The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 386 2,724 SH   SOLE 2,534 0 190
ABBOTT LABS COM 002824100 1,503 36,144 SH   SOLE 17,020 0 19,124
ABBVIE INC COM 00287Y109 2,087 36,124 SH   SOLE 17,130 0 18,994
ADOBE SYS INC COM 00724F101 228 3,295 SH   SOLE 3,215 0 80
AETNA INC NEW COM 00817Y108 215 2,660 SH   SOLE 2,548 0 112
AIR PRODS & CHEMS INC COM 009158106 293 2,250 SH   SOLE 1,490 0 760
ALLERGAN INC COM 018490102 408 2,289 SH   SOLE 1,560 0 729
ALLSTATE CORP COM 020002101 332 5,415 SH   SOLE 5,175 0 240
ALTRIA GROUP INC COM 02209S103 447 9,734 SH   SOLE 8,771 0 963
AMAZON COM INC COM 023135106 616 1,911 SH   SOLE 1,324 0 587
AMERICAN EXPRESS CO COM 025816109 517 5,903 SH   SOLE 5,403 0 500
AMERICAN INTL GROUP INC COM NEW 026874784 569 10,527 SH   SOLE 9,992 0 535
AMERIPRISE FINL INC COM 03076c106 303 2,457 SH   SOLE 2,457 0 0
AMERISOURCEBERGEN CORP COM 03073e105 368 4,765 SH   SOLE 4,515 0 250
AMGEN INC COM 031162100 454 3,235 SH   SOLE 2,675 0 560
ANADARKO PETE CORP COM 032511107 211 2,083 SH   SOLE 1,873 0 210
APPLE INC COM 037833100 3,342 33,172 SH   SOLE 30,967 0 2,205
ARCHER DANIELS MIDLAND CO COM 039483102 365 7,151 SH   SOLE 6,819 0 332
AT&T INC COM 00206r102 1,845 52,366 SH   SOLE 41,550 0 10,816
AUTONATION INC COM 05329W102 256 5,080 SH   SOLE 4,730 0 350
AUTOZONE INC COM 053332102 308 605 SH   SOLE 585 0 20
BALCHEM CORP COM 057665200 1,155 20,416 SH   SOLE 0 0 20,416
BANK AMER CORP COM 060505104 804 47,133 SH   SOLE 34,933 0 12,200
BANK MONTREAL QUE COM 063671101 424 5,756 SH   SOLE 5,756 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 621 3 SH   SOLE 3 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,071 7,751 SH   SOLE 7,051 0 700
BIOGEN IDEC INC COM 09062X103 277 836 SH   SOLE 806 0 30
BLACKROCK INC COM 09247X101 230 700 SH   SOLE 640 0 60
BOEING CO COM 097023105 464 3,645 SH   SOLE 3,415 0 230
BP PLC SPONSORED ADR 055622104 238 5,406 SH   SOLE 2,829 0 2,577
BRISTOL MYERS SQUIBB CO COM 110122108 374 7,305 SH   SOLE 6,715 0 590
CAPITAL ONE FINL CORP COM 14040H105 259 3,170 SH   SOLE 3,080 0 90
CATERPILLAR INC DEL COM 149123101 848 8,566 SH   SOLE 4,463 0 4,103
CBS CORP NEW CL B 124857202 238 4,444 SH   SOLE 4,254 0 190
CELGENE CORP COM 151020104 229 2,420 SH   SOLE 2,000 0 420
CENTURYLINK INC COM 156700106 276 6,750 SH   SOLE 6,287 0 463
CHEVRON CORP NEW COM 166764100 1,589 13,313 SH   SOLE 11,657 0 1,656
CINCINNATI FINL CORP COM 172062101 308 6,541 SH   SOLE 6,541 0 0
CISCO SYS INC COM 17275R102 436 17,322 SH   SOLE 16,192 0 1,130
CITIGROUP INC COM NEW 172967424 593 11,436 SH   SOLE 10,746 0 690
CLARCOR INC COM 179895107 290 4,594 SH   SOLE 4,594 0 0
