The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD SPONSORED ADR 000375204 660 37,204 SH   SOLE 37,204 0 0
ABBOTT LABS COM 002824100 574 12,780 SH   SOLE 12,780 0 0
ABBVIE INC COM 00287Y109 749 12,643 SH   SOLE 12,643 0 0
ALPHABET INC CAP STK CL C 02079K107 4,924 6,489 SH   SOLE 6,489 0 0
ALPHABET INC CAP STK CL A 02079K305 5,629 7,235 SH   SOLE 7,235 0 0
ALTRIA GROUP INC COM 02209S103 1,179 20,260 SH   SOLE 20,260 0 0
AMGEN INC COM 031162100 842 5,188 SH   SOLE 5,188 0 0
APPLE INC COM 037833100 17,045 161,931 SH   SOLE 161,931 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 6,372 173,715 SH   SOLE 173,715 0 0
AT&T INC COM 00206R102 921 26,777 SH   SOLE 26,777 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,318 15,561 SH   SOLE 15,561 0 0
BANK AMER CORP COM 060505104 451 26,815 SH   SOLE 26,815 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,084 8,209 SH   SOLE 8,209 0 0
BLACKROCK INC COM 09247X101 1,056 3,102 SH   SOLE 3,102 0 0
BOEING CO COM 097023105 926 6,401 SH   SOLE 6,401 0 0
BP PLC SPONSORED ADR 055622104 5,534 177,037 SH   SOLE 177,037 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,116 16,229 SH   SOLE 16,229 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 283 4,298 SH   SOLE 4,298 0 0
CAMERON INTERNATIONAL CORP COM 13342B105 303 4,800 SH   SOLE 4,800 0 0
CATERPILLAR INC DEL COM 149123101 3,099 45,599 SH   SOLE 45,599 0 0
CDK GLOBAL INC COM 12508E101 252 5,308 SH   SOLE 5,308 0 0
CELGENE CORP COM 151020104 1,557 13,000 SH   SOLE 13,000 0 0
CHEVRON CORP NEW COM 166764100 750 8,334 SH   SOLE 8,334 0 0
CISCO SYS INC COM 17275R102 2,452 90,282 SH   SOLE 90,282 0 0
COCA COLA CO COM 191216100 345 8,037 SH   SOLE 8,037 0 0
COMCAST CORP NEW CL A 20030N101 343 6,085 SH   SOLE 6,085 0 0
CORNING INC COM 219350105 4,602 251,736 SH   SOLE 251,736 0 0
CVS HEALTH CORP COM 126650100 411 4,200 SH   SOLE 4,200 0 0
DEERE & CO COM 244199105 798 10,462 SH   SOLE 10,462 0 0
DISNEY WALT CO COM DISNEY 254687106 675 6,420 SH   SOLE 6,420 0 0
E M C CORP MASS COM 268648102 244 9,500 SH   SOLE 9,500 0 0
EATON CORP PLC SHS G29183103 273 5,249 SH   SOLE 5,249 0 0
EMERSON ELEC CO COM 291011104 492 10,277 SH   SOLE 10,277 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 286 11,200 SH   SOLE 11,200 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 232 2,654 SH   SOLE 2,654 0 0
EXXON MOBIL CORP COM 30231G102 10,537 135,174 SH   SOLE 135,174 0 0
FAIRMOUNT SANTROL HLDGS INC COM 30555Q108 200 84,962 SH   SOLE 84,962 0 0
GENERAL ELECTRIC CO COM 369604103 3,780 121,352 SH   SOLE 121,352 0 0
GENERAL MLS INC COM 370334104 537 9,311 SH   SOLE 9,311 0 0
GILEAD SCIENCES INC COM 375558103 6,205 61,321 SH   SOLE 61,321 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 216 1,200 SH   SOLE 1,200 0 0
GOODYEAR TIRE & RUBR CO COM 382550101 774 23,680 SH   SOLE 23,680 0 0
HARLEY DAVIDSON INC COM 412822108 369 8,120 SH   SOLE 8,120 0 0
HIGHWOODS PPTYS INC COM 431284108 1,769 40,564 SH   SOLE 40,564 0 0
HOME DEPOT INC COM 437076102 3,702 27,989 SH   SOLE 27,989 0 0
HONEYWELL INTL INC COM 438516106 324 3,128 SH   SOLE 3,128 0 0
INTEL CORP COM 458140100 725 21,052 SH   SOLE 21,052 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 923 6,707 SH   SOLE 6,707 0 0
INVACARE CORP COM 461203101 223 12,817 SH   SOLE 12,817 0 0
ISHARES TR RUSSELL 2000 ET 464287655 384 3,407 SH   SOLE 3,407 0 0
