The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 770 6,187 SH   SOLE   0 0 6,187
CENTRAL FD CDA LTD CL A 153501101 131 10,982 SH   SOLE   0 0 10,982
CLAYMORE EXCHANGE TRD FD TR GUGG TIMBER ETF 18383Q879 59,622 2,327,171 SH   SOLE   1,110,192 0 1,216,979
DISNEY WALT CO COM DISNEY 254687106 210 2,001 SH   SOLE   0 0 2,001
EXXON MOBIL CORP COM 30231G102 270 3,179 SH   SOLE   0 0 3,179
FLEXSHARES TR MORNSTAR UPSTR 33939L407 142,838 4,786,780 SH   SOLE   2,809,066 0 1,977,714
FLEXSHARES TR IBOXX 3R TARGT 33939L506 331,455 13,589,774 SH   SOLE   6,395,614 0 7,194,160
GENERAL ELECTRIC CO COM 369604103 257 10,363 SH   SOLE   0 0 10,363
ILLUMINA INC COM 452327109 552 2,976 SH   SOLE   0 0 2,976
INTERNATIONAL BUSINESS MACHS COM 459200101 276 1,718 SH   SOLE   0 0 1,718
ISHARES SHT NTLAMTFR ETF 464288158 399 3,767 SH   SOLE   0 0 3,767
ISHARES NAT AMT FREE BD 464288414 1,439 13,007 SH   SOLE   0 0 13,007
ISHARES INTL SEL DIV ETF 464288448 211 6,267 SH   SOLE   0 0 6,267
ISHARES IBOXX HI YD ETF 464288513 186,541 2,058,719 SH   SOLE   1,442,189 0 616,530
ISHARES 3-7 YR TR BD ETF 464288661 90,493 728,779 SH   SOLE   365,045 0 363,734
ISHARES U.S. PFD STK ETF 464288687 485 12,092 SH   SOLE   0 0 12,092
ISHARES 17 AMT-FREE ETF 464289271 542 9,824 SH   SOLE   0 0 9,824
ISHARES 16 AMT-FREE ETF 464289313 542 10,154 SH   SOLE   0 0 10,154
ISHARES 15 AMT-FREE ETF 464289339 443 8,440 SH   SOLE   0 0 8,440
ISHARES TR CORE S&P TTL STK 464287150 2,347 24,779 SH   SOLE   0 0 24,779
ISHARES TR SELECT DIVID ETF 464287168 648 8,314 SH   SOLE   0 0 8,314
ISHARES TR IBOXX INV CP ETF 464287242 204,876 1,683,309 SH   SOLE   977,061 0 706,248
ISHARES TR S&P 500 GRWT ETF 464287309 464,020 4,072,134 SH   SOLE   2,617,661 0 1,454,473
ISHARES TR S&P 500 VAL ETF 464287408 497,783 5,377,950 SH   SOLE   3,388,166 0 1,989,784
ISHARES TR 1-3 YR TR BD ETF 464287457 8,207 96,684 SH   SOLE   1,843 0 94,841
ISHARES TR CORE S&P MCP ETF 464287507 367,655 2,419,101 SH   SOLE   1,557,837 0 861,264
ISHARES TR CORE S&P SCP ETF 464287804 364,362 3,087,032 SH   SOLE   2,104,668 0 982,364
ISHARES TR FLTG RATE BD ETF 46429B655 18,667 368,622 SH   SOLE   256,505 0 112,117
KINDER MORGAN INC DEL COM 49456B101 396 9,408 SH   SOLE   0 0 9,408
MCDONALDS CORP COM 580135101 244 2,506 SH   SOLE   0 0 2,506
PIMCO ETF TR 1-5 US TIP IDX 72201R205 139,737 2,692,426 SH   SOLE   2,681,292 0 11,134
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 4,472 44,057 SH   SOLE   1,027 0 43,030
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 4,682 46,283 SH   SOLE   1,031 0 45,252
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 62,828 2,608,064 SH   SOLE   1,412,826 0 1,195,238
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 361 8,117 SH   SOLE   0 0 8,117
SHERWIN WILLIAMS CO COM 824348106 6,046 21,253 SH   SOLE   0 0 21,253
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 749 17,457 SH   SOLE   0 0 17,457
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 130,105 3,003,352 SH   SOLE   1,970,863 0 1,032,489
SPDR SERIES TRUST BRC CNV SECS ETF 78464A359 292 6,117 SH   SOLE   0 0 6,117
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 539 22,175 SH   SOLE   0 0 22,175
SPDR SERIES TRUST NUVN BRCLY MUNI 78464A458 1,540 63,577 SH   SOLE   0 0 63,577
SPDR SERIES TRUST BARC SHT TR CP 78464A474 126,690 4,120,010 SH   SOLE   2,555,572 0 1,564,438
SPDR SERIES TRUST DB INT GVT ETF 78464A490 1,414 25,919 SH   SOLE   0 0 25,919
SPDR SERIES TRUST DJ REIT ETF 78464A607 102,256 1,081,272 SH   SOLE   665,169 0 416,103
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 971 12,056 SH   SOLE   0 0 12,056
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 32,837 607,072 SH   SOLE   434,148 0 172,924
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 468 5,058 SH   SOLE   0 0 5,058
VANGUARD INDEX FDS TOTAL STK MKT 922908769 248 2,309 SH   SOLE   0 0 2,309
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 86,567 872,120 SH   SOLE   576,016 0 296,104
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 556,307 11,416,118 SH   SOLE   7,673,993 0 3,742,125
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 176,734 4,324,303 SH   SOLE   2,801,712 0 1,522,591
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 437 5,434 SH   SOLE   0 0 5,434
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,049 26,330 SH   SOLE   0 0 26,330
VANGUARD WORLD FDS ENERGY ETF 92204A306 28,421 260,071 SH   SOLE   259,850 0 221
VANGUARD WORLD FDS MATERIALS ETF 92204A801 28,439 261,988 SH   SOLE   261,798 0 190
WISDOMTREE TR EMG MKTS SMCAP 97717W281 22,884 517,384 SH   SOLE   517,384 0 0
WISDOMTREE TR LARGECAP DIVID 97717W307 259 3,538 SH   SOLE   0 0 3,538
WISDOMTREE TR EM LCL DEBT FD 97717X867 110,570 2,781,644 SH   SOLE   1,733,353 0 1,048,291