COCA COLA CO COM 191216100 609 14,274 SH   SOLE 13,648 0 626
COLGATE PALMOLIVE CO COM 194162103 425 6,510 SH   SOLE 5,970 0 540
COMCAST CORP NEW CL A 20030N101 454 8,451 SH   SOLE 6,897 0 1,554
COMERICA INC COM 200340107 290 5,822 SH   SOLE 5,642 0 180
COMPUTER SCIENCES CORP COM 205363104 336 5,500 SH   SOLE 5,380 0 120
CONOCOPHILLIPS COM 20825C104 656 8,574 SH   SOLE 6,485 0 2,089
CONSOLIDATED EDISON INC COM 209115104 312 5,498 SH   SOLE 5,068 0 430
COSTCO WHSL CORP NEW COM 22160K105 217 1,729 SH   SOLE 1,689 0 40
CSX CORP COM 126408103 284 8,845 SH   SOLE 2,065 0 6,780
CVS HEALTH CORP COM 126650100 658 8,267 SH   SOLE 6,042 0 2,225
DANAHER CORP DEL COM 235851102 321 4,220 SH   SOLE 4,010 0 210
DEERE & CO COM 244199105 247 3,011 SH   SOLE 1,747 0 1,264
DENTSPLY INTL INC NEW COM 249030107 500 10,964 SH   SOLE 10,664 0 300
DEXCOM INC COM 252131107 1,796 44,903 SH   SOLE 44,903 0 0
DIRECTV COM 25490A309 243 2,814 SH   SOLE 1,212 0 1,602
DISNEY WALT CO COM DISNEY 254687106 1,177 13,215 SH   SOLE 10,207 0 3,008
DOMINION RES INC VA NEW COM 25746U109 249 3,610 SH   SOLE 3,380 0 230
DOW CHEM CO COM 260543103 245 4,663 SH   SOLE 4,483 0 180
DUKE ENERGY CORP NEW COM NEW 26441C204 754 10,086 SH   SOLE 9,418 0 668
EXELON CORP COM 30161N101 722 21,188 SH   SOLE 14,068 0 7,120
EXPRESS SCRIPTS HLDG CO COM 30219G108 210 2,971 SH   SOLE 2,373 0 598
EXXON MOBIL CORP COM 30231G102 4,024 42,786 SH   SOLE 30,014 0 12,772
FACEBOOK INC CL A 30303M102 303 3,836 SH   SOLE 3,616 0 220
FEDEX CORP COM 31428X106 293 1,813 SH   SOLE 1,753 0 60
FIRSTENERGY CORP COM 337932107 257 7,658 SH   SOLE 7,488 0 170
FORD MTR CO DEL COM PAR $0.01 345370860 594 40,164 SH   SOLE 37,609 0 2,555
FRANKLIN RES INC COM 354613101 239 4,380 SH   SOLE 4,050 0 330
GALLAGHER ARTHUR J & CO COM 363576109 259 5,700 SH   SOLE 5,700 0 0
GENERAL ELECTRIC CO COM 369604103 1,714 66,892 SH   SOLE 54,349 0 12,543
GENERAL MLS INC COM 370334104 410 8,119 SH   SOLE 5,139 0 2,980
GENWORTH FINL INC COM CL A 37247D106 545 41,590 SH   SOLE 38,870 0 2,720
GILEAD SCIENCES INC COM 375558103 665 6,244 SH   SOLE 6,144 0 100
GOLDMAN SACHS GROUP INC COM 38141G104 298 1,624 SH   SOLE 1,518 0 106
GOOGLE INC CL A 38259p508 1,361 2,888 SH   SOLE 2,658 0 230
GRAFTECH INTL LTD COM 384313102 264 57,533 SH   SOLE 0 0 57,533
GRAINGER W W INC COM 384802104 218 865 SH   SOLE 795 0 70
HARTFORD FINL SVCS GROUP INC COM 416515104 459 12,330 SH   SOLE 11,490 0 840
HEWLETT PACKARD CO COM 428236103 217 6,113 SH   SOLE 5,103 0 1,010
HOME DEPOT INC COM 437076102 552 6,022 SH   SOLE 5,400 0 622
HONEYWELL INTL INC COM 438516106 371 3,979 SH   SOLE 3,948 0 31
HORMEL FOODS CORP COM 440452100 302 5,884 SH   SOLE 5,884 0 0
