The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
21ST CENT FOX CL A 90130A101 897 26,149 SH   SOLE   26,149 0 0
3M COMPANY COM 88579Y101 8,936 63,075 SH   SOLE   63,075 0 0
AES COM 00130H105 155 10,950 SH   SOLE   10,950 0 0
ABB LTD ADR 000375204 892 39,825 SH   SOLE   39,825 0 0
ABBOTT LABORATORIES COM 002824100 11,229 269,992 SH   SOLE   269,992 0 0
ABBVIE INC COM 00287Y109 4,931 85,373 SH   SOLE   85,373 0 0
ACCENTURE LTD CL A G1150G111 10,081 123,966 SH   SOLE   123,966 0 0
ACE LIMITED ORD G0070K103 5,579 53,202 SH   SOLE   53,202 0 0
ACTAVIS COM 005075103 4,248 17,605 SH   SOLE   17,605 0 0
ADOBE SYSTEMS INC COM 00724F101 306 4,425 SH   SOLE   4,425 0 0
AFLAC INC COM 001055102 3,817 65,531 SH   SOLE   65,531 0 0
AIR PROD & CHEMICALS COM 009158106 2,704 20,768 SH   SOLE   20,768 0 0
ALCOA INC COM 013817101 1,065 66,218 SH   SOLE   66,218 0 0
ALTRIA GROUP COM 02209S103 2,990 65,093 SH   SOLE   65,093 0 0
AMAZON COM INC COM 23135106 862 2,672 SH   SOLE   2,672 0 0
AMERICA MOVIL SERIES L ADR 02364W105 291 11,540 SH   SOLE   11,540 0 0
AMERICAN EXPRESS COM 025816109 8,124 92,809 SH   SOLE   92,809 0 0
AMERICAN WATER WORKS CO COM 030420103 1,146 23,766 SH   SOLE   23,766 0 0
AMGEN INCORPORATED COM 031162100 3,452 24,576 SH   SOLE   24,576 0 0
AMSURG CORP COM 03232P405 217 4,337 SH   SOLE   4,337 0 0
ANADARKO PETROLEUM COM 032511107 2,130 20,998 SH   SOLE   20,998 0 0
ANALOG DEVICES INC COM 032654105 1,532 30,949 SH   SOLE   30,949 0 0
APACHE CORP COM 037411105 935 9,956 SH   SOLE   9,956 0 0
APPLE COMPUTER COM 037833100 20,140 199,896 SH   SOLE   199,896 0 0
APPLIED MATERIALS INC COM 038222105 303 14,032 SH   SOLE   14,032 0 0
ARES CAPITAL CORP COM 04010L103 404 25,001 SH   SOLE   25,001 0 0
ATT COM 00206R102 2,062 58,521 SH   SOLE   58,521 0 0
AUTOMATIC DATA PROC COM 053015103 5,851 70,426 SH   SOLE   70,426 0 0
AVERY DENNISON CORP COM 053611109 1,559 34,925 SH   SOLE   34,925 0 0
BANK OF AMERICA CORP COM 060505104 1,355 79,465 SH   SOLE   79,465 0 0
BARRICK GOLD CORP COM 067901108 399 27,200 SH   SOLE   27,200 0 0
BAXTER INTERNATIONAL COM 071813109 1,048 14,603 SH   SOLE   14,603 0 0
BECTON DICKINSON & CO COM 075887109 1,604 14,098 SH   SOLE   14,098 0 0
BED BATH & BEYOND COM 075896100 203 3,085 SH   SOLE   3,085 0 0
BERKSHIRE HATHAWAY CL B 084670207 16,509 119,509 SH   SOLE   119,509 0 0
BHP BILLITON ADR 088606108 3,499 59,421 SH   SOLE   59,421 0 0
BLACKROCK INC COM 09247X101 10,096 30,750 SH   SOLE   30,750 0 0
BLACKSTONE GROUP LP COM 09253U108 572 18,175 SH   SOLE   18,175 0 0
