The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 8,454 62,316 SH   SOLE   62,316 0 0
AES COM 00130H105 195 13,650 SH   SOLE   13,650 0 0
AFLAC INC COM 001055102 3,841 60,925 SH   SOLE   60,925 0 0
ABB LTD ADR 000375204 1,053 40,825 SH   SOLE   40,825 0 0
ABBOTT LABORATORIES COM 002824100 9,944 258,226 SH   SOLE   258,226 0 0
ABBVIE INC COM 00287Y109 5,048 98,214 SH   SOLE   98,214 0 0
ACCENTURE LTD CL A G1150G111 10,020 125,687 SH   SOLE   125,687 0 0
ACE LIMITED ORD G0070K103 4,885 49,313 SH   SOLE   49,313 0 0
ACTAVIS COM 005075103 3,884 18,870 SH   SOLE   18,870 0 0
ADOBE SYSTEMS INC COM 00724F101 268 4,075 SH   SOLE   4,075 0 0
AIR PROD & CHEMICALS COM 009158106 2,424 20,363 SH   SOLE   20,363 0 0
ALLERGAN INC COM 018490102 971 7,827 SH   SOLE   7,827 0 0
ALTRIA GROUP COM 02209S103 2,429 64,888 SH   SOLE   64,888 0 0
AMERICA MOVIL SERIES L ADR 02364W105 241 12,140 SH   SOLE   12,140 0 0
AMERICAN EXPRESS COM 025816109 8,548 94,941 SH   SOLE   94,941 0 0
AMERICAN WATER WORKS CO COM 030420103 791 17,415 SH   SOLE   17,415 0 0
AMGEN INCORPORATED COM 031162100 611 4,951 SH   SOLE   4,951 0 0
AMSURG CORP COM 03232P405 204 4,337 SH   SOLE   4,337 0 0
ANADARKO PETROLEUM COM 032511107 1,949 23,000 SH   SOLE   23,000 0 0
ANALOG DEVICES INC COM 032654105 1,481 27,867 SH   SOLE   27,867 0 0
APACHE CORP COM 037411105 871 10,497 SH   SOLE   10,497 0 0
APPLE COMPUTER COM 037833100 15,273 28,455 SH   SOLE   28,455 0 0
APPLIED MATERIALS INC COM 038222105 234 11,482 SH   SOLE   11,482 0 0
ATT COM 00206R102 2,167 61,792 SH   SOLE   61,792 0 0
AUTOMATIC DATA PROC COM 053015103 6,381 82,585 SH   SOLE   82,585 0 0
AVERY DENNISON CORP COM 053611109 1,285 25,370 SH   SOLE   25,370 0 0
BANK OF AMERICA CORP COM 060505104 1,453 84,460 SH   SOLE   84,460 0 0
BARRICK GOLD CORP COM 067901108 599 33,575 SH   SOLE   33,575 0 0
BAXTER INTERNATIONAL COM 071813109 928 12,609 SH   SOLE   12,609 0 0
BECTON DICKINSON & CO COM 075887109 1,600 13,667 SH   SOLE   13,667 0 0
BED BATH & BEYOND COM 075896100 225 3,275 SH   SOLE   3,275 0 0
BERKSHIRE HATHAWAY CL B 084670207 14,401 115,236 SH   SOLE   115,236 0 0
BHP BILLITON ADR 088606108 3,640 53,717 SH   SOLE   53,717 0 0
BLACKROCK INC COM 09247X101 8,516 27,080 SH   SOLE   27,080 0 0
BLACKSTONE GROUP LP COM 09253U108 207 6,235 SH   SOLE   6,235 0 0
BLOCK H&R INC COM 093671105 405 13,400 SH   SOLE   13,400 0 0
BOEING CO COM 097023105 9,199 73,307 SH   SOLE   73,307 0 0
BP PLC ADR ADR 055622104 7,303 151,829 SH   SOLE   151,829 0 0
BRE PPTYS INC CL A 05564E106 253 4,025 SH   SOLE   4,025 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,472 28,337 SH   SOLE   28,337 0 0
CH ROBINSON WORLDWIDE COM 12541W209 1,088 20,759 SH   SOLE   20,759 0 0
C S X CORP COM 126408103 437 15,099 SH   SOLE   15,099 0 0
