The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,131 6,880 SH   SOLE 6,880 0 0
ABBOTT LABS COM 002824100 2,235 49,644 SH   SOLE 49,644 0 0
ABBVIE INC COM 00287Y109 1,007 15,385 SH   SOLE 15,385 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,600 17,910 SH   SOLE 17,910 0 0
ACCO BRANDS CORP COM 00081T108 153 16,975 SH   SOLE 16,975 0 0
ACE LTD SHS H0023R105 802 6,981 SH   SOLE 6,981 0 0
ACTAVIS PLC SHS G0083B108 235 914 SH   SOLE 914 0 0
AETNA INC NEW COM 00817Y108 269 3,027 SH   SOLE 3,027 0 0
AFLAC INC COM 001055102 2,420 39,617 SH   SOLE 39,617 0 0
ALLIANT TECHSYSTEMS INC COM 018804104 320 2,750 SH   SOLE 2,750 0 0
ALLSTATE CORP COM 020002101 408 5,801 SH   SOLE 5,801 0 0
ALPS ETF TR RIVRFRNT STR INC 00162Q783 489 19,680 SH   SOLE 19,680 0 0
ALPS ETF TR ALERIAN MLP 00162Q866 2,429 138,624 SH   SOLE 138,624 0 0
ALTRIA GROUP INC COM 02209S103 489 9,926 SH   SOLE 9,926 0 0
AMAZON COM INC COM 023135106 210 677 SH   SOLE 677 0 0
AMERICAN AXLE & MFG HLDGS IN COM 024061103 1,886 83,502 SH   SOLE 83,502 0 0
AMERICAN EXPRESS CO COM 025816109 803 8,630 SH   SOLE 8,630 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104 441 7,271 SH   SOLE 7,271 0 0
AMERICAN INTL GROUP INC COM NEW 026874784 305 5,452 SH   SOLE 5,452 0 0
AMERICAN RAILCAR INDS INC COM 02916P103 250 4,851 SH   SOLE 4,851 0 0
AMERIPRISE FINL INC COM 03076C106 931 7,036 SH   SOLE 7,036 0 0
AMERISOURCEBERGEN CORP COM 03073E105 297 3,296 SH   SOLE 3,296 0 0
AMGEN INC COM 031162100 1,184 7,436 SH   SOLE 7,436 0 0
AMPHENOL CORP NEW CL A 032095101 474 8,809 SH   SOLE 8,809 0 0
ANSYS INC COM 03662Q105 230 2,808 SH   SOLE 2,808 0 0
APOLLO INVT CORP COM 03761U106 254 34,180 SH   SOLE 34,180 0 0
APPLE INC COM 037833100 4,920 44,576 SH   SOLE 44,576 0 0
APPLIED MATLS INC COM 038222105 204 8,182 SH   SOLE 8,182 0 0
ARCH COAL INC COM 039380100 18 10,226 SH   SOLE 10,226 0 0
AT&T INC COM 00206R102 775 23,074 SH   SOLE 23,074 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,229 14,745 SH   SOLE 14,745 0 0
AVERY DENNISON CORP COM 053611109 273 5,265 SH   SOLE 5,265 0 0
AVNET INC COM 053807103 276 6,423 SH   SOLE 6,423 0 0
BAIDU INC SPON ADR REP A 056752108 1,728 7,578 SH   SOLE 7,578 0 0
BAKER HUGHES INC COM 057224107 252 4,499 SH   SOLE 4,499 0 0
BALL CORP COM 058498106 1,525 22,373 SH   SOLE 22,373 0 0
BANK NEW YORK MELLON CORP COM 064058100 334 8,227 SH   SOLE 8,227 0 0
BANK OF AMERICA CORPORATION COM 060505104 572 31,979 SH   SOLE 31,979 0 0
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 982 32,820 SH   SOLE 32,820 0 0
BAXTER INTL INC COM 071813109 901 12,290 SH   SOLE 12,290 0 0
BECTON DICKINSON & CO COM 075887109 315 2,265 SH   SOLE 2,265 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 805 5,358 SH   SOLE 5,358 0 0
BLACKROCK CORE BD TR SHS BEN INT 09249E101 2,411 182,660 SH   SOLE 182,660 0 0
BLACKROCK INC COM 09247X101 925 2,586 SH   SOLE 2,586 0 0
BLOCK H & R INC COM 093671105 782 23,222 SH   SOLE 23,222 0 0
BOEING CO COM 097023105 584 4,493 SH   SOLE 4,493 0 0
BORGWARNER INC COM 099724106 250 4,557 SH   SOLE 4,557 0 0
BRINKER INTL INC COM 109641100 308 5,251 SH   SOLE 5,251 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,707 28,925 SH   SOLE 28,925 0 0
BT GROUP PLC ADR 05577E101 207 3,343 SH   SOLE 3,343 0 0
CAMERON INTERNATIONAL CORP COM 13342B105 202 4,038 SH   SOLE 4,038 0 0
CANADIAN PAC RY LTD COM 13645T100 216 1,122 SH   SOLE 1,122 0 0
CAPITAL ONE FINL CORP COM 14040H105 1,725 20,902 SH   SOLE 20,902 0 0
CARMAX INC COM 143130102 219 3,295 SH   SOLE 3,295 0 0
CATERPILLAR INC DEL COM 149123101 354 3,865 SH   SOLE 3,865 0 0