JOHNSON & JOHNSON COM 478160104 7,901 76,922 SH   SOLE 76,922 0 0
JPMORGAN CHASE & CO COM 46625H100 1,601 24,244 SH   SOLE 24,244 0 0
LAZARD LTD SHS A G54050102 3,552 78,923 SH   SOLE 78,923 0 0
LIFELOCK INC COM 53224V100 5,361 373,623 SH   SOLE 373,623 0 0
LILLY ELI & CO COM 532457108 271 3,217 SH   SOLE 3,217 0 0
LOCKHEED MARTIN CORP COM 539830109 358 1,650 SH   SOLE 1,650 0 0
MCCORMICK & CO INC COM NON VTG 579780206 302 3,529 SH   SOLE 3,529 0 0
MCDONALDS CORP COM 580135101 303 2,569 SH   SOLE 2,569 0 0
MERCK & CO INC NEW COM 58933Y105 1,285 24,334 SH   SOLE 24,334 0 0
MICROSOFT CORP COM 594918104 9,059 163,277 SH   SOLE 163,277 0 0
NOVO-NORDISK A S ADR 670100205 581 9,995 SH   SOLE 9,995 0 0
ORACLE CORP COM 68389X105 264 7,240 SH   SOLE 7,240 0 0
PAYCHEX INC COM 704326107 6,823 129,011 SH   SOLE 129,011 0 0
PEPSICO INC COM 713448108 5,106 51,103 SH   SOLE 51,103 0 0
PFIZER INC COM 717081103 2,960 91,709 SH   SOLE 91,709 0 0
PLUM CREEK TIMBER CO INC COM 729251108 6,221 130,372 SH   SOLE 130,372 0 0
PRAXAIR INC COM 74005P104 6,593 64,387 SH   SOLE 64,387 0 0
PRICE T ROWE GROUP INC COM 74144T108 1,515 21,197 SH   SOLE 21,197 0 0
PROCTER & GAMBLE CO COM 742718109 1,512 19,039 SH   SOLE 19,039 0 0
PROGRESSIVE CORP OHIO COM 743315103 28,531 897,212 SH   SOLE 897,212 0 0
QUALCOMM INC COM 747525103 562 11,243 SH   SOLE 11,243 0 0
RAYTHEON CO COM NEW 755111507 287 2,305 SH   SOLE 2,305 0 0
ROCKWELL COLLINS INC COM 774341101 4,304 46,629 SH   SOLE 46,629 0 0
SCHLUMBERGER LTD COM 806857108 4,798 68,787 SH   SOLE 68,787 0 0
SCHWAB CHARLES CORP NEW COM 808513105 6,022 182,859 SH   SOLE 182,859 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,083 63,479 SH   SOLE 63,479 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,378 35,731 SH   SOLE 35,731 0 0
SIRIUS XM HLDGS INC COM 82968B103 49 12,000 SH   SOLE 12,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,342 16,391 SH   SOLE 16,391 0 0
STARBUCKS CORP COM 855244109 664 11,060 SH   SOLE 11,060 0 0
STERIS PLC SHS USD G84720104 274 3,640 SH   SOLE 3,640 0 0
STRYKER CORP COM 863667101 3,555 38,253 SH   SOLE 38,253 0 0
SUNOCO LOGISTICS PRTNRS L P COM UNITS 86764L108 257 10,000 SH   SOLE 10,000 0 0
SYSCO CORP COM 871829107 354 8,640 SH   SOLE 8,640 0 0
TARGET CORP COM 87612E106 4,143 57,064 SH   SOLE 57,064 0 0
TRANSCANADA CORP COM 89353D107 387 11,885 SH   SOLE 11,885 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,275 10,837 SH   SOLE 10,837 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 828 10,410 SH   SOLE 10,410 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 499 6,176 SH   SOLE 6,176 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 276 1,475 SH   SOLE 1,475 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 19,272 229,974 SH   SOLE 229,974 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,952 33,875 SH   SOLE 33,875 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 11,152 256,902 SH   SOLE 256,902 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ET 922042858 9,463 289,294 SH   SOLE 289,294 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ET 921943858 2,862 77,949 SH   SOLE 77,949 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,595 34,499 SH   SOLE 34,499 0 0
WASTE MGMT INC DEL COM 94106L109 544 10,194 SH   SOLE 10,194 0 0
WELLS FARGO & CO NEW COM 949746101 782 14,387 SH   SOLE 14,387 0 0