CVS CAREMARK COM 126650100 8,988 120,067 SH   SOLE   120,067 0 0
CATERPILLAR INC COM 149123101 292 2,940 SH   SOLE   2,940 0 0
CELGENE CORP COM 151020104 6,234 44,655 SH   SOLE   44,655 0 0
CERNER CORPORATION COM 156782104 9,372 166,617 SH   SOLE   166,617 0 0
CHEVRONTEXACO CORP COM 166764100 22,299 187,529 SH   SOLE   187,529 0 0
CHICAGO BRDG & IRON COM 167250109 5,612 64,392 SH   SOLE   64,392 0 0
CHINA MOBILE LTD ADR 16941M109 954 20,928 SH   SOLE   20,928 0 0
CHUBB CORPORATION COM 171232101 1,911 21,399 SH   SOLE   21,399 0 0
CISCO SYSTEMS INC COM 17275R102 5,564 248,248 SH   SOLE   248,248 0 0
CITIGROUP INC COM 172967424 5,464 114,786 SH   SOLE   114,786 0 0
CLOROX COMPANY COM 189054109 4,425 50,277 SH   SOLE   50,277 0 0
COACH INC COM 189754104 566 11,400 SH   SOLE   11,400 0 0
COCA COLA COMPANY COM 191216100 8,725 225,679 SH   SOLE   225,679 0 0
COLGATE-PALMOLIVE CO COM 194162103 9,198 141,784 SH   SOLE   141,784 0 0
CONOCOPHILLIPS COM 20825C104 9,804 139,366 SH   SOLE   139,366 0 0
CORNING INC COM 219350105 289 13,900 SH   SOLE   13,900 0 0
COSTCO WHSL CORP NEW COM 22160K105 3,611 32,333 SH   SOLE   32,333 0 0
COVIDIEN LTD SHS G2554F113 247 3,352 SH   SOLE   3,352 0 0
CUMMINS INC COM 231021106 12,127 81,392 SH   SOLE   81,392 0 0
DAILY JOURNAL CORP COM 233912104 1,038 6,000 SH   SOLE   6,000 0 0
DANAHER CORP DEL COM 235851102 5,292 70,557 SH   SOLE   70,557 0 0
DE LUXE CORP COM 248019101 378 7,200 SH   SOLE   7,200 0 0
DEERE & CO COM 244199105 1,701 18,732 SH   SOLE   18,732 0 0
DEVON ENERGY CP NEW COM 25179M103 6,332 94,605 SH   SOLE   94,605 0 0
DIAGEO PLC ADR 25243Q205 797 6,400 SH   SOLE   6,400 0 0
DISCOVER FINANCIAL SVCS COM 254709108 4,926 84,657 SH   SOLE   84,657 0 0
DISCOVERY HOLDING SER A COM 25470F104 418 5,050 SH   SOLE   5,050 0 0
DISNEY WALT CO COM 254687106 11,920 148,864 SH   SOLE   148,864 0 0
DOMINION RES INC COM 25746U109 3,228 45,465 SH   SOLE   45,465 0 0
DOW CHEMICAL CO COM 260543103 1,241 25,540 SH   SOLE   25,540 0 0
DU PONT E I DE NEMOUR COM 263534109 6,962 103,753 SH   SOLE   103,753 0 0
DUKE ENERGY CORP COM NEW 26441C204 209 2,939 SH   SOLE   2,939 0 0
EMC CORP COM 268648102 8,964 327,020 SH   SOLE   327,020 0 0
EOG RESOURCES INC COM 26875P101 446 2,274 SH   SOLE   2,274 0 0
EBAY INC COM 278642103 5,850 105,900 SH   SOLE   105,900 0 0
EDISON INTERNATIONAL COM 281020107 1,069 18,890 SH   SOLE   18,890 0 0
EMERSON ELECTRIC CO COM 291011104 4,494 67,272 SH   SOLE   67,272 0 0
ENTERPRISE PRD PTRNRS COM 29273V100 1,392 20,064 SH   SOLE   20,064 0 0
EXXON MOBIL CORPORATION COM 30231G102 41,976 429,729 SH   SOLE   429,729 0 0
FARMER BROS CO COM 307675108 296 15,000 SH   SOLE   15,000 0 0
FINANCIAL SELECT SPDR XLF COM 30231G102 447 20,000 SH   SOLE   20,000 0 0
FLAHERTY & CRUMRINE PFD COM 338480106 245 17,700 SH   SOLE   17,700 0 0