CELGENE CORP COM 151020104 1,144 10,224 SH   SOLE 10,224 0 0
CF INDS HLDGS INC COM 125269100 410 1,506 SH   SOLE 1,506 0 0
CHEVRON CORP NEW COM 166764100 2,533 22,577 SH   SOLE 22,577 0 0
CHUBB CORP COM 171232101 218 2,103 SH   SOLE 2,103 0 0
CIGNA CORPORATION COM 125509109 235 2,281 SH   SOLE 2,281 0 0
CIMAREX ENERGY CO COM 171798101 370 3,487 SH   SOLE 3,487 0 0
CISCO SYS INC COM 17275R102 849 30,506 SH   SOLE 30,506 0 0
CITIGROUP INC COM NEW 172967424 455 8,414 SH   SOLE 8,414 0 0
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 940 44,975 SH   SOLE 44,975 0 0
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 1,144 54,176 SH   SOLE 54,176 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 1,142 50,295 SH   SOLE 50,295 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 1,093 49,456 SH   SOLE 49,456 0 0
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2015 18383M563 1,096 50,583 SH   SOLE 50,583 0 0
CLOROX CO DEL COM 189054109 291 2,794 SH   SOLE 2,794 0 0
COCA COLA CO COM 191216100 887 21,008 SH   SOLE 21,008 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 619 11,746 SH   SOLE 11,746 0 0
COHEN & STEERS GLOBAL INC BL COM 19248M103 589 50,210 SH   SOLE 50,210 0 0
COHEN & STEERS INFRASTRUCTUR COM 19248A109 1,447 63,683 SH   SOLE 63,683 0 0
COHEN & STEERS REIT & PFD IN COM 19247X100 1,330 70,043 SH   SOLE 70,043 0 0
COMCAST CORP NEW CL A 20030N101 965 16,632 SH   SOLE 16,632 0 0
CONOCOPHILLIPS COM 20825C104 797 11,546 SH   SOLE 11,546 0 0
CORE LABORATORIES N V COM N22717107 264 2,196 SH   SOLE 2,196 0 0
COSTCO WHSL CORP NEW COM 22160K105 948 6,688 SH   SOLE 6,688 0 0
COVIDIEN PLC SHS G2554F113 289 2,829 SH   SOLE 2,829 0 0
CVS CAREMARK CORPORATION COM 126650100 1,021 10,601 SH   SOLE 10,601 0 0
DANAHER CORP DEL COM 235851102 3,150 36,750 SH   SOLE 36,750 0 0
DAVITA HEALTHCARE PARTNERS I COM 23918K108 227 3,003 SH   SOLE 3,003 0 0
DECKERS OUTDOOR CORP COM 243537107 238 2,612 SH   SOLE 2,612 0 0
DEERE & CO COM 244199105 284 3,214 SH   SOLE 3,214 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 310 6,311 SH   SOLE 6,311 0 0
DIRECTV COM 25490A309 476 5,494 SH   SOLE 5,494 0 0
DISCOVER FINL SVCS COM 254709108 2,012 30,729 SH   SOLE 30,729 0 0
DISNEY WALT CO COM DISNEY 254687106 1,066 11,321 SH   SOLE 11,321 0 0
DONNELLEY R R & SONS CO COM 257867101 1,761 104,781 SH   SOLE 104,781 0 0
DOW CHEM CO COM 260543103 213 4,666 SH   SOLE 4,666 0 0
DR PEPPER SNAPPLE GROUP INC COM 26138E109 297 4,147 SH   SOLE 4,147 0 0
DTE ENERGY CO COM 233331107 989 11,448 SH   SOLE 11,448 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 353 4,222 SH   SOLE 4,222 0 0
DUNKIN BRANDS GROUP INC COM 265504100 413 9,685 SH   SOLE 9,685 0 0
E M C CORP MASS COM 268648102 517 17,393 SH   SOLE 17,393 0 0
EATON CORP PLC SHS G29183103 380 5,599 SH   SOLE 5,599 0 0
EATON VANCE LTD DUR INCOME F COM 27828H105 538 38,077 SH   SOLE 38,077 0 0
EBAY INC COM 278642103 674 12,006 SH   SOLE 12,006 0 0
ECOLAB INC COM 278865100 312 2,986 SH   SOLE 2,986 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 251 1,969 SH   SOLE 1,969 0 0
EGA EMERGING GLOBAL SHS TR EGSHR BYND BRC 268461639 209 10,578 SH   SOLE 10,578 0 0
EMERSON ELEC CO COM 291011104 373 6,045 SH   SOLE 6,045 0 0
EMPIRE DIST ELEC CO COM 291641108 216 7,279 SH   SOLE 7,279 0 0
ENERGIZER HLDGS INC COM 29266R108 350 2,726 SH   SOLE 2,726 0 0
ENSCO PLC SHS CLASS A G3157S106 376 12,539 SH   SOLE 12,539 0 0
ENTERGY CORP NEW COM 29364G103 1,511 17,269 SH   SOLE 17,269 0 0
