The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 606 3,673 SH   SOLE   0 0 3,673
AMAZON COM INC COM 023135106 211 567 SH   SOLE   0 0 567
AMGEN INC COM 031162100 490 3,067 SH   SOLE   0 0 3,067
APPLE INC COM 037833100 1,082 8,692 SH   SOLE   0 0 8,692
BANK AMER CORP COM 060505104 440 28,616 SH   SOLE   0 0 28,616
BARCLAYS BK PLC IPSPGS TTL ETN 06738C794 15,160 805,938 SH   SOLE   0 0 805,938
BERKSHIRE HATHAWAY INC DEL CL A 084670108 218 1 SH   SOLE   0 0 1
BOEING CO COM 097023105 247 1,643 SH   SOLE   0 0 1,643
CHEVRON CORP NEW COM 166764100 469 4,469 SH   SOLE   0 0 4,469
CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2021 18383M266 1,844 86,612 SH   SOLE   0 0 86,612
CLAYMORE EXCHANGE TRD FD TR GUG BUL 2020 HY 18383M365 503 19,711 SH   SOLE   0 0 19,711
CLAYMORE EXCHANGE TRD FD TR GUG BUL 2019 HY 18383M373 664 26,297 SH   SOLE   0 0 26,297
CLAYMORE EXCHANGE TRD FD TR GUG BLT2018 HY 18383M381 730 28,134 SH   SOLE   0 0 28,134
CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY 18383M399 787 29,787 SH   SOLE   0 0 29,787
CLAYMORE EXCHANGE TRD FD TR GUG BLT2016 HY 18383M415 780 29,615 SH   SOLE   0 0 29,615
CLAYMORE EXCHANGE TRD FD TR GUGG BULL 2015 18383M423 786 30,094 SH   SOLE   0 0 30,094
CLAYMORE EXCHANGE TRD FD TR GUG BULL2020 E 18383M514 2,343 108,955 SH   SOLE   0 0 108,955
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 2,493 117,137 SH   SOLE   0 0 117,137
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 2,595 121,704 SH   SOLE   0 0 121,704
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 2,828 123,893 SH   SOLE   0 0 123,893
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 2,888 129,926 SH   SOLE   0 0 129,926
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2015 18383M563 2,783 128,365 SH   SOLE   0 0 128,365
COCA COLA CO COM 191216100 267 6,583 SH   SOLE   0 0 6,583
COSTCO WHSL CORP NEW COM 22160K105 230 1,517 SH   SOLE   0 0 1,517
DISNEY WALT CO COM DISNEY 254687106 286 2,725 SH   SOLE   0 0 2,725
EXXON MOBIL CORP COM 30231G102 354 4,160 SH   SOLE   0 0 4,160
GENERAL ELECTRIC CO COM 369604103 652 26,296 SH   SOLE   0 0 26,296
GILEAD SCIENCES INC COM 375558103 270 2,748 SH   SOLE   0 0 2,748
INTERNATIONAL BUSINESS MACHS COM 459200101 200 1,244 SH   SOLE   0 0 1,244
ISHARES MSCI FRNTR100ETF 464286145 2,254 75,803 SH   SOLE   0 0 75,803
ISHARES EAFE SML CP ETF 464288273 1,362 27,523 SH   SOLE   0 0 27,523
ISHARES JP MOR EM MK ETF 464288281 322 2,876 SH   SOLE   0 0 2,876
ISHARES NAT AMT FREE BD 464288414 5,261 47,564 SH   SOLE   0 0 47,564
ISHARES INTL DEVPPTY ETF 464288422 1,012 26,530 SH   SOLE   0 0 26,530
ISHARES 1-3 YR CR BD ETF 464288646 1,338 12,679 SH   SOLE   0 0 12,679
ISHARES 3-7 YR TR BD ETF 464288661 597 4,810 SH   SOLE   0 0 4,810
ISHARES MICRO-CAP ETF 464288869 1,222 15,448 SH   SOLE   0 0 15,448
ISHARES EAFE VALUE ETF 464288877 261 4,900 SH   SOLE   0 0 4,900
ISHARES INC CORE MSCI EMKT 46434G103 11,722 242,533 SH   SOLE   0 0 242,533
ISHARES TR TIPS BD ETF 464287176 7,290 64,182 SH   SOLE   0 0 64,182
ISHARES TR CORE S&P500 ETF 464287200 431 2,073 SH   SOLE   0 0 2,073
ISHARES TR CORE US AGGBD ET 464287226 1,771 15,895 SH   SOLE   0 0 15,895
ISHARES TR MSCI EMG MKT ETF 464287234 909 22,645 SH   SOLE   0 0 22,645
ISHARES TR IBOXX INV CP ETF 464287242 465 3,823 SH   SOLE   0 0 3,823
ISHARES TR 1-3 YR TR BD ETF 464287457 26,636 313,803 SH   SOLE   0 0 313,803
ISHARES TR MSCI EAFE ETF 464287465 2,124 33,105 SH   SOLE   0 0 33,105
ISHARES TR RUSSELL 2000 ETF 464287655 210 1,690 SH   SOLE   0 0 1,690
ISHARES TR CORE S&P SCP ETF 464287804 302 2,557 SH   SOLE   0 0 2,557
ISHARES TR CORE MSCI EAFE 46432F842 1,532 26,198 SH   SOLE   0 0 26,198
MARKET VECTORS ETF TR MKTVEC INTMUETF 57060U845 1,438 60,402 SH   SOLE   0 0 60,402
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 1,474 47,023 SH   SOLE   0 0 47,023
