The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 1,457 10,275 SH   SOLE   10,225 0 50
AT&T Inc COM 00206R102 1,415 43,417 SH   SOLE   42,992 0 425
AbbVie Inc COM 00287Y109 1,505 27,663 SH   SOLE   27,413 0 250
Abbott Labs Com COM 002824100 249 6,195 SH   SOLE   6,045 0 150
Amazon.com Inc COM 023135106 251 491 SH   SOLE   451 0 40
American Express Co Com COM 025816109 2,770 37,364 SH   SOLE   36,594 0 770
American Intl Group Com COM 026874784 624 10,988 SH   SOLE   10,563 0 425
Apple Inc COM 037833100 12,400 112,417 SH   SOLE   110,751 0 1,666
Automatic Data Processing COM 053015103 645 8,025 SH   SOLE   7,850 0 175
Bank of America Corp COM 060505104 5,288 339,433 SH   SOLE   338,671 0 762
Becton Dickinson & Co Com COM 075887109 373 2,810 SH   SOLE   2,670 0 140
Bed Bath & Beyond Inc COM 075896100 660 11,575 SH   SOLE   11,475 0 100
Berkshire Hthwy Cl A COM 084670108 781 4 SH   SOLE   3 0 1
Berkshire Hthwy Cl B COM 084670702 18,412 141,196 SH   SOLE   137,643 0 3,553
Blackrock Inc COM 09247X101 595 2,000 SH   SOLE   2,000 0 0
Boeing Co Com COM 097023105 319 2,437 SH   SOLE   2,437 0 0
Boulder Growth & Income Fund COM 101507101 241 32,373 SH   SOLE   27,128 0 5,245
Bristol-Myers Squibb Co COM 110122108 506 8,552 SH   SOLE   7,752 0 800
Carlisle Cos Inc Com COM 142339100 2,263 25,900 SH   SOLE   25,600 0 300
Caterpillar Inc COM 149123101 568 8,695 SH   SOLE   8,580 0 115
Celgene Corp COM 151020104 2,099 19,403 SH   SOLE   19,203 0 200
Charles Schwab Corp Com COM 808513105 754 26,390 SH   SOLE   24,940 0 1,450
Chevron Corp COM 166764100 1,198 15,192 SH   SOLE   14,797 0 395
Cisco Systems Inc Com COM 17275R102 1,363 51,935 SH   SOLE   51,510 0 425
Coca Cola Co Com COM 191216100 2,780 69,295 SH   SOLE   68,315 0 980
Cognizant Tech Solutions A COM 192446102 1,401 22,373 SH   SOLE   19,723 0 2,650
Costco Wholesale Corp COM 22160K105 316 2,189 SH   SOLE   1,989 0 200
DaVita Healthcare Partners Inc COM 23918K108 3,212 44,403 SH   SOLE   43,933 0 470
Danaher Corp COM 235851102 891 10,452 SH   SOLE   10,452 0 0
Disney Walt Co Com COM 254687106 2,170 21,233 SH   SOLE   20,583 0 650
Du Pont (E.I.) De Nemours COM 263534109 1,738 36,058 SH   SOLE   35,268 0 790
EMC Corp Mass Com COM 268648102 1,184 49,000 SH   SOLE   49,000 0 0
Energy Select Sector SPDR COM 81369Y506 589 9,629 SH   SOLE   9,529 0 100
Exxon Mobil Corporation COM 30231G102 3,334 44,847 SH   SOLE   44,242 0 605
Facebook Inc Cl A COM 30303M102 320 3,555 SH   SOLE   3,380 0 175
FedEx Corp COM 31428X106 2,139 14,858 SH   SOLE   14,708 0 150
Fluor Corp COM 343412102 398 9,400 SH   SOLE   9,400 0 0
General Elec Co Com COM 369604103 1,461 57,947 SH   SOLE   52,903 0 5,044
Gilead Sciences Inc COM 375558103 1,881 19,161 SH   SOLE   18,811 0 350
Goldman Sachs Group Inc COM 38141G104 871 5,012 SH   SOLE   4,758 0 254
