The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
21ST CENT FOX CL A 90130A101 821 29,448 SH   SOLE   29,448 0 0
3M COMPANY COM 88579Y101 10,105 60,643 SH   SOLE   60,243 0 400
ABBOTT LABORATORIES COM 002824100 11,750 280,891 SH   SOLE   268,886 0 12,005
ABBVIE INC COM 00287Y109 3,313 57,996 SH   SOLE   46,341 0 11,655
ACCENTURE LTD CL A G1150G111 14,804 128,280 SH   SOLE   126,690 0 1,590
ADOBE SYSTEMS INC COM 00724F101 450 4,799 SH   SOLE   4,799 0 0
AFLAC COM 001055102 253 4,003 SH   SOLE   4,003 0 0
AIR PROD & CHEMICALS COM 009158106 3,062 21,254 SH   SOLE   21,154 0 100
ALCOA INC COM 013817101 1,248 130,322 SH   SOLE   130,322 0 0
ALLERGAN INC NEW SHS G0177J108 3,696 13,791 SH   SOLE   13,791 0 0
ALPHABET INC CLASS A CL A 02079K305 8,882 11,642 SH   SOLE   11,642 0 0
ALPHABET INC CLASS C CL C 02079K107 7,683 10,313 SH   SOLE   10,313 0 0
ALTRIA GROUP COM 02209S103 4,526 72,238 SH   SOLE   70,738 0 1,500
AMAZON COM INC COM 23135106 6,332 10,666 SH   SOLE   10,666 0 0
AMERICAN EXPRESS COM 025816109 2,157 35,132 SH   SOLE   35,132 0 0
AMERICAN WATER WORKS CO COM 030420103 2,835 41,135 SH   SOLE   40,900 0 235
AMGEN INCORPORATED COM 031162100 5,672 37,834 SH   SOLE   36,634 0 1,200
AMSURG CORP COM 03232P405 241 3,237 SH   SOLE   3,237 0 0
ANADARKO PETROLEUM COM 032511107 412 8,850 SH   SOLE   8,850 0 0
ANALOG DEVICES INC COM 032654105 1,698 28,691 SH   SOLE   28,456 0 235
APPLE COMPUTER COM 037833100 22,045 202,269 SH   SOLE   200,594 0 1,675
ATT COM 00206R102 2,446 62,455 SH   SOLE   62,455 0 0
AUTOMATIC DATA PROC COM 053015103 6,331 70,573 SH   SOLE   70,323 0 250
AVERY DENNISON CORP COM 053611109 1,785 24,749 SH   SOLE   24,749 0 0
BANK OF AMERICA CORP COM 060505104 2,804 207,419 SH   SOLE   207,069 0 350
BARRICK GOLD CORP COM 067901108 268 19,750 SH   SOLE   19,750 0 0
BAXALTA INC COM 07177M103 285 7,059 SH   SOLE   7,059 0 0
BAXTER INTERNATIONAL COM 071813109 339 8,245 SH   SOLE   8,245 0 0
BECTON DICKINSON & CO COM 075887109 2,745 18,081 SH   SOLE   17,981 0 100
BERKSHIRE HATHAWAY CL B 084670207 17,842 125,753 SH   SOLE   122,528 0 3,225
BHP BILLITON ADR 088606108 119 4,591 SH   SOLE   4,591 0 0
BLACKROCK INC COM 09247X101 10,806 31,730 SH   SOLE   31,520 0 210
BLACKSTONE GROUP LP COM 09253U108 599 21,360 SH   SOLE   21,360 0 0
BOEING CO COM 097023105 11,799 92,946 SH   SOLE   92,061 0 885
BP PLC ADR ADR 055622104 3,268 108,275 SH   SOLE   108,275 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 8,686 135,977 SH   SOLE   134,952 0 1,025
BROOKFIELD ASSET MGMT CL A 112585104 279 8,028 SH   SOLE   8,028 0 0
CH ROBINSON WORLDWIDE COM 12541W209 301 4,050 SH   SOLE   3,550 0 500
C S X CORP COM 126408103 390 15,150 SH   SOLE   15,150 0 0
CBS CORPORATION CL B NEW CL B 124857202 397 7,207 SH   SOLE   7,207 0 0
