The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,784 18,481 SH   SOLE   0 0 18,481
ABBOTT LABS COM 002824100 293 6,529 SH   SOLE   0 0 6,529
ABBVIE INC COM 00287Y109 910 15,360 SH   SOLE   0 0 15,360
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,474 23,674 SH   SOLE   0 0 23,674
AETNA INC NEW COM 00817Y108 339 3,132 SH   SOLE   0 0 3,132
AFLAC INC COM 001055102 259 4,328 SH   SOLE   0 0 4,328
ALASKA AIR GROUP INC COM 011659109 220 2,731 SH   SOLE   0 0 2,731
ALLERGAN PLC SHS G0177J108 200 639 SH   SOLE   0 0 639
ALPHABET INC CAP STK CL C 02079K107 347 457 SH   SOLE   0 0 457
ALPHABET INC CAP STK CL A 02079K305 778 1,000 SH   SOLE   0 0 1,000
ALTRIA GROUP INC COM 02209S103 917 15,758 SH   SOLE   0 0 15,758
AMAZON COM INC COM 023135106 461 682 SH   SOLE   0 0 682
AMERICAN ELEC PWR INC COM 025537101 359 6,168 SH   SOLE   0 0 6,168
AMERICAN EXPRESS CO COM 025816109 1,040 14,950 SH   SOLE   0 0 14,950
AMERIPRISE FINL INC COM 03076C106 252 2,372 SH   SOLE   0 0 2,372
AMGEN INC COM 031162100 467 2,877 SH   SOLE   0 0 2,877
AMPHENOL CORP NEW CL A 032095101 1,641 31,420 SH   SOLE   0 0 31,420
ANTHEM INC COM 036752103 1,472 10,558 SH   SOLE   0 0 10,558
APACHE CORP COM 037411105 397 8,931 SH   SOLE   0 0 8,931
APPLE INC COM 037833100 4,915 46,695 SH   SOLE   0 0 46,695
AUTOMATIC DATA PROCESSING IN COM 053015103 211 2,492 SH   SOLE   0 0 2,492
BANK AMER CORP COM 060505104 614 36,469 SH   SOLE   0 0 36,469
BANK OF THE OZARKS INC COM 063904106 396 8,000 SH   SOLE   0 0 8,000
BAXALTA INC COM 07177M103 336 8,619 SH   SOLE   0 0 8,619
BAXTER INTL INC COM 071813109 1,000 26,213 SH   SOLE   0 0 26,213
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,159 16,348 SH   SOLE   0 0 16,348
BIOGEN INC COM 09062X103 229 749 SH   SOLE   0 0 749
BOEING CO COM 097023105 640 4,423 SH   SOLE   0 0 4,423
BP PLC SPONSORED ADR 055622104 583 18,644 SH   SOLE   0 0 18,644
BRISTOL MYERS SQUIBB CO COM 110122108 539 7,842 SH   SOLE   0 0 7,842
CARDINAL HEALTH INC COM 14149Y108 286 3,208 SH   SOLE   0 0 3,208
CATERPILLAR INC DEL COM 149123101 1,386 20,399 SH   SOLE   0 0 20,399
CDW CORP COM 12514G108 202 4,795 SH   SOLE   0 0 4,795
CELGENE CORP COM 151020104 509 4,250 SH   SOLE   0 0 4,250
CHEVRON CORP NEW COM 166764100 1,963 21,821 SH   SOLE   0 0 21,821
CISCO SYS INC COM 17275R102 3,011 110,889 SH   SOLE   0 0 110,889
CITIGROUP INC COM NEW 172967424 553 10,681 SH   SOLE   0 0 10,681
CLOROX CO DEL COM 189054109 568 4,475 SH   SOLE   0 0 4,475
COCA COLA CO COM 191216100 1,472 34,273 SH   SOLE   0 0 34,273
COLGATE PALMOLIVE CO COM 194162103 2,531 37,985 SH   SOLE   0 0 37,985
COMCAST CORP NEW CL A 20030N101 577 10,228 SH   SOLE   0 0 10,228
