The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101 1,589 10,550 SH   SOLE   10,325 0 225
ACE Ltd COM H0023R105 1,795 15,363 SH   SOLE   15,263 0 100
AT&T Inc COM 00206R102 1,494 43,417 SH   SOLE   42,992 0 425
AbbVie Inc COM 00287Y109 2,409 40,663 SH   SOLE   40,113 0 550
Abbott Labs Com COM 002824100 278 6,195 SH   SOLE   6,045 0 150
Alphabet Inc Cl A COM 02079K305 591 760 SH   SOLE   708 0 52
Alphabet Inc Cl C COM 02079K107 3,031 3,994 SH   SOLE   3,902 0 92
Amazon.com Inc COM 023135106 332 491 SH   SOLE   451 0 40
American Express Co Com COM 025816109 4,461 64,139 SH   SOLE   63,169 0 970
American Intl Group Com COM 026874784 681 10,988 SH   SOLE   10,563 0 425
Ametek Inc COM 031100100 772 14,400 SH   SOLE   14,350 0 50
Amgen Inc COM 031162100 2,342 14,426 SH   SOLE   14,326 0 100
Apple Inc COM 037833100 11,821 112,304 SH   SOLE   110,638 0 1,666
Automatic Data Processing COM 053015103 669 7,900 SH   SOLE   7,725 0 175
Bank of America Corp COM 060505104 5,708 339,133 SH   SOLE   338,371 0 762
Becton Dickinson & Co Com COM 075887109 433 2,810 SH   SOLE   2,670 0 140
Bed Bath & Beyond Inc COM 075896100 276 5,730 SH   SOLE   5,530 0 200
Berkshire Hthwy Cl A COM 084670108 791 4 SH   SOLE   3 0 1
Berkshire Hthwy Cl B COM 084670702 21,559 163,278 SH   SOLE   159,525 0 3,753
Boeing Co Com COM 097023105 369 2,553 SH   SOLE   2,553 0 0
Boulder Growth & Income Fund COM 101507101 251 32,373 SH   SOLE   27,128 0 5,245
Bristol-Myers Squibb Co COM 110122108 588 8,552 SH   SOLE   7,752 0 800
Carlisle Cos Inc Com COM 142339100 2,297 25,900 SH   SOLE   25,600 0 300
Caterpillar Inc COM 149123101 1,483 21,815 SH   SOLE   21,600 0 215
Celgene Corp COM 151020104 2,367 19,768 SH   SOLE   19,418 0 350
Charles Schwab Corp Com COM 808513105 869 26,390 SH   SOLE   24,940 0 1,450
Chevron Corp COM 166764100 1,374 15,277 SH   SOLE   14,882 0 395
Cisco Systems Inc Com COM 17275R102 2,730 100,535 SH   SOLE   99,110 0 1,425
Coca Cola Co Com COM 191216100 3,220 74,950 SH   SOLE   73,660 0 1,290
Cognizant Tech Solutions A COM 192446102 1,381 23,003 SH   SOLE   20,353 0 2,650
Costco Wholesale Corp COM 22160K105 354 2,189 SH   SOLE   1,989 0 200
DaVita Healthcare Partners Inc COM 23918K108 3,088 44,303 SH   SOLE   43,833 0 470
Danaher Corp COM 235851102 2,063 22,212 SH   SOLE   22,112 0 100
Deere & Co COM 244199105 202 2,644 SH   SOLE   2,644 0 0
Disney Walt Co Com COM 254687106 2,236 21,283 SH   SOLE   20,633 0 650
Du Pont (E.I.) De Nemours COM 263534109 2,866 43,028 SH   SOLE   42,238 0 790
Energy Select Sector SPDR COM 81369Y506 1,189 19,709 SH   SOLE   19,524 0 185
Express Scripts Inc COM 30219G108 1,279 14,634 SH   SOLE   14,484 0 150
Exxon Mobil Corporation COM 30231G102 3,580 45,927 SH   SOLE   45,222 0 705
Facebook Inc Cl A COM 30303M102 375 3,579 SH   SOLE   3,404 0 175
Fastenal Co COM 311900104 1,212 29,700 SH   SOLE   29,300 0 400
FedEx Corp COM 31428X106 2,851 19,133 SH   SOLE   18,933 0 200