CELGENE CORP COM 151020104 8,048 80,409 SH   SOLE   80,409 0 0
CERNER CORPORATION COM 156782104 8,350 157,660 SH   SOLE   156,010 0 1,650
CHEVRONTEXACO CORP COM 166764100 20,850 218,556 SH   SOLE   217,006 0 1,550
CHICAGO BRDG & IRON COM 167250109 317 8,650 SH   SOLE   8,650 0 0
CHINA MOBILE LTD ADR 16941M109 404 7,289 SH   SOLE   7,289 0 0
CHUBB CORPORATION COM 171232101 9,363 78,579 SH   SOLE   78,294 0 285
CISCO SYSTEMS INC COM 17275R102 7,614 267,439 SH   SOLE   267,189 0 250
CITIGROUP INC COM 172967424 4,151 99,432 SH   SOLE   99,432 0 0
CLOROX COMPANY COM 189054109 4,750 37,682 SH   SOLE   37,682 0 0
COCA COLA COMPANY COM 191216100 7,620 164,255 SH   SOLE   162,505 0 1,750
COLGATE-PALMOLIVE CO COM 194162103 9,182 129,966 SH   SOLE   129,666 0 300
CONOCOPHILLIPS COM 20825C104 6,476 160,814 SH   SOLE   159,264 0 1,550
COSTCO WHSL CORP NEW COM 22160K105 12,230 77,611 SH   SOLE   77,266 0 345
CUMMINS INC COM 231021106 6,662 60,600 SH   SOLE   60,350 0 250
CVS CAREMARK COM 126650100 13,841 133,429 SH   SOLE   132,329 0 1,100
DAILY JOURNAL CORP COM 233912104 1,174 6,000 SH   SOLE   6,000 0 0
DANAHER CORP DEL COM 235851102 5,900 62,196 SH   SOLE   61,346 0 850
DE LUXE CORP COM 248019101 445 7,120 SH   SOLE   7,120 0 0
DEVON ENERGY CP NEW COM 25179M103 1,957 71,310 SH   SOLE   70,710 0 600
DIAGEO PLC ADR 25243Q205 1,461 13,542 SH   SOLE   13,492 0 50
DISCOVER FINANCIAL SVCS COM 254709108 2,397 47,076 SH   SOLE   47,076 0 0
DISNEY WALT CO COM 254687106 15,846 159,556 SH   SOLE   158,201 0 1,355
DOMINION RES INC COM 25746U109 4,053 53,960 SH   SOLE   53,960 0 0
DOW CHEMICAL CO COM 260543103 1,025 20,146 SH   SOLE   20,146 0 0
DU PONT E I DE NEMOUR COM 263534109 4,752 75,044 SH   SOLE   75,044 0 0
DUKE ENERGY CORP COM NEW 26441C204 1,506 18,664 SH   SOLE   18,564 0 100
EAST WEST BANCORP COM 27579R104 2,916 89,782 SH   SOLE   89,447 0 335
EBAY INC COM 278642103 616 25,832 SH   SOLE   25,832 0 0
ECOLAB INC COM 278865100 1,124 10,078 SH   SOLE   9,928 0 150
EDISON INTERNATIONAL COM 281020107 991 13,785 SH   SOLE   13,249 0 536
EMC CORP COM 268648102 7,440 279,166 SH   SOLE   278,416 0 750
EMERSON ELECTRIC CO COM 291011104 4,509 82,915 SH   SOLE   82,915 0 0
ENTERPRISE PRD PARTNERS COM 293792107 472 19,160 SH   SOLE   19,160 0 0
ESSEX PROPERTY TRUST COM 297178105 249 1,064 SH   SOLE   1,064 0 0
EXXON MOBIL CORPORATION COM 30231G102 38,356 458,860 SH   SOLE   454,264 0 4,596
FACEBOOK INC CLASS A CL A 30303M102 1,588 13,920 SH   SOLE   13,920 0 0
FASTENAL CO COM 311900104 1,417 28,928 SH   SOLE   28,928 0 0
FINANCIAL SELECT SPDR XLF COM 30231G102 551 24,506 SH   SOLE   24,506 0 0
FLAHERTY & CRUMRINE PFD COM 338480106 251 17,700 SH   SOLE   17,700 0 0
FLAHERTY & CRUMRINE PFO COM 33848E106 651 55,208 SH   SOLE   55,208 0 0
