The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 624 4,407 SH   SOLE 1 0 0 4,407
ALTRIA GROUP INC COM 02209S103 225 4,900 SH   SOLE 1 0 0 4,900
AMGEN INC COM 031162100 459 3,266 SH   SOLE 1 0 0 3,266
APPLE INC COM 037833100 1,923 19,083 SH   SOLE 1 0 0 19,083
BANK AMER CORP COM 060505104 488 28,621 SH   SOLE 1 0 0 28,621
BARCLAYS BK PLC IPSPGS TTL ETN 06738C794 16,657 559,909 SH   SOLE 1 0 0 559,909
BERKSHIRE HATHAWAY INC DEL CL A 084670108 207 1 SH   SOLE 1 0 0 1
BOEING CO COM 097023105 278 2,181 SH   SOLE 1 0 0 2,181
CHEVRON CORP NEW COM 166764100 522 4,374 SH   SOLE 1 0 0 4,374
CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2021 18383M266 937 45,156 SH   SOLE 1 0 0 45,156
CLAYMORE EXCHANGE TRD FD TR GUG BUL 2019 HY 18383M373 671 26,119 SH   SOLE 1 0 0 26,119
CLAYMORE EXCHANGE TRD FD TR GUG BLT2018 HY 18383M381 724 27,119 SH   SOLE 1 0 0 27,119
CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY 18383M399 765 28,601 SH   SOLE 1 0 0 28,601
CLAYMORE EXCHANGE TRD FD TR GUG BLT2016 HY 18383M415 792 29,742 SH   SOLE 1 0 0 29,742
CLAYMORE EXCHANGE TRD FD TR GUGG BULL 2015 18383M423 799 30,233 SH   SOLE 1 0 0 30,233
CLAYMORE EXCHANGE TRD FD TR GUGG BULL 2014 18383M431 777 29,459 SH   SOLE 1 0 0 29,459
CLAYMORE EXCHANGE TRD FD TR GUG BULL2020 E 18383M514 2,316 109,885 SH   SOLE 1 0 0 109,885
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 2,362 112,425 SH   SOLE 1 0 0 112,425
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 2,528 119,590 SH   SOLE 1 0 0 119,590
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 2,669 117,269 SH   SOLE 1 0 0 117,269
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 2,901 129,961 SH   SOLE 1 0 0 129,961
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2015 18383M563 2,786 128,155 SH   SOLE 1 0 0 128,155
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2014 18383M571 2,754 130,623 SH   SOLE 1 0 0 130,623
COCA COLA CO COM 191216100 281 6,579 SH   SOLE 1 0 0 6,579
CONOCOPHILLIPS COM 20825C104 339 4,431 SH   SOLE 1 0 0 4,431
COSTCO WHSL CORP NEW COM 22160K105 265 2,112 SH   SOLE 1 0 0 2,112
DISNEY WALT CO COM DISNEY 254687106 273 3,072 SH   SOLE 1 0 0 3,072
EXXON MOBIL CORP COM 30231G102 215 2,282 SH   SOLE 1 0 0 2,282
GENERAL ELECTRIC CO COM 369604103 763 29,763 SH   SOLE 1 0 0 29,763
GILEAD SCIENCES INC COM 375558103 293 2,748 SH   SOLE 1 0 0 2,748
INTERNATIONAL BUSINESS MACHS COM 459200101 291 1,534 SH   SOLE 1 0 0 1,534
ISHARES MSCI FRNTR100ETF 464286145 2,572 67,967 SH   SOLE 1 0 0 67,967
ISHARES EAFE SML CP ETF 464288273 525 10,826 SH   SOLE 1 0 0 10,826
ISHARES CALI AMT-FRE ETF 464288356 233 2,000 SH   SOLE 1 0 0 2,000
ISHARES NAT AMT FREE BD 464288414 6,431 58,637 SH   SOLE 1 0 0 58,637
ISHARES INTL DEVPPTY ETF 464288422 960 26,234 SH   SOLE 1 0 0 26,234
ISHARES 1-3 YR CR BD ETF 464288646 1,516 14,402 SH   SOLE 1 0 0 14,402
ISHARES 3-7 YR TR BD ETF 464288661 665 5,479 SH   SOLE 1 0 0 5,479
ISHARES MICRO-CAP ETF 464288869 557 8,008 SH   SOLE 1 0 0 8,008
ISHARES 15 AMT-FREE ETF 464289339 218 4,129 SH   SOLE 1 0 0 4,129
ISHARES INC CORE MSCI EMKT 46434G103 12,111 242,027 SH   SOLE 1 0 0 242,027
ISHARES TR TIPS BD ETF 464287176 8,382 74,793 SH   SOLE 1 0 0 74,793
ISHARES TR CORE S&P500 ETF 464287200 587 2,961 SH   SOLE 1 0 0 2,961
ISHARES TR CORE US AGGBD ET 464287226 1,931 17,699 SH   SOLE 1 0 0 17,699
ISHARES TR MSCI EMG MKT ETF 464287234 961 23,126 SH   SOLE 1 0 0 23,126
ISHARES TR IBOXX INV CP ETF 464287242 208 1,760 SH   SOLE 1 0 0 1,760
ISHARES TR 1-3 YR TR BD ETF 464287457 19,822 234,549 SH   SOLE 1 0 0 234,549
ISHARES TR MSCI EAFE ETF 464287465 2,018 31,470 SH   SOLE 1 0 0 31,470
ISHARES TR CORE S&P SCP ETF 464287804 267 2,557 SH   SOLE 1 0 0 2,557
JOHNSON & JOHNSON COM 478160104 284 2,664 SH   SOLE 1 0 0 2,664
MARKET VECTORS ETF TR MKTVEC INTMUETF 57060U845 1,432 61,054 SH   SOLE 1 0 0 61,054
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 1,514 49,239 SH   SOLE 1 0 0 49,239
MERCK & CO INC NEW COM 58933Y105 211 3,566 SH   SOLE 1 0 0 3,566