Financial Select Sector SPDR COM 81369Y605 593 24,896 SH   SOLE   24,656 0 240
Fluor Corp COM 343412102 1,199 25,400 SH   SOLE   25,300 0 100
Foot Locker Inc COM 344849104 409 6,280 SH   SOLE   5,990 0 290
General Elec Co Com COM 369604103 1,814 58,241 SH   SOLE   53,171 0 5,069
Gilead Sciences Inc COM 375558103 1,939 19,161 SH   SOLE   18,811 0 350
Goldman Sachs Group Inc COM 38141G104 941 5,222 SH   SOLE   4,968 0 254
HCA - The Healthcare Company COM 40412C101 704 10,410 SH   SOLE   10,060 0 350
Harley-Davidson Inc COM 412822108 796 17,530 SH   SOLE   17,130 0 400
Honeywell Int'l Inc COM 438516106 1,414 13,650 SH   SOLE   13,415 0 235
Howard Hughes Corp COM 44267D107 1,030 9,100 SH   SOLE   9,000 0 100
Intl Business Machines Corp COM 459200101 2,394 17,395 SH   SOLE   16,925 0 470
JP Morgan Chase & Co COM 46625H100 3,033 45,932 SH   SOLE   45,022 0 910
JPMorgan Alerian MLP Index COM 46625H365 210 7,260 SH   SOLE   6,760 0 500
Johnson & Johnson Com COM 478160104 3,589 34,940 SH   SOLE   34,160 0 780
Johnson Controls Inc COM 478366107 1,343 34,000 SH   SOLE   34,000 0 0
Kraft Heinz Co COM 500754106 2,009 27,608 SH   SOLE   27,242 0 366
Laboratory Corp of Amer Hldgs COM 50540R409 402 3,255 SH   SOLE   3,155 0 100
Loews Corp Com COM 540424108 2,294 59,740 SH   SOLE   58,500 0 1,240
Macy's Inc COM 55616P104 524 14,975 SH   SOLE   14,625 0 350
Market Vectors Coal ETF COM 57060U837 68 10,820 SH   SOLE   9,970 0 850
Market Vectors Wide Moat ETF COM 57060U134 244 8,455 SH   SOLE   8,155 0 300
MasterCard Inc Cl A COM 57636Q104 3,520 36,150 SH   SOLE   35,750 0 400
McDonald's Corporation COM 580135101 1,797 15,213 SH   SOLE   14,943 0 270
Merck & Co Inc Com COM 58933Y105 1,728 32,719 SH   SOLE   32,169 0 550
Mercury Genl Corp New Com COM 589400100 2,856 61,316 SH   SOLE   60,506 0 810
Microsoft Corp Com COM 594918104 4,543 81,893 SH   SOLE   79,447 0 2,446
Millennium Investments & Acqui COM 60039Q101 63 107,633 SH   SOLE   107,633 0 0
Monsanto Co COM 61166W101 518 5,260 SH   SOLE   5,260 0 0
Moody's Corporation COM 615369105 282 2,809 SH   SOLE   2,409 0 400
Nike Inc Cl B COM 654106103 2,116 33,850 SH   SOLE   33,070 0 780
Norfolk Southern Corp COM 655844108 609 7,202 SH   SOLE   6,827 0 375
Oracle Corp Com COM 68389X105 383 10,479 SH   SOLE   10,329 0 150
Paypal Holdings Inc COM 70450Y103 2,197 60,700 SH   SOLE   60,100 0 600
Pepsico Inc COM 713448108 1,320 13,210 SH   SOLE   12,880 0 330
Pfizer Inc Com COM 717081103 1,791 55,471 SH   SOLE   54,271 0 1,200
Phillips 66 COM 718546104 362 4,427 SH   SOLE   4,052 0 375
PowerShares QQQ Nasdaq 100 COM 73935A104 2,234 19,971 SH   SOLE   19,486 0 485
Procter & Gamble Co Com COM 742718109 2,089 26,301 SH   SOLE   25,871 0 430
Qualcomm Inc COM 747525103 634 12,687 SH   SOLE   12,162 0 525
Ross Stores Inc COM 778296103 858 15,938 SH   SOLE   14,538 0 1,400
SPDR DJIA Trust COM 78467X109 1,000 5,747 SH   SOLE   5,562 0 185