FLAHERTY & CRUMRINE FFC COM 338478100 5,242 257,582 SH   SOLE   257,582 0 0
FLAHERTY & CRUMRINE DFP COM 33848W106 701 29,800 SH   SOLE   29,800 0 0
FLOWSERVE CORPORATION COM 34354P105 534 12,029 SH   SOLE   11,929 0 100
FORD MOTOR COMPANY COM 345370860 7,129 528,094 SH   SOLE   523,569 0 4,525
GANNETT CO INC COM 364730101 787 51,952 SH   SOLE   51,952 0 0
GENERAL DYNAMICS CORP COM 369550108 228 1,735 SH   SOLE   1,735 0 0
GENERAL ELECTRIC CO COM 369604103 23,700 745,502 SH   SOLE   740,297 0 5,205
GENERAL MILLS INC COM 370334104 697 10,999 SH   SOLE   10,999 0 0
GENUINE PARTS COM 372460105 562 5,660 SH   SOLE   5,660 0 0
GILEAD SCIENCES INC COM 375558103 12,272 133,590 SH   SOLE   128,540 0 5,050
HALLIBURTON CO COM 406216101 902 25,263 SH   SOLE   25,263 0 0
HARMAN INTL INDS INC COM 413086109 1,438 16,145 SH   SOLE   16,145 0 0
HOLLYFRONTIER CORP COM 436106108 743 21,050 SH   SOLE   21,050 0 0
HOME DEPOT INC COM 437076102 12,732 95,422 SH   SOLE   94,672 0 750
HONEYWELL INTERNATIONAL COM 438516106 1,141 10,187 SH   SOLE   10,187 0 0
ILLINOIS TOOL WORKS INC COM 452308109 1,828 17,840 SH   SOLE   17,573 0 267
INGERSOLL RAND SHS G47791101 224 3,613 SH   SOLE   3,613 0 0
INTEL CORP COM 458140100 12,339 381,434 SH   SOLE   377,234 0 4,200
INTL BUSINESS MACHINES COM 459200101 3,317 21,902 SH   SOLE   21,752 0 150
INTL FLAVORS & FRAGRANCES COM 459506101 1,891 16,620 SH   SOLE   16,470 0 150
INTUIT INC COM 461202103 8,122 78,085 SH   SOLE   77,235 0 850
ISHARES CORE S&P IJR ETF 464287168 10,565 93,850 SH   SOLE   93,125 0 725
ISHARES DOW JONES DVY ETF 464287168 625 7,648 SH   SOLE   7,648 0 0
ISHARES MSCI CDA EWC ETF 464286509 1,314 55,400 SH   SOLE   55,400 0 0
ISHARES MSCI EAFE ECH ETF 464286640 548 14,850 SH   SOLE   14,850 0 0
ISHARES MSCI EAFE EFA ETF 464287465 10,301 180,213 SH   SOLE   178,740 0 1,473
ISHARES MSCI EMRG MKT EEM ETF 464287234 829 24,216 SH   SOLE   24,216 0 0
ISHARES MSCI INDONESIA EIDO ETF 46429B309 315 13,375 SH   SOLE   13,375 0 0
ISHARES MSCI JPN EWJ ETF 464286848 209 18,300 SH   SOLE   18,300 0 0
ISHARES MSCI KOREA EWY ETF 464286848 372 7,050 SH   SOLE   7,050 0 0
ISHARES MSCI MEXICO EWW ETF 464286822 726 13,525 SH   SOLE   13,525 0 0
ISHARES MSCI JPIDX EPP ETF 464286848 2,321 59,187 SH   SOLE   59,187 0 0
ISHARES RUSS 1000 IWF ETF 464287614 748 7,500 SH   SOLE   7,500 0 0
ISHARES RUSS 2000 IWM ETF 464287655 8,063 72,884 SH   SOLE   72,673 0 211
ISHARES RUSS 2000 IWO ETF 464287648 2,550 19,228 SH   SOLE   19,053 0 175
ISHARES RUSS MID IWR ETF 464287499 746 4,580 SH   SOLE   4,580 0 0
ISHARES S&P 500 GROWTH IVW ETF 464287309 200 1,728 SH   SOLE   1,728 0 0
ISHARES RUSS 1000 IWB ETF 464287622 1,526 13,374 SH   SOLE   13,374 0 0
ISHARES S&P IVV ETF 46287200 1,187 5,745 SH   SOLE   5,745 0 0
JM SMUCKER CO COM NEW 832696405 1,848 14,232 SH   SOLE   14,232 0 0