FLAHERTY & CRUMRINE PFO COM 33848E106 706 62,208 SH   SOLE   62,208 0 0
FLAHERTY & CRUMRINE FFC COM 338478100 3,315 172,378 SH   SOLE   172,378 0 0
FLIR SYSTEMS INC COM 302445101 204 5,675 SH   SOLE   5,675 0 0
FORD MOTOR COMPANY COM 345370860 4,200 269,232 SH   SOLE   269,232 0 0
FREEPORT MCMORN CL B 35671D857 841 25,417 SH   SOLE   25,417 0 0
GENERAL DYNAMICS CORP COM 369550108 252 2,318 SH   SOLE   2,318 0 0
GENERAL ELECTRIC CO COM 369604103 19,996 772,342 SH   SOLE   772,342 0 0
GENERAL MILLS INC COM 370334104 633 12,223 SH   SOLE   12,223 0 0
GENUINE PARTS COM 372460105 933 10,739 SH   SOLE   10,739 0 0
GILEAD SCIENCES INC COM 375558103 8,980 126,727 SH   SOLE   126,727 0 0
GOOGLE INC CL A 38259P508 10,315 9,255 SH   SOLE   9,255 0 0
GRACE WR & CO COM 38388F108 382 3,850 SH   SOLE   3,850 0 0
GRAHAM HOLDINGS CO CL B 939640108 598 850 SH   SOLE   850 0 0
HALLIBURTON CO COM 406216101 3,326 56,476 SH   SOLE   56,476 0 0
HERBALIFE LTD COM G4412G101 200 3,500 SH   SOLE   3,500 0 0
HEWLETT-PACKARD COMPANY COM 428236103 903 27,900 SH   SOLE   27,900 0 0
HOLLYFRONTIER CORP COM 436106108 3,442 72,335 SH   SOLE   72,335 0 0
HOME DEPOT INC COM 437076102 6,747 85,262 SH   SOLE   85,262 0 0
HONEYWELL INTERNATIONAL COM 438516106 693 7,474 SH   SOLE   7,474 0 0
HOSPIRA COM 441060100 228 5,280 SH   SOLE   5,280 0 0
HSBC ADR 404280406 426 8,375 SH   SOLE   8,375 0 0
ILLINOIS TOOL WORKS INC COM 452308109 1,385 17,035 SH   SOLE   17,035 0 0
INTEL CORP COM 458140100 9,531 369,234 SH   SOLE   369,234 0 0
INTL BUSINESS MACHINES COM 459200101 5,158 26,797 SH   SOLE   26,797 0 0
INTUIT INC COM 461202103 7,625 98,095 SH   SOLE   98,095 0 0
ISHARES DOW JONES DVY ETF 464287168 565 7,707 SH   SOLE   7,707 0 0
ISHARES GOLD TRUST IAU ETF 464285105 483 38,800 SH   SOLE   38,800 0 0
ISHARES MSCI BRAZIL EWZ ETF 464286400 227 5,050 SH   SOLE   5,050 0 0
ISHARES MSCI CDA EWC ETF 464286509 2,220 75,135 SH   SOLE   75,135 0 0
ISHARES MSCI EAFE ECH ETF 464286640 687 15,075 SH   SOLE   15,075 0 0
ISHARES MSCI EAFE EFA ETF 464287465 11,409 169,770 SH   SOLE   169,770 0 0
ISHARES MSCI EMRG MKT EEM ETF 464287234 1,219 29,715 SH   SOLE   29,715 0 0
ISHARES MSCI INDONESIA EIDO ETF 46429B309 375 13,563 SH   SOLE   13,563 0 0
ISHARES MSCI JPN EWJ ETF 464286848 145 12,800 SH   SOLE   12,800 0 0
ISHARES MSCI KOREA EWY ETF 464286848 625 10,157 SH   SOLE   10,157 0 0
ISHARES MSCI MEXICO EWW ETF 464286822 1,084 16,947 SH   SOLE   16,947 0 0
ISHARES MSCI JPIDX EPP ETF 464286848 3,486 72,493 SH   SOLE   72,493 0 0
ISHARES MSCI TAIWAN EWT ETF 464286731 164 11,405 SH   SOLE   11,405 0 0
ISHARES RUSS 2000 IWM ETF 464287655 9,202 79,098 SH   SOLE   79,098 0 0
ISHARES RUSS 2000 IWO ETF 464287648 4,178 30,706 SH   SOLE   30,706 0 0
ISHARES RUSS MID IWR ETF 464287499 763 4,930 SH   SOLE   4,930 0 0