BOEING CO COM 097023105 10,614 83,323 SH   SOLE   83,323 0 0
BP PLC ADR ADR 055622104 6,512 148,177 SH   SOLE   148,177 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 976 19,075 SH   SOLE   19,075 0 0
CH ROBINSON WORLDWIDE COM 12541W209 859 12,950 SH   SOLE   12,950 0 0
C S X CORP COM 126408103 484 15,099 SH   SOLE   15,099 0 0
CATERPILLAR INC COM 149123101 330 3,334 SH   SOLE   3,334 0 0
CELGENE CORP COM 151020104 8,388 88,496 SH   SOLE   88,496 0 0
CERNER CORPORATION COM 156782104 9,563 160,537 SH   SOLE   160,537 0 0
CHEVRONTEXACO CORP COM 166764100 22,763 190,773 SH   SOLE   190,773 0 0
CHICAGO BRDG & IRON COM 167250109 1,023 17,685 SH   SOLE   17,685 0 0
CHINA MOBILE LTD ADR 16941M109 1,395 23,751 SH   SOLE   23,751 0 0
CHUBB CORPORATION COM 171232101 2,030 22,283 SH   SOLE   22,283 0 0
CISCO SYSTEMS INC COM 17275R102 6,375 253,274 SH   SOLE   253,274 0 0
CITIGROUP INC COM 172967424 5,965 115,117 SH   SOLE   115,117 0 0
CLOROX COMPANY COM 189054109 5,246 54,628 SH   SOLE   54,628 0 0
COCA COLA COMPANY COM 191216100 8,226 192,837 SH   SOLE   192,837 0 0
COHEN & STEERS QUALITY COM 19247L106 127 11,909 SH   SOLE   11,909 0 0
COLGATE-PALMOLIVE CO COM 194162103 9,048 138,729 SH   SOLE   138,729 0 0
CONOCOPHILLIPS COM 20825C104 10,973 143,406 SH   SOLE   143,406 0 0
CORE LABORATORIES NV COM N22717107 373 2,550 SH   SOLE   2,550 0 0
CORNING INC COM 219350105 238 12,288 SH   SOLE   12,288 0 0
COSTCO WHSL CORP NEW COM 22160K105 7,213 57,554 SH   SOLE   57,554 0 0
COVIDIEN LTD SHS G2554F113 268 3,095 SH   SOLE   3,095 0 0
CUMMINS INC COM 231021106 11,149 84,478 SH   SOLE   84,478 0 0
CVS CAREMARK COM 126650100 9,700 121,873 SH   SOLE   121,873 0 0
DAILY JOURNAL CORP COM 233912104 1,083 6,000 SH   SOLE   6,000 0 0
DANAHER CORP DEL COM 235851102 5,115 67,322 SH   SOLE   67,322 0 0
DE LUXE CORP COM 248019101 397 7,200 SH   SOLE   7,200 0 0
DEERE & CO COM 244199105 282 3,445 SH   SOLE   3,445 0 0
DEVON ENERGY CP NEW COM 25179M103 7,279 106,760 SH   SOLE   106,760 0 0
DIAGEO PLC ADR 25243Q205 649 5,625 SH   SOLE   5,625 0 0
DISCOVER FINANCIAL SVCS COM 254709108 6,727 104,476 SH   SOLE   104,476 0 0
DISCOVERY COMMUN SER C COM 25470F302 257 6,888 SH   SOLE   6,888 0 0
DISCOVERY HOLDING SER A COM 25470F104 542 14,350 SH   SOLE   14,350 0 0
DISNEY WALT CO COM 254687106 13,250 148,826 SH   SOLE   148,826 0 0
DOMINION RES INC COM 25746U109 3,389 49,055 SH   SOLE   49,055 0 0
DOW CHEMICAL CO COM 260543103 1,221 23,290 SH   SOLE   23,290 0 0