JACOBS ENGINEERING GRP COM 469814107 1,604 36,831 SH   SOLE   35,881 0 950
JOHNSON & JOHNSON COM 478160104 23,573 217,868 SH   SOLE   216,433 0 1,435
JOHNSON CONTROLS INC COM 478366107 3,495 89,683 SH   SOLE   89,583 0 100
JPMORGAN CHASE & CO COM 46625H100 11,024 186,145 SH   SOLE   185,245 0 900
KIMBERLY-CLARK CORP COM 494368103 391 2,904 SH   SOLE   2,904 0 0
KRAFT FOODS GROUP CL A 50075N104 1,611 20,512 SH   SOLE   20,512 0 0
KROGER COMPANY COM 501044101 365 9,547 SH   SOLE   9,547 0 0
LABORATORY CORP OF AMER COM NEW 50540R409 1,562 13,336 SH   SOLE   13,336 0 0
LAZARD LTD SHS A G54050102 545 14,040 SH   SOLE   14,040 0 0
LILLY ELI & COMPANY COM 532457108 1,098 15,254 SH   SOLE   15,004 0 250
LINCOLN ELECTRIC COM 533900106 1,344 22,950 SH   SOLE   22,950 0 0
LOCKHEED MARTIN CORP COM 539830109 1,522 6,873 SH   SOLE   6,873 0 0
LOWES COMPANIES INC COM 548661107 9,157 120,884 SH   SOLE   119,934 0 950
M&T BANK COM 55261F104 1,764 15,888 SH   SOLE   15,563 0 325
MASTERCARD INC CL A 57636Q104 3,667 38,807 SH   SOLE   38,707 0 100
MC DONALDS CORP COM 580135101 5,700 45,354 SH   SOLE   44,234 0 1,120
MCKESSON INC COM 58155Q103 246 1,564 SH   SOLE   1,564 0 0
MEDTRONIC INC COM 585055106 2,943 39,234 SH   SOLE   38,634 0 600
MERCK & CO INC COM 589331107 9,125 172,472 SH   SOLE   170,907 0 1,565
METLIFE INC COM 59156R108 202 4,592 SH   SOLE   4,592 0 0
MICROSOFT CORP COM 594918104 21,236 384,495 SH   SOLE   382,995 0 1,500
MID CAP SPDR TRUST MDY ETF 78467Y107 13,691 52,113 SH   SOLE   52,113 0 0
MONDELEZ INTL INC CL A 609207105 8,923 222,416 SH   SOLE   220,726 0 1,690
MOODYS CORP COM 615369105 224 2,320 SH   SOLE   2,320 0 0
MYLAN INC COM 628530107 4,428 95,527 SH   SOLE   95,527 0 0
NATIONAL INSTRUMENTS COM 636518102 436 14,475 SH   SOLE   14,475 0 0
NETFLIX INC COM 64110L106 215 2,099 SH   SOLE   2,099 0 0
NEXTERA ENERGY COM 654106103 9,027 76,280 SH   SOLE   76,160 0 120
NIKE INC CL B 654106103 12,709 206,756 SH   SOLE   206,756 0 0
NOVARTIS AG ADR 66987V109 2,249 31,050 SH   SOLE   30,420 0 630
NXP SEMICONDUCTORS NV COM N6596X109 3,680 45,387 SH   SOLE   45,337 0 50
OMNICOM PARTNERS COM 681919106 2,654 31,883 SH   SOLE   31,883 0 0
ORACLE CORPORATION COM 68389X105 8,074 197,357 SH   SOLE   193,557 0 3,800
PALO ALTO NETWORKS INC COM 697435105 357 2,190 SH   SOLE   2,190 0 0
PAYCHEX INC COM 704326107 6,953 128,739 SH   SOLE   126,879 0 1,860
PAYPAL HOLDINGS INC COM 70450Y103 7,343 190,237 SH   SOLE   188,437 0 1,800
PENTAIR LTD SHS H6169Q108 434 7,991 SH   SOLE   7,991 0 0
PEPSICO INCORPORATED COM 713448108 15,273 149,033 SH   SOLE   147,548 0 1,485
PFIZER INCORPORATED COM 717081103 4,978 167,957 SH   SOLE   167,957 0 0
PHILIP MORRIS INTL INC COM 718172109 4,306 43,891 SH   SOLE   42,291 0 1,600
