The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 2,305 70,761 SH   SOLE   69,844 0 917
AT&T INC COMMON STOCK 00206R102 45 1,394 SH   DFND   1,394 0 0
AT&T INC COMMON STOCK 00206R102 115 3,517 SH   OTR   3,517 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 2,295 57,060 SH   SOLE   56,379 0 681
ABBOTT LABORATORIES COMMON STOCK 002824100 30 740 SH   DFND   740 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 137 3,418 SH   OTR   3,418 0 0
ABBVIE INC COMMON STOCK 00287Y109 270 4,958 SH   SOLE   4,958 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 1,638 12,840 SH   SOLE   12,840 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 29 229 SH   DFND   229 0 0
AMGEN INC COMMON STOCK 031162100 2,279 16,475 SH   SOLE   16,475 0 0
AMGEN INC COMMON STOCK 031162100 94 681 SH   DFND   681 0 0
AMGEN INC COMMON STOCK 031162100 25 184 SH   OTR   149 0 35
APPLE INC COMMON STOCK 037833100 3,944 35,760 SH   SOLE   35,303 0 457
APPLE INC COMMON STOCK 037833100 69 623 SH   DFND   623 0 0
APPLE INC COMMON STOCK 037833100 514 4,656 SH   OTR   4,656 0 0
BAXALTA INC COMMON STOCK 07177M103 1,354 42,963 SH   SOLE   42,542 0 421
BAXALTA INC COMMON STOCK 07177M103 16 495 SH   DFND   495 0 0
BAXALTA INC COMMON STOCK 07177M103 58 1,852 SH   OTR   1,852 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 1,323 40,276 SH   SOLE   39,855 0 421
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 16 495 SH   DFND   495 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 61 1,852 SH   OTR   1,852 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 225 1,724 SH   SOLE   1,551 0 173
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 64 494 SH   OTR   494 0 0
BIOGEN INC COMMON STOCK 09062X103 373 1,279 SH   SOLE   1,279 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 403 6,812 SH   SOLE   6,812 0 0
CABOT OIL & GAS CORP COMMON STOCK 127097103 571 26,124 SH   SOLE   25,093 0 1,031
CABOT OIL & GAS CORP COMMON STOCK 127097103 23 1,063 SH   DFND   1,063 0 0
CABOT OIL & GAS CORP COMMON STOCK 127097103 86 3,912 SH   OTR   3,912 0 0
CELGENE CORP COMMON STOCK 151020104 353 3,268 SH   SOLE   3,268 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 1,670 21,172 SH   SOLE   20,890 0 282
CHEVRON CORPORATION COMMON STOCK 166764100 64 812 SH   DFND   812 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 172 2,184 SH   OTR   2,084 0 100
CISCO SYSTEMS INC COMMON STOCK 17275R102 2,360 89,922 SH   SOLE   88,805 0 1,117
CISCO SYSTEMS INC COMMON STOCK 17275R102 32 1,207 SH   DFND   1,207 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 152 5,803 SH   OTR   5,528 0 275
COCA COLA ENTERPRISES COMMON STOCK 19122T109 1,968 40,700 SH   SOLE   40,003 0 697
COCA COLA ENTERPRISES COMMON STOCK 19122T109 38 780 SH   DFND   780 0 0
COCA COLA ENTERPRISES COMMON STOCK 19122T109 107 2,208 SH   OTR   2,208 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 1,548 36,514 SH   SOLE   36,514 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 30 704 SH   DFND   704 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 524 7,044 SH   SOLE   7,044 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 97 1,300 SH   OTR   1,300 0 0
FIREEYE INC COMMON STOCK 31816Q101 261 8,188 SH   SOLE   8,188 0 0
FORD MOTOR COMMON STOCK 345370860 1,198 88,276 SH   SOLE   88,276 0 0
FORD MOTOR COMMON STOCK 345370860 98 7,200 SH   OTR   7,200 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 540 5,499 SH   SOLE   5,499 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 9 95 SH   OTR   95 0 0
