The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 258 6,422 SH   SOLE   1,066 0 5,356
ABBVIE INC COM 00287Y109 543 9,981 SH   SOLE   1,198 0 8,783
ADOBE SYS INC COM 00724F101 261 3,174 SH   SOLE   100 0 3,074
AES CORP COM 00130H105 98 10,000 SH   SOLE   0 0 10,000
AMAZON COM INC COM 023135106 453 885 SH   SOLE   0 0 885
AMERICAN WTR WKS CO INC NEW COM 030420103 323 5,873 SH   SOLE   932 0 4,941
APPLE INC COM 037833100 1,924 17,442 SH   SOLE   2,613 0 14,829
AT&T INC COM 00206R102 319 9,786 SH   SOLE   1,332 0 8,454
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 820 6,289 SH   SOLE   1,347 0 4,942
BOEING CO COM 097023105 243 1,855 SH   SOLE   151 0 1,704
CELGENE CORP COM 151020104 274 2,531 SH   SOLE   500 0 2,031
CHEVRON CORP NEW COM 166764100 263 3,336 SH   SOLE   58 0 3,278
CISCO SYS INC COM 17275R102 365 13,898 SH   SOLE   3,760 0 10,138
COCA COLA CO COM 191216100 220 5,472 SH   SOLE   296 0 5,176
COMCAST CORP NEW CL A 20030N101 589 10,360 SH   SOLE   1,500 0 8,860
CONOCOPHILLIPS COM 20825C104 226 4,722 SH   SOLE   46 0 4,676
DANAHER CORP DEL COM 235851102 637 7,470 SH   SOLE   0 0 7,470
DOMINION RES INC VA NEW COM 25746U109 251 3,565 SH   SOLE   542 0 3,023
DUKE ENERGY CORP NEW COM NEW 26441C204 252 3,507 SH   SOLE   444 0 3,063
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 361 8,789 PRN   SOLE   0 0 8,789
ENTERPRISE PRODS PARTNERS L COM 293792107 778 31,249 SH   SOLE   1,324 0 29,925
EXXON MOBIL CORP COM 30231G102 1,699 22,845 SH   SOLE   734 0 22,111
FLEXSHARES TR QUALT DIVD IDX 33939L860 368 11,020 SH   SOLE   0 0 11,020
FORD MTR CO DEL COM PAR $0.01 345370860 999 73,652 SH   SOLE   2,744 0 70,908
GENERAL ELECTRIC CO COM 369604103 1,556 61,690 SH   SOLE   6,064 0 55,626
GENERAL MLS INC COM 370334104 436 7,764 SH   SOLE   1,699 0 6,065
GOOGLE INC CL A 38259P508 291 456 SH   SOLE   5 0 451
INTEL CORP COM 458140100 356 11,802 SH   SOLE   2,229 0 9,573
INTERNATIONAL BUSINESS MACHS COM 459200101 995 6,860 SH   SOLE   305 0 6,555
ISHARES TR SELECT DIVID ETF 464287168 798 10,966 SH   SOLE   0 0 10,966
ISHARES TR CORE S&P500 ETF 464287200 734 3,811 SH   SOLE   1,337 0 2,474
ISHARES TR MSCI EAFE ETF 464287465 463 8,069 SH   SOLE   700 0 7,369
ISHARES TR CORE S&P MCP ETF 464287507 22,004 161,068 SH   SOLE   11,578 0 149,490
ISHARES TR RUS 1000 VAL ETF 464287598 385 4,127 SH   SOLE   182 0 3,945
ISHARES TR RUSSELL 2000 ETF 464287655 2,253 20,628 SH   SOLE   190 0 20,438
ISHARES TR CORE S&P SCP ETF 464287804 6,035 56,633 SH   SOLE   4,199 0 52,434
ISHARES TR MICRO-CAP ETF 464288869 286 4,102 SH   SOLE   0 0 4,102
JOHNSON & JOHNSON COM 478160104 886 9,493 SH   SOLE   647 0 8,846
JPMORGAN CHASE & CO COM 46625H100 955 15,659 SH   SOLE   1,759 0 13,900
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 6,952 228,773 PRN   SOLE   17,981 0 210,792
KINDER MORGAN INC DEL COM 49456B101 209 7,564 SH   SOLE   0 0 7,564
LABORATORY CORP AMER HLDGS COM NEW 50540R409 363 3,347 SH   SOLE   643 0 2,704
