The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 2,926 72,040 SH   SOLE   69,606 0 2,434
AT&T INC COMMON STOCK 00206R102 57 1,394 SH   DFND   1,394 0 0
AT&T INC COMMON STOCK 00206R102 297 7,311 SH   OTR   7,311 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 2,898 68,524 SH   SOLE   66,256 0 2,268
ABBOTT LABORATORIES COMMON STOCK 002824100 25 600 SH   DFND   600 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 156 3,682 SH   OTR   3,682 0 0
ABBVIE INC COMMON STOCK 00287Y109 313 4,958 SH   SOLE   4,958 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 2,412 16,045 SH   SOLE   16,045 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 63 420 SH   OTR   420 0 0
ALPHABET INC COMMON STOCK 02079K107 239 308 SH   SOLE   302 0 6
ALPHABET INC COMMON STOCK 02079K107 40 51 SH   OTR   51 0 0
ALPHABET INC COMMON STOCK 02079K305 216 269 SH   SOLE   257 0 12
ALPHABET INC COMMON STOCK 02079K305 36 45 SH   OTR   45 0 0
AMAZON.COM INC COMMON STOCK 023135106 289 345 SH   OTR   345 0 0
AMGEN INC COMMON STOCK 031162100 3,612 21,655 SH   SOLE   21,137 0 518
AMGEN INC COMMON STOCK 031162100 114 681 SH   DFND   681 0 0
AMGEN INC COMMON STOCK 031162100 168 1,010 SH   OTR   975 0 35
APPLE INC COMMON STOCK 037833100 5,330 47,150 SH   SOLE   46,655 0 495
APPLE INC COMMON STOCK 037833100 40 350 SH   DFND   350 0 0
APPLE INC COMMON STOCK 037833100 498 4,401 SH   OTR   4,401 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 763 18,100 SH   SOLE   18,100 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 13 320 SH   OTR   320 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 1,284 26,965 SH   SOLE   26,965 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 24 495 SH   DFND   495 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 102 2,142 SH   OTR   2,142 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 205 1,418 SH   SOLE   1,245 0 173
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 45 312 SH   OTR   312 0 0
BIOGEN INC COMMON STOCK 09062X103 455 1,455 SH   SOLE   1,455 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 367 6,812 SH   SOLE   6,812 0 0
CABOT OIL & GAS CORP COMMON STOCK 127097103 1,298 50,298 SH   SOLE   49,257 0 1,041
CABOT OIL & GAS CORP COMMON STOCK 127097103 96 3,724 SH   OTR   3,724 0 0
CELGENE CORP COMMON STOCK 151020104 342 3,268 SH   SOLE   3,268 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 2,877 27,953 SH   SOLE   27,710 0 243
CHEVRON CORPORATION COMMON STOCK 166764100 74 723 SH   DFND   723 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 301 2,929 SH   OTR   2,829 0 100
CISCO SYSTEMS INC COMMON STOCK 17275R102 3,221 101,537 SH   SOLE   100,685 0 852
CISCO SYSTEMS INC COMMON STOCK 17275R102 38 1,207 SH   DFND   1,207 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 192 6,045 SH   OTR   5,870 0 175
DOW CHEMICAL COMPANY COMMON STOCK 260543103 2,522 48,652 SH   SOLE   48,178 0 474
DOW CHEMICAL COMPANY COMMON STOCK 260543103 36 704 SH   DFND   704 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 154 2,963 SH   OTR   2,963 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 643 7,367 SH   SOLE   7,367 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 61 700 SH   OTR   700 0 0
FORD MOTOR COMMON STOCK 345370860 2,203 182,491 SH   SOLE   175,011 0 7,480
FORD MOTOR COMMON STOCK 345370860 21 1,776 SH   DFND   1,776 0 0
FORD MOTOR COMMON STOCK 345370860 155 12,847 SH   OTR   12,847 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 179 6,042 SH   SOLE   6,042 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 30 1,000 SH   OTR   0 0 1,000
GILEAD SCIENCES INC COMMON STOCK 375558103 328 4,147 SH   SOLE   4,147 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 8 95 SH   OTR   95 0 0
HOLLYFRONTIER CORP COMMON STOCK 436106108 1,183 48,277 SH   SOLE   48,277 0 0
HOLLYFRONTIER CORP COMMON STOCK 436106108 23 959 SH   DFND   959 0 0
INTEL CORP COMMON STOCK 458140100 1,899 50,311 SH   SOLE   50,311 0 0
INTEL CORP COMMON STOCK 458140100 4 100 SH   OTR   0 0 100
INTERNATIONAL PAPER COMPANY COMMON STOCK 460146103 2,545 53,040 SH   SOLE   52,451 0 589
INTERNATIONAL PAPER COMPANY COMMON STOCK 460146103 26 550 SH   DFND   550 0 0
