The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 449 2,734 SH   SOLE 2,544 0 190
ABBOTT LABS COM 002824100 1,737 38,589 SH   SOLE 19,465 0 19,124
ABBVIE INC COM 00287Y109 2,475 37,825 SH   SOLE 18,874 0 18,951
ADOBE SYS INC COM 00724F101 240 3,295 SH   SOLE 3,190 0 105
AETNA INC NEW COM 00817Y108 252 2,832 SH   SOLE 2,581 0 251
AIR PRODS & CHEMS INC COM 009158106 229 1,590 SH   SOLE 1,480 0 110
ALCOA INC COM 013817101 159 10,095 SH   SOLE 9,515 0 580
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 210 2,020 SH   SOLE 2,020 0 0
ALLERGAN INC COM 018490102 587 2,759 SH   SOLE 2,030 0 729
ALLSTATE CORP COM 020002101 380 5,415 SH   SOLE 5,175 0 240
ALTRIA GROUP INC COM 02209S103 473 9,608 SH   SOLE 8,798 0 810
AMAZON COM INC COM 023135106 681 2,195 SH   SOLE 1,255 0 940
AMERICAN EXPRESS CO COM 025816109 603 6,483 SH   SOLE 5,983 0 500
AMERICAN INTL GROUP INC COM NEW 026874784 597 10,657 SH   SOLE 9,939 0 718
AMERIPRISE FINL INC COM 03076c106 325 2,457 SH   SOLE 2,457 0 0
AMERISOURCEBERGEN CORP COM 03073e105 432 4,796 SH   SOLE 4,465 0 331
AMGEN INC COM 031162100 503 3,155 SH   SOLE 2,995 0 160
APPLE INC COM 037833100 3,688 33,409 SH   SOLE 30,067 0 3,342
ARCHER DANIELS MIDLAND CO COM 039483102 382 7,344 SH   SOLE 6,799 0 545
AT&T INC COM 00206r102 1,717 51,114 SH   SOLE 40,251 0 10,863
AUTONATION INC COM 05329W102 303 5,020 SH   SOLE 4,670 0 350
AUTOZONE INC COM 053332102 375 605 SH   SOLE 585 0 20
BALCHEM CORP COM 057665200 1,167 17,511 SH   SOLE 0 0 17,511
BANK AMER CORP COM 060505104 836 46,726 SH   SOLE 34,726 0 12,000
BANK MONTREAL QUE COM 063671101 407 5,756 SH   SOLE 5,756 0 0
BAXTER INTL INC COM 071813109 245 3,345 SH   SOLE 2,974 0 371
BERKSHIRE HATHAWAY INC DEL CL A 084670108 678 3 SH   SOLE 3 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,305 8,691 SH   SOLE 7,691 0 1,000
BIOGEN IDEC INC COM 09062X103 294 866 SH   SOLE 806 0 60
BLACKROCK INC COM 09247X101 250 700 SH   SOLE 640 0 60
BOEING CO COM 097023105 784 6,034 SH   SOLE 2,811 0 3,223
BRISTOL MYERS SQUIBB CO COM 110122108 523 8,852 SH   SOLE 7,745 0 1,107
CAPITAL ONE FINL CORP COM 14040H105 269 3,253 SH   SOLE 3,060 0 193
CATERPILLAR INC DEL COM 149123101 784 8,569 SH   SOLE 4,266 0 4,303
CBS CORP NEW CL B 124857202 245 4,424 SH   SOLE 4,234 0 190
CELGENE CORP COM 151020104 271 2,420 SH   SOLE 2,000 0 420
CENTURYLINK INC COM 156700106 278 7,027 SH   SOLE 6,564 0 463
CHEVRON CORP NEW COM 166764100 1,609 14,342 SH   SOLE 12,901 0 1,441
CINCINNATI FINL CORP COM 172062101 308 5,945 SH   SOLE 5,945 0 0
CISCO SYS INC COM 17275R102 517 18,575 SH   SOLE 17,165 0 1,410
CITIGROUP INC COM NEW 172967424 616 11,376 SH   SOLE 10,686 0 690
CLARCOR INC COM 179895107 306 4,594 SH   SOLE 3,674 0 920
CLOROX CO DEL COM 189054109 253 2,431 SH   SOLE 2,301 0 130
COCA COLA CO COM 191216100 776 18,389 SH   SOLE 17,763 0 626