HUMANA INC COM 444859102 314 2,410 SH   SOLE 2,280 0 130
INTEL CORP COM 458140100 776 22,290 SH   SOLE 19,705 0 2,585
INTERNATIONAL BUSINESS MACHS COM 459200101 1,625 8,561 SH   SOLE 6,516 0 2,045
INTL PAPER CO COM 460146103 245 5,130 SH   SOLE 4,980 0 150
ISHARES EAFE VALUE ETF 464288877 2,148 39,287 SH   SOLE 26,132 0 13,155
ISHARES INC CORE MSCI EMKT 46434G103 2,134 42,650 SH   SOLE 24,419 0 18,231
ISHARES TR CORE S&P MCP ETF 464287507 384 2,806 SH   SOLE 2,620 0 186
ISHARES TR CORE S&P SCP ETF 464287804 965 9,251 SH   SOLE 8,228 0 1,023
ISHARES TR CORE S&P500 ETF 464287200 6,799 34,294 SH   SOLE 28,367 0 5,926
ISHARES TR DOW JONES US ETF 464287846 15,299 154,312 SH   SOLE 133,678 0 20,634
ISHARES TR MSCI EAFE ETF 464287465 1,136 17,716 SH   SOLE 13,166 0 4,549
ISHARES TR MSCI EMG MKT ETF 464287234 548 13,191 SH   SOLE 11,177 0 2,014
ISHARES TR RUS 1000 GRW ETF 464287614 395 4,310 SH   SOLE 4,310 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,376 13,746 SH   SOLE 9,562 0 4,184
ISHARES TR RUS 2000 VAL ETF 464287630 336 3,595 SH   SOLE 174 0 3,421
ISHARES TR RUSSELL 2000 ETF 464287655 283 2,589 SH   SOLE 1,530 0 1,059
ISHARES TR RUSSELL 3000 ETF 464287689 247 2,115 SH   SOLE 2,115 0 0
ISHARES TR S&P 500 VAL ETF 464287408 1,456 16,161 SH   SOLE 10,398 0 5,763
ISHARES TR SP SMCP600VL ETF 464287879 1,736 16,183 SH   SOLE 11,036 0 5,147
ISHARES TR U.S. TECH ETF 464287721 299 2,970 SH   SOLE 2,970 0 0
JOHNSON & JOHNSON COM 478160104 1,946 18,259 SH   SOLE 14,777 0 3,482
JPMORGAN CHASE & CO COM 46625H100 1,047 17,378 SH   SOLE 16,776 0 602
KIMBERLY CLARK CORP COM 494368103 252 2,346 SH   SOLE 2,128 0 218
KROGER CO COM 501044101 308 5,929 SH   SOLE 5,709 0 220
LILLY ELI & CO COM 532457108 231 3,556 SH   SOLE 3,510 0 46
LINCOLN NATL CORP IND COM 534187109 324 6,050 SH   SOLE 5,460 0 590
MACYS INC COM 55616p104 414 7,110 SH   SOLE 6,220 0 890
MARATHON PETE CORP COM 56585A102 274 3,231 SH   SOLE 3,161 0 70
MARCUS CORP COM 566330106 562 35,550 SH   SOLE 35,550 0 0
MASTERCARD INC CL A 57636Q104 315 4,260 SH   SOLE 3,960 0 300
MCDONALDS CORP COM 580135101 823 8,681 SH   SOLE 7,206 0 1,475
MCKESSON CORP COM 58155Q103 481 2,470 SH   SOLE 2,380 0 90
MEDTRONIC INC COM 585055106 230 3,712 SH   SOLE 3,602 0 110
MERCK & CO INC NEW COM 58933Y105 653 11,024 SH   SOLE 10,420 0 604
METLIFE INC COM 59156r108 397 7,385 SH   SOLE 6,910 0 475
MICRON TECHNOLOGY INC COM 595112103 239 6,970 SH   SOLE 6,510 0 460
MICROSOFT CORP COM 594918104 1,533 33,057 SH   SOLE 30,274 0 2,783
MONSANTO CO NEW COM 61166W101 238 2,114 SH   SOLE 1,970 0 144
MORGAN STANLEY COM NEW 617446448 339 9,815 SH   SOLE 9,705 0 110
NIKE INC CL B 654106103 246 2,760 SH   SOLE 2,740 0 20