MERCK & CO INC NEW COM 58933Y105 229 3,991 SH   SOLE   0 0 3,991
MICROSOFT CORP COM 594918104 1,428 35,126 SH   SOLE   0 0 35,126
OPKO HEALTH INC COM 68375N103 283 20,000 SH   SOLE   0 0 20,000
PIMCO ETF TR 1-3YR USTREIDX 72201R106 2,717 53,275 SH   SOLE   0 0 53,275
PIMCO ETF TR BROAD US TIPS 72201R403 381 6,614 SH   SOLE   0 0 6,614
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 6,824 67,226 SH   SOLE   0 0 67,226
POWERSHARES GLOBAL ETF TRUST WK VRDO TX FR 73936T433 347 13,901 SH   SOLE   0 0 13,901
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 249 2,360 SH   SOLE   0 0 2,360
PROCTER & GAMBLE CO COM 742718109 809 9,875 SH   SOLE   0 0 9,875
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 216 2,671 SH   SOLE   0 0 2,671
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 33,253 670,836 SH   SOLE   0 0 670,836
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,647 149,714 SH   SOLE   0 0 149,714
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,918 63,435 SH   SOLE   0 0 63,435
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,865 73,051 SH   SOLE   0 0 73,051
SCHWAB STRATEGIC TR US TIPS ETF 808524870 6,146 111,903 SH   SOLE   0 0 111,903
SOUTHWEST AIRLS CO COM 844741108 286 6,460 SH   SOLE   0 0 6,460
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 746 15,015 SH   SOLE   0 0 15,015
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 601 13,430 SH   SOLE   0 0 13,430
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 312 7,451 SH   SOLE   0 0 7,451
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,098 5,321 SH   SOLE   0 0 5,321
SPDR SER TR SHT TRM HGH YLD 78468R408 9,444 323,520 SH   SOLE   0 0 323,520
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 4,085 70,952 SH   SOLE   0 0 70,952
SPDR SERIES TRUST INTR TRM CORP BD 78464A375 1,001 28,995 SH   SOLE   0 0 28,995
SPDR SERIES TRUST BRCLY EM LOCL 78464A391 2,092 76,772 SH   SOLE   0 0 76,772
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 1,456 59,887 SH   SOLE   0 0 59,887
SPDR SERIES TRUST BARC SHT TR CP 78464A474 464 15,076 SH   SOLE   0 0 15,076
SPDR SERIES TRUST DJ REIT ETF 78464A607 1,654 17,487 SH   SOLE   0 0 17,487
SPDR SERIES TRUST S&P DIVID ETF 78464A763 243 3,108 SH   SOLE   0 0 3,108
STARBUCKS CORP COM 855244109 332 3,509 SH   SOLE   0 0 3,509
TWITTER INC COM 90184L102 1,608 32,100 SH   SOLE   0 0 32,100
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,462 18,159 SH   SOLE   0 0 18,159
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 341 4,088 SH   SOLE   0 0 4,088
VANGUARD INDEX FDS REIT ETF 922908553 18,443 218,751 SH   SOLE   0 0 218,751
VANGUARD INDEX FDS LARGE CAP ETF 922908637 11,145 117,065 SH   SOLE   0 0 117,065
VANGUARD INDEX FDS VALUE ETF 922908744 718 8,578 SH   SOLE   0 0 8,578
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,377 40,811 SH   SOLE   0 0 40,811
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,219 39,434 SH   SOLE   0 0 39,434
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,311 21,294 SH   SOLE   0 0 21,294
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 375 9,176 SH   SOLE   0 0 9,176
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 24,859 512,988 SH   SOLE   0 0 512,988
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 81,290 1,013,469 SH   SOLE   0 0 1,013,469
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 51,182 583,605 SH   SOLE   0 0 583,605
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 15,396 386,535 SH   SOLE   0 0 386,535
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 685 10,025 SH   SOLE   0 0 10,025
WISDOMTREE TR EMERG MKTS ETF 97717W315 452 10,633 SH   SOLE   0 0 10,633
WISDOMTREE TR SMALLCAP DIVID 97717W604 419 5,816 SH   SOLE   0 0 5,816
WISDOMTREE TR INTL SMCAP DIV 97717W760 314 5,291 SH   SOLE   0 0 5,291
WISDOMTREE TR EM LCL DEBT FD 97717X867 1,099 27,644 SH   SOLE   0 0 27,644