Google Inc Cl A COM 38259P508 483 757 SH   SOLE   705 0 52
Google Inc Cl C COM 38259P706 2,430 3,994 SH   SOLE   3,902 0 92
HCA - The Healthcare Company COM 40412C101 801 10,350 SH   SOLE   10,000 0 350
Harley-Davidson Inc COM 412822108 2,399 43,705 SH   SOLE   42,955 0 750
Honeywell Int'l Inc COM 438516106 1,290 13,628 SH   SOLE   13,393 0 235
Howard Hughes Corp COM 44267D107 866 7,550 SH   SOLE   7,550 0 0
Illinois Tool Works COM 452308109 654 7,950 SH   SOLE   7,850 0 100
Intl Business Machines Corp COM 459200101 2,587 17,842 SH   SOLE   17,452 0 390
JP Morgan Chase & Co COM 46625H100 2,790 45,762 SH   SOLE   44,852 0 910
JPMorgan Alerian MLP Index COM 46625H365 224 7,380 SH   SOLE   6,880 0 500
Johnson & Johnson Com COM 478160104 2,492 26,695 SH   SOLE   26,035 0 660
Johnson Controls Inc COM 478366107 1,406 34,000 SH   SOLE   34,000 0 0
Kraft Heinz Co COM 500754106 1,651 23,391 SH   SOLE   23,125 0 266
Laboratory Corp of Amer Hldgs COM 50540R409 353 3,255 SH   SOLE   3,155 0 100
Loews Corp Com COM 540424108 725 20,065 SH   SOLE   18,940 0 1,125
Macy's Inc COM 55616P104 353 6,875 SH   SOLE   6,725 0 150
Madison Square Garden Co A COM 55826P100 227 3,145 SH   SOLE   2,895 0 250
Market Vectors Coal ETF COM 57060U837 110 13,850 SH   SOLE   13,000 0 850
Market Vectors Wide Moat ETF COM 57060U134 236 8,455 SH   SOLE   8,155 0 300
MasterCard Inc Cl A COM 57636Q104 3,258 36,150 SH   SOLE   35,750 0 400
McDonald's Corporation COM 580135101 1,509 15,313 SH   SOLE   15,043 0 270
Merck & Co Inc Com COM 58933Y105 731 14,794 SH   SOLE   14,544 0 250
Mercury Genl Corp New Com COM 589400100 3,295 65,232 SH   SOLE   64,422 0 810
Microsoft Corp Com COM 594918104 3,627 81,944 SH   SOLE   79,472 0 2,472
Monsanto Co COM 61166W101 485 5,685 SH   SOLE   5,685 0 0
Moody's Corporation COM 615369105 276 2,809 SH   SOLE   2,409 0 400
Nike Inc Cl B COM 654106103 2,271 18,465 SH   SOLE   18,045 0 420
Norfolk Southern Corp COM 655844108 624 8,162 SH   SOLE   7,787 0 375
Oracle Corp Com COM 68389X105 379 10,479 SH   SOLE   10,329 0 150
Paypal Holdings Inc COM 70450Y103 1,905 61,368 SH   SOLE   60,768 0 600
Pepsico Inc COM 713448108 1,257 13,335 SH   SOLE   13,005 0 330
Pfizer Inc Com COM 717081103 1,643 52,312 SH   SOLE   51,392 0 920
Phillips 66 COM 718546104 340 4,427 SH   SOLE   4,052 0 375
PowerShares QQQ Nasdaq 100 COM 73935A104 1,690 16,611 SH   SOLE   16,426 0 185
Procter & Gamble Co Com COM 742718109 1,898 26,386 SH   SOLE   25,956 0 430
Qualcomm Inc COM 747525103 443 8,251 SH   SOLE   8,026 0 225
Quest Diagnostics COM 74834L100 1,039 16,901 SH   SOLE   16,801 0 100
Ross Stores Inc COM 778296103 789 16,288 SH   SOLE   14,888 0 1,400
SPDR DJIA Trust COM 78467X109 606 3,727 SH   SOLE   3,542 0 185
SPDR Trust Series 1 COM 78462F103 333 1,740 SH   SOLE   1,565 0 175