NORTHEAST UTILS COM 664397106 204 4,613 SH   SOLE 4,613 0 0
NORTHROP GRUMMAN CORP COM 666807102 276 2,094 SH   SOLE 1,994 0 100
NUCOR CORP COM 670346105 226 4,162 SH   SOLE 2,053 0 2,109
OCCIDENTAL PETE CORP DEL COM 674599105 425 4,423 SH   SOLE 4,203 0 220
OFFICE DEPOT INC COM 676220106 87 17,000 SH   SOLE 14,930 0 2,070
ORACLE CORP COM 68389X105 529 13,810 SH   SOLE 12,974 0 836
PATTERSON COMPANIES INC COM 703395103 349 8,419 SH   SOLE 510 0 7,909
PEPSICO INC COM 713448108 952 10,225 SH   SOLE 9,381 0 844
PFIZER INC COM 717081103 1,426 48,211 SH   SOLE 24,951 0 23,260
PHILIP MORRIS INTL INC COM 718172109 636 7,624 SH   SOLE 6,915 0 709
PHILLIPS 66 COM 718546104 435 5,349 SH   SOLE 4,758 0 591
PNC FINL SVCS GROUP INC COM 693475105 209 2,438 SH   SOLE 2,368 0 70
POWERSHARES QQQ TRUST UNIT SER 1 73935a104 748 7,574 SH   SOLE 7,574 0 0
PPG INDS INC COM 693506107 236 1,200 SH   SOLE 1,200 0 0
PRAXAIR INC COM 74005P104 428 3,314 SH   SOLE 3,156 0 158
PRECISION CASTPARTS CORP COM 740189105 220 930 SH   SOLE 860 0 70
PRICELINE GRP INC COM NEW 741503403 355 306 SH   SOLE 287 0 19
PRINCIPAL FINL GROUP INC COM 74251V102 233 4,436 SH   SOLE 4,386 0 50
PROCTER & GAMBLE CO COM 742718109 1,102 13,159 SH   SOLE 12,542 0 617
PRUDENTIAL FINL INC COM 744320102 425 4,835 SH   SOLE 4,625 0 210
QUALCOMM INC COM 747525103 673 8,996 SH   SOLE 7,005 0 1,991
REPUBLIC SVCS INC COM 760759100 708 18,140 SH   SOLE 18,140 0 0
RYDEX ETF TRUST GUG S&P500EQWTTE 78355W817 255 2,999 SH   SOLE 2,929 0 70
SCHLUMBERGER LTD COM 806857108 453 4,453 SH   SOLE 4,103 0 350
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 234 7,548 SH   SOLE 5,499 0 2,049
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 221 7,064 SH   SOLE 5,497 0 1,567
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,063 43,395 SH   SOLE 33,080 0 10,315
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 317 7,442 SH   SOLE 7,133 0 309
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 401 17,302 SH   SOLE 16,157 0 1,145
SLM CORP COM 78442P106 925 108,070 SH   SOLE 1,250 0 106,820
SOUTHERN CO COM 842587107 559 12,796 SH   SOLE 9,686 0 3,110
SOUTHWEST AIRLS CO COM 844741108 266 7,865 SH   SOLE 4,665 0 3,200
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 27,286 355,986 SH   SOLE 259,548 0 96,438
SPDR INDEX SHS FDS S&P INTL SMLCP 78463x871 230 7,039 SH   SOLE 4,158 0 2,881
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,493 7,580 SH   SOLE 6,259 0 1,321
SPECTRA ENERGY CORP COM 847560109 268 6,832 SH   SOLE 6,832 0 0
SYSCO CORP COM 871829107 256 6,740 SH   SOLE 6,560 0 180
TENET HEALTHCARE CORP COM NEW 88033G407 517 8,700 SH   SOLE 8,121 0 579
