The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 2,372 68,919 SH   SOLE   68,002 0 917
AT&T INC COMMON STOCK 00206R102 48 1,394 SH   DFND   1,394 0 0
AT&T INC COMMON STOCK 00206R102 121 3,517 SH   OTR   3,517 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 2,505 55,780 SH   SOLE   55,099 0 681
ABBOTT LABORATORIES COMMON STOCK 002824100 165 3,673 SH   OTR   3,673 0 0
ABBVIE INC COMMON STOCK 00287Y109 294 4,958 SH   SOLE   4,958 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 1,615 12,413 SH   SOLE   12,413 0 0
ALPHABET INC COMMON STOCK 02079K107 200 264 SH   SOLE   258 0 6
ALPHABET INC COMMON STOCK 02079K107 43 57 SH   OTR   57 0 0
ALPHABET INC COMMON STOCK 02079K305 212 273 SH   SOLE   264 0 9
ALPHABET INC COMMON STOCK 02079K305 38 49 SH   OTR   49 0 0
AMGEN INC COMMON STOCK 031162100 2,395 14,751 SH   SOLE   14,751 0 0
AMGEN INC COMMON STOCK 031162100 111 681 SH   DFND   681 0 0
AMGEN INC COMMON STOCK 031162100 30 184 SH   OTR   149 0 35
APPLE INC COMMON STOCK 037833100 3,512 33,366 SH   SOLE   32,899 0 467
APPLE INC COMMON STOCK 037833100 66 623 SH   DFND   623 0 0
APPLE INC COMMON STOCK 037833100 504 4,789 SH   OTR   4,789 0 0
BAXALTA INC COMMON STOCK 07177M103 1,713 43,878 SH   SOLE   43,457 0 421
BAXALTA INC COMMON STOCK 07177M103 19 495 SH   DFND   495 0 0
BAXALTA INC COMMON STOCK 07177M103 72 1,852 SH   OTR   1,852 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 1,532 40,158 SH   SOLE   39,737 0 421
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 19 495 SH   DFND   495 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 71 1,852 SH   OTR   1,852 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 209 1,581 SH   SOLE   1,408 0 173
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 65 494 SH   OTR   494 0 0
BIOGEN INC COMMON STOCK 09062X103 392 1,279 SH   SOLE   1,279 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 469 6,812 SH   SOLE   6,812 0 0
CABOT OIL & GAS CORP COMMON STOCK 127097103 355 20,091 SH   SOLE   19,060 0 1,031
CABOT OIL & GAS CORP COMMON STOCK 127097103 79 4,485 SH   OTR   4,485 0 0
CELGENE CORP COMMON STOCK 151020104 391 3,268 SH   SOLE   3,268 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 1,877 20,862 SH   SOLE   20,580 0 282
CHEVRON CORPORATION COMMON STOCK 166764100 45 495 SH   DFND   495 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 178 1,984 SH   OTR   1,884 0 100
CISCO SYSTEMS INC COMMON STOCK 17275R102 2,438 89,765 SH   SOLE   88,648 0 1,117
CISCO SYSTEMS INC COMMON STOCK 17275R102 33 1,207 SH   DFND   1,207 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 158 5,803 SH   OTR   5,528 0 275
COCA COLA ENTERPRISES COMMON STOCK 19122T109 1,999 40,601 SH   SOLE   39,904 0 697
COCA COLA ENTERPRISES COMMON STOCK 19122T109 38 780 SH   DFND   780 0 0
COCA COLA ENTERPRISES COMMON STOCK 19122T109 109 2,208 SH   OTR   2,208 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 1,880 36,514 SH   SOLE   36,514 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 36 704 SH   DFND   704 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 549 7,044 SH   SOLE   7,044 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 70 900 SH   OTR   900 0 0
FORD MOTOR COMMON STOCK 345370860 1,969 139,711 SH   SOLE   139,711 0 0
FORD MOTOR COMMON STOCK 345370860 101 7,200 SH   OTR   7,200 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 188 6,042 SH   SOLE   6,042 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 31 1,000 SH   OTR   0 0 1,000
GILEAD SCIENCES INC COMMON STOCK 375558103 556 5,499 SH   SOLE   5,499 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 10 95 SH   OTR   95 0 0
HOLLYFRONTIER CORP COMMON STOCK 436106108 1,085 27,203 SH   SOLE   27,203 0 0
