The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 390 2,724 SH   SOLE 2,534 0 190
ABBOTT LABS COM 002824100 1,346 32,901 SH   SOLE 14,227 0 18,674
ABBVIE INC COM 00287Y109 1,881 33,321 SH   SOLE 14,327 0 18,994
ADOBE SYS INC COM 00724F101 237 3,280 SH   SOLE 3,200 0 80
AETNA INC NEW COM 00817Y108 216 2,660 SH   SOLE 2,548 0 112
AIR PRODS & CHEMS INC COM 009158106 289 2,250 SH   SOLE 1,490 0 760
ALLERGAN INC COM 018490102 387 2,289 SH   SOLE 1,560 0 729
ALLSTATE CORP COM 020002101 312 5,312 SH   SOLE 5,072 0 240
ALTRIA GROUP INC COM 02209S103 407 9,714 SH   SOLE 8,904 0 810
AMAZON COM INC COM 023135106 609 1,874 SH   SOLE 1,287 0 587
AMERICAN EXPRESS CO COM 025816109 561 5,913 SH   SOLE 5,413 0 500
AMERICAN INTL GROUP INC COM NEW 026874784 581 10,647 SH   SOLE 10,112 0 535
AMERIPRISE FINL INC COM 03076c106 295 2,457 SH   SOLE 2,457 0 0
AMERISOURCEBERGEN CORP COM 03073e105 339 4,670 SH   SOLE 4,420 0 250
AMGEN INC COM 031162100 383 3,235 SH   SOLE 2,675 0 560
ANADARKO PETE CORP COM 032511107 228 2,083 SH   SOLE 1,873 0 210
APPLE INC COM 037833100 2,959 31,839 SH   SOLE 29,928 0 1,911
ARCHER DANIELS MIDLAND CO COM 039483102 270 6,128 SH   SOLE 5,796 0 332
AT&T INC COM 00206r102 1,833 51,833 SH   SOLE 41,460 0 10,373
AUTONATION INC COM 05329W102 306 5,120 SH   SOLE 4,770 0 350
AUTOZONE INC COM 053332102 322 600 SH   SOLE 580 0 20
BALCHEM CORP COM 057665200 671 12,533 SH   SOLE 0 0 12,533
BANK MONTREAL QUE COM 063671101 424 5,756 SH   SOLE 5,756 0 0
BANK OF AMERICA CORPORATION COM 060505104 641 41,726 SH   SOLE 33,326 0 8,400
BERKSHIRE HATHAWAY INC DEL CL A 084670108 570 3 SH   SOLE 3 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 963 7,611 SH   SOLE 7,061 0 550
BIOGEN IDEC INC COM 09062X103 264 836 SH   SOLE 806 0 30
BLACKROCK INC COM 09247X101 227 710 SH   SOLE 650 0 60
BOEING CO COM 097023105 469 3,685 SH   SOLE 3,455 0 230
BP PLC SPONSORED ADR 055622104 252 4,779 SH   SOLE 2,280 0 2,499
BRISTOL MYERS SQUIBB CO COM 110122108 365 7,515 SH   SOLE 6,925 0 590
CAPITAL ONE FINL CORP COM 14040H105 262 3,170 SH   SOLE 3,080 0 90
CATERPILLAR INC DEL COM 149123101 690 6,354 SH   SOLE 3,648 0 2,706
CBS CORP NEW CL B 124857202 276 4,444 SH   SOLE 4,254 0 190
CELGENE CORP COM 151020104 217 2,528 SH   SOLE 2,108 0 420
CENTURYLINK INC COM 156700106 244 6,750 SH   SOLE 6,287 0 463
CHEVRON CORP NEW COM 166764100 1,688 12,933 SH   SOLE 11,309 0 1,624
CINCINNATI FINL CORP COM 172062101 314 6,541 SH   SOLE 6,541 0 0
CISCO SYS INC COM 17275R102 442 17,780 SH   SOLE 16,820 0 960