DU PONT E I DE NEMOUR COM 263534109 6,202 86,424 SH   SOLE   86,424 0 0
DUKE ENERGY CORP COM NEW 26441C204 220 2,939 SH   SOLE   2,939 0 0
EOG RESOURCES INC COM 26875P101 309 3,125 SH   SOLE   3,125 0 0
EAST WEST BANCORP COM 27579R104 872 25,640 SH   SOLE   25,640 0 0
EBAY INC COM 278642103 5,778 102,028 SH   SOLE   102,028 0 0
EDISON INTERNATIONAL COM 281020107 1,014 18,140 SH   SOLE   18,140 0 0
EMC CORP COM 268648102 10,058 343,737 SH   SOLE   343,737 0 0
EMERSON ELECTRIC CO COM 291011104 4,546 72,647 SH   SOLE   72,647 0 0
ENBRIDGE ENERGY COM 29250R106 289 7,442 SH   SOLE   7,442 0 0
ENTERPRISE PRD PTRNRS COM 29273V100 1,774 44,018 SH   SOLE   44,018 0 0
EXXON MOBIL CORPORATION COM 30231G102 40,085 426,214 SH   SOLE   426,214 0 0
FARMER BROS CO COM 307675108 434 15,000 SH   SOLE   15,000 0 0
FINANCIAL SELECT SPDR XLF COM 30231G102 533 23,006 SH   SOLE   23,006 0 0
FLAHERTY & CRUMRINE PFD COM 338480106 243 17,700 SH   SOLE   17,700 0 0
FLAHERTY & CRUMRINE PFO COM 33848E106 650 59,808 SH   SOLE   59,808 0 0
FLAHERTY & CRUMRINE FFC COM 338478100 3,723 192,802 SH   SOLE   192,802 0 0
FLAHERTY & CRUMRINE DFP SHS 33848W106 699 30,925 SH   SOLE   30,925 0 0
FLOWSERVE CORPORATION COM 34354P105 1,496 21,220 SH   SOLE   21,220 0 0
FORD MOTOR COMPANY COM 345370860 6,099 412,346 SH   SOLE   412,346 0 0
FREEPORT MCMORN CL B 35671D857 417 12,775 SH   SOLE   12,775 0 0
GANNETT CO INC COM 364730101 2,037 68,650 SH   SOLE   68,650 0 0
GENERAL DYNAMICS CORP COM 369550108 268 2,112 SH   SOLE   2,112 0 0
GENERAL ELECTRIC CO COM 369604103 20,031 781,839 SH   SOLE   781,839 0 0
GENERAL MILLS INC COM 370334104 562 11,148 SH   SOLE   11,148 0 0
GENUINE PARTS COM 372460105 845 9,633 SH   SOLE   9,633 0 0
GILEAD SCIENCES INC COM 375558103 13,978 131,315 SH   SOLE   131,315 0 0
GOOGLE INC CL A 38259P508 6,211 10,556 SH   SOLE   10,556 0 0
GRACE WR & CO COM 38388F108 477 5,250 SH   SOLE   5,250 0 0
HALLIBURTON CO COM 406216101 3,926 60,855 SH   SOLE   60,855 0 0
HELMERICH & PAYNE INC COM 423452101 1,741 17,785 SH   SOLE   17,785 0 0
HEWLETT-PACKARD COMPANY COM 428236103 692 19,500 SH   SOLE   19,500 0 0
HOLLYFRONTIER CORP COM 436106108 3,139 71,862 SH   SOLE   71,862 0 0
HOME DEPOT INC COM 437076102 8,698 94,813 SH   SOLE   94,813 0 0
HONEYWELL INTERNATIONAL COM 438516106 729 7,824 SH   SOLE   7,824 0 0
HOSPIRA COM 441060100 275 5,280 SH   SOLE   5,280 0 0
HSBC ADR 404280406 420 8,250 SH   SOLE   8,250 0 0
ILLINOIS TOOL WORKS INC COM 452308109 1,522 18,033 SH   SOLE   18,033 0 0