ISHARES S&P 500 GROWTH ETF 464287309 384 3,843 SH   SOLE   3,843 0 0
ISHARES NASDAQ BIO IBB ETF 464287556 230 975 SH   SOLE   975 0 0
ISHARES RUSS 1000 IWB ETF 464287622 1,742 16,625 SH   SOLE   16,625 0 0
ISHARES RUSS 1000 IWF ETF 464287614 632 7,305 SH   SOLE   7,305 0 0
ISHARES S&P 600 IJR ETF 464287804 4,354 39,530 SH   SOLE   39,530 0 0
ISHARES S&P IVV ETF 46287200 796 4,230 SH   SOLE   4,230 0 0
JM SMUCKER CO COM NEW 832696405 1,396 14,357 SH   SOLE   14,357 0 0
JACOBS ENGINEERING GRP COM 469814107 2,868 45,167 SH   SOLE   45,167 0 0
JOHNSON & JOHNSON COM 478160104 22,145 225,437 SH   SOLE   225,437 0 0
JOHNSON CONTROLS INC COM 478366107 3,968 83,856 SH   SOLE   83,856 0 0
JOY GLOBAL INC COM 481165108 253 4,365 SH   SOLE   4,365 0 0
JPMORGAN CHASE & CO COM 46625H100 9,928 163,534 SH   SOLE   163,534 0 0
KIMBERLY CLARK COM 494368103 306 2,777 SH   SOLE   2,777 0 0
KINDER MORGAN EN LP UT LTD 494550106 385 5,207 SH   SOLE   5,207 0 0
KRAFT FOODS INC CL A 50075N104 5,275 94,037 SH   SOLE   94,037 0 0
LABORATORY CORP OF AMER COM NEW 50540R409 1,221 12,436 SH   SOLE   12,436 0 0
LEUCADIA NATIONAL CORP COM 527288104 1,053 37,612 SH   SOLE   37,612 0 0
LILLY ELI & COMPANY COM 532457108 789 13,400 SH   SOLE   13,400 0 0
LINCOLN ELECTRIC COM 533900106 1,653 22,950 SH   SOLE   22,950 0 0
LOCKHEED MARTIN CORP COM 539830109 653 4,000 SH   SOLE   4,000 0 0
LOWES COMPANIES INC COM 548661107 7,398 151,283 SH   SOLE   151,283 0 0
M&T BANK COM 55261F104 2,281 18,803 SH   SOLE   18,803 0 0
MARATHON OIL CORP COM 565849106 367 10,334 SH   SOLE   10,334 0 0
MASTERCARD INC CL A 57636Q104 385 5,150 SH   SOLE   5,150 0 0
MC DONALDS CORP COM 580135101 9,277 94,637 SH   SOLE   94,637 0 0
MCKESSON INC COM 58155Q103 506 2,868 SH   SOLE   2,868 0 0
MEDTRONIC INC COM 585055106 6,168 100,234 SH   SOLE   100,234 0 0
MERCK & CO INC COM 589331107 9,644 169,879 SH   SOLE   169,879 0 0
METLIFE INC COM 59156R108 291 5,510 SH   SOLE   5,510 0 0
MICROSOFT CORP COM 594918104 15,039 366,900 SH   SOLE   366,900 0 0
MID CAP SPDR TRUST MDY ETF 78467Y107 13,551 54,082 SH   SOLE   54,082 0 0
MONDELEZ INTL INC CL A 609207105 8,233 238,299 SH   SOLE   238,299 0 0
MYLAN INC COM 628530107 5,275 108,035 SH   SOLE   108,035 0 0
NATIONAL INSTRUMENTS COM 636518102 570 19,875 SH   SOLE   19,875 0 0
NATIONAL OILWELL COM 637071101 2,568 32,974 SH   SOLE   32,974 0 0
NEXTERA ENERGY COM 654106103 7,724 80,780 SH   SOLE   80,780 0 0
NIKE INC CL B 654106103 8,839 119,674 SH   SOLE   119,674 0 0
NOVARTIS AG ADR 66987V109 2,442 28,721 SH   SOLE   28,721 0 0
NUANCE COMMUN INC COM 67020Y100 1,962 114,275 SH   SOLE   114,275 0 0
OCCIDENTAL PETE COM 674599105 203 2,133 SH   SOLE   2,133 0 0
OMNICOM PARTNERS COM 681919106 2,925 40,296 SH   SOLE   40,296 0 0