SPDR Trust Series 1 COM 78462F103 355 1,740 SH   SOLE   1,565 0 175
Saker Aviation Services Inc COM 79380Q106 25 500,100 SH   SOLE   500,100 0 0
Schlumberger Ltd Com COM 806857108 1,311 18,796 SH   SOLE   18,796 0 0
Schwab US Broad Market ETF COM 808524102 1,676 34,181 SH   SOLE   33,350 0 831
Schwab US Dvd Equity ETF COM 808524797 1,152 29,887 SH   SOLE   28,887 0 1,000
Schwab US Large-Cap Value ETF COM 808524409 368 8,665 SH   SOLE   8,390 0 276
Stanley Black & Decker Inc COM 854502101 576 5,395 SH   SOLE   5,395 0 0
Synta Pharmaceuticals Corp COM 87162T206 7 21,100 SH   SOLE   21,100 0 0
Sysco Corp COM 871829107 493 12,025 SH   SOLE   11,825 0 200
T Rowe Price Group Inc COM 74144t108 2,375 33,219 SH   SOLE   32,469 0 750
Texas Instruments Inc COM 882508104 205 3,738 SH   SOLE   3,738 0 0
The Travelers Cos Inc COM 89417E109 866 7,669 SH   SOLE   7,469 0 200
Theravance Inc COM 88338T104 1,046 99,235 SH   SOLE   99,035 0 200
Tiffany & Co New Com COM 886547108 511 6,700 SH   SOLE   6,500 0 200
Total System Services Inc COM 891906109 827 16,600 SH   SOLE   16,300 0 300
Twitter Inc COM 90184L102 560 24,219 SH   SOLE   24,219 0 0
US Bancorp Del Com COM 902973304 1,395 32,700 SH   SOLE   32,700 0 0
USG Corp COM 903293405 3,322 136,749 SH   SOLE   128,974 0 7,775
Union Pacific Corp COM 907818108 527 6,737 SH   SOLE   6,121 0 616
United Parcel Service Cl B COM 911312106 1,660 17,254 SH   SOLE   16,854 0 400
United Technologies Corp COM 913017109 520 5,410 SH   SOLE   5,185 0 225
UnitedHealth Group Inc COM 91324P102 1,383 11,759 SH   SOLE   11,259 0 500
Vanguard Extended Market ETF COM 922908652 571 6,815 SH   SOLE   6,770 0 45
Vanguard High Dvd Yield ETF COM 921946406 955 14,305 SH   SOLE   14,305 0 0
Vanguard Mid-Cap ETF COM 922908629 204 1,695 SH   SOLE   1,695 0 0
Vanguard US Total Stock Mkt ET COM 922908769 2,201 21,104 SH   SOLE   20,799 0 305
Verifone Systems Inc COM 92342y109 474 16,900 SH   SOLE   16,900 0 0
Verizon Communications Inc COM 92343V104 1,484 32,099 SH   SOLE   31,442 0 657
Viacom Inc Cl B COM 92553P201 1,132 27,500 SH   SOLE   27,350 0 150
Visa Inc Cl A COM 92826C839 394 5,086 SH   SOLE   4,686 0 400
Wal Mart Stores Inc Com COM 931142103 3,637 59,331 SH   SOLE   57,716 0 1,615
Wells Fargo & Co New Com COM 949746101 762 14,013 SH   SOLE   13,602 0 411
White Mountains Ins Group Com COM g9618e107 209 287 SH   SOLE   252 0 35
eBay Inc COM 278642103 844 30,700 SH   SOLE   30,400 0 300
iShares Russell 2000 Value COM 464287630 1,128 12,266 SH   SOLE   11,966 0 300
Accenture PLC Cl A COM G1151C101 387 3,700 SH   SOLE   3,600 0 100
Air Bus Group NV Unsp ADR COM 009279100 828 49,190 SH   SOLE   47,685 0 1,505
Allergan PLC COM G0177J108 804 2,572 SH   SOLE   2,512 0 60
BP PLC Spn ADR COM 055622104 492 15,738 SH   SOLE   14,623 0 1,115
Brookfield Asset Mgmt Cl A COM 112585104 905 28,700 SH   SOLE   28,500 0 200