CITIGROUP INC COM NEW 172967424 530 11,256 SH   SOLE 10,566 0 690
CLARCOR INC COM 179895107 284 4,594 SH   SOLE 4,594 0 0
COCA COLA CO COM 191216100 603 14,234 SH   SOLE 13,608 0 626
COLGATE PALMOLIVE CO COM 194162103 445 6,520 SH   SOLE 5,980 0 540
COMCAST CORP NEW CL A 20030N101 454 8,461 SH   SOLE 6,907 0 1,554
COMERICA INC COM 200340107 293 5,832 SH   SOLE 5,652 0 180
COMPUTER SCIENCES CORP COM 205363104 349 5,520 SH   SOLE 5,400 0 120
CONOCOPHILLIPS COM 20825C104 708 8,254 SH   SOLE 6,255 0 1,999
CONSOLIDATED EDISON INC COM 209115104 293 5,078 SH   SOLE 4,648 0 430
CSX CORP COM 126408103 267 8,665 SH   SOLE 1,885 0 6,780
CVS CAREMARK CORPORATION COM 126650100 615 8,161 SH   SOLE 5,936 0 2,225
DANAHER CORP DEL COM 235851102 338 4,290 SH   SOLE 4,080 0 210
DEERE & CO COM 244199105 280 3,091 SH   SOLE 1,827 0 1,264
DENTSPLY INTL INC NEW COM 249030107 519 10,964 SH   SOLE 10,664 0 300
DEXCOM INC COM 252131107 1,800 45,398 SH   SOLE 45,398 0 0
DIRECTV COM 25490A309 240 2,824 SH   SOLE 1,222 0 1,602
DISNEY WALT CO COM DISNEY 254687106 1,029 11,998 SH   SOLE 8,990 0 3,008
DOMINION RES INC VA NEW COM 25746U109 260 3,630 SH   SOLE 3,400 0 230
DOW CHEM CO COM 260543103 231 4,496 SH   SOLE 4,316 0 180
DUKE ENERGY CORP NEW COM NEW 26441C204 738 9,944 SH   SOLE 9,212 0 732
EOG RES INC COM 26875P101 221 1,890 SH   SOLE 1,790 0 100
EXELON CORP COM 30161N101 817 22,403 SH   SOLE 15,423 0 6,980
EXXON MOBIL CORP COM 30231G102 4,008 39,805 SH   SOLE 27,033 0 12,772
FACEBOOK INC CL A 30303M102 205 3,046 SH   SOLE 2,836 0 210
FIRSTENERGY CORP COM 337932107 260 7,501 SH   SOLE 7,331 0 170
FORD MTR CO DEL COM PAR $0.01 345370860 686 39,774 SH   SOLE 37,219 0 2,555
FRANKLIN RES INC COM 354613101 261 4,520 SH   SOLE 4,190 0 330
GALLAGHER ARTHUR J & CO COM 363576109 266 5,700 SH   SOLE 5,700 0 0
GENERAL ELECTRIC CO COM 369604103 1,675 63,728 SH   SOLE 51,053 0 12,675
GENERAL MLS INC COM 370334104 435 8,278 SH   SOLE 5,209 0 3,069
GENWORTH FINL INC COM CL A 37247D106 732 42,050 SH   SOLE 39,330 0 2,720
GILEAD SCIENCES INC COM 375558103 518 6,244 SH   SOLE 6,144 0 100
GOLDMAN SACHS GROUP INC COM 38141G104 274 1,634 SH   SOLE 1,528 0 106
GOODYEAR TIRE & RUBR CO COM 382550101 241 8,662 SH   SOLE 7,892 0 770
GOOGLE INC CL A 38259P508 1,304 2,816 SH   SOLE 2,586 0 230
GRAFTECH INTL LTD COM 384313102 602 57,533 SH   SOLE 0 0 57,533
GRAINGER W W INC COM 384802104 228 895 SH   SOLE 825 0 70
HARTFORD FINL SVCS GROUP INC COM 416515104 442 12,330 SH   SOLE 11,490 0 840
