The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 8,731 62,254 SH   SOLE   62,254 0 0
AES COM 00130H105 198 13,650 SH   SOLE   13,650 0 0
AFLAC INC COM 001055102 3,919 58,671 SH   SOLE   58,671 0 0
ABB LTD ADR 000375204 1,084 40,825 SH   SOLE   40,825 0 0
ABBOTT LABORATORIES COM 002824100 9,428 245,978 SH   SOLE   245,978 0 0
ABBVIE INC COM 00287Y109 5,750 108,881 SH   SOLE   108,881 0 0
ACCENTURE LTD CL A G1150G111 10,386 126,324 SH   SOLE   126,324 0 0
ACE LIMITED ORD G0070K103 5,002 48,312 SH   SOLE   48,312 0 0
ACTAVIS COM 005075103 3,227 19,210 SH   SOLE   19,210 0 0
ADOBE SYSTEMS INC COM 00724F101 244 4,075 SH   SOLE   4,075 0 0
AIR PROD & CHEMICALS COM 009158106 2,364 21,153 SH   SOLE   21,153 0 0
ALLERGAN INC COM 018490102 695 6,257 SH   SOLE   6,257 0 0
ALTRIA GROUP COM 02209S103 2,505 65,257 SH   SOLE   65,257 0 0
AMERICA MOVIL SERIES L ADR 02364W105 284 12,140 SH   SOLE   12,140 0 0
AMERICAN EXPRESS COM 025816109 8,943 98,568 SH   SOLE   98,568 0 0
AMERICAN WATER WORKS CO COM 030420103 692 16,372 SH   SOLE   16,372 0 0
AMGEN INCORPORATED COM 031162100 588 5,151 SH   SOLE   5,151 0 0
ANADARKO PETROLEUM COM 032511107 1,876 23,650 SH   SOLE   23,650 0 0
ANALOG DEVICES INC COM 032654105 1,414 27,767 SH   SOLE   27,767 0 0
APACHE CORP COM 037411105 905 10,532 SH   SOLE   10,532 0 0
APPLE COMPUTER COM 037833100 15,394 27,439 SH   SOLE   27,439 0 0
APPLIED MATERIALS INC COM 038222105 193 10,934 SH   SOLE   10,934 0 0
ATT COM 00206R102 2,143 60,951 SH   SOLE   60,951 0 0
AUTOMATIC DATA PROC COM 053015103 6,657 82,389 SH   SOLE   82,389 0 0
AVERY DENNISON CORP COM 053611109 1,273 25,370 SH   SOLE   25,370 0 0
BANK OF AMERICA CORP COM 060505104 1,349 86,660 SH   SOLE   86,660 0 0
BARRICK GOLD CORP COM 067901108 688 39,000 SH   SOLE   39,000 0 0
BAXTER INTERNATIONAL COM 071813109 991 14,243 SH   SOLE   14,243 0 0
BECTON DICKINSON & CO COM 075887109 1,538 13,917 SH   SOLE   13,917 0 0
BED BATH & BEYOND COM 075896100 257 3,200 SH   SOLE   3,200 0 0
BERKSHIRE HATHAWAY CL B 084670207 13,043 110,008 SH   SOLE   110,008 0 0
BHP BILLITON ADR 088606108 3,626 53,163 SH   SOLE   53,163 0 0
BLACKROCK INC COM 09247X101 8,408 26,567 SH   SOLE   26,567 0 0
BLOCK H&R INC COM 093671105 389 13,400 SH   SOLE   13,400 0 0
BOEING CO COM 097023105 7,599 55,674 SH   SOLE   55,674 0 0
BP PLC ADR ADR 055622104 7,400 152,229 SH   SOLE   152,229 0 0
BRE PPTYS INC CL A 05564E106 220 4,025 SH   SOLE   4,025 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,514 28,487 SH   SOLE   28,487 0 0
CH ROBINSON WORLDWIDE COM 12541W209 3,540 60,665 SH   SOLE   60,665 0 0
C S X CORP COM 126408103 434 15,099 SH   SOLE   15,099 0 0
CVS CAREMARK COM 126650100 6,519 91,083 SH   SOLE   91,083 0 0
CELGENE CORP COM 151020104 7,634 45,180 SH   SOLE   45,180 0 0