CONOCOPHILLIPS COM 20825C104 2,023 43,339 SH   SOLE   0 0 43,339
COSTCO WHSL CORP NEW COM 22160K105 255 1,578 SH   SOLE   0 0 1,578
CSX CORP COM 126408103 1,446 55,719 SH   SOLE   0 0 55,719
CVS HEALTH CORP COM 126650100 839 8,580 SH   SOLE   0 0 8,580
D R HORTON INC COM 23331A109 215 6,707 SH   SOLE   0 0 6,707
DISNEY WALT CO COM DISNEY 254687106 3,380 32,168 SH   SOLE   0 0 32,168
DOW CHEM CO COM 260543103 362 7,033 SH   SOLE   0 0 7,033
DU PONT E I DE NEMOURS & CO COM 263534109 361 5,422 SH   SOLE   0 0 5,422
DUKE ENERGY CORP NEW COM NEW 26441C204 256 3,583 SH   SOLE   0 0 3,583
ENTERPRISE PRODS PARTNERS L COM 293792107 273 10,684 SH   SOLE   0 0 10,684
EXXON MOBIL CORP COM 30231G102 2,720 34,896 SH   SOLE   0 0 34,896
FACEBOOK INC CL A 30303M102 367 3,509 SH   SOLE   0 0 3,509
FORD MTR CO DEL COM PAR $0.01 345370860 14,279 1,013,440 SH   SOLE   0 0 1,013,440
GENERAL DYNAMICS CORP COM 369550108 564 4,106 SH   SOLE   0 0 4,106
GENERAL ELECTRIC CO COM 369604103 3,696 118,662 SH   SOLE   0 0 118,662
GENERAL MLS INC COM 370334104 258 4,476 SH   SOLE   0 0 4,476
GENERAL MTRS CO COM 37045V100 1,764 51,856 SH   SOLE   0 0 51,856
GILEAD SCIENCES INC COM 375558103 550 5,438 SH   SOLE   0 0 5,438
GOLDMAN SACHS GROUP INC COM 38141G104 343 1,903 SH   SOLE   0 0 1,903
HARTFORD FINL SVCS GROUP INC COM 416515104 347 7,987 SH   SOLE   0 0 7,987
HENRY JACK & ASSOC INC COM 426281101 14,101 180,647 SH   SOLE   0 0 180,647
HOME DEPOT INC COM 437076102 471 3,565 SH   SOLE   0 0 3,565
HONEYWELL INTL INC COM 438516106 206 1,985 SH   SOLE   0 0 1,985
HORMEL FOODS CORP COM 440452100 717 9,064 SH   SOLE   0 0 9,064
ILLINOIS TOOL WKS INC COM 452308109 221 2,388 SH   SOLE   0 0 2,388
INTEL CORP COM 458140100 1,555 45,132 SH   SOLE   0 0 45,132
INTERNATIONAL BUSINESS MACHS COM 459200101 1,265 9,194 SH   SOLE   0 0 9,194
INTERPUBLIC GROUP COS INC COM 460690100 208 8,941 SH   SOLE   0 0 8,941
ISHARES EM MK MINVOL ETF 464286533 971 19,964 SH   SOLE   0 0 19,964
ISHARES TR CORE S&P500 ETF 464287200 40,919 199,731 SH   SOLE   0 0 199,731
ISHARES TR MSCI EMG MKT ETF 464287234 1,257 39,044 SH   SOLE   0 0 39,044
ISHARES TR S&P 500 GRWT ETF 464287309 211 1,820 SH   SOLE   0 0 1,820
ISHARES TR S&P 500 VAL ETF 464287408 222 2,504 SH   SOLE   0 0 2,504
ISHARES TR MSCI EAFE ETF 464287465 13,098 223,060 SH   SOLE   0 0 223,060
ISHARES TR RUS MID-CAP ETF 464287499 3,492 21,803 SH   SOLE   0 0 21,803
ISHARES TR CORE S&P MCP ETF 464287507 17,226 123,643 SH   SOLE   0 0 123,643
ISHARES TR RUS 1000 VAL ETF 464287598 752 7,684 SH   SOLE   0 0 7,684
ISHARES TR RUS 1000 GRW ETF 464287614 1,072 10,777 SH   SOLE   0 0 10,777
