The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 293 5,697 SH   SOLE   4,765 0 932
AES CORP COM 00130H105 146 10,250 SH   SOLE   250 0 10,000
AMAZON COM INC COM 023135106 393 1,170 SH   SOLE   1,170 0 0
APPLE INC COM 037833100 1,029 1,918 SH   SOLE   1,733 0 185
AT&T INC COM 00206R102 266 7,580 SH   SOLE   5,535 0 2,045
BB&T CORP COM 054937107 253 6,318 SH   SOLE   6,318 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 320 2,562 SH   SOLE   2,062 0 500
CHEVRON CORP NEW COM 166764100 351 2,952 SH   SOLE   2,510 0 442
COCA COLA CO COM 191216100 250 6,474 SH   SOLE   6,474 0 0
CONOCOPHILLIPS COM 20825C104 281 4,000 SH   SOLE   4,000 0 0
CUMMINS INC COM 231021106 440 2,955 SH   SOLE   2,955 0 0
DANAHER CORP DEL COM 235851102 1,187 15,828 SH   SOLE   15,828 0 0
DOMINION RES INC VA NEW COM 25746U109 230 3,233 SH   SOLE   2,623 0 610
DUKE ENERGY CORP NEW COM NEW 26441C204 337 4,735 SH   SOLE   4,066 0 669
E M C CORP MASS COM 268648102 259 9,425 SH   SOLE   9,425 0 0
EMERSON ELEC CO COM 291011104 288 4,304 SH   SOLE   4,304 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 448 6,454 SH   SOLE   6,454 0 0
EXXON MOBIL CORP COM 30231G102 853 8,733 SH   SOLE   8,733 0 0
FLEXSHARES TR QUALT DIVD IDX 33939L860 299 8,870 SH   SOLE   8,870 0 0
FMC TECHNOLOGIES INC COM 30249U101 275 5,255 SH   SOLE   5,255 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 782 50,104 SH   SOLE   104 0 50,000
GENERAL ELECTRIC CO COM 369604103 412 15,921 SH   SOLE   14,921 0 1,000
GENERAL MLS INC COM 370334104 268 5,170 SH   SOLE   5,170 0 0
GOOGLE INC CL A 38259P508 606 544 SH   SOLE   544 0 0
HEALTH CARE REIT INC COM 42217K106 267 4,485 SH   SOLE   4,485 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 359 1,866 SH   SOLE   1,866 0 0
ISHARES SELECT DIVID ETF 464287168 849 11,578 SH   SOLE   11,578 0 0
ISHARES CORE S&P500 ETF 464287200 458 2,434 SH   SOLE   2,405 0 29
ISHARES MSCI EAFE ETF 464287465 772 11,482 SH   SOLE   7,652 3,830 0
ISHARES CORE S&P MCP ETF 464287507 16,514 120,131 SH   SOLE   120,116 0 15
ISHARES RUS 1000 VAL ETF 464287598 381 3,945 SH   SOLE   3,945 0 0
ISHARES RUSSELL 2000 ETF 464287655 4,116 35,376 SH   SOLE   35,376 0 0
ISHARES CORE S&P SCP ETF 464287804 1,034 9,386 SH   SOLE   9,386 0 0
ISHARES INTL SEL DIV ETF 464288448 289 7,486 SH   SOLE   7,486 0 0
ISHARES MICRO-CAP ETF 464288869 884 11,436 SH   SOLE   11,411 0 25
JOHNSON & JOHNSON COM 478160104 741 7,543 SH   SOLE   7,048 0 495
JPMORGAN CHASE & CO COM 46625H100 566 9,323 SH   SOLE   6,823 0 2,500
LABORATORY CORP AMER HLDGS COM NEW 50540R409 247 2,510 SH   SOLE   2,510 0 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 297 4,264 SH   SOLE   4,264 0 0
MCCORMICK & CO INC COM VTG 579780107 975 13,627 SH   SOLE   13,627 0 0
MCDONALDS CORP COM 580135101 961 9,802 SH   SOLE   9,552 0 250
MICROSOFT CORP COM 594918104 238 5,795 SH   SOLE   5,795 0 0
NEXTERA ENERGY INC COM 65339F101 497 5,201 SH   SOLE   4,409 0 792
PEPSICO INC COM 713448108 563 6,744 SH   SOLE   6,744 0 0
PERRIGO CO PLC SHS G97822103 717 4,638 SH   SOLE   4,638 0 0
PFIZER INC COM 717081103 1,087 33,866 SH   SOLE   33,866 0 0
PIMCO ETF TR ENHAN SHRT MAT 72201R833 4,079 40,238 SH   SOLE   40,238 0 0
PRECISION CASTPARTS CORP COM 740189105 382 1,512 SH   SOLE   1,512 0 0
PRICE T ROWE GROUP INC COM 74144T108 346 4,205 SH   SOLE   4,205 0 0
PROCTER & GAMBLE CO COM 742718109 369 4,575 SH   SOLE   4,075 0 500
PROSHARES TR PSHS LC COR PLUS 74347R248 541 6,015 SH   SOLE   6,015 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 12,993 290,613 SH   SOLE   285,113 5,500 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,464 66,855 SH   SOLE   66,855 0 0
SIGMA ALDRICH CORP COM 826552101 360 3,857 SH   SOLE   3,857 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 358 10,568 SH   SOLE   6,525 4,043 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 20,892 111,716 SH   SOLE   111,716 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 320 1,279 SH   SOLE   0 1,279 0
STARBUCKS CORP COM 855244109 706 9,620 SH   SOLE   9,620 0 0
TJX COS INC NEW COM 872540109 982 16,195 SH   SOLE   16,195 0 0
TRI CONTL CORP COM 895436103 270 13,468 SH   SOLE   13,468 0 0
UNITED BANKSHARES INC WEST V COM 909907107 385 12,587 SH   SOLE   7,200 0 5,387
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 4,203 66,595 SH   SOLE   66,595 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 375 7,879 SH   SOLE   7,054 0 825
WASHINGTONFIRST BANKSHARES I COM 940730104 307 21,102 SH   SOLE   21,102 0 0
WISDOMTREE TR SMALLCAP DIVID 97717W604 471 6,900 SH   SOLE   6,900 0 0