COLGATE PALMOLIVE CO COM 194162103 450 6,500 SH   SOLE 5,860 0 640
COMCAST CORP NEW CL A 20030N101 501 8,642 SH   SOLE 6,884 0 1,758
COMERICA INC COM 200340107 271 5,792 SH   SOLE 5,612 0 180
COMPUTER SCIENCES CORP COM 205363104 361 5,720 SH   SOLE 5,600 0 120
CONOCOPHILLIPS COM 20825C104 611 8,841 SH   SOLE 7,869 0 972
CONSOLIDATED EDISON INC COM 209115104 370 5,598 SH   SOLE 5,168 0 430
COSTCO WHSL CORP NEW COM 22160K105 276 1,949 SH   SOLE 1,729 0 220
CSX CORP COM 126408103 293 8,075 SH   SOLE 2,315 0 5,760
CVS HEALTH CORP COM 126650100 833 8,646 SH   SOLE 6,212 0 2,434
DANAHER CORP DEL COM 235851102 368 4,290 SH   SOLE 4,080 0 210
DEERE & CO COM 244199105 257 2,907 SH   SOLE 1,787 0 1,120
DENTSPLY INTL INC NEW COM 249030107 545 10,228 SH   SOLE 9,928 0 300
DEXCOM INC COM 252131107 2,453 44,562 SH   SOLE 44,562 0 0
DIRECTV COM 25490A309 241 2,781 SH   SOLE 1,122 0 1,659
DISNEY WALT CO COM DISNEY 254687106 1,217 12,925 SH   SOLE 9,051 0 3,874
DOMINION RES INC VA NEW COM 25746U109 338 4,400 SH   SOLE 4,170 0 230
DOW CHEM CO COM 260543103 204 4,482 SH   SOLE 4,236 0 246
DUKE ENERGY CORP NEW COM NEW 26441C204 837 10,016 SH   SOLE 8,801 0 1,215
EXELON CORP COM 30161N101 723 19,494 SH   SOLE 14,721 0 4,773
EXPRESS SCRIPTS HLDG CO COM 30219G108 233 2,751 SH   SOLE 2,149 0 602
EXXON MOBIL CORP COM 30231G102 3,923 42,435 SH   SOLE 31,143 0 11,292
FACEBOOK INC CL A 30303M102 394 5,056 SH   SOLE 4,796 0 260
FEDEX CORP COM 31428X106 344 1,983 SH   SOLE 1,923 0 60
FIRSTENERGY CORP COM 337932107 330 8,464 SH   SOLE 8,294 0 170
FORD MTR CO DEL COM PAR $0.01 345370860 480 30,952 SH   SOLE 28,358 0 2,594
FRANKLIN RES INC COM 354613101 242 4,370 SH   SOLE 4,040 0 330
GALLAGHER ARTHUR J & CO COM 363576109 268 5,700 SH   SOLE 5,700 0 0
GENERAL ELECTRIC CO COM 369604103 2,379 94,156 SH   SOLE 83,181 0 10,975
GENERAL MLS INC COM 370334104 373 6,990 SH   SOLE 6,650 0 340
GENWORTH FINL INC COM CL A 37247D106 294 34,580 SH   SOLE 32,700 0 1,880
GILEAD SCIENCES INC COM 375558103 624 6,624 SH   SOLE 6,524 0 100
GOLDMAN SACHS GROUP INC COM 38141G104 340 1,754 SH   SOLE 1,648 0 106
GOODYEAR TIRE & RUBR CO COM 382550101 235 8,232 SH   SOLE 7,462 0 770
GOOGLE INC CL A 38259p508 1,334 3,218 SH   SOLE 2,998 0 220
GRAFTECH INTL LTD COM 384313102 291 57,533 SH   SOLE 57,500 0 33
GRAINGER W W INC COM 384802104 223 875 SH   SOLE 805 0 70
HARTFORD FINL SVCS GROUP INC COM 416515104 512 12,270 SH   SOLE 11,430 0 840
HEWLETT PACKARD CO COM 428236103 296 7,373 SH   SOLE 6,293 0 1,080
HOME DEPOT INC COM 437076102 656 6,247 SH   SOLE 5,498 0 749
HONEYWELL INTL INC COM 438516106 344 3,445 SH   SOLE 3,414 0 31
HORMEL FOODS CORP COM 440452100 283 5,440 SH   SOLE 5,440 0 0
HUMANA INC COM 444859102 345 2,400 SH   SOLE 2,270 0 130
INTEL CORP COM 458140100 843 23,241 SH   SOLE 20,596 0 2,645
INTERNATIONAL BUSINESS MACHS COM 459200101 1,277 7,960 SH   SOLE 5,932 0 2,028
