The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 212 2,048 SH   SOLE 2,048 0 0
ALLETE INC COM NEW 018522300 1,129 17,471 SH   SOLE 17,471 0 0
ALLIANT ENERGY CORP COM 018802108 1,075 27,087 SH   SOLE 27,087 0 0
ALPHABET INC CAP STK CL C 02079K107 1,352 1,954 SH   SOLE 1,954 0 0
ALPHABET INC CAP STK CL A 02079K305 1,355 1,926 SH   SOLE 1,926 0 0
AMEREN CORP COM 023608102 1,147 21,415 SH   SOLE 21,415 0 0
AMERICAN ELEC PWR INC COM 025537101 1,075 15,332 SH   SOLE 15,332 0 0
APPLE INC COM 037833100 3,677 38,464 SH   SOLE 38,464 0 0
AT&T INC COM 00206R102 5,815 134,581 SH   SOLE 134,581 0 0
AVALONBAY CMNTYS INC COM 053484101 689 3,820 SH   SOLE 3,820 0 0
AVISTA CORP COM 05379B107 1,287 28,722 SH   SOLE 28,722 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 217 1 SH   SOLE 1 0 0
BOSTON PROPERTIES INC COM 101121101 563 4,268 SH   SOLE 4,268 0 0
CALIFORNIA WTR SVC GROUP COM 130788102 1,217 34,829 SH   SOLE 34,829 0 0
CATERPILLAR INC DEL COM 149123101 13,264 174,957 SH   SOLE 174,957 0 0
CHEVRON CORP NEW COM 166764100 20,408 194,675 SH   SOLE 194,675 0 0
CISCO SYS INC COM 17275R102 2,631 91,719 SH   SOLE 91,719 0 0
CONSOLIDATED EDISON INC COM 209115104 1,156 14,371 SH   SOLE 14,371 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 306 2,707 SH   SOLE 2,707 0 0
DIGITAL RLTY TR INC COM 253868103 445 4,083 SH   SOLE 4,083 0 0
DISNEY WALT CO COM DISNEY 254687106 1,474 15,069 SH   SOLE 15,069 0 0
DNP SELECT INCOME FD COM 23325P104 282 26,551 SH   SOLE 26,551 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,308 15,251 SH   SOLE 15,251 0 0
EL PASO ELEC CO COM NEW 283677854 898 18,994 SH   SOLE 18,994 0 0
EMPIRE DIST ELEC CO COM 291641108 1,582 46,564 SH   SOLE 46,564 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 709 10,293 SH   SOLE 10,293 0 0
ESSEX PPTY TR INC COM 297178105 421 1,845 SH   SOLE 1,845 0 0
EVERSOURCE ENERGY COM 30040W108 967 16,139 SH   SOLE 16,139 0 0
EXTRA SPACE STORAGE INC COM 30225T102 343 3,706 SH   SOLE 3,706 0 0
EXXON MOBIL CORP COM 30231G102 5,330 56,862 SH   SOLE 56,862 0 0
FEDERAL REALTY INVT TR SH BEN INT NEW 313747206 319 1,926 SH   SOLE 1,926 0 0
GENERAL ELECTRIC CO COM 369604103 6,965 221,245 SH   SOLE 221,245 0 0
GENERAL GROWTH PPTYS INC NEW COM 370023103 484 16,228 SH   SOLE 16,228 0 0
GREAT PLAINS ENERGY INC COM 391164100 1,028 33,821 SH   SOLE 33,821 0 0
HAWAIIAN ELEC INDUSTRIES COM 419870100 1,076 32,827 SH   SOLE 32,827 0 0
HOME DEPOT INC COM 437076102 214 1,675 SH   SOLE 1,675 0 0
HOST HOTELS & RESORTS INC COM 44107P104 341 21,055 SH   SOLE 21,055 0 0
IDACORP INC COM 451107106 884 10,866 SH   SOLE 10,866 0 0
INTEL CORP COM 458140100 509 15,530 SH   SOLE 15,530 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 5,621 37,035 SH   SOLE 37,035 0 0
ISHARES GOLD TRUST ISHARES 464285105 32,534 2,549,673 SH   SOLE 2,549,673 0 0
ISHARES TR TIPS BD ETF 464287176 700 6,002 SH   SOLE 6,002 0 0
ISHARES TR CORE S&P500 ETF 464287200 222 1,057 SH   SOLE 1,057 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 544 15,841 SH   SOLE 15,841 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,339 11,483 SH   SOLE 11,483 0 0
ISHARES TR S&P 500 VAL ETF 464287408 914 9,835 SH   SOLE 9,835 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 552 6,473 SH   SOLE 6,473 0 0
ISHARES TR MSCI EAFE ETF 464287465 350 6,270 SH   SOLE 6,270 0 0