HOME DEPOT INC COM 437076102 510 6,297 SH   SOLE 5,225 0 1,072
HONEYWELL INTL INC COM 438516106 307 3,303 SH   SOLE 3,272 0 31
HORMEL FOODS CORP COM 440452100 290 5,884 SH   SOLE 5,884 0 0
HUMANA INC COM 444859102 308 2,410 SH   SOLE 2,280 0 130
INTEL CORP COM 458140100 671 21,731 SH   SOLE 19,206 0 2,525
INTERNATIONAL BUSINESS MACHS COM 459200101 1,566 8,641 SH   SOLE 6,596 0 2,045
INTL PAPER CO COM 460146103 259 5,130 SH   SOLE 4,980 0 150
ISHARES CORE S&P500 ETF 464287200 6,918 35,118 SH   SOLE 28,995 0 6,123
ISHARES MSCI EMG MKT ETF 464287234 575 13,306 SH   SOLE 11,172 0 2,134
ISHARES S&P 500 VAL ETF 464287408 1,543 17,086 SH   SOLE 10,565 0 6,521
ISHARES MSCI EAFE ETF 464287465 1,183 17,298 SH   SOLE 12,697 0 4,601
ISHARES CORE S&P MCP ETF 464287507 401 2,806 SH   SOLE 2,620 0 186
ISHARES RUS 1000 VAL ETF 464287598 1,395 13,780 SH   SOLE 9,510 0 4,270
ISHARES RUS 1000 GRW ETF 464287614 392 4,310 SH   SOLE 4,310 0 0
ISHARES RUS 2000 VAL ETF 464287630 371 3,595 SH   SOLE 174 0 3,421
ISHARES RUSSELL 2000 ETF 464287655 325 2,739 SH   SOLE 1,680 0 1,059
ISHARES CORE S&P SCP ETF 464287804 1,058 9,443 SH   SOLE 8,300 0 1,143
ISHARES DOW JONES US ETF 464287846 15,484 156,194 SH   SOLE 134,760 0 21,434
ISHARES SP SMCP600VL ETF 464287879 1,941 16,812 SH   SOLE 11,558 0 5,254
ISHARES EAFE VALUE ETF 464288877 2,235 38,166 SH   SOLE 25,576 0 12,590
JOHNSON & JOHNSON COM 478160104 1,720 16,445 SH   SOLE 12,709 0 3,736
JPMORGAN CHASE & CO COM 46625H100 976 16,938 SH   SOLE 16,336 0 602
KIMBERLY CLARK CORP COM 494368103 266 2,396 SH   SOLE 2,128 0 268
KROGER CO COM 501044101 293 5,929 SH   SOLE 5,709 0 220
LILLY ELI & CO COM 532457108 226 3,630 SH   SOLE 3,520 0 110
LINCOLN NATL CORP IND COM 534187109 312 6,070 SH   SOLE 5,480 0 590
MACYS INC COM 55616p104 413 7,110 SH   SOLE 6,220 0 890
MARATHON OIL CORP COM 565849106 202 5,060 SH   SOLE 4,940 0 120
MARATHON PETE CORP COM 56585A102 250 3,200 SH   SOLE 3,130 0 70
MARCUS CORP COM 566330106 649 35,550 SH   SOLE 35,550 0 0
MASTERCARD INC CL A 57636Q104 323 4,400 SH   SOLE 4,100 0 300
MCDONALDS CORP COM 580135101 885 8,781 SH   SOLE 7,306 0 1,475
MCKESSON CORP COM 58155Q103 460 2,470 SH   SOLE 2,380 0 90
MEDTRONIC INC COM 585055106 243 3,813 SH   SOLE 3,602 0 211
MERCK & CO INC NEW COM 58933Y105 449 7,757 SH   SOLE 7,153 0 604
METLIFE INC COM 59156r108 408 7,340 SH   SOLE 6,865 0 475
MICRON TECHNOLOGY INC COM 595112103 230 6,970 SH   SOLE 6,510 0 460
MICROSOFT CORP COM 594918104 1,186 28,451 SH   SOLE 26,217 0 2,234
