 0 0
Pentair Inc Com COM g7s00t104 4,070 72,583 SH   SOLE   69,866 0 2,717
Pfizer COM 717081103 4,318 132,945 SH   SOLE   127,117 0 5,828
Procter & Gamble COM 742718109 5,196 61,794 SH   SOLE   59,657 0 2,137
Procter & Gamble COM 742718109 8 99 SH   OTR   0 0 99
SalesForce.com COM 79466l302 3,444 50,303 SH   SOLE   48,521 0 1,782
Schlumberger COM 806857108 5,180 61,701 SH   SOLE   58,966 0 2,735
Sherwin Williams COM 824348106 3,256 12,115 SH   SOLE   11,537 0 578
Southern Co COM 842587107 260 5,289 SH   SOLE   5,289 0 0
Union Pacific COM 907818108 287 2,769 SH   SOLE   2,769 0 0
United Parcel Service CL B COM 911312106 4,319 37,672 SH   SOLE   36,234 0 1,438
United Technologies COM 913017109 399 3,638 SH   SOLE   3,638 0 0
VF Corp COM 918204108 3,234 60,625 SH   SOLE   57,769 0 2,856
Verizon Communications COM 92343V104 403 7,541 SH   SOLE   7,541 0 0
Verizon Communications COM 92343V104 7 127 SH   OTR   0 0 127
Visa Corp COM 92826c839 6,190 79,342 SH   SOLE   76,383 0 2,959
Walt Disney COM 254687106 8,914 85,528 SH   SOLE   82,027 0 3,501
Walt Disney COM 254687106 10 100 SH   OTR   0 0 100
Wells Fargo COM 949746101 1,180 21,419 SH   SOLE   21,419 0 0
Wells Fargo COM 949746101 21 385 SH   OTR   0 0 385
Whole Foods Market Inc COM 966837106 3,634 118,135 SH   SOLE   113,034 0 5,101
Energy Select Sector SPDR ETF 81369Y506 30,861 409,726 SH   SOLE   393,851 0 15,875
Energy Select Sector SPDR ETF 81369Y506 42 553 SH   OTR   316 0 237
Health Care Select Sector ETF 81369y209 1,749 25,369 SH   SOLE   25,369 0 0
Health Care Select Sector ETF 81369y209 9 124 SH   OTR   0 0 124
KBW Regional Banking ETF ETF 78464A698 28,831 518,824 SH   SOLE   500,354 0 18,470
KBW Regional Banking ETF ETF 78464A698 28 497 SH   OTR   497 0 0
SPDR S&P 500 ETF 78462F103 136,017 608,495 SH   SOLE   581,582 0 26,913
SPDR S&P 500 ETF 78462F103 380 1,701 SH   OTR   1,701 0 0
SPDR S&P Midcap 400 ETF ETF 78467Y107 7,753 25,696 SH   SOLE   24,934 0 762
Technology Select Sector SPDR ETF 81369y803 33,466 692,017 SH   SOLE   673,235 0 18,782
Technology Select Sector SPDR ETF 81369y803 30 630 SH   OTR   252 0 378
Vanguard High Dividend Yield E ETF 921946406 1,472 19,427 SH   SOLE   19,427 0 0
Vanguard MSCI Emerging Markets ETF 922042858 35,867 1,002,444 SH   SOLE   967,726 0 34,718
Vanguard MSCI Emerging Markets ETF 922042858 29 809 SH   OTR   809 0 0
Vanguard Pacific Stock ETF ETF 922042866 257 4,427 SH   SOLE   4,427 0 0
Vanguard Specializd Div Apprec ETF 921908844 447 5,248 SH   SOLE   5,248 0 0
Vanguard Total Stock Market ET ETF 922908769 2,326 20,169 SH   SOLE   20,169 0 0
WisdomTree Dividend ex-Financi ETF 97717W406 1,151 14,336 SH   SOLE   14,336 0 0
iShares MSCI EAFE Index ETF 464287465 73,073 1,265,773 SH   SOLE   1,220,154 0 45,619
iShares MSCI EAFE Index ETF 464287465 84 1,462 SH   OTR   1,462 0 0
iShares Russell 1000 Growth In ETF 464287614 80,090 763,487 SH   SOLE   734,950 0 28,538
iShares Russell 1000 Growth In ETF 464287614 82 780 SH   OTR   780 0 0
iShares Russell 2000 Growth In ETF 464287648 2,774 18,022 SH   SOLE   18,022 0 0
iShares Russell 2000 Index ETF 464287655 292 2,168 SH   SOLE   2,168 0 0
iShares Russell 2000 Value ETF 464287630 233 1,956 SH   SOLE   1,956 0 0
iShares S&P 500 Index Fund ETF 464287200 17,871 79,428 SH   SOLE   79,428 0 0
iShares S&P Midcap 400/Growth ETF 464287606 3,961 21,739 SH   SOLE   19,976 0 1,763
iShares S&P Smallcap 600 ETF 464287804 368 2,677 SH   SOLE   2,677 0 0
iShares S&P500/BARRA Growth ETF 464287309 515 4,226 SH   SOLE   4,226 0 0
iShares Tr S&P 100 Idx Fd ETF 464287101 21,224 213,731 SH   SOLE   208,600 0 5,131
iShares Tr S&P 100 Idx Fd ETF 464287101 21 210 SH   OTR   210 0 0
iShares Tr S&P Midcap 400 ETF 464287507 49,506 299,418 SH   SOLE   289,680 0 9,738
iShares Tr S&P Midcap 400 ETF 464287507 58 352 SH   OTR   352 0 0