ISHARES TR RUS 1000 ETF 464287622 1,534 13,537 SH   SOLE   0 0 13,537
ISHARES TR RUSSELL 2000 ETF 464287655 4,491 39,874 SH   SOLE   0 0 39,874
ISHARES TR RUSSELL 3000 ETF 464287689 5,579 46,374 SH   SOLE   0 0 46,374
ISHARES TR U.S. UTILITS ETF 464287697 774 7,176 SH   SOLE   0 0 7,176
ISHARES TR S&P MC 400VL ETF 464287705 398 3,395 SH   SOLE   0 0 3,395
ISHARES TR U.S. TELECOM ETF 464287713 1,442 50,093 SH   SOLE   0 0 50,093
ISHARES TR U.S. FIN SVC ETF 464287770 472 5,245 SH   SOLE   0 0 5,245
ISHARES TR CORE S&P SCP ETF 464287804 752 6,826 SH   SOLE   0 0 6,826
ISHARES TR U.S. BAS MTL ETF 464287838 562 7,967 SH   SOLE   0 0 7,967
ISHARES TR SP SMCP600GR ETF 464287887 286 2,298 SH   SOLE   0 0 2,298
ISHARES TR EAFE SML CP ETF 464288273 25,926 519,046 SH   SOLE   0 0 519,046
ISHARES TR NAT AMT FREE BD 464288414 401 3,626 SH   SOLE   0 0 3,626
ISHARES TR EAFE MIN VOL ETF 46429B689 11,552 178,079 SH   SOLE   0 0 178,079
ISHARES TR USA MIN VOL ETF 46429B697 11,599 277,352 SH   SOLE   0 0 277,352
ISHARES TR CORE MSCI EAFE 46432F842 5,763 105,971 SH   SOLE   0 0 105,971
JOHNSON & JOHNSON COM 478160104 3,370 32,808 SH   SOLE   0 0 32,808
JOHNSON CTLS INC COM 478366107 312 7,908 SH   SOLE   0 0 7,908
JPMORGAN CHASE & CO COM 46625H100 2,446 37,046 SH   SOLE   0 0 37,046
KEYCORP NEW COM 493267108 133 10,091 SH   SOLE   0 0 10,091
KIMBALL ELECTRONICS INC COM 49428J109 276 25,074 SH   SOLE   0 0 25,074
KIMBALL INTL INC CL B 494274103 327 33,433 SH   SOLE   0 0 33,433
KIMBERLY CLARK CORP COM 494368103 483 3,794 SH   SOLE   0 0 3,794
KRAFT HEINZ CO COM 500754106 226 3,105 SH   SOLE   0 0 3,105
KROGER CO COM 501044101 327 7,819 SH   SOLE   0 0 7,819
L BRANDS INC COM 501797104 628 6,558 SH   SOLE   0 0 6,558
LABORATORY CORP AMER HLDGS COM NEW 50540R409 1,548 12,521 SH   SOLE   0 0 12,521
LAM RESEARCH CORP COM 512807108 253 3,180 SH   SOLE   0 0 3,180
LEAR CORP COM NEW 521865204 228 1,860 SH   SOLE   0 0 1,860
LOWES COS INC COM 548661107 483 6,355 SH   SOLE   0 0 6,355
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 218 2,509 SH   SOLE   0 0 2,509
MARKET VECTORS ETF TR MKTVEC INTMUETF 57060U845 1,412 58,893 SH   SOLE   0 0 58,893
MASTERCARD INC CL A 57636Q104 251 2,581 SH   SOLE   0 0 2,581
MCDONALDS CORP COM 580135101 684 5,790 SH   SOLE   0 0 5,790
MCKESSON CORP COM 58155Q103 320 1,623 SH   SOLE   0 0 1,623
MERCK & CO INC NEW COM 58933Y105 1,619 30,655 SH   SOLE   0 0 30,655
META FINL GROUP INC COM 59100U108 69,899 0 SH   SOLE   0 0 0
MFA FINL INC COM 55272X102 300 45,481 SH   SOLE   0 0 45,481
MICROCHIP TECHNOLOGY INC COM 595017104 1,421 30,528 SH   SOLE   0 0 30,528
MICROSOFT CORP COM 594918104 4,169 75,141 SH   SOLE   0 0 75,141
