The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 555 3,685 SH   SOLE 0 0 3,685
AMAZON COM INC COM 023135106 468 693 SH   SOLE 0 0 693
AMGEN INC COM 031162100 498 3,067 SH   SOLE 0 0 3,067
APPLE INC COM 037833100 1,362 12,942 SH   SOLE 0 0 12,942
BANK AMER CORP COM 060505104 510 30,279 SH   SOLE 0 0 30,279
BARCLAYS BK PLC IPSPGS TTL ETN 06738C794 6,289 483,415 SH   SOLE 0 0 483,415
BOEING CO COM 097023105 225 1,559 SH   SOLE 0 0 1,559
CHEVRON CORP NEW COM 166764100 976 10,848 SH   SOLE 0 0 10,848
CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2021 18383M266 1,422 69,331 SH   SOLE 0 0 69,331
CLAYMORE EXCHANGE TRD FD TR GUG BUL 2020 HY 18383M365 763 33,902 SH   SOLE 0 0 33,902
CLAYMORE EXCHANGE TRD FD TR GUG BUL 2019 HY 18383M373 783 34,440 SH   SOLE 0 0 34,440
CLAYMORE EXCHANGE TRD FD TR GUG BLT2018 HY 18383M381 838 35,422 SH   SOLE 0 0 35,422
CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY 18383M399 889 35,631 SH   SOLE 0 0 35,631
CLAYMORE EXCHANGE TRD FD TR GUG BLT2016 HY 18383M415 931 35,987 SH   SOLE 0 0 35,987
CLAYMORE EXCHANGE TRD FD TR GUG BULL2020 E 18383M514 1,631 78,094 SH   SOLE 0 0 78,094
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 1,814 86,949 SH   SOLE 0 0 86,949
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 1,873 89,107 SH   SOLE 0 0 89,107
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 2,034 90,333 SH   SOLE 0 0 90,333
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 2,041 92,436 SH   SOLE 0 0 92,436
COCA COLA CO COM 191216100 285 6,640 SH   SOLE 0 0 6,640
CONOCOPHILLIPS COM 20825C104 216 4,629 SH   SOLE 0 0 4,629
COSTCO WHSL CORP NEW COM 22160K105 381 2,357 SH   SOLE 0 0 2,357
DANAHER CORP DEL COM 235851102 246 2,646 SH   SOLE 0 0 2,646
DISNEY WALT CO COM DISNEY 254687106 377 3,585 SH   SOLE 0 0 3,585
EXXON MOBIL CORP COM 30231G102 656 8,420 SH   SOLE 0 0 8,420
FACEBOOK INC CL A 30303M102 264 2,522 SH   SOLE 0 0 2,522
FIRST TR EXCH TRD ALPHA FD I EMERG MKT ALPH 33737J182 1,586 88,257 SH   SOLE 0 0 88,257
FIRST TR EXCHANGE TRADED FD SENIOR LN FD 33738D309 252 5,387 SH   SOLE 0 0 5,387
GENERAL ELECTRIC CO COM 369604103 847 27,189 SH   SOLE 0 0 27,189
GILEAD SCIENCES INC COM 375558103 386 3,811 SH   SOLE 0 0 3,811
INTEL CORP COM 458140100 1,257 36,487 SH   SOLE 0 0 36,487
INTERNATIONAL BUSINESS MACHS COM 459200101 252 1,835 SH   SOLE 0 0 1,835
ISHARES MSCI FRNTR100ETF 464286145 2,129 85,543 SH   SOLE 0 0 85,543
ISHARES INC CORE MSCI EMKT 46434G103 14,923 378,857 SH   SOLE 0 0 378,857
ISHARES SILVER TRUST ISHARES 46428Q109 183 13,865 SH   SOLE 0 0 13,865
ISHARES TR TIPS BD ETF 464287176 5,338 48,669 SH   SOLE 0 0 48,669
ISHARES TR CORE S&P500 ETF 464287200 633 3,092 SH   SOLE 0 0 3,092
ISHARES TR CORE US AGGBD ET 464287226 1,510 13,979 SH   SOLE 0 0 13,979
ISHARES TR IBOXX INV CP ETF 464287242 436 3,823 SH   SOLE 0 0 3,823
ISHARES TR 1-3 YR TR BD ETF 464287457 27,893 330,643 SH   SOLE 0 0 330,643
ISHARES TR MSCI EAFE ETF 464287465 1,162 19,791 SH   SOLE 0 0 19,791
ISHARES TR CORE S&P SCP ETF 464287804 282 2,557 SH   SOLE 0 0 2,557
ISHARES TR SHT NTLAMTFR ETF 464288158 1,775 16,750 SH   SOLE 0 0 16,750
ISHARES TR EAFE SML CP ETF 464288273 1,376 27,552 SH   SOLE 0 0 27,552
ISHARES TR JP MOR EM MK ETF 464288281 3,822 36,130 SH   SOLE 0 0 36,130
ISHARES TR NAT AMT FREE BD 464288414 3,793 34,258 SH   SOLE 0 0 34,258
ISHARES TR INTL DEVPPTY ETF 464288422 694 19,758 SH   SOLE 0 0 19,758
ISHARES TR 1-3 YR CR BD ETF 464288646 1,506 14,402 SH   SOLE 0 0 14,402
ISHARES TR 3-7 YR TR BD ETF 464288661 683 5,571 SH   SOLE 0 0 5,571
ISHARES TR MICRO-CAP ETF 464288869 1,661 23,039 SH   SOLE 0 0 23,039
ISHARES TR CORE MSCI EAFE 46432F842 1,723 31,690 SH   SOLE 0 0 31,690
JOHNSON & JOHNSON COM 478160104 275 2,677 SH   SOLE 0 0 2,677
MARKET VECTORS ETF TR MKTVEC INTMUETF 57060U845 1,382 57,655 SH   SOLE 0 0 57,655
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 1,268 41,046 SH   SOLE 0 0 41,046
