The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 849 7,787 SH   SOLE 0 0 7,787
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 394 2,774 SH   SOLE 0 0 2,774
CENTRAL FD CDA LTD CL A 153501101 130 10,826 SH   SOLE 0 0 10,826
CLAYMORE EXCHANGE TRD FD TR GUGG TIMBER ETF 18383Q879 51,414 2,228,145 SH   SOLE 1,090,896 0 1,137,249
EXXON MOBIL CORP COM 30231G102 295 3,524 SH   SOLE 0 0 3,524
FLEXSHARES TR MORNSTAR UPSTR 33939L407 132,709 5,482,818 SH   SOLE 3,019,482 0 2,463,336
FLEXSHARES TR IBOXX 3R TARGT 33939L506 231,550 9,355,542 SH   SOLE 4,043,118 0 5,312,424
GENERAL ELECTRIC CO COM 369604103 277 8,701 SH   SOLE 0 0 8,701
ILLUMINA INC COM 452327109 482 2,976 SH   SOLE 0 0 2,976
ISHARES IBONDS SEP17 ETF 464289271 575 20,986 SH   SOLE 0 0 20,986
ISHARES IBONDS SEP16 ETF 464289313 589 22,278 SH   SOLE 0 0 22,278
ISHARES TR CORE S&P TTL STK 464287150 16,001 171,386 SH   SOLE 0 0 171,386
ISHARES TR SELECT DIVID ETF 464287168 647 7,926 SH   SOLE 0 0 7,926
ISHARES TR MSCI EMG MKT ETF 464287234 273 7,970 SH   SOLE 0 0 7,970
ISHARES TR IBOXX INV CP ETF 464287242 186,729 1,571,526 SH   SOLE 921,895 0 649,631
ISHARES TR S&P 500 GRWT ETF 464287309 415,816 3,588,020 SH   SOLE 2,286,701 0 1,301,319
ISHARES TR S&P 500 VAL ETF 464287408 449,426 4,997,162 SH   SOLE 3,093,147 0 1,904,015
ISHARES TR 1-3 YR TR BD ETF 464287457 56,067 659,374 SH   SOLE 367,748 0 291,626
ISHARES TR CORE S&P MCP ETF 464287507 325,195 2,255,321 SH   SOLE 1,450,144 0 805,177
ISHARES TR CORE S&P SCP ETF 464287804 323,243 2,871,482 SH   SOLE 1,953,123 0 918,359
ISHARES TR SHRT NAT MUN ETF 464288158 526 4,957 SH   SOLE 0 0 4,957
ISHARES TR NATIONAL MUN ETF 464288414 1,430 12,804 SH   SOLE 0 0 12,804
ISHARES TR IBOXX HI YD ETF 464288513 166,796 2,041,821 SH   SOLE 1,426,107 0 615,714
ISHARES TR 3-7 YR TR BD ETF 464288661 133,566 1,060,470 SH   SOLE 614,957 0 445,513
ISHARES TR U.S. PFD STK ETF 464288687 466 11,943 SH   SOLE 0 0 11,943
ISHARES TR IBONDS SEP18 ETF 46429B580 525 20,521 SH   SOLE 0 0 20,521
ISHARES TR FLTG RATE BD ETF 46429B655 17,393 344,965 SH   SOLE 241,235 0 103,730
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 200 6,371 SH   SOLE 0 0 6,371
MCDONALDS CORP COM 580135101 307 2,445 SH   SOLE 0 0 2,445
PIMCO ETF TR 1-5 US TIP IDX 72201R205 100,567 1,921,042 SH   SOLE 1,911,454 0 9,588
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 6,369 68,517 SH   SOLE 995 0 67,522
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 4,553 45,174 SH   SOLE 920 0 44,254
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 57,663 2,539,464 SH   SOLE 1,382,178 0 1,157,286
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 919 22,911 SH   SOLE 0 0 22,911
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 403 8,117 SH   SOLE 0 0 8,117
SHERWIN WILLIAMS CO COM 824348106 4,663 16,380 SH   SOLE 0 0 16,380
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 368 2,082 SH   SOLE 0 0 2,082
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 545 15,577 SH   SOLE 0 0 15,577
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 118,957 2,869,189 SH   SOLE 1,847,773 0 1,021,416
SPDR S&P 500 ETF TR TR UNIT 78462F103 215 1,047 SH   SOLE 0 0 1,047
SPDR SER TR SHT TRM HGH YLD 78468R408 205 7,945 SH   SOLE 0 0 7,945
SPDR SER TR NUVN BRCLY MUNI 78468R721 1,476 29,918 SH   SOLE 0 0 29,918
SPDR SER TR NUVN BR SHT MUNI 78468R739 417 8,548 SH   SOLE 0 0 8,548
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 888 5,137 SH   SOLE 0 0 5,137
SPDR SERIES TRUST BRC CNV SECS ETF 78464A359 256 5,931 SH   SOLE 0 0 5,931
SPDR SERIES TRUST BARC SHT TR CP 78464A474 116,535 3,804,598 SH   SOLE 2,349,996 0 1,454,602
SPDR SERIES TRUST CITI INT GVT ETF 78464A490 205 3,783 SH   SOLE 0 0 3,783
SPDR SERIES TRUST DJ REIT ETF 78464A607 94,212 990,143 SH   SOLE 605,678 0 384,465
SPDR SERIES TRUST BRCLYS 1-3MT ETF 78464A680 1,156 25,300 SH   SOLE 0 0 25,300
TEEKAY LNG PARTNERS L P PRTNRSP UNITS Y8564M105 142 11,231 SH   SOLE 0 0 11,231
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 8,151 101,088 SH   SOLE 0 0 101,088
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 33,637 616,733 SH   SOLE 398,133 0 218,600
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,386 16,742 SH   SOLE 0 0 16,742
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 79,246 848,645 SH   SOLE 545,090 0 303,555
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 498,227 11,546,400 SH   SOLE 7,590,656 0 3,955,744
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 178,350 5,157,602 SH   SOLE 3,364,829 0 1,792,773
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 824 10,147 SH   SOLE 0 0 10,147
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,568 43,692 SH   SOLE 0 0 43,692
VANGUARD WORLD FDS ENERGY ETF 92204A306 25,461 296,679 SH   SOLE 293,549 0 3,130
VANGUARD WORLD FDS INF TECH ETF 92204A702 284 2,591 SH   SOLE 0 0 2,591
VANGUARD WORLD FDS MATERIALS ETF 92204A801 25,258 257,267 SH   SOLE 255,904 0 1,363
WISDOMTREE TR EMG MKTS SMCAP 97717W281 5,375 142,280 SH   SOLE 142,280 0 0
WISDOMTREE TR LARGECAP DIVID 97717W307 260 3,538 SH   SOLE 0 0 3,538
WISDOMTREE TR EMER MKT HIGH FD 97717W315 323 9,276 SH   SOLE 0 0 9,276
WISDOMTREE TR MIDCAP DIVI FD 97717W505 312 3,625 SH   SOLE 0 0 3,625
WISDOMTREE TR SMALLCAP DIVID 97717W604 294 4,273 SH   SOLE 0 0 4,273
WISDOMTREE TR INTL EQUITY FD 97717W703 210 4,595 SH   SOLE 0 0 4,595
WISDOMTREE TR ITL HIGH DIV FD 97717W802 480 12,862 SH   SOLE 0 0 12,862
WISDOMTREE TR EM LCL DEBT FD 97717X867 101,137 2,746,805 SH   SOLE 1,646,385 0 1,100,420