ONEOK PARTNERS LP UT 68268N103 603 11,264 SH   SOLE   11,264 0 0
ORACLE CORPORATION COM 68389X105 8,871 216,842 SH   SOLE   216,842 0 0
PAYCHEX INC COM 704326107 4,647 109,078 SH   SOLE   109,078 0 0
PENTAIR LTD SHS H6169Q108 509 6,420 SH   SOLE   6,420 0 0
PEPSICO INCORPORATED COM 713448108 11,743 140,631 SH   SOLE   140,631 0 0
PETSMART INC COM 716768106 1,016 14,750 SH   SOLE   14,750 0 0
PFIZER INCORPORATED COM 717081103 16,811 523,395 SH   SOLE   523,395 0 0
PHILIP MORRIS INTL INC COM 718172109 3,401 41,541 SH   SOLE   41,541 0 0
PHILLIPS 66 COM 718546104 455 5,901 SH   SOLE   5,901 0 0
POTASH CORP SASK COM 73755L107 421 11,625 SH   SOLE   11,625 0 0
POWERSHS GLOBAL EXC PIO ETF 73936T623 344 14,163 SH   SOLE   14,163 0 0
POWERSHS WINDERHILL PBW ETF 73935X500 385 54,441 SH   SOLE   54,441 0 0
POWERSHS ETF WATER PHO ETF 73935X575 1,075 40,300 SH   SOLE   40,300 0 0
POWERSHS PGX ETF 73936T565 4,973 348,742 SH   SOLE   348,742 0 0
PROCTER & GAMBLE COM 742718109 13,974 173,379 SH   SOLE   173,379 0 0
PUBLIC STORAGE COM 74460D109 619 3,675 SH   SOLE   3,675 0 0
QUALCOMM INC COM 747525103 13,314 168,833 SH   SOLE   168,833 0 0
ROYAL DTCH 1.25 GUILDER NY REG 780257804 4,335 59,330 SH   SOLE   59,330 0 0
S J W CORP COM 784305104 57,762 1,954,070 SH   SOLE   1,954,070 0 0
SPDR TRUST SPY ETF 78462F103 14,717 78,697 SH   SOLE   78,697 0 0
SCHLUMBERGER LTD COM 806857108 9,879 101,326 SH   SOLE   101,326 0 0
SEMPRA ENERGY COM 816851109 3,110 32,137 SH   SOLE   32,137 0 0
SEQUENTIAL BRANDS GP COM NEW 817340201 587 73,400 SH   SOLE   73,400 0 0
SPDR DJ GLOBAL TITANS DGT ETF 78464A706 418 6,016 SH   SOLE   6,016 0 0
SPDR S&P DIV SDY ETF 78462F103 795 10,809 SH   SOLE   10,809 0 0
SPDR S&P EMERG MKTS EDIV ETF 784634533 3,467 91,051 SH   SOLE   91,051 0 0
STARBUCKS CORP COM 855244109 1,880 25,615 SH   SOLE   25,615 0 0
STATE STREET CORP COM 857477103 1,213 17,434 SH   SOLE   17,434 0 0
STERICYCLE INC COM 858912108 4,045 35,605 SH   SOLE   35,605 0 0
STRYKER CORP COM 863667101 7,000 85,920 SH   SOLE   85,920 0 0
SYSCO CORP COM 871829107 242 6,702 SH   SOLE   6,702 0 0
TJX COS INC COM 872540109 4,719 77,815 SH   SOLE   77,815 0 0
T ROWE PRICE COM 741447108 2,284 27,735 SH   SOLE   27,735 0 0
TAIWAN SEMICONDUCTOR ADR 874039100 2,803 140,034 SH   SOLE   140,034 0 0
TARGET CORPORATION COM 87612E106 7,780 128,569 SH   SOLE   128,569 0 0
TECH SEL SPDR XLK ETF 81369Y803 545 14,982 SH   SOLE   14,982 0 0
TETRA TECH INC COM 88162G103 232 7,825 SH   SOLE   7,825 0 0
TEVA PHARM INDS LTD ADR 881624209 489 9,250 SH   SOLE   9,250 0 0
TEXAS INSTRUMENTS INC COM 882508104 227 4,807 SH   SOLE   4,807 0 0
THE CHARLES SCHWAB CORP COM 808513105 3,745 137,034 SH   SOLE   137,034 0 0
THERMO FISHER SCIENTIFIC COM 883556102 547 4,547 SH   SOLE   4,547 0 0
TIFFANY COM 886547108 461 5,353 SH   SOLE   5,353 0 0