INTL PAPER CO COM 460146103 275 5,130 SH   SOLE 4,980 0 150
ISHARES EAFE SML CP ETF 464288273 315 6,747 SH   SOLE 3,410 0 3,337
ISHARES EAFE VALUE ETF 464288877 2,099 41,138 SH   SOLE 24,235 0 16,903
ISHARES INC CORE MSCI EMKT 46434G103 28,135 598,235 SH   SOLE 411,345 0 186,891
ISHARES TR CORE S&P500 ETF 464287200 6,916 33,433 SH   SOLE 27,274 0 6,159
ISHARES TR MSCI EMG MKT ETF 464287234 506 12,879 SH   SOLE 7,126 0 5,753
ISHARES TR S&P 500 VAL ETF 464287408 1,420 15,143 SH   SOLE 9,974 0 5,169
ISHARES TR MSCI EAFE ETF 464287465 1,004 16,509 SH   SOLE 10,463 0 6,047
ISHARES TR CORE S&P MCP ETF 464287507 410 2,830 SH   SOLE 2,644 0 186
ISHARES TR RUS 1000 VAL ETF 464287598 1,275 12,212 SH   SOLE 8,090 0 4,122
ISHARES TR RUS 1000 GRW ETF 464287614 377 3,948 SH   SOLE 3,948 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 365 3,595 SH   SOLE 223 0 3,372
ISHARES TR RUSSELL 2000 ETF 464287655 552 4,613 SH   SOLE 3,596 0 1,017
ISHARES TR RUSSELL 3000 ETF 464287689 259 2,115 SH   SOLE 2,115 0 0
ISHARES TR U.S. TECH ETF 464287721 248 2,380 SH   SOLE 2,380 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,039 9,108 SH   SOLE 6,693 0 2,415
ISHARES TR DOW JONES US ETF 464287846 15,680 151,400 SH   SOLE 130,792 0 20,608
ISHARES TR SP SMCP600VL ETF 464287879 1,831 15,528 SH   SOLE 11,016 0 4,512
JOHNSON & JOHNSON COM 478160104 2,034 19,452 SH   SOLE 15,839 0 3,613
JPMORGAN CHASE & CO COM 46625H100 1,120 17,902 SH   SOLE 17,133 0 769
KIMBERLY CLARK CORP COM 494368103 276 2,386 SH   SOLE 2,168 0 218
KROGER CO COM 501044101 381 5,939 SH   SOLE 5,719 0 220
LILLY ELI & CO COM 532457108 258 3,740 SH   SOLE 3,730 0 10
LINCOLN NATL CORP IND COM 534187109 338 5,860 SH   SOLE 5,270 0 590
LOCKHEED MARTIN CORP COM 539830109 226 1,175 SH   SOLE 1,175 0 0
LOWES COS INC COM 548661107 228 3,310 SH   SOLE 3,180 0 130
MACYS INC COM 55616p104 478 7,271 SH   SOLE 6,220 0 1,051
MARATHON PETE CORP COM 56585A102 302 3,349 SH   SOLE 3,155 0 194
MARCUS CORP COM 566330106 658 35,550 SH   SOLE 35,550 0 0
MASTERCARD INC CL A 57636Q104 391 4,536 SH   SOLE 3,960 0 576
MCDONALDS CORP COM 580135101 886 9,451 SH   SOLE 7,270 0 2,181
MCKESSON CORP COM 58155Q103 511 2,460 SH   SOLE 2,370 0 90
MEDTRONIC INC COM 585055106 268 3,712 SH   SOLE 3,552 0 160
MERCK & CO INC NEW COM 58933Y105 629 11,074 SH   SOLE 10,470 0 604
METLIFE INC COM 59156r108 475 8,784 SH   SOLE 8,309 0 475
MICRON TECHNOLOGY INC COM 595112103 248 7,090 SH   SOLE 6,630 0 460
MICROSOFT CORP COM 594918104 1,658 35,703 SH   SOLE 32,933 0 2,770
MONSANTO CO NEW COM 61166W101 312 2,614 SH   SOLE 2,470 0 144
MORGAN STANLEY COM NEW 617446448 402 10,365 SH   SOLE 9,973 0 392
NIKE INC CL B 654106103 324 3,370 SH   SOLE 2,950 0 420
NORTHEAST UTILS COM 664397106 247 4,613 SH   SOLE 4,613 0 0
NORTHROP GRUMMAN CORP COM 666807102 327 2,217 SH   SOLE 2,024 0 193
NUCOR CORP COM 670346105 203 4,142 SH   SOLE 2,033 0 2,109