PHILLIPS 66 COM 718546104 658 7,597 SH   SOLE   7,597 0 0
POWERSHS GLOBAL EXC PIO ETF 73936T623 254 12,100 SH   SOLE   12,100 0 0
POWERSHS ETF WATER PHO ETF 73935X575 869 39,550 SH   SOLE   39,550 0 0
POWERSHS WINDERHILL PBW ETF 73935X500 403 99,875 SH   SOLE   99,875 0 0
POWERSHS PGX ETF 73936T565 5,449 365,189 SH   SOLE   365,189 0 0
PRAXAIR INC COM 74005P104 213 1,858 SH   SOLE   1,858 0 0
PRICELINE.COM INC NEW COM 741503403 822 638 SH   SOLE   638 0 0
PROCTER & GAMBLE COM 742718109 16,048 194,969 SH   SOLE   193,874 0 1,095
PUBLIC STORAGE COM 74460D109 524 1,899 SH   SOLE   1,899 0 0
QUALCOMM INC COM 747525103 6,367 124,502 SH   SOLE   123,252 0 1,250
QUEST DIAGNOSTIC INC COM 74834L100 254 3,555 SH   SOLE   3,555 0 0
RAYTHEON CO COM 755111507 223 1,815 SH   SOLE   1,815 0 0
REGAL ENTERTAINMENT GRP CL A 758766109 1,154 54,580 SH   SOLE   53,780 0 800
ROYAL DUTCH SHELL A ADRF NY REG 780257804 4,662 152,217 SH   SOLE   151,417 0 800
S J W CORP COM 784305104 367 10,100 SH   SOLE   10,100 0 0
SCHLUMBERGER LTD COM 806857108 6,615 89,695 SH   SOLE   89,445 0 250
SCHWAB US LARGE CAP ETF SCHG ETF 808524300 3,432 65,470 SH   SOLE   65,270 0 200
SECTOR SPDR XLE ETF 81369Y506 704 11,370 SH   SOLE   11,370 0 0
SEMPRA ENERGY COM 816851109 3,533 33,958 SH   SOLE   33,958 0 0
SEQUENTIAL BRANDS GP COM NEW 817340201 253 39,650 SH   SOLE   39,650 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 333 4,275 SH   SOLE   4,275 0 0
SPDR DJ GLOBAL TITANS DGT ETF 78464A706 321 5,001 SH   SOLE   5,001 0 0
SPDR S&P DIV SDY ETF 78462F103 587 7,349 SH   SOLE   7,349 0 0
SPDR S&P EMERG MKTS EDIV ETF 784634533 1,137 42,517 SH   SOLE   42,517 0 0
SPDR TRUST SPY ETF 78462F103 25,892 125,985 SH   SOLE   125,908 0 77
STARBUCKS CORP COM 855244109 3,917 65,619 SH   SOLE   65,619 0 0
STATE STREET CORP COM 857477103 592 10,123 SH   SOLE   10,123 0 0
STERICYCLE INC COM 858912108 5,137 40,712 SH   SOLE   39,812 0 900
STRYKER CORP COM 863667101 12,513 116,626 SH   SOLE   114,886 0 1,740
T ROWE PRICE COM 741447108 949 12,918 SH   SOLE   12,918 0 0
TAIWAN SEMICONDUCTOR ADR 874039100 5,749 219,436 SH   SOLE   218,866 0 570
TARGET CORPORATION COM 87612E106 9,762 118,640 SH   SOLE   117,590 0 1,050
TECH SEL SPDR XLK ETF 81369Y803 640 14,432 SH   SOLE   14,432 0 0
TEGNA INC COM 87901J106 706 30,081 SH   SOLE   30,081 0 0
TESLA MOTORS INC COM 88160R101 212 921 SH   SOLE   921 0 0
TETRA TECH INC COM 88162G103 233 7,825 SH   SOLE   7,825 0 0
TEXAS INSTRUMENTS INC COM 882508104 302 5,264 SH   SOLE   5,264 0 0
THE CHARLES SCHWAB CORP COM 808513105 11,092 395,856 SH   SOLE   395,456 0 400
THE SOUTHERN COMPANY COM 842587107 309 5,964 SH   SOLE   5,964 0 0
THERMO FISHER SCIENTIFIC COM 883556102 334 2,356 SH   SOLE   2,356 0 0
TIFFANY COM 886547108 363 4,941 SH   SOLE   4,941 0 0