MICROSOFT CORP COM 594918104 1,764 38,058 SH   SOLE 1 0 0 38,058
OPKO HEALTH INC COM 68375N103 170 20,000 SH   SOLE 1 0 0 20,000
PETROLEUM & RES CORP COM 716549100 334 11,593 SH   SOLE 1 0 0 11,593
PHILIP MORRIS INTL INC COM 718172109 428 5,128 SH   SOLE 1 0 0 5,128
PIMCO ETF TR 1-3YR USTREIDX 72201R106 12,034 236,430 SH   SOLE 1 0 0 236,430
PIMCO ETF TR BROAD US TIPS 72201R403 375 6,614 SH   SOLE 1 0 0 6,614
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 7,117 68,664 SH   SOLE 1 0 0 68,664
POWERSHARES GLOBAL ETF TRUST WK VRDO TX FR 73936T433 673 26,959 SH   SOLE 1 0 0 26,959
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 233 2,360 SH   SOLE 1 0 0 2,360
PROCTER & GAMBLE CO COM 742718109 600 7,162 SH   SOLE 1 0 0 7,162
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 213 2,811 SH   SOLE 1 0 0 2,811
SCHLUMBERGER LTD COM 806857108 210 2,064 SH   SOLE 1 0 0 2,064
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 30,870 656,956 SH   SOLE 1 0 0 656,956
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,436 95,922 SH   SOLE 1 0 0 95,922
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,835 59,158 SH   SOLE 1 0 0 59,158
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,856 74,495 SH   SOLE 1 0 0 74,495
SCHWAB STRATEGIC TR US TIPS ETF 808524870 18,872 348,321 SH   SOLE 1 0 0 348,321
SOUTHWEST AIRLS CO COM 844741108 218 6,460 SH   SOLE 1 0 0 6,460
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 690 15,566 SH   SOLE 1 0 0 15,566
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 336 7,012 SH   SOLE 1 0 0 7,012
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 375 8,094 SH   SOLE 1 0 0 8,094
SPDR S&P 500 ETF TR TR UNIT 78462F103 969 4,917 SH   SOLE 1 0 0 4,917
SPDR SER TR SHT TRM HGH YLD 78468R408 8,044 268,767 SH   SOLE 1 0 0 268,767
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 4,107 72,287 SH   SOLE 1 0 0 72,287
SPDR SERIES TRUST INTR TRM CORP BD 78464A375 1,147 33,600 SH   SOLE 1 0 0 33,600
SPDR SERIES TRUST BRCLY EM LOCL 78464A391 2,463 83,187 SH   SOLE 1 0 0 83,187
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 1,468 60,135 SH   SOLE 1 0 0 60,135
SPDR SERIES TRUST BARC SHT TR CP 78464A474 459 14,970 SH   SOLE 1 0 0 14,970
SPDR SERIES TRUST DJ REIT ETF 78464A607 1,511 18,934 SH   SOLE 1 0 0 18,934
SPDR SERIES TRUST S&P DIVID ETF 78464A763 231 3,089 SH   SOLE 1 0 0 3,089
STARBUCKS CORP COM 855244109 477 6,327 SH   SOLE 1 0 0 6,327
TARGET CORP COM 87612E106 219 2,854 SH   SOLE 1 0 0 2,854
TWITTER INC COM 90184L102 1,116 21,639 SH   SOLE 1 0 0 21,639
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,492 18,640 SH   SOLE 1 0 0 18,640
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 330 4,029 SH   SOLE 1 0 0 4,029
VANGUARD INDEX FDS REIT ETF 922908553 16,321 227,150 SH   SOLE 1 0 0 227,150
VANGUARD INDEX FDS LARGE CAP ETF 922908637 11,388 125,889 SH   SOLE 1 0 0 125,889
VANGUARD INDEX FDS VALUE ETF 922908744 938 11,554 SH   SOLE 1 0 0 11,554
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,541 44,851 SH   SOLE 1 0 0 44,851
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,590 29,204 SH   SOLE 1 0 0 29,204
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,412 23,392 SH   SOLE 1 0 0 23,392
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 317 7,608 SH   SOLE 1 0 0 7,608
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 10,538 213,450 SH   SOLE 1 0 0 213,450
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 79,795 999,061 SH   SOLE 1 0 0 999,061
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 49,123 572,727 SH   SOLE 1 0 0 572,727
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 15,818 397,942 SH   SOLE 1 0 0 397,942
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 725 10,915 SH   SOLE 1 0 0 10,915
WISDOMTREE TR EMERG MKTS ETF 97717W315 287 6,016 SH   SOLE 1 0 0 6,016
WISDOMTREE TR SMALLCAP DIVID 97717W604 401 6,178 SH   SOLE 1 0 0 6,178
WISDOMTREE TR INTL SMCAP DIV 97717W760 310 5,239 SH   SOLE 1 0 0 5,239
WISDOMTREE TR EM LCL DEBT FD 97717X867 1,014 22,736 SH   SOLE 1 0 0 22,736