Saker Aviation Services Inc COM 79380Q106 43 500,100 SH   SOLE   500,100 0 0
Schlumberger Ltd Com COM 806857108 455 6,596 SH   SOLE   6,596 0 0
Schwab US Broad Market ETF COM 808524102 1,505 32,457 SH   SOLE   31,647 0 810
Schwab US Dvd Equity ETF COM 808524797 1,037 28,855 SH   SOLE   27,855 0 1,000
Schwab US Large-Cap Value ETF COM 808524409 351 8,825 SH   SOLE   8,550 0 276
Spirit Airlines Inc COM 848577102 520 11,000 SH   SOLE   10,900 0 100
Synta Pharmaceuticals Corp COM 87162T206 37 21,100 SH   SOLE   21,100 0 0
Sysco Corp COM 871829107 476 12,225 SH   SOLE   12,025 0 200
The Travelers Cos Inc COM 89417E109 763 7,669 SH   SOLE   7,469 0 200
Theravance Biopharma Inc COM G8807B106 412 37,485 SH   SOLE   37,049 0 436
Theravance Inc COM 88338T104 1,509 210,186 SH   SOLE   209,201 0 985
Thermo Fisher Scientific Inc COM 883556102 2,216 18,123 SH   SOLE   17,933 0 190
Twitter Inc COM 90184L102 652 24,219 SH   SOLE   24,219 0 0
US Bancorp Del Com COM 902973304 1,341 32,700 SH   SOLE   32,700 0 0
USG Corp COM 903293405 3,669 137,814 SH   SOLE   130,039 0 7,775
Under Armour Inc Cl A COM 904311107 223 2,300 SH   SOLE   2,300 0 0
Union Pacific Corp COM 907818108 309 3,492 SH   SOLE   3,076 0 416
United Parcel Service Cl B COM 911312106 1,715 17,374 SH   SOLE   16,974 0 400
United Technologies Corp COM 913017109 837 9,400 SH   SOLE   9,200 0 200
UnitedHealth Group Inc COM 91324P102 1,214 10,465 SH   SOLE   9,965 0 500
Vanguard Extended Market ETF COM 922908652 556 6,815 SH   SOLE   6,770 0 45
Vanguard High Dvd Yield ETF COM 921946406 823 13,140 SH   SOLE   13,140 0 0
Vanguard US Total Stock Mkt ET COM 922908769 1,879 19,034 SH   SOLE   18,804 0 230
Verifone Systems Inc COM 92342y109 469 16,900 SH   SOLE   16,900 0 0
Verizon Communications Inc COM 92343V104 1,397 32,099 SH   SOLE   31,442 0 657
Viacom Inc Cl B COM 925524308 1,187 27,500 SH   SOLE   27,350 0 150
Visa Inc Cl A COM 92826C839 314 4,511 SH   SOLE   4,311 0 200
Wal Mart Stores Inc Com COM 931142103 4,390 67,706 SH   SOLE   66,091 0 1,615
Wells Fargo & Co New Com COM 949746101 720 14,013 SH   SOLE   13,602 0 411
White Mountains Ins Group Com COM g9618e107 215 287 SH   SOLE   252 0 35
eBay Inc COM 278642103 750 30,700 SH   SOLE   30,400 0 300
iShares Russell 2000 Value COM 464287630 777 8,626 SH   SOLE   8,326 0 300
Air Bus Group NV Unsp ADR COM 009279100 722 49,190 SH   SOLE   47,685 0 1,505
Anheuser-Busch InBev Spn ADR COM 03524A108 1,891 17,790 SH   SOLE   17,490 0 300
BP PLC Spn ADR COM 055622104 456 14,914 SH   SOLE   13,924 0 990
Brookfield Asset Mgmt Cl A COM 112585104 509 16,200 SH   SOLE   16,000 0 200
Chicago Bridge & Iron Co NV COM 167250109 2,898 73,075 SH   SOLE   72,025 0 1,050
Diageo PLC Spn ADR COM 25243Q205 1,633 15,150 SH   SOLE   14,950 0 200
Eaton Corp PLC COM G29183103 916 17,850 SH   SOLE   17,850 0 0