TIME WARNER CABLE TWC COM 88732J207 706 5,147 SH   SOLE   5,147 0 0
TIME WARNER INC TWX COM 887317303 1,658 25,373 SH   SOLE   25,373 0 0
TRACTOR SUPPLY COMPANY COM 892356106 1,455 20,600 SH   SOLE   20,600 0 0
TRANSOCEAN INC COM G90078109 2,206 53,372 SH   SOLE   53,372 0 0
U S BANCORP DEL NEW COM NEW 902973304 442 10,304 SH   SOLE   10,304 0 0
UNILEVER NV NY SHS NY SHS 904784709 274 6,663 SH   SOLE   6,663 0 0
UNION PACIFIC CORP COM 907818108 11,804 62,899 SH   SOLE   62,899 0 0
UNITED PARCEL SERVICE CL B 911312106 4,580 47,031 SH   SOLE   47,031 0 0
UNITED TECHNOLOGIES COM 913017109 7,255 62,096 SH   SOLE   62,096 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,665 20,310 SH   SOLE   20,310 0 0
VF CORP COM 918204108 6,912 111,698 SH   SOLE   111,698 0 0
VALERO ENERGY CORP NEW COM 91913Y100 906 17,063 SH   SOLE   17,063 0 0
VANGUARD ALLWORLD VSS ETF 922042718 1,766 16,524 SH   SOLE   16,524 0 0
VANGUARD DIV APPREC VIG ETF 921908844 6,716 89,279 SH   SOLE   89,279 0 0
VANGUARD EMG MKT VWO ETF 922042858 6,614 162,997 SH   SOLE   162,997 0 0
VANGUARD ENERGY VDE ETF 92204A306 964 7,505 SH   SOLE   7,505 0 0
VANGUARD EURPAC VEA ETF 921943858 5,745 139,206 SH   SOLE   139,206 0 0
VANGUARD EURO VGK ETF 922042874 14,235 241,475 SH   SOLE   241,475 0 0
VANGUARD MIDCAP VIP VO ETF 922908629 3,542 31,186 SH   SOLE   31,186 0 0
VANGUARD INFO TECH VGT ETF 92204A702 1,255 13,707 SH   SOLE   13,707 0 0
VANGUARD INTL EQTY VEU ETF 922042775 3,906 77,644 SH   SOLE   77,644 0 0
VANGUARD LARGE CAP VV ETF 922908637 761 8,852 SH   SOLE   8,852 0 0
VANGUARD PACIFIC VPL ETF 922042866 1,658 28,057 SH   SOLE   28,057 0 0
VANGUARD SMCAP VIP VB ETF 922908751 676 5,987 SH   SOLE   5,987 0 0
VANGUARD TOTAL STK VTI ETF 922908769 583 5,983 SH   SOLE   5,983 0 0
VANGUARD UTILITIES VPU ETF 92204A876 225 2,483 SH   SOLE   2,483 0 0
VERISK ANALYTICS CL A 92345Y106 1,370 22,845 SH   SOLE   22,845 0 0
VERIZON COMMUNICATIONS COM 92343V104 10,645 223,770 SH   SOLE   223,770 0 0
VISA INC CL A CL A 92826C839 233 1,080 SH   SOLE   1,080 0 0
VODAFONE GROUP PLC ADR 92857W100 3,518 95,580 SH   SOLE   95,580 0 0
WP CAREY INC COM 92936U109 451 7,500 SH   SOLE   7,500 0 0
WAL-MART STORES INC COM 931142103 6,251 81,786 SH   SOLE   81,786 0 0
WASTE MANAGEMENT COM 94106L109 2,020 48,025 SH   SOLE   48,025 0 0
WELLS FARGO & CO NEW COM 949746101 14,430 290,110 SH   SOLE   290,110 0 0
WILLIAMS COMPANIES COM 969457100 9,078 223,717 SH   SOLE   223,717 0 0
WILLIAMS PARTNERS LP COM LP 96950F104 531 10,425 SH   SOLE   10,425 0 0
WIPRO LTD ADR ADR 97651M109 233 17,382 SH   SOLE   17,382 0 0
WISDOMTREE ETF 97717W281 5,682 121,913 SH   SOLE   121,913 0 0
XYLEM INC COM 98419M100 337 9,260 SH   SOLE   9,260 0 0
ZIMMER HOLDINGS INC COM 98956P102 225 2,375 SH   SOLE   2,375 0 0