The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 227 1,379 SH   SOLE   419 0 960
ABBOTT LABS COM 002824100 353 7,837 SH   SOLE   1,766 0 6,071
ABBVIE INC COM 00287Y109 546 8,351 SH   SOLE   1,066 0 7,285
ADOBE SYS INC COM 00724F101 231 3,174 SH   SOLE   100 0 3,074
AES CORP COM 00130H105 141 10,250 SH   SOLE   0 0 10,250
ALTRIA GROUP INC COM 02209S103 246 4,988 SH   SOLE   18 0 4,970
AMAZON COM INC COM 023135106 282 910 SH   SOLE   0 0 910
AMERICAN WTR WKS CO INC NEW COM 030420103 318 5,973 SH   SOLE   932 0 5,041
APPLE INC COM 037833100 1,757 15,914 SH   SOLE   1,653 0 14,261
AT&T INC COM 00206R102 358 10,655 SH   SOLE   1,332 0 9,323
BB&T CORP COM 054937107 353 9,086 SH   SOLE   1,832 0 7,254
BERKSHIRE HATHAWAY INC DEL CL A 084670108 226 100 SH   SOLE   0 0 100
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 736 4,904 SH   SOLE   180 0 4,724
CELGENE CORP COM 151020104 275 2,458 SH   SOLE   500 0 1,958
CHEVRON CORP NEW COM 166764100 464 4,133 SH   SOLE   108 0 4,025
CISCO SYS INC COM 17275R102 447 16,056 SH   SOLE   3,210 0 12,846
COCA COLA CO COM 191216100 377 8,923 SH   SOLE   296 0 8,627
COMCAST CORP NEW CL A 20030N101 540 9,311 SH   SOLE   1,500 0 7,811
CONOCOPHILLIPS COM 20825C104 341 4,931 SH   SOLE   46 0 4,885
DANAHER CORP DEL COM 235851102 828 9,663 SH   SOLE   1,100 0 8,563
DOMINION RES INC VA NEW COM 25746U109 393 5,108 SH   SOLE   942 0 4,166
DUKE ENERGY CORP NEW COM NEW 26441C204 566 6,771 SH   SOLE   444 0 6,327
E M C CORP MASS COM 268648102 231 7,755 SH   SOLE   2,364 0 5,391
EMERSON ELEC CO COM 291011104 415 6,720 SH   SOLE   1,370 0 5,350
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 438 6,735 PRN   SOLE   0 0 6,735
ENTERPRISE PRODS PARTNERS L COM 293792107 1,052 29,131 SH   SOLE   0 0 29,131
EXXON MOBIL CORP COM 30231G102 2,338 25,289 SH   SOLE   734 0 24,555
FLEXSHARES TR QUALT DIVD IDX 33939L860 399 11,020 SH   SOLE   0 0 11,020
FORD MTR CO DEL COM PAR $0.01 345370860 835 53,877 SH   SOLE   0 0 53,877
GENERAL ELECTRIC CO COM 369604103 1,338 52,931 SH   SOLE   2,464 0 50,467
GENERAL MLS INC COM 370334104 488 9,150 SH   SOLE   1,832 0 7,318
HEALTH CARE REIT INC COM 42217K106 347 4,585 SH   SOLE   0 0 4,585
INTEL CORP COM 458140100 498 13,735 SH   SOLE   2,929 0 10,806
INTERNATIONAL BUSINESS MACHS COM 459200101 1,137 7,088 SH   SOLE   276 0 6,812
ISHARES MICRO-CAP ETF 464288869 594 7,711 SH   SOLE   0 0 7,711
ISHARES TR SELECT DIVID ETF 464287168 920 11,581 SH   SOLE   0 0 11,581
ISHARES TR CORE S&P500 ETF 464287200 504 2,434 SH   SOLE   0 0 2,434
ISHARES TR MSCI EAFE ETF 464287465 516 8,484 SH   SOLE   780 0 7,704
ISHARES TR CORE S&P MCP ETF 464287507 18,381 126,940 SH   SOLE   4,123 0 122,817
ISHARES TR RUS 1000 VAL ETF 464287598 412 3,945 SH   SOLE   0 0 3,945
ISHARES TR RUSSELL 2000 ETF 464287655 3,331 27,843 SH   SOLE   70 0 27,773
ISHARES TR CORE S&P SCP ETF 464287804 5,942 52,092 SH   SOLE   1,041 0 51,051
JOHNSON & JOHNSON COM 478160104 908 8,685 SH   SOLE   647 0 8,038
JPMORGAN CHASE & CO COM 46625H100 815 13,025 SH   SOLE   1,497 0 11,528