OCCIDENTAL PETE CORP DEL COM 674599105 306 3,802 SH   SOLE 3,623 0 179
OFFICE DEPOT INC COM 676220106 146 16,990 SH   SOLE 14,920 0 2,070
ORACLE CORP COM 68389X105 686 15,250 SH   SOLE 13,462 0 1,788
PATTERSON COMPANIES INC COM 703395103 852 17,722 SH   SOLE 9,813 0 7,909
PEPSICO INC COM 713448108 1,054 11,142 SH   SOLE 10,061 0 1,081
PFIZER INC COM 717081103 1,666 53,492 SH   SOLE 26,954 0 26,538
PHILIP MORRIS INTL INC COM 718172109 660 8,099 SH   SOLE 7,470 0 629
PHILLIPS 66 COM 718546104 356 4,970 SH   SOLE 4,313 0 657
PNC FINL SVCS GROUP INC COM 693475105 222 2,428 SH   SOLE 2,162 0 266
POWERSHARES QQQ TRUST UNIT SER 1 73935a104 725 7,022 SH   SOLE 4,022 0 3,000
PPG INDS INC COM 693506107 277 1,200 SH   SOLE 1,200 0 0
PRAXAIR INC COM 74005P104 473 3,654 SH   SOLE 3,496 0 158
PRECISION CASTPARTS CORP COM 740189105 229 950 SH   SOLE 880 0 70
PRICELINE GRP INC COM NEW 741503403 360 316 SH   SOLE 290 0 26
PRINCIPAL FINL GROUP INC COM 74251V102 228 4,391 SH   SOLE 4,249 0 142
PROCTER & GAMBLE CO COM 742718109 1,565 17,186 SH   SOLE 16,509 0 677
PRUDENTIAL FINL INC COM 744320102 435 4,806 SH   SOLE 4,596 0 210
PUBLIC STORAGE COM 74460D109 215 1,162 SH   SOLE 1,152 0 10
QUALCOMM INC COM 747525103 755 10,159 SH   SOLE 8,159 0 2,000
REPUBLIC SVCS INC COM 760759100 730 18,140 SH   SOLE 18,140 0 0
ROCKWELL AUTOMATION INC COM 773903109 1,006 9,049 SH   SOLE 2,755 0 6,294
ROCKWELL COLLINS INC COM 774341101 830 9,819 SH   SOLE 3,530 0 6,289
RYDEX ETF TRUST GUG S&P500EQWTTE 78355W817 272 2,999 SH   SOLE 2,999 0 0
SCHLUMBERGER LTD COM 806857108 365 4,273 SH   SOLE 4,093 0 180
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,239 44,948 SH   SOLE 32,167 0 12,781
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 469 10,628 SH   SOLE 7,820 0 2,808
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 305 5,530 SH   SOLE 2,759 0 2,771
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 209 8,724 SH   SOLE 5,339 0 3,385
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 530 18,321 SH   SOLE 11,173 0 7,148
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 450 15,611 SH   SOLE 9,525 0 6,086
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 296 11,971 SH   SOLE 10,921 0 1,050
SKYWORKS SOLUTIONS INC COM 83088M102 472 6,491 SH   SOLE 0 0 6,491
SLM CORP COM 78442P106 1,101 108,060 SH   SOLE 1,240 0 106,820
SOUTHERN CO COM 842587107 650 13,236 SH   SOLE 10,126 0 3,110
SOUTHWEST AIRLS CO COM 844741108 338 7,985 SH   SOLE 4,785 0 3,200
SPDR INDEX SHS FDS S&P CHINA ETF 78463X400 27,704 347,860 SH   SOLE 245,812 0 102,048
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,027 9,861 SH   SOLE 8,008 0 1,853
SPECTRA ENERGY CORP COM 847560109 333 9,177 SH   SOLE 8,365 0 812
SYSCO CORP COM 871829107 267 6,730 SH   SOLE 6,550 0 180
TARGET CORP COM 87612E106 237 3,120 SH   SOLE 2,930 0 190