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 390 6,480 SH   SOLE   274 0 6,206
MCCORMICK & CO INC COM VTG 579780107 1,118 13,627 SH   SOLE   0 0 13,627
MCDONALDS CORP COM 580135101 403 4,089 SH   SOLE   529 0 3,560
MICROSOFT CORP COM 594918104 346 7,813 SH   SOLE   2,679 0 5,134
NATIONAL BK GREECE S A SPN ADR REP 1 SH 633643705 46 100,000 SH   SOLE   100,000 0 0
NEXTERA ENERGY INC COM 65339F101 398 4,075 SH   SOLE   0 0 4,075
NORFOLK SOUTHERN CORP COM 655844108 367 4,808 SH   SOLE   728 0 4,080
PEPSICO INC COM 713448108 936 9,927 SH   SOLE   836 0 9,091
PERRIGO CO PLC SHS G97822103 237 1,504 SH   SOLE   134 0 1,370
PFIZER INC COM 717081103 1,739 55,377 SH   SOLE   1,343 0 54,034
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 5,621 55,795 SH   SOLE   3,370 0 52,425
PNC FINL SVCS GROUP INC COM 693475105 216 2,425 SH   SOLE   0 0 2,425
PRECISION CASTPARTS CORP COM 740189105 248 1,080 SH   SOLE   0 0 1,080
PROCTER & GAMBLE CO COM 742718109 402 5,588 SH   SOLE   788 0 4,800
PROSHARES TR PSHS LC COR PLUS 74347R248 321 6,955 SH   SOLE   0 0 6,955
SCHWAB CHARLES CORP NEW COM 808513105 326 11,409 SH   SOLE   800 0 10,609
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 37,687 823,586 SH   SOLE   81,363 0 742,223
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 349 8,964 SH   SOLE   560 0 8,404
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 5,842 115,004 SH   SOLE   4,400 0 110,604
SPDR S&P 500 ETF TR TR UNIT 78462F103 21,479 112,084 SH   SOLE   5,445 0 106,639
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 318 1,279 SH   SOLE   0 0 1,279
STARBUCKS CORP COM 855244109 338 5,942 SH   SOLE   70 0 5,872
TARGET CORP COM 87612E106 335 4,264 SH   SOLE   2,064 0 2,200
TJX COS INC NEW COM 872540109 248 3,470 SH   SOLE   0 0 3,470
TRI CONTL CORP COM 895436103 263 13,467 SH   SOLE   0 0 13,467
UNION PAC CORP COM 907818108 219 2,473 SH   SOLE   53 0 2,420
UNITED BANKSHARES INC WEST V COM 909907107 478 12,587 SH   SOLE   4,450 0 8,137
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 214 2,665 SH   SOLE   0 0 2,665
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 914 5,202 SH   SOLE   1,779 0 3,423
VANGUARD INDEX FDS REIT ETF 922908553 11,061 146,428 PRN   SOLE   8,374 0 138,054
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,276 68,769 SH   SOLE   7,119 0 61,650
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,101 171,176 SH   SOLE   16,937 0 154,239
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 4,627 73,854 SH   SOLE   2,398 0 71,456
VERIZON COMMUNICATIONS INC COM 92343V104 660 15,165 SH   SOLE   3,351 0 11,814
WALGREENS BOOTS ALLIANCE INC COM 931427108 211 2,535 SH   SOLE   800 0 1,735
WASHINGTONFIRST BANKSHARES I COM 940730104 664 36,021 SH   SOLE   0 0 36,021
WELLS FARGO & CO NEW COM 949746101 344 6,708 SH   SOLE   749 0 5,959
WELLTOWER INC COM 95040Q104 308 4,547 SH   SOLE   0 0 4,547
WISDOMTREE TR SMALLCAP DIVID 97717W604 312 4,955 SH   SOLE   0 0 4,955