MORGAN STANLEY COM NEW 617446448 317 9,815 SH   SOLE 9,705 0 110
NIKE INC CL B 654106103 213 2,750 SH   SOLE 2,730 0 20
NORTHEAST UTILS COM 664397106 223 4,708 SH   SOLE 4,708 0 0
NORTHROP GRUMMAN CORP COM 666807102 252 2,104 SH   SOLE 2,004 0 100
NUCOR CORP COM 670346105 204 4,142 SH   SOLE 2,033 0 2,109
OCCIDENTAL PETE CORP DEL COM 674599105 450 4,382 SH   SOLE 4,203 0 179
OFFICE DEPOT INC COM 676220106 97 17,000 SH   SOLE 14,930 0 2,070
ORACLE CORP COM 68389X105 574 14,168 SH   SOLE 13,332 0 836
PATTERSON COMPANIES INC COM 703395103 337 8,523 SH   SOLE 614 0 7,909
PEPSICO INC COM 713448108 785 8,789 SH   SOLE 8,123 0 666
PFIZER INC COM 717081103 1,434 48,329 SH   SOLE 24,891 0 23,438
PHILIP MORRIS INTL INC COM 718172109 640 7,590 SH   SOLE 6,935 0 655
PHILLIPS 66 COM 718546104 438 5,445 SH   SOLE 4,842 0 603
PNC FINL SVCS GROUP INC COM 693475105 218 2,447 SH   SOLE 2,377 0 70
POWERSHARES QQQ TRUST UNIT SER 1 73935a104 656 6,989 SH   SOLE 6,989 0 0
PPG INDS INC COM 693506107 254 1,210 SH   SOLE 1,210 0 0
PRAXAIR INC COM 74005P104 447 3,364 SH   SOLE 3,206 0 158
PRECISION CASTPARTS CORP COM 740189105 242 960 SH   SOLE 890 0 70
PRICELINE GRP INC COM NEW 741503403 348 289 SH   SOLE 270 0 19
PRINCIPAL FINL GROUP INC COM 74251V102 218 4,317 SH   SOLE 4,267 0 50
PROCTER & GAMBLE CO COM 742718109 1,030 13,108 SH   SOLE 12,491 0 617
PRUDENTIAL FINL INC COM 744320102 414 4,663 SH   SOLE 4,453 0 210
QUALCOMM INC COM 747525103 733 9,255 SH   SOLE 6,460 0 2,795
REPUBLIC SVCS INC COM 760759100 689 18,140 SH   SOLE 18,140 0 0
SCHLUMBERGER LTD COM 806857108 526 4,463 SH   SOLE 4,113 0 350
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,572 32,934 SH   SOLE 25,340 0 7,594
SIRIUS XM HLDGS INC COM 82968B103 83 23,845 SH   SOLE 3,845 0 20,000
SLM CORP COM 78442P106 900 108,330 SH   SOLE 1,510 0 106,820
SOUTHERN CO COM 842587107 594 13,096 SH   SOLE 9,886 0 3,210
SOUTHWEST AIRLS CO COM 844741108 212 7,875 SH   SOLE 4,675 0 3,200
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 26,701 354,873 SH   SOLE 256,572 0 98,301
SPDR INDEX SHS FDS S&P INTL SMLCP 78463x871 252 7,154 SH   SOLE 4,158 0 2,996
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,314 6,713 SH   SOLE 5,392 0 1,321
SPECTRA ENERGY CORP COM 847560109 289 6,802 SH   SOLE 6,802 0 0
SYSCO CORP COM 871829107 259 6,920 SH   SOLE 6,560 0 360
TENET HEALTHCARE CORP COM NEW 88033G407 409 8,720 SH   SOLE 8,141 0 579
TESORO CORP COM 881609101 556 9,480 SH   SOLE 8,650 0 830
TIME WARNER INC COM NEW 887317303 249 3,541 SH   SOLE 3,476 0 65
