The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 227 1,379 SH   SOLE   419 0 960
ABBOTT LABS COM 002824100 302 6,522 SH   SOLE   1,066 0 5,456
ABBVIE INC COM 00287Y109 580 9,911 SH   SOLE   1,066 0 8,845
ADOBE SYS INC COM 00724F101 235 3,174 SH   SOLE   100 0 3,074
AES CORP COM 00130H105 129 10,000 SH   SOLE   0 0 10,000
AMAZON COM INC COM 023135106 329 885 SH   SOLE   0 0 885
AMERICAN WTR WKS CO INC NEW COM 030420103 324 5,973 SH   SOLE   932 0 5,041
APPLE INC COM 037833100 2,024 16,266 SH   SOLE   1,805 0 14,461
AT&T INC COM 00206R102 311 9,530 SH   SOLE   1,332 0 8,198
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 802 5,559 SH   SOLE   947 0 4,612
CELGENE CORP COM 151020104 283 2,458 SH   SOLE   500 0 1,958
CHEVRON CORP NEW COM 166764100 445 4,234 SH   SOLE   58 0 4,176
CISCO SYS INC COM 17275R102 359 13,057 SH   SOLE   3,210 0 9,847
COCA COLA CO COM 191216100 211 5,210 SH   SOLE   296 0 4,914
COMCAST CORP NEW CL A 20030N101 594 10,511 SH   SOLE   1,500 0 9,011
CONOCOPHILLIPS COM 20825C104 304 4,883 SH   SOLE   46 0 4,837
DANAHER CORP DEL COM 235851102 670 7,888 SH   SOLE   0 0 7,888
DOMINION RES INC VA NEW COM 25746U109 304 4,288 SH   SOLE   942 0 3,346
DUKE ENERGY CORP NEW COM NEW 26441C204 296 3,859 SH   SOLE   444 0 3,415
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 375 6,735 PRN   SOLE   0 0 6,735
ENTERPRISE PRODS PARTNERS L COM 293792107 750 22,761 SH   SOLE   0 0 22,761
EXXON MOBIL CORP COM 30231G102 2,031 23,889 SH   SOLE   734 0 23,155
FLEXSHARES TR QUALT DIVD IDX 33939L860 404 11,020 SH   SOLE   0 0 11,020
FORD MTR CO DEL COM PAR $0.01 345370860 1,050 65,066 SH   SOLE   1,256 0 63,810
GENERAL ELECTRIC CO COM 369604103 1,531 61,690 SH   SOLE   6,064 0 55,626
GENERAL MLS INC COM 370334104 471 8,330 SH   SOLE   1,832 0 6,498
GOOGLE INC CL A 38259P508 258 466 SH   SOLE   5 0 461
HEALTH CARE REIT INC COM 42217K106 352 4,547 SH   SOLE   0 0 4,547
INTEL CORP COM 458140100 458 14,639 SH   SOLE   2,929 0 11,710
INTERNATIONAL BUSINESS MACHS COM 459200101 1,130 7,041 SH   SOLE   305 0 6,736
ISHARES MICRO-CAP ETF 464288869 324 4,101 SH   SOLE   0 0 4,101
ISHARES TR SELECT DIVID ETF 464287168 903 11,586 SH   SOLE   0 0 11,586
ISHARES TR CORE S&P500 ETF 464287200 506 2,434 SH   SOLE   0 0 2,434
ISHARES TR MSCI EAFE ETF 464287465 492 7,669 SH   SOLE   0 0 7,669
ISHARES TR CORE S&P MCP ETF 464287507 20,972 137,991 SH   SOLE   5,423 0 132,568
ISHARES TR RUS 1000 VAL ETF 464287598 407 3,945 SH   SOLE   0 0 3,945
ISHARES TR RUSSELL 2000 ETF 464287655 3,412 27,433 SH   SOLE   70 0 27,363
ISHARES TR CORE S&P SCP ETF 464287804 6,375 54,008 SH   SOLE   1,731 0 52,277
JOHNSON & JOHNSON COM 478160104 857 8,515 SH   SOLE   647 0 7,868
JPMORGAN CHASE & CO COM 46625H100 935 15,431 SH   SOLE   1,497 0 13,934
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 10,497 245,267 PRN   SOLE   9,371 0 235,896
KINDER MORGAN INC DEL COM 49456B101 318 7,564 SH   SOLE   0 0 7,564
LABORATORY CORP AMER HLDGS COM NEW 50540R409 378 3,001 SH   SOLE   551 0 2,450
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 441 5,750 SH   SOLE   0 0 5,750
MCCORMICK & CO INC COM VTG 579780107 1,058 13,627 SH   SOLE   0 0 13,627