Chicago Bridge & Iron Co NV COM 167250109 2,818 72,275 SH   SOLE   71,225 0 1,050
Diageo PLC Spn ADR COM 25243Q205 2,329 21,350 SH   SOLE   21,110 0 240
Eaton Corp PLC COM G29183103 1,444 27,750 SH   SOLE   27,450 0 300
Heineken NV Spn ADR COM 423012301 1,228 28,715 SH   SOLE   28,415 0 300
LVMH Moet Hennessy Unsp ADR COM 502441306 266 8,450 SH   SOLE   8,450 0 0
Manchester United PLC Cl A COM G5784H106 325 18,225 SH   SOLE   17,725 0 500
Mondelez International Inc COM 609207105 836 18,633 SH   SOLE   18,433 0 200
Nestle SA Spn ADR COM 641069406 1,087 14,603 SH   SOLE   14,513 0 90
Perrigo Co PLC COM G97822103 508 3,511 SH   SOLE   3,411 0 100
Philip Morris International COM 718172109 989 11,252 SH   SOLE   11,252 0 0
Restaurant Brands Intl COM 76131D103 1,481 39,638 SH   SOLE   39,094 0 544
Rolls-Royce Holdings Sp ADR COM 775781206 394 46,300 SH   SOLE   45,650 0 650
SPDR Euro Stoxx 50 ETF COM 78463X202 293 8,500 SH   SOLE   8,500 0 0
SPDR Global Dow ETF COM 78464A706 1,596 24,680 SH   SOLE   24,280 0 400
SPDR S&P Emerging Markets COM 78463X533 292 12,319 SH   SOLE   11,849 0 470
Schwab Emerging Markets Equity COM 808524706 675 34,602 SH   SOLE   32,352 0 2,250
Schwab Intl Equity ETF COM 808524805 777 28,200 SH   SOLE   27,700 0 500
Vanguard Emerging Market ETF COM 922042858 730 22,303 SH   SOLE   21,755 0 548
Vanguard FTSE Developed ETF COM 921943858 471 12,834 SH   SOLE   12,022 0 812
Volkswagen AG Spon ADR COM 928662303 694 22,400 SH   SOLE   22,400 0 0
Walgreens Boots Alliance Inc COM 931427108 3,686 43,280 SH   SOLE   42,280 0 1,000
iShares Curr Hdg MSCI EMU ETF COM 46434V639 737 28,550 SH   SOLE   28,550 0 0
iShares MSCI Emerging Mkt COM 464287234 1,128 35,043 SH   SOLE   32,893 0 2,150
iShares MSCI South Korea Ind COM 464286772 330 6,653 SH   SOLE   6,318 0 335
iShares Gold Trust COM 464285105 210 20,500 SH   SOLE   19,500 0 1,000
Public Storage 6.35% Series R PFD 74460D125 821 31,690 SH   SOLE   31,190 0 500
Blackrock CA Muni 2018 Term COM 09249C105 624 41,500 SH   SOLE   41,500 0 0
Legg Mason BW Global Income COM 52469B100 557 48,126 SH   SOLE   48,126 0 0
Nuveen Muni Value Fd COM 670928100 753 74,000 SH   SOLE   74,000 0 0
Vanguard Intr-Term Bond ETF COM 921937819 537 6,470 SH   SOLE   6,470 0 0
Vanguard Sht Term Corp Bnd Fd COM 92206C409 6,498 82,260 SH   SOLE   80,620 0 1,640
iShares Intermediate Credit COM 464288638 1,173 10,930 SH   SOLE   10,910 0 20
PowerShares Senior Loan COM 73936Q769 245 10,955 SH   SOLE   10,455 0 500
Care Capital Properties Inc COM 141624106 352 11,500 SH   SOLE   11,190 0 310
Spirit Realty Capital Inc COM 84860W102 108 10,754 SH   SOLE   10,754 0 0
Vanguard REIT ETF COM 922908553 312 3,917 SH   SOLE   3,915 0 2
Winthrop Realty Trust COM 976391300 16,270 1,254,398 SH   SOLE   1,239,329 0 15,069
Schwab US Aggregate Bond ETF COM 808524839 1,538 29,870 SH   SOLE   27,660 0 2,210
Pimco 0-5 Year H/Y Corp Bond COM 72201R783 1,627 17,757 SH   SOLE   17,113 0 644