Heineken NV Spn ADR COM 423012301 733 17,975 SH   SOLE   17,675 0 300
LVMH Moet Hennessy Unsp ADR COM 502441306 287 8,450 SH   SOLE   8,450 0 0
Manchester United PLC Cl A COM G5784H106 313 18,225 SH   SOLE   17,725 0 500
Mondelez International Inc COM 609207105 789 18,833 SH   SOLE   18,633 0 200
Nestle SA Spn ADR COM 641069406 1,099 14,603 SH   SOLE   14,513 0 90
Philip Morris International COM 718172109 893 11,252 SH   SOLE   11,252 0 0
Restaurant Brands Intl COM 76131D103 1,424 39,638 SH   SOLE   39,094 0 544
Rolls-Royce Holdings Sp ADR COM 775781206 905 88,700 SH   SOLE   88,050 0 650
SPDR Global Dow ETF COM 78464A706 1,548 24,930 SH   SOLE   24,530 0 400
SPDR S&P Emerging Markets COM 78463X533 328 13,129 SH   SOLE   12,659 0 470
Schwab Intl Equity ETF COM 808524805 567 20,730 SH   SOLE   20,230 0 500
Vanguard Emerging Market ETF COM 922042858 898 27,150 SH   SOLE   26,550 0 600
Vanguard FTSE Developed ETF COM 921943858 415 11,652 SH   SOLE   10,852 0 800
Vanguard Total Intl Stock COM 921909768 324 7,320 SH   SOLE   7,320 0 0
Volkswagen AG Spon ADR COM 928662303 535 22,200 SH   SOLE   22,200 0 0
Walgreens Boots Alliance Inc COM 931427108 3,597 43,280 SH   SOLE   42,280 0 1,000
iShares Curr Hdg MSCI EMU ETF COM 46434V639 708 28,550 SH   SOLE   28,550 0 0
iShares MSCI Emerging Mkt COM 464287234 654 19,943 SH   SOLE   17,993 0 1,950
iShares MSCI South Korea Ind COM 464286772 340 6,975 SH   SOLE   6,623 0 352
iShares Gold Trust COM 464285105 221 20,500 SH   SOLE   19,500 0 1,000
Public Storage 6.35% Series R PFD 74460D125 812 31,690 SH   SOLE   31,190 0 500
Blackrock CA Muni 2018 Term COM 09249C105 570 38,500 SH   SOLE   38,500 0 0
Legg Mason BW Global Income COM 52469B100 563 48,491 SH   SOLE   48,491 0 0
Nuveen Muni Value Fd COM 670928100 726 74,000 SH   SOLE   74,000 0 0
Pimco 0-5 Year H/Y Corp Bond COM 72201R783 1,498 15,828 SH   SOLE   15,188 0 640
PowerShares Senior Loan COM 73936Q769 6,649 288,595 SH   SOLE   286,145 0 2,450
Putnam Premier Income Trust COM 746853100 432 88,425 SH   SOLE   84,925 0 3,500
Schwab US Aggregate Bond ETF COM 808524839 385 7,375 SH   SOLE   5,875 0 1,500
Vanguard Sht Term Corp Bnd Fd COM 92206C409 6,045 75,835 SH   SOLE   74,195 0 1,640
iShares Floating Rate Note COM 46429B655 1,423 28,200 SH   SOLE   28,200 0 0
iShares IBOXX H/Y Corp Bond COM 464288513 3,873 46,500 SH   SOLE   45,800 0 700
iShares Intermediate Credit COM 464288638 1,152 10,610 SH   SOLE   10,590 0 20
Care Capital Properties Inc COM 141624106 382 11,593 SH   SOLE   11,283 0 310
Plum Creek Timber Co Inc COM 729251108 279 7,050 SH   SOLE   7,050 0 0
Spirit Realty Capital Inc COM 84860W102 98 10,754 SH   SOLE   10,754 0 0
Vanguard REIT ETF COM 922908553 294 3,890 SH   SOLE   3,890 0 0
Winthrop Realty Trust COM 976391300 17,751 1,236,173 SH   SOLE   1,223,544 0 12,629