MCDONALDS CORP COM 580135101 403 4,134 SH   SOLE   529 0 3,605
MICROCHIP TECHNOLOGY INC COM 595017104 201 4,110 SH   SOLE   300 0 3,810
MICROSOFT CORP COM 594918104 310 7,631 SH   SOLE   1,972 0 5,659
NATIONAL BK GREECE S A SPN ADR REP 1 SH 633643705 128 100,000 SH   SOLE   0 0 100,000
NEXTERA ENERGY INC COM 65339F101 432 4,155 SH   SOLE   0 0 4,155
NORFOLK SOUTHERN CORP COM 655844108 675 6,562 SH   SOLE   728 0 5,834
PEPSICO INC COM 713448108 949 9,927 SH   SOLE   836 0 9,091
PERRIGO CO PLC SHS G97822103 249 1,504 SH   SOLE   134 0 1,370
PFIZER INC COM 717081103 1,748 50,251 SH   SOLE   343 0 49,908
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 5,315 52,543 SH   SOLE   3,370 0 49,173
PNC FINL SVCS GROUP INC COM 693475105 216 2,312 SH   SOLE   0 0 2,312
PRECISION CASTPARTS CORP COM 740189105 244 1,162 SH   SOLE   0 0 1,162
PROCTER & GAMBLE CO COM 742718109 546 6,665 SH   SOLE   925 0 5,740
PROSHARES TR PSHS LC COR PLUS 74347R248 651 6,475 SH   SOLE   0 0 6,475
SCHWAB CHARLES CORP NEW COM 808513105 347 11,409 SH   SOLE   800 0 10,609
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 28,039 565,645 SH   SOLE   30,104 0 535,541
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 282 6,527 SH   SOLE   0 0 6,527
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 5,087 129,080 SH   SOLE   7,900 0 121,180
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 3,167 62,400 SH   SOLE   6,400 0 56,000
SIGMA ALDRICH CORP COM 826552101 319 2,307 SH   SOLE   0 0 2,307
SIMON PPTY GROUP INC NEW COM 828806109 211 1,080 PRN   SOLE   0 0 1,080
SPDR S&P 500 ETF TR TR UNIT 78462F103 23,015 111,489 SH   SOLE   1,005 0 110,484
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 355 1,279 SH   SOLE   0 0 1,279
STARBUCKS CORP COM 855244109 288 3,046 SH   SOLE   0 0 3,046
SYSCO CORP COM 871829107 205 5,435 SH   SOLE   1,412 0 4,023
TARGET CORP COM 87612E106 339 4,132 SH   SOLE   2,064 0 2,068
TJX COS INC NEW COM 872540109 243 3,470 SH   SOLE   0 0 3,470
TREX CO INC COM 89531P105 215 3,948 SH   SOLE   200 0 3,748
TRI CONTL CORP COM 895436103 292 13,467 SH   SOLE   0 0 13,467
UNITED BANKSHARES INC WEST V COM 909907107 473 12,587 SH   SOLE   0 0 12,587
UNITED TECHNOLOGIES CORP COM 913017109 220 1,877 SH   SOLE   1,326 0 551
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 207 2,565 SH   SOLE   0 0 2,565
VANGUARD INDEX FDS REIT ETF 922908553 12,871 152,660 PRN   SOLE   2,234 0 150,426
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,477 60,617 SH   SOLE   2,800 0 57,817
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,713 143,429 SH   SOLE   4,080 0 139,349
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 4,844 70,925 SH   SOLE   0 0 70,925
VERIZON COMMUNICATIONS INC COM 92343V104 695 14,294 SH   SOLE   2,601 0 11,693
WALGREENS BOOTS ALLIANCE INC COM 931427108 250 2,950 SH   SOLE   800 0 2,150
WASHINGTONFIRST BANKSHARES I COM 940730104 525 30,919 SH   SOLE   0 0 30,919
WELLS FARGO & CO NEW COM 949746101 251 4,615 SH   SOLE   486 0 4,129
WILLIAMS PARTNERS L P NEW COM UNIT LTD PAR 96949L105 244 4,960 SH   SOLE   0 0 4,960
WISDOMTREE TR SMALLCAP DIVID 97717W604 458 6,355 SH   SOLE   0 0 6,355