EOG RES INC COM 26875P101 413 4,490 SH   SOLE 4,490 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 1,161 13,714 SH   SOLE 13,714 0 0
EXXON MOBIL CORP COM 30231G102 3,404 36,817 SH   SOLE 36,817 0 0
FACEBOOK INC CL A 30303M102 3,411 43,723 SH   SOLE 43,723 0 0
FASTENAL CO COM 311900104 280 5,892 SH   SOLE 5,892 0 0
FIRST TR ENERGY INFRASTRCTR COM 33738C103 531 22,346 SH   SOLE 22,346 0 0
FIRST TR EXCHANGE TRADED FD NO AMER ENERGY 33738D101 1,128 40,077 SH   SOLE 40,077 0 0
FIRST TR EXCHANGE TRADED FD FIRST TR TA HIYL 33738D408 673 13,558 SH   SOLE 13,558 0 0
FIRST TR EXCHANGE TRADED FD MULTI ASSET DI 33738R100 522 24,530 SH   SOLE 24,530 0 0
FIRST TR EXCHANGE TRADED FD DORSEY WRT 5 ETF 33738R605 521 23,667 SH   SOLE 23,667 0 0
FIRST TR HIGH INCOME L/S FD COM 33738E109 2,954 184,602 SH   SOLE 184,602 0 0
FLEXSHARES TR GLB QLT R/E IDX 33939L787 247 4,381 SH   SOLE 4,381 0 0
FLEXSHARES TR INTL QLTDV IDX 33939L837 405 16,432 SH   SOLE 16,432 0 0
FLEXSHARES TR QLT DIV DEF IDX 33939L845 619 17,263 SH   SOLE 17,263 0 0
FMC TECHNOLOGIES INC COM 30249U101 352 7,523 SH   SOLE 7,523 0 0
FOOT LOCKER INC COM 344849104 246 4,384 SH   SOLE 4,384 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 1,469 94,798 SH   SOLE 94,798 0 0
GENERAL DYNAMICS CORP COM 369550108 864 6,280 SH   SOLE 6,280 0 0
GENERAL ELECTRIC CO COM 369604103 1,840 72,827 SH   SOLE 72,827 0 0
GENERAL MLS INC COM 370334104 1,587 29,755 SH   SOLE 29,755 0 0
GENESEE & WYO INC CL A 371559105 274 3,044 SH   SOLE 3,044 0 0
GILEAD SCIENCES INC COM 375558103 1,550 16,441 SH   SOLE 16,441 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 524 2,704 SH   SOLE 2,704 0 0
GOOGLE INC CL A 38259P508 972 1,831 SH   SOLE 1,831 0 0
HALLIBURTON CO COM 406216101 236 6,013 SH   SOLE 6,013 0 0
HANESBRANDS INC COM 410345102 1,578 14,142 SH   SOLE 14,142 0 0
HARRIS CORP DEL COM 413875105 310 4,310 SH   SOLE 4,310 0 0
HASBRO INC COM 418056107 509 9,252 SH   SOLE 9,252 0 0
HCA HOLDINGS INC COM 40412C101 254 3,464 SH   SOLE 3,464 0 0
HCP INC COM 40414L109 747 16,973 SH   SOLE 16,973 0 0
HEWLETT PACKARD CO COM 428236103 2,057 51,258 SH   SOLE 51,258 0 0
HOLLYSYS AUTOMATION TECHNOLO SHS G45667105 203 8,294 SH   SOLE 8,294 0 0
HOME DEPOT INC COM 437076102 679 6,466 SH   SOLE 6,466 0 0
HONEYWELL INTL INC COM 438516106 650 6,510 SH   SOLE 6,510 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,239 13,084 SH   SOLE 13,084 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 2,118 72,049 SH   SOLE 72,049 0 0
INTEL CORP COM 458140100 1,985 54,688 SH   SOLE 54,688 0 0
INTERCONTINENTALEXCHANGE GRO COM 45866F104 425 1,940 SH   SOLE 1,940 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,350 8,416 SH   SOLE 8,416 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 341 644 SH   SOLE 644 0 0
INVESCO SR INCOME TR COM 46131H107 3,047 668,286 SH   SOLE 668,286 0 0
ISHARES MSCI CDA ETF 464286509 441 15,287 SH   SOLE 15,287 0 0
ISHARES CNTRY MIN VL ETF 464286525 2,115 30,728 SH   SOLE 30,728 0 0
ISHARES EM MK MINVOL ETF 464286533 2,679 47,304 SH   SOLE 47,304 0 0
ISHARES EMU ETF 464286608 517 14,233 SH   SOLE 14,233 0 0
ISHARES S&P 100 ETF 464287101 4,190 46,070 SH   SOLE 46,070 0 0
ISHARES CORE S&P TTL STK 464287150 1,623 17,291 SH   SOLE 17,291 0 0
ISHARES SELECT DIVID ETF 464287168 716 9,015 SH   SOLE 9,015 0 0
ISHARES TIPS BD ETF 464287176 592 5,286 SH   SOLE 5,286 0 0
ISHARES CORE S&P500 ETF 464287200 17,931 86,675 SH   SOLE 86,675 0 0
ISHARES CORE TOTUSBD ETF 464287226 32,360 293,865 SH   SOLE 293,865 0 0
ISHARES MSCI EMG MKT ETF 464287234 1,598 40,679 SH   SOLE 40,679 0 0