HOLLYFRONTIER CORP COMMON STOCK 436106108 9 232 SH   OTR   232 0 0
INTEL CORP COMMON STOCK 458140100 1,490 43,258 SH   SOLE   43,258 0 0
INTEL CORP COMMON STOCK 458140100 23 670 SH   OTR   470 0 200
INTERNATIONAL PAPER COMPANY COMMON STOCK 460146103 579 15,369 SH   SOLE   15,369 0 0
ISHARES COMMON STOCK 464287309 3,492 30,157 SH   SOLE   30,157 0 0
ITC HOLDINGS CORP COMMON STOCK 465685105 2,239 57,042 SH   SOLE   56,266 0 776
ITC HOLDINGS CORP COMMON STOCK 465685105 148 3,765 SH   OTR   3,765 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 58 873 SH   SOLE   873 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 165 2,500 SH   OTR   1,900 0 600
JERNIGAN CAPITAL INC COMMON STOCK 476405105 241 16,090 SH   SOLE   16,090 0 0
MCDONALDS CORP COMMON STOCK 580135101 2,878 24,358 SH   SOLE   24,028 0 330
MCDONALDS CORP COMMON STOCK 580135101 43 365 SH   DFND   365 0 0
MCDONALDS CORP COMMON STOCK 580135101 202 1,713 SH   OTR   1,413 0 300
MERCK & CO INC COMMON STOCK 58933Y105 2,139 40,497 SH   SOLE   39,977 0 520
MERCK & CO INC COMMON STOCK 58933Y105 75 1,414 SH   DFND   1,414 0 0
MERCK & CO INC COMMON STOCK 58933Y105 120 2,274 SH   OTR   2,144 0 130
MICROSOFT CORP COMMON STOCK 594918104 3,120 56,236 SH   SOLE   55,576 0 660
MICROSOFT CORP COMMON STOCK 594918104 117 2,117 SH   DFND   2,117 0 0
MICROSOFT CORP COMMON STOCK 594918104 217 3,905 SH   OTR   3,905 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 699 8,267 SH   SOLE   8,267 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105 416 2,360 SH   SOLE   2,360 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 2,288 26,027 SH   SOLE   25,656 0 371
PHILIP MORRIS INTL INC COMMON STOCK 718172109 36 414 SH   DFND   414 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 122 1,393 SH   OTR   1,193 0 200
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 1,770 24,758 SH   SOLE   24,398 0 360
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 134 1,878 SH   OTR   1,778 0 100
PROCTER & GAMBLE CO COMMON STOCK 742718109 560 7,058 SH   SOLE   7,058 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 436 5,495 SH   OTR   5,350 0 145
QUALCOMM INC. COMMON STOCK 747525103 1,167 23,343 SH   SOLE   22,617 0 726
QUALCOMM INC. COMMON STOCK 747525103 110 2,210 SH   OTR   2,210 0 0
REVANCE THERAPEUTICS INC COMMON STOCK 761330109 2,636 77,177 SH   SOLE   77,177 0 0
ROCKWELL AUTOMATION INC. COMMON STOCK 773903109 498 4,854 SH   SOLE   4,854 0 0
MATERIALS SELECT SECTOR COMMON STOCK 81369Y407 242 3,092 SH   SOLE   3,092 0 0
MATERIALS SELECT SECTOR COMMON STOCK 81369Y407 201 2,570 SH   DFND   2,570 0 0
SHIRE PLC COMMON STOCK 82481R106 219 1,066 SH   SOLE   1,066 0 0
TEVA PHARMACEUTICAL INDUSTRIES COMMON STOCK 881624209 349 5,315 SH   SOLE   5,315 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 2,240 23,281 SH   SOLE   23,000 0 281
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 34 356 SH   DFND   356 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 168 1,744 SH   OTR   1,744 0 0
VANGUARD COMMON STOCK 922908736 3,112 29,252 SH   SOLE   29,252 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 56 1,217 SH   SOLE   1,217 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 19 417 SH   DFND   417 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 125 2,700 SH   OTR   2,200 0 500
WISDOMTREE COMMON STOCK 97717W851 2,926 58,433 SH   SOLE   58,433 0 0
WISDOMTREE COMMON STOCK 97717X701 9,510 176,737 SH   SOLE   176,737 0 0
WISDOMTREE COMMON STOCK 97717X701 310 5,752 SH   OTR   5,752 0 0
ALLERGAN PLC FOREIGN STOCK G0177J108 1,762 5,639 SH   SOLE   5,639 0 0
ALLERGAN PLC FOREIGN STOCK G0177J108 10 33 SH   OTR   33 0 0
MALLINCKRODT PLC COMMON STOCK G5785G107 364 4,873 SH   SOLE   4,873 0 0