TIME WARNER CABLE TWC COM 88732J207 698 3,413 SH   SOLE   3,413 0 0
TIME WARNER INC TWX COM 887317303 7,277 100,306 SH   SOLE   99,256 0 1,050
TJX COS INC COM 872540109 6,051 77,235 SH   SOLE   77,235 0 0
TRACTOR SUPPLY COMPANY COM 892356106 1,354 14,965 SH   SOLE   14,965 0 0
TUTOR PERINI CORP COM 901109108 311 20,000 SH   SOLE   20,000 0 0
U S BANCORP DEL NEW COM NEW 902973304 799 19,680 SH   SOLE   19,680 0 0
UNILEVER NV NY SHS NEWF NY SHS 904784709 673 15,058 SH   SOLE   15,058 0 0
UNION PACIFIC CORP COM 907818108 7,678 96,514 SH   SOLE   95,914 0 600
UNITED PARCEL SERVICE B CL B 911312106 7,412 70,273 SH   SOLE   69,948 0 325
UNITED TECHNOLOGIES COM 913017109 6,401 63,943 SH   SOLE   63,663 0 280
UNITEDHEALTH GROUP INC COM 91324P102 7,196 55,827 SH   SOLE   55,827 0 0
VF CORP COM 918204108 7,376 113,896 SH   SOLE   113,646 0 250
VAIL RESORTS INC COM 91879Q109 625 4,673 SH   SOLE   4,673 0 0
VANGUARD ALLWORLD EX VSS ETF 922042718 982 10,519 SH   SOLE   10,519 0 0
VANGUARD DIV APPREC VIG ETF 921908844 8,789 108,168 SH   SOLE   107,968 0 200
VANGUARD INTL EQTY INDEX VEU ETF 922042775 3,451 79,985 SH   SOLE   79,985 0 0
VANGUARD EUROPE PAC VEA ETF 921943858 7,576 211,139 SH   SOLE   209,439 0 1,700
VANGUARD EMERGING MARKET VWO ETF 922042858 2,671 77,255 SH   SOLE   76,755 0 500
VANGUARD EUROPEAN VGK ETF 922042874 20,904 430,839 SH   SOLE   427,739 0 3,100
VANGUARD PACIFIC VPL ETF 922042866 314 5,675 SH   SOLE   5,675 0 0
VANGUARD INFO TECH VGT ETF 92204A702 4,143 37,827 SH   SOLE   37,827 0 0
VANGUARD LARGE CAP VV ETF 922908637 809 8,605 SH   SOLE   8,605 0 0
VANGUARD INDEX FD MID CAP VO ETF 922908629 5,644 46,555 SH   SOLE   46,255 0 300
VANGUARD MID CAP VALUE VOE ETF 922908512 314 3,600 SH   SOLE   3,600 0 0
VANGUARD REIT VNQ ETF 922908553 558 6,662 SH   SOLE   6,662 0 0
VANGUARD SMALL CAP VIPERS VB ETF 922908751 671 6,017 SH   SOLE   6,017 0 0
VANGUARD TOTAL STOCK MKT VTI ETF 922908769 439 4,185 SH   SOLE   4,185 0 0
VERISK ANALYTICS INC COM 92345Y106 423 5,292 SH   SOLE   5,292 0 0
VERIZON COMMUNICATIONS COM 92343V104 14,218 262,900 SH   SOLE   261,698 0 1,202
VISA INC CL A CL A 92826C839 6,234 81,516 SH   SOLE   81,516 0 0
VODAFONE GROUP PLC ADR 92857W100 1,392 43,439 SH   SOLE   43,439 0 0
VULCAN MATERIALS CO COM 929160109 201 1,907 SH   SOLE   1,907 0 0
WP CAREY INC COM 92936U109 358 5,750 SH   SOLE   5,750 0 0
WAL-MART STORES INC COM 931142103 4,571 66,739 SH   SOLE   65,539 0 1,200
WASTE MANAGEMENT COM 94106L109 2,695 45,677 SH   SOLE   43,727 0 1,950
WELLS FARGO & CO NEW COM 949746101 14,991 309,982 SH   SOLE   306,947 0 3,035
WHOLE FOODS MARKET INC COM 966837106 247 7,950 SH   SOLE   7,950 0 0
WILLIAMS COMPANIES COM 969457100 249 15,500 SH   SOLE   15,500 0 0
XYLEM INC COM 98419M100 376 9,200 SH   SOLE   8,950 0 250