ISHARES IBOXX INV CP ETF 464287242 3,272 27,400 SH   SOLE 27,400 0 0
ISHARES GLOB TELECOM ETF 464287275 424 7,061 SH   SOLE 7,061 0 0
ISHARES S&P 500 GRWT ETF 464287309 3,384 30,319 SH   SOLE 30,319 0 0
ISHARES LATN AMER 40 ETF 464287390 375 11,793 SH   SOLE 11,793 0 0
ISHARES S&P 500 VAL ETF 464287408 3,381 36,061 SH   SOLE 36,061 0 0
ISHARES 20+ YR TR BD ETF 464287432 851 6,755 SH   SOLE 6,755 0 0
ISHARES 7-10 Y TR BD ETF 464287440 2,047 19,317 SH   SOLE 19,317 0 0
ISHARES 1-3 YR TR BD ETF 464287457 1,087 12,873 SH   SOLE 12,873 0 0
ISHARES MSCI EAFE ETF 464287465 17,347 285,127 SH   SOLE 285,127 0 0
ISHARES RUS MD CP GR ETF 464287481 1,392 14,926 SH   SOLE 14,926 0 0
ISHARES RUS MID-CAP ETF 464287499 1,613 9,654 SH   SOLE 9,654 0 0
ISHARES CORE S&P MCP ETF 464287507 8,891 61,401 SH   SOLE 61,401 0 0
ISHARES NASDQ BIOTEC ETF 464287556 559 1,843 SH   SOLE 1,843 0 0
ISHARES COHEN&STEER REIT 464287564 527 5,438 SH   SOLE 5,438 0 0
ISHARES U.S. CNSM SV ETF 464287580 2,289 16,616 SH   SOLE 16,616 0 0
ISHARES RUS 1000 VAL ETF 464287598 2,792 26,748 SH   SOLE 26,748 0 0
ISHARES RUS 1000 GRW ETF 464287614 3,322 34,745 SH   SOLE 34,745 0 0
ISHARES RUSSELL 2000 ETF 464287655 524 4,384 SH   SOLE 4,384 0 0
ISHARES RUS 3000 GRW ETF 464287671 320 4,090 SH   SOLE 4,090 0 0
ISHARES U.S. UTILITS ETF 464287697 14,145 119,599 SH   SOLE 119,599 0 0
ISHARES U.S. TECH ETF 464287721 14,170 135,731 SH   SOLE 135,731 0 0
ISHARES U.S. REAL ES ETF 464287739 1,480 19,257 SH   SOLE 19,257 0 0
ISHARES US HLTHCARE ETF 464287762 2,465 17,100 SH   SOLE 17,100 0 0
ISHARES U.S. FINLS ETF 464287788 14,232 157,785 SH   SOLE 157,785 0 0
ISHARES CORE S&P SCP ETF 464287804 10,694 93,757 SH   SOLE 93,757 0 0
ISHARES INTL TREA BD ETF 464288117 255 2,634 SH   SOLE 2,634 0 0
ISHARES SHT NTLAMTFR ETF 464288158 206 1,947 SH   SOLE 1,947 0 0
ISHARES MSCI AC ASIA ETF 464288182 276 4,523 SH   SOLE 4,523 0 0
ISHARES MSCI ACWI ETF 464288257 3,298 56,371 SH   SOLE 56,371 0 0
ISHARES EAFE SML CP ETF 464288273 2,676 57,290 SH   SOLE 57,290 0 0
ISHARES JP MOR EM MK ETF 464288281 487 4,439 SH   SOLE 4,439 0 0
ISHARES CALI AMT-FRE ETF 464288356 842 7,150 SH   SOLE 7,150 0 0
ISHARES GLB INFRASTR ETF 464288372 949 22,510 SH   SOLE 22,510 0 0
ISHARES NAT AMT FREE BD 464288414 4,233 38,363 SH   SOLE 38,363 0 0
ISHARES INTL SEL DIV ETF 464288448 256 7,598 SH   SOLE 7,598 0 0
ISHARES IBOXX HI YD ETF 464288513 907 10,127 SH   SOLE 10,127 0 0
ISHARES MRG RL ES CP ETF 464288539 193 16,489 SH   SOLE 16,489 0 0
ISHARES MBS ETF 464288588 1,107 10,127 SH   SOLE 10,127 0 0
ISHARES CREDIT BD ETF 464288620 707 6,321 SH   SOLE 6,321 0 0
ISHARES INTERM CR BD ETF 464288638 1,167 10,672 SH   SOLE 10,672 0 0
ISHARES 1-3 YR CR BD ETF 464288646 3,169 30,128 SH   SOLE 30,128 0 0
ISHARES 3-7 YR TR BD ETF 464288661 1,139 9,313 SH   SOLE 9,313 0 0
ISHARES SHRT TRS BD ETF 464288679 3,173 28,780 SH   SOLE 28,780 0 0
ISHARES U.S. PFD STK ETF 464288687 6,297 159,660 SH   SOLE 159,660 0 0
ISHARES MRNING SM CP ETF 464288703 18,046 139,925 SH   SOLE 139,925 0 0
ISHARES EAFE GRWTH ETF 464288885 1,220 18,533 SH   SOLE 18,533 0 0
ISHARES GOLD TRUST ISHARES 464285105 3,574 312,399 SH   SOLE 312,399 0 0
ISHARES INC CORE MSCI EMKT 46434G103 590 12,539 SH   SOLE 12,539 0 0
ISHARES TR EAFE MIN VOL ETF 46429B689 1,560 25,277 SH   SOLE 25,277 0 0
ISHARES TR USA MIN VOL ETF 46429B697 14,528 358,899 SH   SOLE 358,899 0 0
ISHARES TR MSCI USAMOMFCT 46432F396 468 6,877 SH   SOLE 6,877 0 0
ISHARES TR CORE MSCI EAFE 46432F842 895 16,183 SH   SOLE 16,183 0 0
JOHNSON & JOHNSON COM 478160104 3,877 37,074 SH   SOLE 37,074 0 0
