The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLIANCEBERNSTEIN INCOME FUN COM 01881E101 88 11,495 SH   SOLE 0 0 11,495
ALPHA ARCHITECT ETF TR US QUANT ETF 02072L102 469 17,053 SH   DFND 0 0 17,053
ALTRIA GROUP INC COM 02209S103 549 10,972 SH   DFND 0 0 10,972
ALTRIA GROUP INC COM 02209S103 60 1,185 SH   SOLE 0 0 1,185
AMERICAN CAPITAL AGENCY CORP COM 02503X105 299 14,022 SH   DFND 0 0 14,022
ANNALY CAP MGMT INC COM 035710409 538 51,774 SH   DFND 0 0 51,774
ANNALY CAP MGMT INC COM 035710409 18 1,726 SH   SOLE 0 0 1,726
APPLE INC COM 037833100 2,992 24,046 SH   DFND 0 0 24,046
APPLE INC COM 037833100 80 645 SH   SOLE 0 0 645
AT&T INC COM 00206R102 1,508 46,173 SH   DFND 0 0 46,173
AT&T INC COM 00206R102 33 1,000 SH   SOLE 0 0 1,000
AUTOMATIC DATA PROCESSING IN COM 053015103 1,092 12,746 SH   DFND 0 0 12,746
BANK AMER CORP COM 060505104 206 13,379 SH   DFND 0 0 13,379
BB&T CORP COM 054937107 236 6,041 SH   DFND 0 0 6,041
BERKSHIRE HATHAWAY INC DEL CL A 084670108 435 2 SH   DFND 0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 524 3,634 SH   DFND 0 0 3,634
BERKSHIRE HILLS BANCORP INC COM 084680107 220 7,932 SH   DFND 0 0 7,932
BOEING CO COM 097023105 1,098 7,316 SH   DFND 0 0 7,316
CATERPILLAR INC DEL COM 149123101 276 3,449 SH   DFND 0 0 3,449
CELGENE CORP COM 151020104 3,056 26,508 SH   DFND 0 0 26,508
CHESAPEAKE ENERGY CORP NOTE 2.250%12/1 165167CB1 27 30,000 PRN   DFND 0 0 30,000
CHEVRON CORP NEW COM 166764100 2,782 26,494 SH   DFND 0 0 26,494
CHEVRON CORP NEW COM 166764100 12 113 SH   SOLE 0 0 113
CISCO SYS INC COM 17275R102 1,424 51,751 SH   DFND 0 0 51,751
CISCO SYS INC COM 17275R102 28 985 SH   SOLE 0 0 985
CITY NATL CORP COM 178566105 597 6,704 SH   DFND 0 0 6,704
CLAYMORE EXCHANGE TRD FD TR GUG BLT2016 HY 18383M415 574 21,794 SH   DFND 0 0 21,794
CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY 18383M399 572 21,652 SH   DFND 0 0 21,652
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 639 29,964 SH   DFND 0 0 29,964
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 711 33,416 SH   DFND 0 0 33,416
CLAYMORE EXCHANGE TRD FD TR GUGG BULL 2015 18383M423 580 22,223 SH   DFND 0 0 22,223
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2015 18383M563 858 39,589 SH   DFND 0 0 39,589
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 887 39,886 SH   DFND 0 0 39,886
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 910 39,864 SH   DFND 0 0 39,864
CLOROX CO DEL COM 189054109 1,816 16,448 SH   DFND 0 0 16,448
COCA COLA CO COM 191216100 337 8,316 SH   DFND 0 0 8,316
COLUMBIA PPTY TR INC COM NEW 198287203 288 10,615 SH   DFND 0 0 10,615
CONAGRA FOODS INC COM 205887102 201 5,510 SH   DFND 0 0 5,510
CONNECTICUT WTR SVC INC COM 207797101 247 6,795 SH   DFND 0 0 6,795
CONOCOPHILLIPS COM 20825C104 205 3,303 SH   DFND 0 0 3,303
CSX CORP COM 126408103 251 7,584 SH   DFND 0 0 7,584
CU BANCORP CALIF COM 126534106 553 24,288 SH   DFND 0 0 24,288
CUMMINS INC COM 231021106 574 4,137 SH   DFND 0 0 4,137
CVS HEALTH CORP COM 126650100 412 3,997 SH   DFND 0 0 3,997
DISNEY WALT CO COM DISNEY 254687106 614 5,861 SH   DFND 0 0 5,861
DIXIE GROUP INC CL A 255519100 181 20,000 SH   DFND 0 0 20,000
DOMINION RES INC VA NEW COM 25746U109 2,140 30,207 SH   DFND 0 0 30,207
DUKE ENERGY CORP NEW COM NEW 26441C204 467 6,079 SH   DFND 0 0 6,079