MONDELEZ INTL INC CL A 609207105 561 12,512 SH   SOLE   0 0 12,512
NIKE INC CL B 654106103 202 3,225 SH   SOLE   0 0 3,225
NOVO-NORDISK A S ADR 670100205 200 3,449 SH   SOLE   0 0 3,449
NUVEEN TAX ADVANTAGED DIV GR COM 67073G105 466 33,517 SH   SOLE   0 0 33,517
O REILLY AUTOMOTIVE INC NEW COM 67103H107 4,223 16,664 SH   SOLE   0 0 16,664
OMNICOM GROUP INC COM 681919106 1,123 14,845 SH   SOLE   0 0 14,845
ORACLE CORP COM 68389X105 735 20,114 SH   SOLE   0 0 20,114
PEPSICO INC COM 713448108 3,846 38,493 SH   SOLE   0 0 38,493
PFIZER INC COM 717081103 2,467 76,438 SH   SOLE   0 0 76,438
PHILIP MORRIS INTL INC COM 718172109 770 8,763 SH   SOLE   0 0 8,763
PHILLIPS 66 COM 718546104 469 5,732 SH   SOLE   0 0 5,732
PNC FINL SVCS GROUP INC COM 693475105 399 4,190 SH   SOLE   0 0 4,190
POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 6,926 73,769 SH   SOLE   0 0 73,769
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 49,458 569,594 SH   SOLE   0 0 569,594
POWERSHARES GLOBAL ETF TRUST EMER MRKT PORT 73936T763 410 29,433 SH   SOLE   0 0 29,433
POWERSHARES GLOBAL ETF TRUST DEV MKTS EX-US 73936T789 16,075 444,047 SH   SOLE   0 0 444,047
PRICE T ROWE GROUP INC COM 74144T108 1,711 23,932 SH   SOLE   0 0 23,932
PRINCIPAL FINL GROUP INC COM 74251V102 220 4,885 SH   SOLE   0 0 4,885
PROCTER & GAMBLE CO COM 742718109 3,120 39,284 SH   SOLE   0 0 39,284
REGIONS FINL CORP NEW COM 7591EP100 222 23,144 SH   SOLE   0 0 23,144
REYNOLDS AMERICAN INC COM 761713106 301 6,531 SH   SOLE   0 0 6,531
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 213 2,101 SH   SOLE   0 0 2,101
SANDRIDGE ENERGY INC COM 80007P307 2 10,000 SH   SOLE   0 0 10,000
SCHLUMBERGER LTD COM 806857108 2,200 31,537 SH   SOLE   0 0 31,537
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 5,234 106,722 SH   SOLE   0 0 106,722
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 597 25,056 SH   SOLE   0 0 25,056
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 444 15,496 SH   SOLE   0 0 15,496
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,454 52,766 SH   SOLE   0 0 52,766
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 992 22,846 SH   SOLE   0 0 22,846
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 399 9,208 SH   SOLE   0 0 9,208
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 4,479 145,406 SH   SOLE   0 0 145,406
SPDR S&P 500 ETF TR TR UNIT 78462F103 676 3,315 SH   SOLE   0 0 3,315
SPDR SERIES TRUST NUVN BRCLY MUNI 78464A458 262 10,757 SH   SOLE   0 0 10,757
SPDR SERIES TRUST S&P REGL BKG 78464A698 1,222 29,148 SH   SOLE   0 0 29,148
SPDR SERIES TRUST S&P DIVID ETF 78464A763 7,368 100,153 SH   SOLE   0 0 100,153