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 11,478 249,787 PRN   SOLE   7,721 0 242,066
KINDER MORGAN INC DEL COM 49456B101 262 6,191 SH   SOLE   0 0 6,191
LABORATORY CORP AMER HLDGS COM NEW 50540R409 264 2,450 SH   SOLE   0 0 2,450
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 471 5,703 SH   SOLE   0 0 5,703
MCCORMICK & CO INC COM VTG 579780107 1,010 13,627 SH   SOLE   0 0 13,627
MCDONALDS CORP COM 580135101 657 7,011 SH   SOLE   695 0 6,316
MICROSOFT CORP COM 594918104 420 9,047 SH   SOLE   1,907 0 7,140
MORGAN STANLEY COM NEW 617446448 201 5,175 SH   SOLE   0 0 5,175
NEXTERA ENERGY INC COM 65339F101 461 4,336 SH   SOLE   0 0 4,336
NORFOLK SOUTHERN CORP COM 655844108 558 5,094 SH   SOLE   728 0 4,366
PEPSICO INC COM 713448108 787 8,327 SH   SOLE   836 0 7,491
PERRIGO CO PLC SHS G97822103 210 1,255 SH   SOLE   0 0 1,255
PFIZER INC COM 717081103 1,613 51,778 SH   SOLE   343 0 51,435
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 4,456 44,093 SH   SOLE   3,000 0 41,093
PRECISION CASTPARTS CORP COM 740189105 310 1,287 SH   SOLE   0 0 1,287
PROCTER & GAMBLE CO COM 742718109 592 6,498 SH   SOLE   925 0 5,573
PROSHARES TR PSHS LC COR PLUS 74347R248 653 6,475 SH   SOLE   0 0 6,475
SCHWAB CHARLES CORP NEW COM 808513105 344 11,409 SH   SOLE   800 0 10,609
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 23,591 480,955 SH   SOLE   11,656 0 469,299
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 266 6,527 SH   SOLE   0 0 6,527
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 5,241 131,525 SH   SOLE   7,900 0 123,625
SIGMA ALDRICH CORP COM 826552101 317 2,307 SH   SOLE   0 0 2,307
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 288 10,542 SH   SOLE   0 0 10,542
SPDR S&P 500 ETF TR TR UNIT 78462F103 23,046 112,122 SH   SOLE   1,005 0 111,117
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 338 1,279 SH   SOLE   0 0 1,279
SPECTRA ENERGY PARTNERS LP COM 84756N109 208 3,651 PRN   SOLE   0 0 3,651
STARBUCKS CORP COM 855244109 324 3,950 SH   SOLE   1,050 0 2,900
TARGET CORP COM 87612E106 223 2,932 SH   SOLE   864 0 2,068
TJX COS INC NEW COM 872540109 238 3,470 SH   SOLE   0 0 3,470
TRI CONTL CORP COM 895436103 288 13,468 SH   SOLE   0 0 13,468
UNITED BANKSHARES INC WEST V COM 909907107 471 12,587 SH   SOLE   0 0 12,587
VANGUARD INDEX FDS REIT ETF 922908553 12,708 156,891 PRN   SOLE   1,601 0 155,290
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 824 20,587 SH   SOLE   2,700 0 17,887
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,117 55,878 SH   SOLE   860 0 55,018
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 4,947 71,952 SH   SOLE   0 0 71,952
VERIZON COMMUNICATIONS INC COM 92343V104 601 12,851 SH   SOLE   801 0 12,050
WASHINGTONFIRST BANKSHARES I COM 940730104 439 29,013 SH   SOLE   0 0 29,013
WELLS FARGO & CO NEW COM 949746101 270 4,930 SH   SOLE   486 0 4,444
WILLIAMS PARTNERS L P COM UNIT L P 96950F104 282 6,296 SH   SOLE   0 0 6,296
WISDOMTREE TR SMALLCAP DIVID 97717W604 451 6,355 SH   SOLE   0 0 6,355