CENTURYTEL INC COM 156700106 235 7,364 SH   SOLE   7,364 0 0
CERNER CORPORATION COM 156782104 8,662 155,397 SH   SOLE   155,397 0 0
CHEVRONTEXACO CORP COM 166764100 23,356 186,980 SH   SOLE   186,980 0 0
CHICAGO BRDG & IRON COM 167250109 4,628 55,660 SH   SOLE   55,660 0 0
CHINA MOBILE LTD ADR 16941M109 926 17,707 SH   SOLE   17,707 0 0
CHUBB CORPORATION COM 171232101 2,035 21,064 SH   SOLE   21,064 0 0
CISCO SYSTEMS INC COM 17275R102 5,713 254,695 SH   SOLE   254,695 0 0
CITIGROUP INC COM 172967424 5,270 101,127 SH   SOLE   101,127 0 0
CLOROX COMPANY COM 189054109 4,714 50,815 SH   SOLE   50,815 0 0
COACH INC COM 189754104 640 11,400 SH   SOLE   11,400 0 0
COCA COLA COMPANY COM 191216100 9,340 226,105 SH   SOLE   226,105 0 0
COLGATE-PALMOLIVE CO COM 194162103 9,356 143,473 SH   SOLE   143,473 0 0
CONOCOPHILLIPS COM 20825C104 10,034 142,022 SH   SOLE   142,022 0 0
CORNING INC COM 219350105 329 18,450 SH   SOLE   18,450 0 0
COSTCO WHSL CORP NEW COM 22160K105 2,914 24,487 SH   SOLE   24,487 0 0
COVIDIEN LTD SHS G2554F113 220 3,227 SH   SOLE   3,227 0 0
CUMMINS INC COM 231021106 11,195 79,414 SH   SOLE   79,414 0 0
DAILY JOURNAL CORP COM 233912104 1,151 6,000 SH   SOLE   6,000 0 0
DANAHER CORP DEL COM 235851102 5,810 75,257 SH   SOLE   75,257 0 0
DE LUXE CORP COM 248019101 376 7,200 SH   SOLE   7,200 0 0
DEERE & CO COM 244199105 1,827 20,007 SH   SOLE   20,007 0 0
DEVON ENERGY CP NEW COM 25179M103 5,439 87,915 SH   SOLE   87,915 0 0
DIAGEO PLC ADR 25243Q205 854 6,450 SH   SOLE   6,450 0 0
DISCOVER FINANCIAL SVCS COM 254709108 530 9,474 SH   SOLE   9,474 0 0
DISCOVERY HOLDING SER A COM 25470F104 457 5,050 SH   SOLE   5,050 0 0
DISNEY WALT CO COM 254687106 11,456 149,944 SH   SOLE   149,944 0 0
DOMINION RES INC COM 25746U109 2,787 43,080 SH   SOLE   43,080 0 0
DOW CHEMICAL CO COM 260543103 1,134 25,540 SH   SOLE   25,540 0 0
DU PONT E I DE NEMOUR COM 263534109 6,477 99,691 SH   SOLE   99,691 0 0
DUKE ENERGY CORP COM NEW 26441C204 203 2,939 SH   SOLE   2,939 0 0
EMC CORP COM 268648102 8,454 336,160 SH   SOLE   336,160 0 0
EOG RESOURCES INC COM 26875P101 218 1,299 SH   SOLE   1,299 0 0
EBAY INC COM 278642103 4,765 86,851 SH   SOLE   86,851 0 0
EDISON INTERNATIONAL COM 281020107 932 20,140 SH   SOLE   20,140 0 0
EMERSON ELECTRIC CO COM 291011104 4,708 67,081 SH   SOLE   67,081 0 0
ENBRIDGE ENERGY PTNRS COM 29250R106 237 7,937 SH   SOLE   7,937 0 0
EXXON MOBIL CORPORATION COM 30231G102 43,403 428,880 SH   SOLE   428,880 0 0
FARMER BROS CO COM 307675108 349 15,000 SH   SOLE   15,000 0 0
FINANCIAL SELECT SPDR XLF COM 30231G102 437 20,000 SH   SOLE   20,000 0 0
FIRSTENERGY CORP COM 81369Y605 436 13,235 SH   SOLE   13,235 0 0
FLAHERTY & CRUMRINE PFD COM 338480106 217 17,700 SH   SOLE   17,700 0 0