STANLEY BLACK & DECKER INC COM 854502101 268 2,510 SH   SOLE   0 0 2,510
STARBUCKS CORP COM 855244109 325 5,407 SH   SOLE   0 0 5,407
SUNTRUST BKS INC COM 867914103 251 5,865 SH   SOLE   0 0 5,865
SYSCO CORP COM 871829107 1,570 38,304 SH   SOLE   0 0 38,304
TC PIPELINES LP UT COM LTD PRT 87233Q108 656 13,200 SH   SOLE   0 0 13,200
TESORO CORP COM 881609101 221 2,095 SH   SOLE   0 0 2,095
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 1,065 16,232 SH   SOLE   0 0 16,232
THERMO FISHER SCIENTIFIC INC COM 883556102 205 1,444 SH   SOLE   0 0 1,444
TIME WARNER INC COM NEW 887317303 835 12,914 SH   SOLE   0 0 12,914
TJX COS INC NEW COM 872540109 231 3,251 SH   SOLE   0 0 3,251
TRANSOCEAN LTD REG SHS H8817H100 565 45,609 SH   SOLE   0 0 45,609
TRUETT-HURST INC CL A 897871109 15 10,000 SH   SOLE   0 0 10,000
TRUSTMARK CORP COM 898402102 242 10,488 SH   SOLE   0 0 10,488
UNION PAC CORP COM 907818108 334 4,266 SH   SOLE   0 0 4,266
UNITED TECHNOLOGIES CORP COM 913017109 2,403 25,010 SH   SOLE   0 0 25,010
UNITEDHEALTH GROUP INC COM 91324P102 348 2,958 SH   SOLE   0 0 2,958
US BANCORP DEL COM NEW 902973304 936 21,932 SH   SOLE   0 0 21,932
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,459 18,062 SH   SOLE   0 0 18,062
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 378 4,399 SH   SOLE   0 0 4,399
VANGUARD INDEX FDS REIT ETF 922908553 437 5,484 SH   SOLE   0 0 5,484
VANGUARD INDEX FDS LARGE CAP ETF 922908637 329 3,515 SH   SOLE   0 0 3,515
VANGUARD INDEX FDS GROWTH ETF 922908736 930 8,746 SH   SOLE   0 0 8,746
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,268 11,457 SH   SOLE   0 0 11,457
VANGUARD INDEX FDS TOTAL STK MKT 922908769 94,792 908,839 SH   SOLE   0 0 908,839
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 544 5,860 SH   SOLE   0 0 5,860
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 89,089 2,052,279 SH   SOLE   0 0 2,052,279
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,031 31,520 SH   SOLE   0 0 31,520
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 452 7,980 SH   SOLE   0 0 7,980
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 374 7,502 SH   SOLE   0 0 7,502
VERIZON COMMUNICATIONS INC COM 92343V104 1,022 22,104 SH   SOLE   0 0 22,104
VISA INC COM CL A 92826C839 611 7,875 SH   SOLE   0 0 7,875
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,039 12,204 SH   SOLE   0 0 12,204
WAL-MART STORES INC COM 931142103 1,957 31,928 SH   SOLE   0 0 31,928
WELLS FARGO & CO NEW COM 949746101 2,183 40,149 SH   SOLE   0 0 40,149
WESTERN DIGITAL CORP COM 958102105 1,095 18,229 SH   SOLE   0 0 18,229
YUM BRANDS INC COM 988498101 595 8,141 SH   SOLE   0 0 8,141