JPMORGAN CHASE & CO COM 46625H100 889 14,212 SH   SOLE 14,212 0 0
JUNIPER NETWORKS INC COM 48203R104 278 12,435 SH   SOLE 12,435 0 0
KAYNE ANDERSON ENERGY DEV CO COM 48660Q102 1,110 31,050 SH   SOLE 31,050 0 0
KAYNE ANDERSON ENRGY TTL RT COM 48660P104 690 24,783 SH   SOLE 24,783 0 0
KELLOGG CO COM 487836108 781 11,940 SH   SOLE 11,940 0 0
KIMBERLY CLARK CORP COM 494368103 1,135 9,826 SH   SOLE 9,826 0 0
KINDER MORGAN INC DEL COM 49456B101 955 22,563 SH   SOLE 22,563 0 0
KKR & CO L P DEL COM UNITS 48248M102 440 18,940 SH   SOLE 18,940 0 0
KROGER CO COM 501044101 223 3,475 SH   SOLE 3,475 0 0
LAUDER ESTEE COS INC CL A 518439104 277 3,636 SH   SOLE 3,636 0 0
LILLY ELI & CO COM 532457108 803 11,638 SH   SOLE 11,638 0 0
LINCOLN NATL CORP IND COM 534187109 276 4,782 SH   SOLE 4,782 0 0
LOCKHEED MARTIN CORP COM 539830109 526 2,729 SH   SOLE 2,729 0 0
LORILLARD INC COM 544147101 1,387 22,034 SH   SOLE 22,034 0 0
LOWES COS INC COM 548661107 1,193 17,345 SH   SOLE 17,345 0 0
M & T BK CORP COM 55261F104 268 2,137 SH   SOLE 2,137 0 0
MAGNA INTL INC COM 559222401 494 4,543 SH   SOLE 4,543 0 0
MARKET VECTORS ETF TR BUSI DEVCO ETF 57060U316 1,690 94,259 SH   SOLE 94,259 0 0
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 710 23,026 SH   SOLE 23,026 0 0
MARKET VECTORS ETF TR MKTVEC LMUNETF 57060U886 318 16,040 SH   SOLE 16,040 0 0
MARSH & MCLENNAN COS INC COM 571748102 484 8,461 SH   SOLE 8,461 0 0
MASTERCARD INC CL A 57636Q104 373 4,333 SH   SOLE 4,333 0 0
MAXIM INTEGRATED PRODS INC COM 57772K101 674 21,137 SH   SOLE 21,137 0 0
MBIA INC COM 55262C100 108 11,277 SH   SOLE 11,277 0 0
MCDONALDS CORP COM 580135101 1,626 17,354 SH   SOLE 17,354 0 0
MCKESSON CORP COM 58155Q103 653 3,147 SH   SOLE 3,147 0 0
MEAD JOHNSON NUTRITION CO COM 582839106 1,723 17,135 SH   SOLE 17,135 0 0
MEDNAX INC COM 58502B106 295 4,468 SH   SOLE 4,468 0 0
MEDTRONIC INC COM 585055106 323 4,468 SH   SOLE 4,468 0 0
MERCK & CO INC NEW COM 58933Y105 1,622 28,568 SH   SOLE 28,568 0 0
METLIFE INC COM 59156R108 906 16,748 SH   SOLE 16,748 0 0
MICHAEL KORS HLDGS LTD SHS G60754101 289 3,844 SH   SOLE 3,844 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 556 12,327 SH   SOLE 12,327 0 0
MICRON TECHNOLOGY INC COM 595112103 354 10,119 SH   SOLE 10,119 0 0
MICROSOFT CORP COM 594918104 2,891 62,238 SH   SOLE 62,238 0 0
MONDELEZ INTL INC CL A 609207105 264 7,255 SH   SOLE 7,255 0 0
MONSANTO CO NEW COM 61166W101 1,034 8,655 SH   SOLE 8,655 0 0
MONTPELIER RE HOLDINGS LTD SHS G62185106 297 8,280 SH   SOLE 8,280 0 0
MORGAN STANLEY COM NEW 617446448 283 7,300 SH   SOLE 7,300 0 0
NEWMARKET CORP COM 651587107 237 587 SH   SOLE 587 0 0
NIKE INC CL B 654106103 551 5,730 SH   SOLE 5,730 0 0
NOMURA HLDGS INC SPONSORED ADR 65535H208 60 10,666 SH   SOLE 10,666 0 0
NORFOLK SOUTHERN CORP COM 655844108 340 3,101 SH   SOLE 3,101 0 0
NOVARTIS A G SPONSORED ADR 66987V109 939 10,133 SH   SOLE 10,133 0 0
NOVO-NORDISK A S ADR 670100205 205 4,840 SH   SOLE 4,840 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 1,235 15,317 SH   SOLE 15,317 0 0
OMNICOM GROUP INC COM 681919106 953 12,301 SH   SOLE 12,301 0 0
ORACLE CORP COM 68389X105 839 18,654 SH   SOLE 18,654 0 0
OUTERWALL INC COM 690070107 1,627 21,633 SH   SOLE 21,633 0 0
PDL BIOPHARMA INC COM 69329Y104 151 19,537 SH   SOLE 19,537 0 0
PEARSON PLC SPONSORED ADR 705015105 372 20,147 SH   SOLE 20,147 0 0
PEPSICO INC COM 713448108 1,224 12,944 SH   SOLE 12,944 0 0
PERRIGO CO PLC SHS G97822103 437 2,880 SH   SOLE 2,880 0 0
PETSMART INC COM 716768106 622 7,645 SH   SOLE 7,645 0 0