ISHARES TR COHEN&STEER REIT 464287564 653 6,036 SH   SOLE 6,036 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 273 2,647 SH   SOLE 2,647 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,563 15,577 SH   SOLE 15,577 0 0
ISHARES TR U.S. REAL ES ETF 464287739 203 2,459 SH   SOLE 2,459 0 0
ISHARES TR SP SMCP600VL ETF 464287879 824 7,050 SH   SOLE 7,050 0 0
ISHARES TR MICRO-CAP ETF 464288869 666 9,423 SH   SOLE 9,423 0 0
KIMCO RLTY CORP COM 49446R109 364 11,587 SH   SOLE 11,587 0 0
KRAFT HEINZ CO COM 500754106 1,404 15,866 SH   SOLE 15,866 0 0
LILLY ELI & CO COM 532457108 266 3,375 SH   SOLE 3,375 0 0
MACERICH CO COM 554382101 313 3,670 SH   SOLE 3,670 0 0
MCDONALDS CORP COM 580135101 4,978 41,370 SH   SOLE 41,370 0 0
MERCK & CO INC COM 58933Y105 225 3,898 SH   SOLE 3,898 0 0
MONDELEZ INTL INC CL A 609207105 2,089 45,897 SH   SOLE 45,897 0 0
NEW JERSEY RES COM 646025106 969 25,146 SH   SOLE 25,146 0 0
NORTHWEST NAT GAS CO COM 667655104 1,266 19,536 SH   SOLE 19,536 0 0
PEPSICO INC COM 713448108 585 5,518 SH   SOLE 5,518 0 0
PFIZER INC COM 717081103 2,293 65,124 SH   SOLE 65,124 0 0
PG&E CORP COM 69331C108 942 14,732 SH   SOLE 14,732 0 0
PINNACLE WEST CAP CORP COM 723484101 1,093 13,481 SH   SOLE 13,481 0 0
PNM RES INC COM 69349H107 902 25,438 SH   SOLE 25,438 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 1,712 15,920 SH   SOLE 15,920 0 0
PROLOGIS INC COM 74340W103 711 14,503 SH   SOLE 14,503 0 0
PUBLIC STORAGE COM 74460D109 992 3,881 SH   SOLE 3,881 0 0
REALTY INCOME CORP COM 756109104 483 6,962 SH   SOLE 6,962 0 0
REGENCY CTRS CORP COM 758849103 219 2,615 SH   SOLE 2,615 0 0
SIMON PPTY GROUP INC NEW COM 828806109 1,376 7,762 SH   SOLE 7,762 0 0
SOUTHERN CO COM 842587107 1,379 25,715 SH   SOLE 25,715 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 1,348 10,657 SH   SOLE 10,657 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,085 9,956 SH   SOLE 9,956 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 546 6,737 SH   SOLE 6,737 0 0
VANGUARD INDEX FDS REIT ETF 922908553 3,408 38,437 SH   SOLE 38,437 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,918 37,209 SH   SOLE 37,209 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 17,033 158,892 SH   SOLE 158,892 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 6,244 73,466 SH   SOLE 73,466 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 692 6,454 SH   SOLE 6,454 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 786 13,538 SH   SOLE 13,538 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 226 5,276 SH   SOLE 5,276 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,261 64,168 SH   SOLE 64,168 0 0
VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706 265 3,947 SH   SOLE 3,947 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 475 5,308 SH   SOLE 5,308 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 885 25,041 SH   SOLE 25,041 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 4,898 68,493 SH   SOLE 68,493 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 5,206 45,467 SH   SOLE 45,467 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 22,637 405,394 SH   SOLE 405,394 0 0
VORNADO RLTY TR SH BEN INT 929042109 493 4,924 SH   SOLE 4,924 0 0
WEC ENERGY GROUP INC COM 92939U106 1,039 15,915 SH   SOLE 15,915 0 0
WESTAR ENERGY INC COM 95709T100 1,130 20,139 SH   SOLE 20,139 0 0