FLAHERTY & CRUMRINE PFO COM 33848E106 627 62,208 SH   SOLE   62,208 0 0
FLAHERTY & CRUMRINE FFC COM 338478100 3,059 174,778 SH   SOLE   174,778 0 0
FLAHERTY & CRUMRINE DFP SHS 33848W106 575 28,000 SH   SOLE   28,000 0 0
FREEPORT MCMORN CL B 35671D857 1,256 33,273 SH   SOLE   33,273 0 0
GENERAL DYNAMICS CORP COM 369550108 221 2,318 SH   SOLE   2,318 0 0
GENERAL ELECTRIC CO COM 369604103 21,273 758,941 SH   SOLE   758,941 0 0
GENERAL MILLS INC COM 370334104 696 13,953 SH   SOLE   13,953 0 0
GENUINE PARTS COM 372460105 893 10,739 SH   SOLE   10,739 0 0
GILEAD SCIENCES INC COM 375558103 7,690 102,402 SH   SOLE   102,402 0 0
GOOGLE INC CL A 38259P508 10,378 9,260 SH   SOLE   9,260 0 0
GRACE WR & CO COM 38388F108 381 3,850 SH   SOLE   3,850 0 0
GRAHAM HOLDINGS CO CL B 939640108 564 850 SH   SOLE   850 0 0
HALLIBURTON CO COM 406216101 2,541 50,069 SH   SOLE   50,069 0 0
HERBALIFE LTD COM G4412G101 275 3,500 SH   SOLE   3,500 0 0
HEWLETT-PACKARD COMPANY COM 428236103 781 27,900 SH   SOLE   27,900 0 0
HOLLYFRONTIER CORP COM 436106108 1,938 39,000 SH   SOLE   39,000 0 0
HOME DEPOT INC COM 437076102 6,579 79,895 SH   SOLE   79,895 0 0
HONEYWELL INTERNATIONAL COM 438516106 706 7,724 SH   SOLE   7,724 0 0
HOSPIRA COM 441060100 218 5,280 SH   SOLE   5,280 0 0
HSBC ADR 404280406 462 8,375 SH   SOLE   8,375 0 0
ILLINOIS TOOL WORKS INC COM 452308109 1,357 16,145 SH   SOLE   16,145 0 0
INTEL CORP COM 458140100 9,414 362,719 SH   SOLE   362,719 0 0
INTL BUSINESS MACHINES COM 459200101 4,914 26,200 SH   SOLE   26,200 0 0
INTUIT INC COM 461202103 7,180 94,082 SH   SOLE   94,082 0 0
ISHARES DOW JONES DVY ETF 464287168 512 7,179 SH   SOLE   7,179 0 0
ISHARES GOLD TRUST IAU ETF 464285105 530 45,338 SH   SOLE   45,338 0 0
ISHARES MSCI BRAZIL EWZ ETF 464286400 226 5,050 SH   SOLE   5,050 0 0
ISHARES MSCI CDA EWC ETF 464286509 2,697 92,490 SH   SOLE   92,490 0 0
ISHARES MSCI EAFE ECH ETF 464286640 716 15,075 SH   SOLE   15,075 0 0
ISHARES MSCI EAFE EFA ETF 464287465 11,632 173,369 SH   SOLE   173,369 0 0
ISHARES MSCI EMRG MKT EEM ETF 464287234 1,580 37,795 SH   SOLE   37,795 0 0
ISHARES MSCI INDONESIA EIDO ETF 46429B309 376 16,483 SH   SOLE   16,483 0 0
ISHARES MSCI JPN EWJ ETF 464286848 155 12,800 SH   SOLE   12,800 0 0
ISHARES MSCI KOREA EWY ETF 464286848 816 12,613 SH   SOLE   12,613 0 0
ISHARES MSCI MEXICO EWW ETF 464286822 930 13,672 SH   SOLE   13,672 0 0
ISHARES MSCI JPIDX EPP ETF 464286848 3,371 72,140 SH   SOLE   72,140 0 0
ISHARES MSCI TAIWAN EWT ETF 464286731 164 11,405 SH   SOLE   11,405 0 0
ISHARES RUSS 2000 IWM ETF 464287655 9,244 80,130 SH   SOLE   80,130 0 0
ISHARES RUSS 2000 IWO ETF 464287648 856 6,320 SH   SOLE   6,320 0 0
ISHARES RUSS MID IWR ETF 464287499 739 4,930 SH   SOLE   4,930 0 0
ISHARES NASDAQ BIO IBB ETF 464287556 238 1,050 SH   SOLE   1,050 0 0