INTEL CORP COM 458140100 13,383 384,349 SH   SOLE   384,349 0 0
INTL BUSINESS MACHINES COM 459200101 4,882 25,716 SH   SOLE   25,716 0 0
INTUIT INC COM 461202103 8,748 99,809 SH   SOLE   99,809 0 0
ISHARES DOW JONES DVY ETF 464287168 733 9,923 SH   SOLE   9,923 0 0
ISHARES GOLD TRUST IAU ETF 464285105 457 39,020 SH   SOLE   39,020 0 0
ISHARES MSCI CDA EWC ETF 464286509 1,979 64,483 SH   SOLE   64,483 0 0
ISHARES MSCI EAFE ECH ETF 464286640 633 14,850 SH   SOLE   14,850 0 0
ISHARES MSCI EAFE EFA ETF 464287465 10,872 169,563 SH   SOLE   169,563 0 0
ISHARES MSCI EMRG MKT EEM ETF 464287234 1,195 28,764 SH   SOLE   28,764 0 0
ISHARES MSCI INDONESIA EIDO ETF 46429B309 369 13,563 SH   SOLE   13,563 0 0
ISHARES MSCI JPN EWJ ETF 464286848 151 12,800 SH   SOLE   12,800 0 0
ISHARES MSCI KOREA EWY ETF 464286848 615 10,157 SH   SOLE   10,157 0 0
ISHARES MSCI MEXICO EWW ETF 464286822 1,355 19,722 SH   SOLE   19,722 0 0
ISHARES MSCI JPIDX EPP ETF 464286848 3,298 71,590 SH   SOLE   71,590 0 0
ISHARES RUSS 1000 IWF ETF 464287614 660 7,205 SH   SOLE   7,205 0 0
ISHARES RUSS 1000 IWD ETF 464287598 238 2,375 SH   SOLE   2,375 0 0
ISHARES RUSS 2000 IWM ETF 464287655 8,491 77,652 SH   SOLE   77,652 0 0
ISHARES RUSS 2000 IWO ETF 464287648 3,847 29,664 SH   SOLE   29,664 0 0
ISHARES RUSS MID IWR ETF 464287499 804 5,080 SH   SOLE   5,080 0 0
ISHARES S&P 500 GROWTH IVW ETF 464287309 394 3,693 SH   SOLE   3,693 0 0
ISHARES RUSS 1000 IWB ETF 464287622 1,657 15,079 SH   SOLE   15,079 0 0
ISHARES S&P 600 IJR ETF 464287804 4,616 44,257 SH   SOLE   44,257 0 0
ISHARES S&P IVV ETF 46287200 842 4,245 SH   SOLE   4,245 0 0
JM SMUCKER CO COM NEW 832696405 1,421 14,357 SH   SOLE   14,357 0 0
JACOBS ENGINEERING GRP COM 469814107 2,156 44,167 SH   SOLE   44,167 0 0
JOHNSON & JOHNSON COM 478160104 24,583 230,632 SH   SOLE   230,632 0 0
JOHNSON CONTROLS INC COM 478366107 4,287 97,439 SH   SOLE   97,439 0 0
JOY GLOBAL INC COM 481165108 208 3,815 SH   SOLE   3,815 0 0
JPMORGAN CHASE & CO COM 46625H100 9,868 163,805 SH   SOLE   163,805 0 0
KIMBERLY CLARK COM 494368103 283 2,627 SH   SOLE   2,627 0 0
KINDER MORGAN EN LP UT LTD 494550106 397 4,257 SH   SOLE   4,257 0 0
KRAFT FOODS INC CL A 50075N104 5,401 95,759 SH   SOLE   95,759 0 0
KROGER COMPANY COM 501044101 229 4,400 SH   SOLE   4,400 0 0
LABORATORY CORP OF AMER COM NEW 50540R409 1,260 12,386 SH   SOLE   12,386 0 0
LEUCADIA NATIONAL CORP COM 527288104 888 37,262 SH   SOLE   37,262 0 0
LILLY ELI & COMPANY COM 532457108 863 13,300 SH   SOLE   13,300 0 0