TENET HEALTHCARE CORP COM NEW 88033G407 437 8,630 SH   SOLE 7,706 0 924
TESORO CORP COM 881609101 681 9,160 SH   SOLE 8,330 0 830
TIME WARNER INC COM NEW 887317303 296 3,463 SH   SOLE 3,453 0 10
TRAVELERS COMPANIES INC COM 89417E109 333 3,145 SH   SOLE 2,938 0 207
TYSON FOODS INC CL A 902494103 379 9,445 SH   SOLE 8,925 0 520
UNION PAC CORP COM 907818108 1,149 9,647 SH   SOLE 9,242 0 405
UNITED PARCEL SERVICE INC CL B 911312106 421 3,785 SH   SOLE 3,555 0 230
UNITED TECHNOLOGIES CORP COM 913017109 1,859 16,166 SH   SOLE 15,349 0 817
UNITEDHEALTH GROUP INC COM 91324P102 372 3,682 SH   SOLE 3,241 0 441
US BANCORP DEL COM NEW 902973304 476 10,598 SH   SOLE 9,202 0 1,396
VALERO ENERGY CORP NEW COM 91913Y100 402 8,116 SH   SOLE 7,846 0 270
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,876 46,102 SH   SOLE 17,558 0 28,544
VANGUARD INDEX FDS GROWTH ETF 922908736 205 1,962 SH   SOLE 1,302 0 660
VANGUARD INDEX FDS VALUE ETF 922908744 4,926 58,308 SH   SOLE 39,911 0 18,397
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,937 25,173 SH   SOLE 6,881 0 18,292
VANGUARD INDEX FDS TOTAL STK MKT 922908769 15,136 142,792 SH   SOLE 88,155 0 54,637
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,272 23,837 SH   SOLE 15,698 0 8,139
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,652 35,247 SH   SOLE 19,292 0 15,955
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,583 39,552 SH   SOLE 23,717 0 15,835
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 10,033 264,852 SH   SOLE 26,976 0 237,876
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 11,052 182,101 SH   SOLE 80,881 0 101,220
VANGUARD WORLD FD MEGA CAP INDEX 921910873 548 7,800 SH   SOLE 7,800 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 973 20,806 SH   SOLE 15,046 0 5,760
VISA INC COM CL A 92826C839 391 1,491 SH   SOLE 1,370 0 121
WALGREENS BOOTS ALLIANCE INC COM 931427108 968 12,699 SH   SOLE 11,385 0 1,314
WAL-MART STORES INC COM 931142103 1,025 11,937 SH   SOLE 9,706 0 2,231
WASTE MGMT INC DEL COM 94106L109 613 11,951 SH   SOLE 11,911 0 40
WELLS FARGO & CO NEW COM 949746101 2,639 48,135 SH   SOLE 45,995 0 2,140
WESTERN DIGITAL CORP COM 958102105 248 2,240 SH   SOLE 2,150 0 90
WHIRLPOOL CORP COM 963320106 533 2,751 SH   SOLE 2,540 0 211
WHITEWAVE FOODS CO COM 966244105 339 9,692 SH   SOLE 8,457 0 1,235
WISCONSIN ENERGY CORP COM 976657106 303 5,754 SH   SOLE 5,654 0 100
WISDOMTREE TR EMERG MKTS ETF 97717w315 3,356 79,591 SH   SOLE 55,954 0 23,638
WISDOMTREE TR INDIA ERNGS FD 97717w422 915 41,481 SH   SOLE 35,852 0 5,629
WOODWARD INC COM 980745103 2,738 55,616 SH   SOLE 48,684 0 6,932
WYNDHAM WORLDWIDE CORP COM 98310w108 383 4,465 SH   SOLE 4,295 0 170
XCEL ENERGY INC COM 98389B100 217 6,038 SH   SOLE 5,328 0 710
XEROX CORP COM 984121103 167 12,018 SH   SOLE 11,998 0 20
XL GROUP PLC SHS G98290102 698 20,297 SH   SOLE 18,707 0 1,590