PFIZER INC COM 717081103 2,382 76,463 SH   SOLE 76,463 0 0
PHILIP MORRIS INTL INC COM 718172109 1,449 17,785 SH   SOLE 17,785 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 1,254 24,247 SH   SOLE 24,247 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 1,395 13,836 SH   SOLE 13,836 0 0
PIMCO ETF TR ENHAN SHRT MAT 72201R833 9,377 92,788 SH   SOLE 92,788 0 0
PLATINUM UNDERWRITER HLDGS L COM G7127P100 1,587 21,616 SH   SOLE 21,616 0 0
POWERSHARES ETF TR II BUILD AMER ETF 73937B407 856 28,131 SH   SOLE 28,131 0 0
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 696 18,337 SH   SOLE 18,337 0 0
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 3,874 161,201 SH   SOLE 161,201 0 0
POWERSHARES GLOBAL ETF FD S&P 500 BUYWRT 73936G308 1,766 85,176 SH   SOLE 85,176 0 0
POWERSHARES GLOBAL ETF TRUST INSUR NATL MUN 73936T474 1,286 50,607 SH   SOLE 50,607 0 0
POWERSHARES GLOBAL ETF TRUST FDM HG YLD RAFI 73936T557 4,478 238,199 SH   SOLE 238,199 0 0
POWERSHARES GLOBAL ETF TRUST SOVEREIGN DEBT 73936T573 959 34,068 SH   SOLE 34,068 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 957 9,264 SH   SOLE 9,264 0 0
POWERSHS DB US DOLLAR INDEX DOLL INDX BULL 73936D107 1,423 59,353 SH   SOLE 59,353 0 0
PPL CORP COM 69351T106 766 21,071 SH   SOLE 21,071 0 0
PRAXAIR INC COM 74005P104 228 1,762 SH   SOLE 1,762 0 0
PRECISION CASTPARTS CORP COM 740189105 385 1,599 SH   SOLE 1,599 0 0
PRICELINE COM INC COM NEW 741503403 302 265 SH   SOLE 265 0 0
PROCTER & GAMBLE CO COM 742718109 8,670 95,176 SH   SOLE 95,176 0 0
PROSHARES TR PSHS SHRT S&P500 74347R503 1,187 54,508 SH   SOLE 54,508 0 0
PROSPECT CAPITAL CORPORATION COM 74348T102 247 29,904 SH   SOLE 29,904 0 0
PROTECTIVE LIFE CORP COM 743674103 553 7,939 SH   SOLE 7,939 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 516 12,471 SH   SOLE 12,471 0 0
QUALCOMM INC COM 747525103 2,167 29,150 SH   SOLE 29,150 0 0
RAYTHEON CO COM NEW 755111507 1,022 9,449 SH   SOLE 9,449 0 0
ROSS STORES INC COM 778296103 440 4,664 SH   SOLE 4,664 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 707 10,558 SH   SOLE 10,558 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 4,566 57,041 SH   SOLE 57,041 0 0
RYDEX ETF TRUST GUG S&P MC400 PG 78355W601 5,833 47,887 SH   SOLE 47,887 0 0
SALESFORCE COM INC COM 79466L302 258 4,349 SH   SOLE 4,349 0 0
SANDERSON FARMS INC COM 800013104 268 3,189 SH   SOLE 3,189 0 0
SANDISK CORP COM 80004C101 221 2,252 SH   SOLE 2,252 0 0
SCHLUMBERGER LTD COM 806857108 1,210 14,168 SH   SOLE 14,168 0 0
SCHWAB CHARLES CORP NEW COM 808513105 552 18,279 SH   SOLE 18,279 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,760 95,548 SH   SOLE 95,548 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 360 7,345 SH   SOLE 7,345 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 731 16,572 SH   SOLE 16,572 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,743 92,012 SH   SOLE 92,012 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,349 24,479 SH   SOLE 24,479 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 348 13,575 SH   SOLE 13,575 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 3,077 102,250 SH   SOLE 102,250 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 7,080 177,667 SH   SOLE 177,667 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 4,268 81,520 SH   SOLE 81,520 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 5,164 132,571 SH   SOLE 132,571 0 0
SCOTTS MIRACLE GRO CO CL A 810186106 450 7,219 SH   SOLE 7,219 0 0