LINCOLN ELECTRIC COM 533900106 1,587 22,950 SH   SOLE   22,950 0 0
LOCKHEED MARTIN CORP COM 539830109 708 3,875 SH   SOLE   3,875 0 0
LOWES COMPANIES INC COM 548661107 7,913 149,520 SH   SOLE   149,520 0 0
M&T BANK COM 55261F104 1,992 16,160 SH   SOLE   16,160 0 0
MARATHON OIL CORP COM 565849106 388 10,334 SH   SOLE   10,334 0 0
MASTERCARD INC CL A 57636Q104 1,489 20,150 SH   SOLE   20,150 0 0
MC DONALDS CORP COM 580135101 6,402 67,523 SH   SOLE   67,523 0 0
MCKESSON INC COM 58155Q103 409 2,100 SH   SOLE   2,100 0 0
MEDTRONIC INC COM 585055106 2,903 46,861 SH   SOLE   46,861 0 0
MERCK & CO INC COM 589331107 10,123 170,760 SH   SOLE   170,760 0 0
METLIFE INC COM 59156R108 269 5,010 SH   SOLE   5,010 0 0
MICROSOFT CORP COM 594918104 17,192 370,835 SH   SOLE   370,835 0 0
MID CAP SPDR TRUST MDY ETF 78467Y107 13,406 53,768 SH   SOLE   53,768 0 0
MONDELEZ INTL INC CL A 609207105 7,386 215,597 SH   SOLE   215,597 0 0
MYLAN INC COM 628530107 5,130 112,782 SH   SOLE   112,782 0 0
NATIONAL INSTRUMENTS COM 636518102 545 17,625 SH   SOLE   17,625 0 0
NATIONAL OILWELL COM 637071101 2,076 27,284 SH   SOLE   27,284 0 0
NEXTERA ENERGY COM 654106103 7,506 79,949 SH   SOLE   79,949 0 0
NIKE INC CL B 654106103 10,736 120,364 SH   SOLE   120,364 0 0
NORDSTROM INC COM 655664100 217 3,176 SH   SOLE   3,176 0 0
NOVARTIS AG ADR 66987V109 3,846 40,855 SH   SOLE   40,855 0 0
NUANCE COMMUN INC COM 67020Y100 1,172 76,075 SH   SOLE   76,075 0 0
OCCIDENTAL PETE COM 674599105 278 2,893 SH   SOLE   2,893 0 0
OMNICOM PARTNERS COM 681919106 2,558 37,146 SH   SOLE   37,146 0 0
ONEOK PARTNERS LP UT 68268N103 546 9,762 SH   SOLE   9,762 0 0
ORACLE CORPORATION COM 68389X105 7,609 198,772 SH   SOLE   198,772 0 0
PAYCHEX INC COM 704326107 5,483 124,051 SH   SOLE   124,051 0 0
PENTAIR LTD SHS H6169Q108 542 8,270 SH   SOLE   8,270 0 0
PEPSICO INCORPORATED COM 713448108 13,421 144,168 SH   SOLE   144,168 0 0
PETSMART INC COM 716768106 950 13,550 SH   SOLE   13,550 0 0
PFIZER INCORPORATED COM 717081103 15,494 523,966 SH   SOLE   523,966 0 0
PHILIP MORRIS INTL INC COM 718172109 3,245 38,904 SH   SOLE   38,904 0 0
PHILLIPS 66 COM 718546104 519 6,382 SH   SOLE   6,382 0 0
POTASH CORP SASK COM 73755L107 361 10,450 SH   SOLE   10,450 0 0
POWERSHS GLOBAL EXC PIO ETF 73936T623 329 14,463 SH   SOLE   14,463 0 0
POWERSHS ETF WATER PHO ETF 73935X575 992 40,300 SH   SOLE   40,300 0 0
POWERSHS WINDERHILL PBW ETF 73935X500 646 102,091 SH   SOLE   102,091 0 0
POWERSHS PGX ETF 73936T565 3,859 266,882 SH   SOLE   266,882 0 0