GOOGLE INC COMMON STOCK 38259P508 179 281 SH   SOLE   272 0 9
GOOGLE INC COMMON STOCK 38259P508 31 49 SH   OTR   49 0 0
GOOGLE INC COMMON STOCK 38259P706 173 284 SH   SOLE   275 0 9
GOOGLE INC COMMON STOCK 38259P706 31 51 SH   OTR   51 0 0
HOLLYFRONTIER CORP COMMON STOCK 436106108 1,329 27,203 SH   SOLE   27,203 0 0
INTEL CORP COMMON STOCK 458140100 1,304 43,258 SH   SOLE   43,258 0 0
INTEL CORP COMMON STOCK 458140100 20 670 SH   OTR   470 0 200
INTERNATIONAL PAPER COMPANY COMMON STOCK 460146103 581 15,369 SH   SOLE   15,369 0 0
ISHARES COMMON STOCK 464287309 3,251 30,157 SH   SOLE   30,157 0 0
ITC HOLDINGS CORP COMMON STOCK 465685105 1,906 57,176 SH   SOLE   56,400 0 776
ITC HOLDINGS CORP COMMON STOCK 465685105 33 975 SH   DFND   975 0 0
ITC HOLDINGS CORP COMMON STOCK 465685105 126 3,765 SH   OTR   3,765 0 0
JERNIGAN CAPITAL INC COMMON STOCK 476405105 227 13,000 SH   SOLE   13,000 0 0
MCDONALDS CORP COMMON STOCK 580135101 2,250 22,837 SH   SOLE   22,507 0 330
MCDONALDS CORP COMMON STOCK 580135101 36 365 SH   DFND   365 0 0
MCDONALDS CORP COMMON STOCK 580135101 169 1,713 SH   OTR   1,413 0 300
MERCK & CO INC COMMON STOCK 58933Y105 2,341 47,396 SH   SOLE   46,876 0 520
MERCK & CO INC COMMON STOCK 58933Y105 70 1,414 SH   DFND   1,414 0 0
MERCK & CO INC COMMON STOCK 58933Y105 127 2,574 SH   OTR   2,444 0 130
MICROSOFT CORP COMMON STOCK 594918104 2,493 56,333 SH   SOLE   55,673 0 660
MICROSOFT CORP COMMON STOCK 594918104 94 2,117 SH   DFND   2,117 0 0
MICROSOFT CORP COMMON STOCK 594918104 163 3,690 SH   OTR   3,690 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 632 8,267 SH   SOLE   8,267 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105 406 2,360 SH   SOLE   2,360 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 2,069 26,080 SH   SOLE   25,709 0 371
PHILIP MORRIS INTL INC COMMON STOCK 718172109 33 414 SH   DFND   414 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 111 1,393 SH   OTR   1,193 0 200
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 1,903 27,386 SH   SOLE   27,026 0 360
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 29 419 SH   DFND   419 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 131 1,878 SH   OTR   1,778 0 100
PROCTER & GAMBLE CO COMMON STOCK 742718109 508 7,058 SH   SOLE   7,058 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 446 6,195 SH   OTR   6,050 0 145
QUALCOMM INC. COMMON STOCK 747525103 1,728 32,170 SH   SOLE   31,444 0 726
QUALCOMM INC. COMMON STOCK 747525103 27 506 SH   DFND   506 0 0
QUALCOMM INC. COMMON STOCK 747525103 178 3,310 SH   OTR   3,310 0 0
ROCKWELL AUTOMATION INC. COMMON STOCK 773903109 493 4,854 SH   SOLE   4,854 0 0
SHIRE PLC COMMON STOCK 82481R106 401 1,956 SH   SOLE   1,956 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 2,302 23,328 SH   SOLE   23,047 0 281
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 35 356 SH   DFND   356 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 171 1,731 SH   OTR   1,731 0 0
VANGUARD COMMON STOCK 922908736 2,257 22,503 SH   SOLE   22,503 0 0
WISDOMTREE COMMON STOCK 97717W851 2,536 52,118 SH   SOLE   52,118 0 0
WISDOMTREE COMMON STOCK 97717X701 8,960 163,947 SH   SOLE   163,947 0 0
WISDOMTREE COMMON STOCK 97717X701 314 5,752 SH   OTR   5,752 0 0
ALLERGAN PLC FOREIGN STOCK G0177J108 545 2,006 SH   SOLE   2,006 0 0
ALLERGAN PLC FOREIGN STOCK G0177J108 9 33 SH   OTR   33 0 0
MALLINCKRODT PLC COMMON STOCK G5785G107 312 4,873 SH   SOLE   4,873 0 0