SEAGATE TECHNOLOGY PLC SHS G7945M107 930 13,990 SH   SOLE 13,990 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,091 15,949 SH   SOLE 15,949 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 14,886 307,001 SH   SOLE 307,001 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 13,956 193,437 SH   SOLE 193,437 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,622 65,587 SH   SOLE 65,587 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,114 26,932 SH   SOLE 26,932 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 910 19,262 SH   SOLE 19,262 0 0
SHERWIN WILLIAMS CO COM 824348106 1,827 6,946 SH   SOLE 6,946 0 0
SIRIUS XM HLDGS INC COM 82968B103 124 35,445 SH   SOLE 35,445 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 2,144 29,485 SH   SOLE 29,485 0 0
SMUCKER J M CO COM NEW 832696405 431 4,265 SH   SOLE 4,265 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 650 5,727 SH   SOLE 5,727 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 527 12,666 SH   SOLE 12,666 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 17,464 84,965 SH   SOLE 84,965 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,343 8,877 SH   SOLE 8,877 0 0
SPDR SERIES TRUST BRC CNV SECS ETF 78464A359 2,717 57,954 SH   SOLE 57,954 0 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 1,071 27,743 SH   SOLE 27,743 0 0
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 1,025 42,197 SH   SOLE 42,197 0 0
SPDR SERIES TRUST NUVN BRCLY MUNI 78464A458 659 27,291 SH   SOLE 27,291 0 0
SPDR SERIES TRUST BARC SHT TR CP 78464A474 733 23,985 SH   SOLE 23,985 0 0
SPDR SERIES TRUST BRCLYS AGG ETF 78464A649 425 7,291 SH   SOLE 7,291 0 0
SPDR SERIES TRUST S&P PHARMAC 78464A722 1,105 10,236 SH   SOLE 10,236 0 0
SPECTRA ENERGY CORP COM 847560109 735 20,236 SH   SOLE 20,236 0 0
STARBUCKS CORP COM 855244109 1,196 14,581 SH   SOLE 14,581 0 0
STATE STR CORP COM 857477103 428 5,449 SH   SOLE 5,449 0 0
STERICYCLE INC COM 858912108 337 2,569 SH   SOLE 2,569 0 0
STRYKER CORP COM 863667101 525 5,561 SH   SOLE 5,561 0 0
SYSCO CORP COM 871829107 487 12,263 SH   SOLE 12,263 0 0
TARGET CORP COM 87612E106 407 5,362 SH   SOLE 5,362 0 0
TCP CAP CORP COM 87238Q103 310 18,456 SH   SOLE 18,456 0 0
TENET HEALTHCARE CORP COM NEW 88033G407 202 3,982 SH   SOLE 3,982 0 0
TERADATA CORP DEL COM 88076W103 220 5,041 SH   SOLE 5,041 0 0
TEXAS INSTRS INC COM 882508104 693 12,958 SH   SOLE 12,958 0 0
THE ADT CORPORATION COM 00101J106 207 5,702 SH   SOLE 5,702 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 382 3,049 SH   SOLE 3,049 0 0
TIME WARNER CABLE INC COM 88732J207 588 3,865 SH   SOLE 3,865 0 0
TIME WARNER INC COM NEW 887317303 738 8,638 SH   SOLE 8,638 0 0
TJX COS INC NEW COM 872540109 220 3,203 SH   SOLE 3,203 0 0
TRACTOR SUPPLY CO COM 892356106 232 2,941 SH   SOLE 2,941 0 0
TRAVELERS COMPANIES INC COM 89417E109 1,032 9,753 SH   SOLE 9,753 0 0
TRINITY INDS INC COM 896522109 246 8,779 SH   SOLE 8,779 0 0
TWENTY FIRST CENTY FOX INC CL A 90130A101 701 18,253 SH   SOLE 18,253 0 0
TWITTER INC COM 90184L102 473 13,173 SH   SOLE 13,173 0 0
U S G CORP COM NEW 903293405 291 10,404 SH   SOLE 10,404 0 0
UNILEVER PLC SPON ADR NEW 904767704 603 14,886 SH   SOLE 14,886 0 0
UNION PAC CORP COM 907818108 491 4,120 SH   SOLE 4,120 0 0
UNITED PARCEL SERVICE INC CL B 911312106 961 8,648 SH   SOLE 8,648 0 0
UNITED RENTALS INC COM 911363109 359 3,519 SH   SOLE 3,519 0 0
UNITED STATES STL CORP NEW COM 912909108 256 9,571 SH   SOLE 9,571 0 0
UNITED TECHNOLOGIES CORP COM 913017109 598 5,199 SH   SOLE 5,199 0 0
UNITEDHEALTH GROUP INC COM 91324P102 876 8,665 SH   SOLE 8,665 0 0
UNUM GROUP COM 91529Y106 343 9,838 SH   SOLE 9,838 0 0