INTERNATIONAL PAPER COMPANY COMMON STOCK 460146103 137 2,862 SH   OTR   2,862 0 0
ISHARES COMMON STOCK 464287309 3,669 30,157 SH   SOLE   30,157 0 0
ITC HOLDINGS CORP COMMON STOCK 465685105 1,400 30,126 SH   SOLE   30,126 0 0
ITC HOLDINGS CORP COMMON STOCK 465685105 24 521 SH   DFND   521 0 0
ITC HOLDINGS CORP COMMON STOCK 465685105 129 2,776 SH   OTR   2,776 0 0
JERNIGAN CAPITAL INC COMMON STOCK 476405105 372 19,410 SH   SOLE   19,410 0 0
MCDONALDS CORP COMMON STOCK 580135101 1,900 16,466 SH   SOLE   16,466 0 0
MCDONALDS CORP COMMON STOCK 580135101 42 365 SH   DFND   365 0 0
MCDONALDS CORP COMMON STOCK 580135101 156 1,355 SH   OTR   1,055 0 300
MERCK & CO INC COMMON STOCK 58933Y105 3,748 60,050 SH   SOLE   58,508 0 1,542
MERCK & CO INC COMMON STOCK 58933Y105 88 1,414 SH   DFND   1,414 0 0
MERCK & CO INC COMMON STOCK 58933Y105 200 3,202 SH   OTR   3,072 0 130
MICROSOFT CORP COMMON STOCK 594918104 3,540 61,454 SH   SOLE   60,932 0 522
MICROSOFT CORP COMMON STOCK 594918104 122 2,117 SH   DFND   2,117 0 0
MICROSOFT CORP COMMON STOCK 594918104 233 4,041 SH   OTR   3,941 0 100
PFIZER INC COMMON STOCK 717081103 508 14,997 SH   SOLE   14,997 0 0
PFIZER INC COMMON STOCK 717081103 17 500 SH   OTR   0 0 500
PHILIP MORRIS INTL INC COMMON STOCK 718172109 535 5,507 SH   SOLE   5,507 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 40 414 SH   DFND   414 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 138 1,418 SH   OTR   1,218 0 200
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 2,128 31,996 SH   SOLE   30,660 0 1,336
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 22 324 SH   DFND   324 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 116 1,738 SH   OTR   1,638 0 100
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,690 18,831 SH   SOLE   18,831 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 25 283 SH   DFND   283 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 601 6,700 SH   OTR   6,555 0 145
QUALCOMM INC. COMMON STOCK 747525103 3,317 48,418 SH   SOLE   47,786 0 632
QUALCOMM INC. COMMON STOCK 747525103 185 2,706 SH   OTR   2,706 0 0
RAYTHEON COMMON STOCK 755111507 2,517 18,493 SH   SOLE   18,276 0 217
RAYTHEON COMMON STOCK 755111507 34 252 SH   DFND   252 0 0
RAYTHEON COMMON STOCK 755111507 139 1,024 SH   OTR   1,024 0 0
REVANCE THERAPEUTICS INC COMMON STOCK 761330109 1,062 65,500 SH   SOLE   65,500 0 0
ROCKWELL AUTOMATION INC. COMMON STOCK 773903109 671 5,486 SH   SOLE   5,486 0 0
SPDR COMMON STOCK 81369Y407 514 6,425 SH   SOLE   6,425 0 0
SHIRE PLC COMMON STOCK 82481R106 708 3,650 SH   SOLE   3,650 0 0
SHIRE PLC COMMON STOCK 82481R106 14 73 SH   DFND   73 0 0
SHIRE PLC COMMON STOCK 82481R106 26 135 SH   OTR   135 0 0
TEVA PHARMACEUTICAL INDUSTRIES COMMON STOCK 881624209 337 7,322 SH   SOLE   7,322 0 0
UNION PACIFIC COMMON STOCK 907818108 2,556 26,208 SH   SOLE   25,865 0 343
UNION PACIFIC COMMON STOCK 907818108 26 269 SH   DFND   269 0 0
UNION PACIFIC COMMON STOCK 907818108 177 1,813 SH   OTR   1,813 0 0
UNITED BANKSHARES INC COMMON STOCK 909907107 245 6,503 SH   SOLE   6,503 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 2,788 25,493 SH   SOLE   24,582 0 911
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 39 356 SH   DFND   356 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 178 1,631 SH   OTR   1,631 0 0
VANGUARD COMMON STOCK 922908629 1,408 10,874 SH   SOLE   10,874 0 0
VANGUARD COMMON STOCK 922908736 2,362 21,039 SH   SOLE   21,039 0 0
VANGUARD COMMON STOCK 922908744 2,639 30,328 SH   SOLE   30,328 0 0
WISDOMTREE COMMON STOCK 97717W851 1,617 37,686 SH   SOLE   37,686 0 0
WISDOMTREE COMMON STOCK 97717X701 2,966 55,199 SH   SOLE   55,199 0 0
WISDOMTREE COMMON STOCK 97717X701 177 3,295 SH   OTR   3,295 0 0
ALLERGAN PLC FOREIGN STOCK G0177J108 741 3,218 SH   SOLE   3,218 0 0
ALLERGAN PLC FOREIGN STOCK G0177J108 8 33 SH   OTR   33 0 0
COCA-COLA EUROPEAN PARTNERS FOREIGN STOCK G25839104 898 22,507 SH   SOLE   22,507 0 0
COCA-COLA EUROPEAN PARTNERS FOREIGN STOCK G25839104 31 780 SH   DFND   780 0 0
COCA-COLA EUROPEAN PARTNERS FOREIGN STOCK G25839104 75 1,887 SH   OTR   1,887 0 0