ISHARES RUSS 1000 IWB ETF 464287622 1,728 16,750 SH   SOLE   16,750 0 0
ISHARES RUSS 1000 IWF ETF 464287614 649 7,555 SH   SOLE   7,555 0 0
ISHARES S&P 600 IJR ETF 464287804 4,142 37,955 SH   SOLE   37,955 0 0
ISHARES S&P IVV ETF 46287200 785 4,230 SH   SOLE   4,230 0 0
JM SMUCKER CO COM NEW 832696405 1,602 15,457 SH   SOLE   15,457 0 0
JACOBS ENGINEERING GRP COM 469814107 2,898 46,002 SH   SOLE   46,002 0 0
JOHNSON & JOHNSON COM 478160104 20,791 227,002 SH   SOLE   227,002 0 0
JOHNSON CONTROLS INC COM 478366107 3,905 76,120 SH   SOLE   76,120 0 0
JPMORGAN CHASE & CO COM 46625H100 9,593 164,035 SH   SOLE   164,035 0 0
KIMBERLY CLARK COM 494368103 298 2,850 SH   SOLE   2,850 0 0
KINDER MORGAN EN LP UT LTD 494550106 420 5,207 SH   SOLE   5,207 0 0
KRAFT FOODS INC CL A 50075N104 5,096 94,532 SH   SOLE   94,532 0 0
LABORATORY CORP OF AMER COM NEW 50540R409 1,136 12,436 SH   SOLE   12,436 0 0
LEUCADIA NATIONAL CORP COM 527288104 1,075 37,937 SH   SOLE   37,937 0 0
LILLY ELI & COMPANY COM 532457108 723 14,175 SH   SOLE   14,175 0 0
LINCOLN ELECTRIC COM 533900106 1,637 22,950 SH   SOLE   22,950 0 0
LOCKHEED MARTIN CORP COM 539830109 595 4,000 SH   SOLE   4,000 0 0
LOWES COMPANIES INC COM 548661107 7,628 153,948 SH   SOLE   153,948 0 0
M&T BANK COM 55261F104 2,093 17,978 SH   SOLE   17,978 0 0
MARATHON OIL CORP COM 565849106 365 10,334 SH   SOLE   10,334 0 0
MASTERCARD INC CL A 57636Q104 209 250 SH   SOLE   250 0 0
MC CORMICK COM 579780206 1,058 15,350 SH   SOLE   15,350 0 0
MC DONALDS CORP COM 580135101 9,190 94,718 SH   SOLE   94,718 0 0
MCKESSON INC COM 58155Q103 447 2,768 SH   SOLE   2,768 0 0
MEDTRONIC INC COM 585055106 5,712 99,535 SH   SOLE   99,535 0 0
MERCK & CO INC COM 589331107 8,334 166,512 SH   SOLE   166,512 0 0
METLIFE INC COM 59156R108 297 5,510 SH   SOLE   5,510 0 0
MICROSOFT CORP COM 594918104 13,477 360,250 SH   SOLE   360,250 0 0
MID CAP SPDR TRUST MDY ETF 78467Y107 13,048 53,433 SH   SOLE   53,433 0 0
MYLAN INC COM 628530107 4,619 106,419 SH   SOLE   106,419 0 0
NATIONAL INSTRUMENTS COM 636518102 636 19,875 SH   SOLE   19,875 0 0
NATIONAL OILWELL COM 637071101 2,650 33,324 SH   SOLE   33,324 0 0
NEXTERA ENERGY COM 654106103 6,885 80,411 SH   SOLE   80,411 0 0
NIKE INC CL B 654106103 9,408 119,631 SH   SOLE   119,631 0 0
NOVARTIS AG ADR 66987V109 1,863 23,179 SH   SOLE   23,179 0 0
OCCIDENTAL PETE COM 674599105 203 2,133 SH   SOLE   2,133 0 0
OMNICOM PARTNERS COM 681919106 2,913 39,171 SH   SOLE   39,171 0 0
ONEOK PARTNERS LP UT 68268N103 591 11,224 SH   SOLE   11,224 0 0
ORACLE CORPORATION COM 68389X105 8,271 216,172 SH   SOLE   216,172 0 0
PAYCHEX INC COM 704326107 4,979 109,346 SH   SOLE   109,346 0 0
PENTAIR LTD SHS H6169Q108 479 6,170 SH   SOLE   6,170 0 0