US BANCORP DEL COM NEW 902973304 284 6,311 SH   SOLE 6,311 0 0
VALEANT PHARMACEUTICALS INTL COM 91911K102 227 1,585 SH   SOLE 1,585 0 0
VALERO ENERGY CORP NEW COM 91913Y100 486 9,818 SH   SOLE 9,818 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 868 10,861 SH   SOLE 10,861 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 49,729 603,729 SH   SOLE 603,729 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 27,035 509,045 SH   SOLE 509,045 0 0
VANGUARD INDEX FDS REIT ETF 922908553 13,013 160,650 SH   SOLE 160,650 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 846 9,637 SH   SOLE 9,637 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 27,776 266,077 SH   SOLE 266,077 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 611 7,235 SH   SOLE 7,235 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 756 6,481 SH   SOLE 6,481 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 115,000 1,084,907 SH   SOLE 1,084,907 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,495 31,904 SH   SOLE 31,904 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,447 211,073 SH   SOLE 211,073 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 2,671 50,958 SH   SOLE 50,958 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 13,111 164,645 SH   SOLE 164,645 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 9,141 106,170 SH   SOLE 106,170 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 3,711 45,727 SH   SOLE 45,727 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 22,875 473,216 SH   SOLE 473,216 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 27,512 400,171 SH   SOLE 400,171 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 537 4,595 SH   SOLE 4,595 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 541 4,318 SH   SOLE 4,318 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603 731 6,844 SH   SOLE 6,844 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 1,698 16,250 SH   SOLE 16,250 0 0
VASCO DATA SEC INTL INC COM 92230Y104 232 8,222 SH   SOLE 8,222 0 0
VERISIGN INC COM 92343E102 293 5,138 SH   SOLE 5,138 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,002 42,786 SH   SOLE 42,786 0 0
VISA INC COM CL A 92826C839 1,192 4,547 SH   SOLE 4,547 0 0
VMWARE INC CL A COM 928563402 230 2,793 SH   SOLE 2,793 0 0
WAL-MART STORES INC COM 931142103 1,230 14,317 SH   SOLE 14,317 0 0
WASTE MGMT INC DEL COM 94106L109 286 5,570 SH   SOLE 5,570 0 0
WEIGHT WATCHERS INTL INC NEW COM 948626106 1,660 66,830 SH   SOLE 66,830 0 0
WELLS FARGO & CO NEW COM 949746101 1,355 24,713 SH   SOLE 24,713 0 0
WESTAR ENERGY INC COM 95709T100 279 6,774 SH   SOLE 6,774 0 0
WESTERN DIGITAL CORP COM 958102105 421 3,802 SH   SOLE 3,802 0 0
WESTLAKE CHEM CORP COM 960413102 216 3,530 SH   SOLE 3,530 0 0
WHOLE FOODS MKT INC COM 966837106 352 6,989 SH   SOLE 6,989 0 0
WILLIAMS SONOMA INC COM 969904101 251 3,317 SH   SOLE 3,317 0 0
WISDOMTREE TR FUTRE STRAT FD 97717W125 543 12,462 SH   SOLE 12,462 0 0
WISDOMTREE TR SMLCAP EARN FD 97717W562 363 4,383 SH   SOLE 4,383 0 0
WISDOMTREE TR MDCP EARN FUND 97717W570 487 5,256 SH   SOLE 5,256 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 320 5,767 SH   SOLE 5,767 0 0
WISDOMTREE TR GLB EX UD DVD GR 97717W844 450 9,063 SH   SOLE 9,063 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851 801 16,266 SH   SOLE 16,266 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 230 4,128 SH   SOLE 4,128 0 0
YAHOO INC COM 984332106 282 5,586 SH   SOLE 5,586 0 0
ZAGG INC COM 98884U108 285 41,950 SH   SOLE 41,950 0 0
ZIMMER HLDGS INC COM 98956P102 392 3,457 SH   SOLE 3,457 0 0