MERCK & CO INC NEW COM 58933Y105 228 4,312 SH   SOLE 0 0 4,312
MICROSOFT CORP COM 594918104 2,267 40,869 SH   SOLE 0 0 40,869
NIKE INC CL B 654106103 353 5,649 SH   SOLE 0 0 5,649
OPKO HEALTH INC COM 68375N103 201 20,000 SH   SOLE 0 0 20,000
PEPSICO INC COM 713448108 200 2,005 SH   SOLE 0 0 2,005
PFIZER INC COM 717081103 204 6,318 SH   SOLE 0 0 6,318
PIMCO ETF TR 1-3YR USTREIDX 72201R106 671 13,247 SH   SOLE 0 0 13,247
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 1,459 15,925 SH   SOLE 0 0 15,925
POWERSHARES GLOBAL ETF TRUST WK VRDO TX FR 73936T433 346 13,901 SH   SOLE 0 0 13,901
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 287 2,565 SH   SOLE 0 0 2,565
PROCTER & GAMBLE CO COM 742718109 808 10,177 SH   SOLE 0 0 10,177
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 34,294 706,081 SH   SOLE 0 0 706,081
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,495 76,609 SH   SOLE 0 0 76,609
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,365 49,515 SH   SOLE 0 0 49,515
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 4,401 85,450 SH   SOLE 0 0 85,450
SCHWAB STRATEGIC TR US TIPS ETF 808524870 2,559 48,171 SH   SOLE 0 0 48,171
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 223 7,719 SH   SOLE 0 0 7,719
SOUTHWEST AIRLS CO COM 844741108 278 6,460 SH   SOLE 0 0 6,460
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 665 14,220 SH   SOLE 0 0 14,220
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 633 16,773 SH   SOLE 0 0 16,773
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 489 14,645 SH   SOLE 0 0 14,645
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,160 5,688 SH   SOLE 0 0 5,688
SPDR SER TR SHT TRM HGH YLD 78468R408 15,066 586,443 SH   SOLE 0 0 586,443
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 5,068 88,829 SH   SOLE 0 0 88,829
SPDR SERIES TRUST INTR TRM CORP BD 78464A375 816 24,411 SH   SOLE 0 0 24,411
SPDR SERIES TRUST BRCLY EM LOCL 78464A391 420 17,097 SH   SOLE 0 0 17,097
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 1,840 75,543 SH   SOLE 0 0 75,543
SPDR SERIES TRUST BARC SHT TR CP 78464A474 1,339 44,059 SH   SOLE 0 0 44,059
SPDR SERIES TRUST DJ REIT ETF 78464A607 1,348 14,714 SH   SOLE 0 0 14,714
SPDR SERIES TRUST S&P DIVID ETF 78464A763 239 3,245 SH   SOLE 0 0 3,245
STARBUCKS CORP COM 855244109 548 9,136 SH   SOLE 0 0 9,136
TWITTER INC COM 90184L102 470 20,304 SH   SOLE 0 0 20,304
US BANCORP DEL COM NEW 902973304 414 9,707 SH   SOLE 0 0 9,707
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,130 14,196 SH   SOLE 0 0 14,196
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 336 4,166 SH   SOLE 0 0 4,166
VANGUARD INDEX FDS REIT ETF 922908553 18,507 232,116 SH   SOLE 0 0 232,116
VANGUARD INDEX FDS LARGE CAP ETF 922908637 10,104 108,069 SH   SOLE 0 0 108,069
VANGUARD INDEX FDS VALUE ETF 922908744 817 10,021 SH   SOLE 0 0 10,021
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,127 39,568 SH   SOLE 0 0 39,568
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,486 29,081 SH   SOLE 0 0 29,081
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,269 22,031 SH   SOLE 0 0 22,031
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 33,516 693,197 SH   SOLE 0 0 693,197
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 81,387 1,030,343 SH   SOLE 0 0 1,030,343
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 50,706 602,999 SH   SOLE 0 0 602,999
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 580 7,458 SH   SOLE 0 0 7,458
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 15,472 421,344 SH   SOLE 0 0 421,344
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 1,007 15,088 SH   SOLE 0 0 15,088
WISDOMTREE TR EMER MKT HIGH FD 97717W315 251 7,923 SH   SOLE 0 0 7,923
WISDOMTREE TR SMALLCAP DIVID 97717W604 458 7,060 SH   SOLE 0 0 7,060
WISDOMTREE TR INTL SMCAP DIV 97717W760 357 6,149 SH   SOLE 0 0 6,149