PEPSICO INCORPORATED COM 713448108 11,519 138,887 SH   SOLE   138,887 0 0
PFIZER INCORPORATED COM 717081103 15,987 521,945 SH   SOLE   521,945 0 0
PHILIP MORRIS INTL INC COM 718172109 3,890 44,651 SH   SOLE   44,651 0 0
PHILLIPS 66 COM 718546104 455 5,901 SH   SOLE   5,901 0 0
PLUM CREEK TIMBER COM 729251108 352 7,567 SH   SOLE   7,567 0 0
POTASH CORP SASK COM 73755L107 420 12,750 SH   SOLE   12,750 0 0
POWERSHS CEF PCEF ETF 73936Q843 2,253 92,549 SH   SOLE   92,549 0 0
POWERSHS GLOBAL EXC PIO ETF 73936T623 323 13,963 SH   SOLE   13,963 0 0
POWERSHS WINDERHILL PBW ETF 73935X500 334 52,275 SH   SOLE   52,275 0 0
POWERSHS ETF WATER PHO ETF 73935X575 1,057 40,300 SH   SOLE   40,300 0 0
POWERSHS PGX ETF 73936T565 4,534 337,351 SH   SOLE   337,351 0 0
PROCTER & GAMBLE COM 742718109 14,173 174,098 SH   SOLE   174,098 0 0
PUBLIC STORAGE COM 74460D109 671 4,460 SH   SOLE   4,460 0 0
QUALCOMM INC COM 747525103 12,887 173,556 SH   SOLE   173,556 0 0
ROYAL DTCH 1.25 GUILDER NY REG 780257804 4,230 59,349 SH   SOLE   59,349 0 0
S J W CORP COM 784305104 58,212 1,954,070 SH   SOLE   1,954,070 0 0
SPDR TRUST SPY ETF 78462F103 11,891 64,385 SH   SOLE   64,385 0 0
SCHLUMBERGER LTD COM 806857108 8,964 99,475 SH   SOLE   99,475 0 0
SEMPRA ENERGY COM 816851109 2,876 32,037 SH   SOLE   32,037 0 0
SEQUENTIAL BRANDS GP COM NEW 817340201 396 73,400 SH   SOLE   73,400 0 0
SPDR DJ GLOBAL TITANS DGT ETF 78464A706 429 6,201 SH   SOLE   6,201 0 0
SPDR DJ RE RWX ETF 784634863 237 5,750 SH   SOLE   5,750 0 0
SPDR GOLD SHARES ETF 78463V107 6,345 54,644 SH   SOLE   54,644 0 0
SPDR S&P DIV SDY ETF 78462F103 780 10,740 SH   SOLE   10,740 0 0
SPDR S&P EMERG MKTS EDIV ETF 784634533 5,185 132,753 SH   SOLE   132,753 0 0
STARBUCKS CORP COM 855244109 2,050 26,145 SH   SOLE   26,145 0 0
STATE STREET CORP COM 857477103 1,364 18,584 SH   SOLE   18,584 0 0
STERICYCLE INC COM 858912108 4,307 37,075 SH   SOLE   37,075 0 0
STRYKER CORP COM 863667101 6,024 80,177 SH   SOLE   80,177 0 0
SYSCO CORP COM 871829107 247 6,852 SH   SOLE   6,852 0 0
TJX COS INC COM 872540109 4,850 76,106 SH   SOLE   76,106 0 0
T ROWE PRICE COM 741447108 2,336 27,885 SH   SOLE   27,885 0 0
TAIWAN SEMICONDUCTOR ADR 874039100 2,246 128,806 SH   SOLE   128,806 0 0
TARGET CORPORATION COM 87612E106 7,453 117,792 SH   SOLE   117,792 0 0
TECH SEL SPDR XLK ETF 81369Y803 535 14,982 SH   SOLE   14,982 0 0
TETRA TECH INC COM 88162G103 219 7,825 SH   SOLE   7,825 0 0
TEVA PHARM INDS LTD ADR 881624209 979 24,420 SH   SOLE   24,420 0 0
TEXAS INSTRUMENTS INC COM 882508104 211 4,807 SH   SOLE   4,807 0 0
THE CHARLES SCHWAB CORP COM 808513105 3,466 133,309 SH   SOLE   133,309 0 0
THERMO FISHER SCIENTIFIC COM 883556102 506 4,547 SH   SOLE   4,547 0 0
TIFFANY COM 886547108 497 5,353 SH   SOLE   5,353 0 0