PRAXAIR INC COM 74005P104 211 1,638 SH   SOLE   1,638 0 0
PROCTER & GAMBLE COM 742718109 14,790 176,614 SH   SOLE   176,614 0 0
PUBLIC STORAGE COM 74460D109 323 1,950 SH   SOLE   1,950 0 0
QUALCOMM INC COM 747525103 13,340 178,415 SH   SOLE   178,415 0 0
REGAL ENTERTAINMENT GRP CL A 758766109 315 15,850 SH   SOLE   15,850 0 0
ROYAL DTCH 1.25 GUILDER NY REG 780257804 4,562 59,928 SH   SOLE   59,928 0 0
S J W CORP COM 784305104 50,389 1,875,277 SH   SOLE   1,875,277 0 0
SPDR TRUST SPY ETF 78462F103 19,879 100,896 SH   SOLE   100,896 0 0
SANDISK CORP COM 80004C101 1,846 18,848 SH   SOLE   18,848 0 0
SCHLUMBERGER LTD COM 806857108 10,645 104,677 SH   SOLE   104,677 0 0
SEALED AIR CORP COM 81211K100 245 7,018 SH   SOLE   7,018 0 0
SEMPRA ENERGY COM 816851109 3,481 33,034 SH   SOLE   33,034 0 0
SEQUENTIAL BRANDS GP COM NEW 817340201 918 73,400 SH   SOLE   73,400 0 0
SPDR BARCLAYS CWB ETF 78464A359 456 9,180 SH   SOLE   9,180 0 0
SPDR DJ GLOBAL TITANS DGT ETF 78464A706 355 5,066 SH   SOLE   5,066 0 0
SPDR DJ WILSHIRE RWX ETF 78463X863 228 5,500 SH   SOLE   5,500 0 0
SPDR GOLD SHARES ETF 75463V107 5,428 46,706 SH   SOLE   46,706 0 0
SPDR S&P DIV SDY ETF 78462F103 665 8,874 SH   SOLE   8,874 0 0
SPDR S&P EMERG MKTS EDIV ETF 784634533 2,971 81,184 SH   SOLE   81,184 0 0
STARBUCKS CORP COM 855244109 1,727 22,888 SH   SOLE   22,888 0 0
STATE STREET CORP COM 857477103 1,129 15,334 SH   SOLE   15,334 0 0
STERICYCLE INC COM 858912108 3,913 33,573 SH   SOLE   33,573 0 0
STRYKER CORP COM 863667101 8,009 99,184 SH   SOLE   99,184 0 0
SYSCO CORP COM 871829107 261 6,875 SH   SOLE   6,875 0 0
T ROWE PRICE COM 741447108 1,947 24,833 SH   SOLE   24,833 0 0
TAIWAN SEMICONDUCTOR ADR 874039100 3,826 189,615 SH   SOLE   189,615 0 0
TARGET CORPORATION COM 87612E106 7,671 122,389 SH   SOLE   122,389 0 0
TCP CAPITAL CORP COM 87238Q103 1,951 121,402 SH   SOLE   121,402 0 0
TECH SEL SPDR XLK ETF 81369Y803 638 15,982 SH   SOLE   15,982 0 0
TETRA TECH INC COM 88162G103 602 30,319 SH   SOLE   30,319 0 0
TEXAS INSTRUMENTS INC COM 882508104 229 4,807 SH   SOLE   4,807 0 0
THE CHARLES SCHWAB CORP COM 808513105 4,833 164,459 SH   SOLE   164,459 0 0
THERMO FISHER SCIENTIFIC COM 883556102 456 3,747 SH   SOLE   3,747 0 0
TIFFANY COM 886547108 499 5,178 SH   SOLE   5,178 0 0
TIME WARNER CABLE TWC COM 88732J207 732 5,100 SH   SOLE   5,100 0 0
TIME WARNER INC TWX COM 887317303 5,162 68,633 SH   SOLE   68,633 0 0
TJX COS INC COM 872540109 3,648 61,653 SH   SOLE   61,653 0 0
TRACTOR SUPPLY COMPANY COM 892356106 1,267 20,600 SH   SOLE   20,600 0 0