TRAVELERS COMPANIES INC COM 89417E109 305 3,246 SH   SOLE 2,958 0 288
TYSON FOODS INC CL A 902494103 354 9,429 SH   SOLE 8,809 0 620
UNION PAC CORP COM 907818108 1,053 10,554 SH   SOLE 10,238 0 316
UNITED PARCEL SERVICE INC CL B 911312106 308 3,000 SH   SOLE 2,752 0 248
UNITED TECHNOLOGIES CORP COM 913017109 1,965 17,018 SH   SOLE 16,734 0 284
UNITEDHEALTH GROUP INC COM 91324P102 282 3,450 SH   SOLE 3,180 0 270
US BANCORP DEL COM NEW 902973304 458 10,562 SH   SOLE 9,928 0 634
VALERO ENERGY CORP NEW COM 91913Y100 403 8,040 SH   SOLE 7,770 0 270
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,651 44,087 SH   SOLE 18,487 0 25,600
VANGUARD INDEX FDS VALUE ETF 922908744 4,389 54,217 SH   SOLE 37,142 0 17,074
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,801 23,915 SH   SOLE 7,776 0 16,139
VANGUARD INDEX FDS TOTAL STK MKT 922908769 13,681 134,429 SH   SOLE 88,070 0 46,359
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 3,046 27,404 SH   SOLE 17,173 0 10,232
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,548 29,595 SH   SOLE 17,115 0 12,480
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,352 31,344 SH   SOLE 19,791 0 11,553
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 11,214 263,295 SH   SOLE 17,685 0 245,610
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 10,234 175,592 SH   SOLE 83,235 0 92,357
VANGUARD WORLD FD MEGA CAP INDEX 921910873 522 7,800 SH   SOLE 7,800 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 929 18,984 SH   SOLE 13,144 0 5,840
VISA INC COM CL A 92826C839 308 1,461 SH   SOLE 1,330 0 131
WALGREEN CO COM 931422109 885 11,944 SH   SOLE 10,952 0 992
WAL-MART STORES INC COM 931142103 877 11,689 SH   SOLE 9,567 0 2,122
WASTE MGMT INC DEL COM 94106L109 541 12,086 SH   SOLE 11,936 0 150
WELLPOINT INC COM 94973V107 389 3,612 SH   SOLE 3,260 0 352
WELLS FARGO & CO NEW COM 949746101 2,556 48,633 SH   SOLE 46,671 0 1,962
WESTERN DIGITAL CORP COM 958102105 210 2,280 SH   SOLE 2,190 0 90
WHIRLPOOL CORP COM 963320106 376 2,700 SH   SOLE 2,550 0 150
WHITEWAVE FOODS CO COM CL A 966244105 341 10,520 SH   SOLE 9,712 0 808
WISDOMTREE TR EMERG MKTS ETF 97717w315 21,393 412,683 SH   SOLE 295,565 0 117,117
WISDOMTREE TR INDIA ERNGS FD 97717w422 958 42,625 SH   SOLE 39,148 0 3,477
WOODWARD INC COM 980745103 2,823 56,252 SH   SOLE 49,122 0 7,130
WYNDHAM WORLDWIDE CORP COM 98310w108 344 4,545 SH   SOLE 4,375 0 170
XEROX CORP COM 984121103 146 11,748 SH   SOLE 11,748 0 0
XL GROUP PLC SHS G98290102 667 20,367 SH   SOLE 18,777 0 1,590