TIME WARNER CABLE TWC COM 88732J207 697 5,147 SH   SOLE   5,147 0 0
TIME WARNER INC TWX COM 887317303 1,660 23,810 SH   SOLE   23,810 0 0
TRACTOR SUPPLY COMPANY COM 892356106 1,598 20,600 SH   SOLE   20,600 0 0
TRANSOCEAN INC COM G90078109 3,333 67,436 SH   SOLE   67,436 0 0
U S BANCORP DEL NEW COM NEW 902973304 426 10,554 SH   SOLE   10,554 0 0
UNILEVER NV NY SHS NY SHS 904784709 268 6,663 SH   SOLE   6,663 0 0
UNION PACIFIC CORP COM 907818108 8,951 53,282 SH   SOLE   53,282 0 0
UNITED PARCEL SERVICE CL B 911312106 4,333 41,234 SH   SOLE   41,234 0 0
UNITED TECHNOLOGIES COM 913017109 5,842 51,333 SH   SOLE   51,333 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,529 20,310 SH   SOLE   20,310 0 0
VF CORP COM 918204108 6,588 105,671 SH   SOLE   105,671 0 0
VALERO ENERGY CORP NEW COM 91913Y100 860 17,063 SH   SOLE   17,063 0 0
VANGUARD ALLWORLD VSS ETF 922042718 1,713 16,645 SH   SOLE   16,645 0 0
VANGUARD DIV APPREC VIG ETF 921908844 6,124 81,399 SH   SOLE   81,399 0 0
VANGUARD EMG MKT VWO ETF 922042858 7,609 184,957 SH   SOLE   184,957 0 0
VANGUARD ENERGY VDE ETF 92204A306 930 7,355 SH   SOLE   7,355 0 0
VANGUARD EURPAC VEA ETF 921943858 6,318 151,572 SH   SOLE   151,572 0 0
VANGUARD EURO VGK ETF 922042874 12,354 210,100 SH   SOLE   210,100 0 0
VANGUARD MIDCAP VIP VO ETF 922908629 2,812 25,557 SH   SOLE   25,557 0 0
VANGUARD INTL EQTY VEU ETF 922042775 3,790 74,719 SH   SOLE   74,719 0 0
VANGUARD LARGE CAP VV ETF 922908637 754 8,892 SH   SOLE   8,892 0 0
VANGUARD PACIFIC VPL ETF 922042866 1,724 28,125 SH   SOLE   28,125 0 0
VANGUARD REIT VNQ ETF 922908553 322 4,980 SH   SOLE   4,980 0 0
VANGUARD SMCAP VIP VB ETF 922908751 670 6,097 SH   SOLE   6,097 0 0
VANGUARD TOTAL STK VTI ETF 922908769 548 5,717 SH   SOLE   5,717 0 0
VANGUARD UTILITIES VPU ETF 92204A876 210 2,518 SH   SOLE   2,518 0 0
VERISK ANALYTICS CL A 92345Y106 1,512 23,005 SH   SOLE   23,005 0 0
VERIZON COMMUNICATIONS COM 92343V104 8,235 167,591 SH   SOLE   167,591 0 0
VISA INC CL A CL A 92826C839 240 1,080 SH   SOLE   1,080 0 0
VODAFONE GROUP PLC ADR 92857W100 7,277 185,113 SH   SOLE   185,113 0 0
WP CAREY INC COM 92936U109 1,089 17,750 SH   SOLE   17,750 0 0
WAL-MART STORES INC COM 931142103 6,235 79,241 SH   SOLE   79,241 0 0
WASTE MANAGEMENT COM 94106L109 2,164 48,225 SH   SOLE   48,225 0 0
WELLS FARGO & CO NEW COM 949746101 12,823 282,442 SH   SOLE   282,442 0 0
WILLIAMS COMPANIES COM 969457100 8,631 223,784 SH   SOLE   223,784 0 0
WILLIAMS PARTNERS LP COM LP 96950F104 530 10,425 SH   SOLE   10,425 0 0
WIPRO LTD ADR ADR 97651M109 219 17,382 SH   SOLE   17,382 0 0
WISDOMTREE ETF 97717W281 3,903 84,677 SH   SOLE   84,677 0 0
XYLEM INC COM 98419M100 318 9,200 SH   SOLE   9,200 0 0
ZIMMER HOLDINGS INC COM 98956P102 221 2,375 SH   SOLE   2,375 0 0