TESORO CORP COM 881609101 584 9,580 SH   SOLE 8,750 0 830
TIME WARNER INC COM NEW 887317303 259 3,443 SH   SOLE 3,443 0 0
TRAVELERS COMPANIES INC COM 89417E109 305 3,246 SH   SOLE 2,958 0 288
TYSON FOODS INC CL A 902494103 368 9,349 SH   SOLE 8,729 0 620
UNION PAC CORP COM 907818108 1,141 10,522 SH   SOLE 10,206 0 316
UNITED PARCEL SERVICE INC CL B 911312106 299 3,047 SH   SOLE 2,837 0 210
UNITED TECHNOLOGIES CORP COM 913017109 1,774 16,803 SH   SOLE 16,519 0 284
UNITEDHEALTH GROUP INC COM 91324P102 298 3,450 SH   SOLE 3,180 0 270
US BANCORP DEL COM NEW 902973304 444 10,608 SH   SOLE 9,974 0 634
VALERO ENERGY CORP NEW COM 91913Y100 363 7,850 SH   SOLE 7,560 0 290
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,476 44,874 SH   SOLE 18,955 0 25,919
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,670 24,138 SH   SOLE 7,908 0 16,230
VANGUARD INDEX FDS TOTAL STK MKT 922908769 14,052 138,795 SH   SOLE 89,492 0 49,303
VANGUARD INDEX FDS VALUE ETF 922908744 4,514 55,586 SH   SOLE 37,464 0 18,122
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,594 32,380 SH   SOLE 18,479 0 13,901
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,356 32,502 SH   SOLE 20,415 0 12,087
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,584 25,302 SH   SOLE 16,667 0 8,635
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 10,337 260,051 SH   SOLE 17,879 0 242,173
VANGUARD WORLD FD MEGA CAP INDEX 921910873 527 7,800 SH   SOLE 7,800 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 10,402 177,295 SH   SOLE 81,182 0 96,113
VERIZON COMMUNICATIONS INC COM 92343V104 993 19,858 SH   SOLE 13,703 0 6,155
VISA INC COM CL A 92826C839 314 1,471 SH   SOLE 1,340 0 131
WALGREEN CO COM 931422109 759 12,814 SH   SOLE 11,822 0 992
WAL-MART STORES INC COM 931142103 901 11,779 SH   SOLE 9,647 0 2,132
WASTE MGMT INC DEL COM 94106L109 569 11,976 SH   SOLE 11,936 0 40
WELLPOINT INC COM 94973V107 432 3,612 SH   SOLE 3,260 0 352
WELLS FARGO & CO NEW COM 949746101 2,520 48,585 SH   SOLE 46,623 0 1,962
WESTERN DIGITAL CORP COM 958102105 220 2,260 SH   SOLE 2,170 0 90
WHIRLPOOL CORP COM 963320106 393 2,700 SH   SOLE 2,550 0 150
WHITEWAVE FOODS CO COM 966244105 363 9,986 SH   SOLE 9,178 0 808
WISCONSIN ENERGY CORP COM 976657106 217 5,051 SH   SOLE 4,951 0 100
WISDOMTREE TR EMERG MKTS ETF 97717w315 18,576 388,781 SH   SOLE 283,814 0 104,967
WISDOMTREE TR INDIA ERNGS FD 97717w422 916 41,812 SH   SOLE 38,335 0 3,477
WOODWARD INC COM 980745103 2,658 55,821 SH   SOLE 48,689 0 7,132
WYNDHAM WORLDWIDE CORP COM 98310w108 369 4,535 SH   SOLE 4,365 0 170
XEROX CORP COM 984121103 156 11,788 SH   SOLE 11,768 0 20
XL GROUP PLC SHS G98290102 676 20,367 SH   SOLE 18,777 0 1,590