TRANSOCEAN INC COM G90078109 1,009 31,565 SH   SOLE   31,565 0 0
TRINITY INDUSTRIES COM 896522109 1,685 36,075 SH   SOLE   36,075 0 0
U S BANCORP DEL NEW COM NEW 902973304 404 9,654 SH   SOLE   9,654 0 0
UNILEVER NV NY SHS NY SHS 904784709 260 6,563 SH   SOLE   6,563 0 0
UNION PACIFIC CORP COM 907818108 14,277 131,678 SH   SOLE   131,678 0 0
UNITED PARCEL SERVICE CL B 911312106 5,143 52,327 SH   SOLE   52,327 0 0
UNITED TECHNOLOGIES COM 913017109 7,720 73,106 SH   SOLE   73,106 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,725 20,000 SH   SOLE   20,000 0 0
VF CORP COM 918204108 7,645 115,779 SH   SOLE   115,779 0 0
VANGUARD ALLWORLD VSS ETF 922042718 1,673 16,379 SH   SOLE   16,379 0 0
VANGUARD DIV APPREC VIG ETF 921908844 7,803 101,399 SH   SOLE   101,399 0 0
VANGUARD EMG MKT VWO ETF 922042858 6,650 159,431 SH   SOLE   159,431 0 0
VANGUARD ENERGY VDE ETF 92204A306 1,042 7,950 SH   SOLE   7,950 0 0
VANGUARD EURPAC VEA ETF 921943858 5,675 142,776 SH   SOLE   142,776 0 0
VANGUARD EURO VGK ETF 922042874 16,526 299,268 SH   SOLE   299,268 0 0
VANGUARD MIDCAP VIP VO ETF 922908629 4,403 37,536 SH   SOLE   37,536 0 0
VANGUARD INFO TECH VGT ETF 92204A702 2,004 20,027 SH   SOLE   20,027 0 0
VANGUARD INTL EQTY VEU ETF 922042775 3,765 76,460 SH   SOLE   76,460 0 0
VANGUARD LARGE CAP VV ETF 922908637 801 8,852 SH   SOLE   8,852 0 0
VANGUARD PACIFIC VPL ETF 922042866 1,664 28,057 SH   SOLE   28,057 0 0
VANGUARD REIT VNQ ETF 922908553 365 5,085 SH   SOLE   5,085 0 0
VANGUARD SMCAP VIP VB ETF 922908751 662 5,987 SH   SOLE   5,987 0 0
VANGUARD TOTAL STK VTI ETF 922908769 507 5,008 SH   SOLE   5,008 0 0
VANGUARD UTILITIES VPU ETF 92204A876 227 2,483 SH   SOLE   2,483 0 0
VERISK ANALYTICS CL A 92345Y106 864 14,195 SH   SOLE   14,195 0 0
VERIZON COMMUNICATIONS COM 92343V104 11,973 239,505 SH   SOLE   239,505 0 0
VISA INC CL A CL A 92826C839 932 4,367 SH   SOLE   4,367 0 0
VODAFONE GROUP PLC ADR 92857W100 1,872 56,920 SH   SOLE   56,920 0 0
WP CAREY INC COM 92936U109 367 5,750 SH   SOLE   5,750 0 0
WAL-MART STORES INC COM 931142103 6,385 83,501 SH   SOLE   83,501 0 0
WASTE MANAGEMENT COM 94106L109 2,268 47,725 SH   SOLE   47,725 0 0
WELLS FARGO & CO NEW COM 949746101 15,215 293,334 SH   SOLE   293,334 0 0
WILLIAMS COMPANIES COM 969457100 12,548 226,704 SH   SOLE   226,704 0 0
WILLIAMS PARTNERS LP COM LP 96950F104 542 10,225 SH   SOLE   10,225 0 0
WISDOMTREE ETF 97717W281 8,033 173,798 SH   SOLE   173,798 0 0
XYLEM INC COM 98419M100 329 9,260 SH   SOLE   9,260 0 0