DUKE REALTY CORP COM NEW 264411505 288 13,222 SH   DFND 0 0 13,222
EMERSON ELEC CO COM 291011104 1,105 19,509 SH   DFND 0 0 19,509
EMERSON ELEC CO COM 291011104 30 535 SH   SOLE 0 0 535
ENERGY TRANSFER EQUITY L P COM UT LTD PTN 29273V100 380 6,000 SH   DFND 0 0 6,000
ENTERPRISE PRODS PARTNERS L COM 293792107 1,206 36,629 SH   DFND 0 0 36,629
EOG RES INC COM 26875P101 719 7,835 SH   DFND 0 0 7,835
EXELON CORP COM 30161N101 210 6,238 SH   DFND 0 0 6,238
EXXON MOBIL CORP COM 30231G102 35 416 SH   SOLE 0 0 416
EXXON MOBIL CORP COM 30231G102 2,223 26,161 SH   DFND 0 0 26,161
FIRST TR STOXX EURO DIV FD COMMON SHS 33735T109 148 11,250 SH   DFND 0 0 11,250
FORD MTR CO DEL COM PAR $0.01 345370860 1,205 74,630 SH   DFND 0 0 74,630
FORD MTR CO DEL COM PAR $0.01 345370860 6 400 SH   SOLE 0 0 400
FS INVT CORP COM 302635107 321 31,610 SH   DFND 0 0 31,610
GENERAL ELECTRIC CO COM 369604103 2,476 99,826 SH   DFND 0 0 99,826
GENUINE PARTS CO COM 372460105 833 8,937 SH   DFND 0 0 8,937
GILEAD SCIENCES INC COM 375558103 538 5,482 SH   DFND 0 0 5,482
HASBRO INC COM 418056107 848 13,404 SH   DFND 0 0 13,404
HEALTH CARE REIT INC COM 42217K106 1,369 17,698 SH   DFND 0 0 17,698
ILLINOIS TOOL WKS INC COM 452308109 207 2,132 SH   DFND 0 0 2,132
INCYTE CORP COM 45337C102 238 2,600 SH   DFND 0 0 2,600
INTEL CORP COM 458140100 50 1,594 SH   SOLE 0 0 1,594
INTEL CORP COM 458140100 1,897 60,648 SH   DFND 0 0 60,648
INTERNATIONAL BUSINESS MACHS COM 459200101 316 1,970 SH   DFND 0 0 1,970
ISHARES 15 AMT-FREE ETF 464289339 1,293 24,642 SH   DFND 0 0 24,642
ISHARES 16 AMT-FREE ETF 464289313 1,300 24,378 SH   DFND 0 0 24,378
ISHARES 17 AMT-FREE ETF 464289271 1,325 24,035 SH   DFND 0 0 24,035
ISHARES IBOXX HI YD ETF 464288513 344 3,791 SH   DFND 0 0 3,791
ISHARES INTL DEV RE ETF 464288489 2 75 SH   DFND 0 0 75
ISHARES INTL DEV RE ETF 464288489 1,937 62,384 SH   DFND 1 62,384 0 0
ISHARES INTL SEL DIV ETF 464288448 566 16,813 SH   DFND 0 0 16,813
ISHARES GOLD TRUST ISHARES 464285105 197 17,246 SH   DFND 0 0 17,246
ISHARES INC CORE MSCI EMKT 46434G103 44,251 915,594 SH   DFND 1 915,594 0 0
ISHARES INC CORE MSCI EMKT 46434G103 27 556 SH   DFND 0 0 556
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 248 12,715 SH   DFND 1 12,715 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,588 15,984 SH   DFND 1 15,984 0 0
ISHARES TR 18 AMT-FREE ETF 46429B580 763 29,962 SH   DFND 0 0 29,962
ISHARES TR 19 AMT-FREE MN 46429B564 623 24,403 SH   DFND 0 0 24,403
ISHARES TR COHEN&STEER REIT 464287564 629 6,218 SH   DFND 0 0 6,218
ISHARES TR CORE DIV GRWTH 46434V621 263 10,005 SH   DFND 0 0 10,005
ISHARES TR CORE HIGH DV ETF 46429B663 235 3,145 SH   DFND 0 0 3,145
ISHARES TR CORE S&P MCP ETF 464287507 142 937 SH   DFND 0 0 937
ISHARES TR CORE S&P MCP ETF 464287507 3,120 20,529 SH   DFND 1 20,529 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,887 9,078 SH   DFND 0 0 9,078
ISHARES TR CORE US AGGBD ET 464287226 4,457 39,995 SH   DFND 0 0 39,995
ISHARES TR EAFE MIN VOL ETF 46429B689 621 9,426 SH   DFND 0 0 9,426
ISHARES TR FLTG RATE BD ETF 46429B655 124 2,450 SH   DFND 0 0 2,450
ISHARES TR FLTG RATE BD ETF 46429B655 1,252 24,736 SH   DFND 1 24,736 0 0
ISHARES TR MSCI EAFE ETF 464287465 208 3,244 SH   DFND 0 0 3,244
ISHARES TR MSCI EMG MKT ETF 464287234 282,556 7,041,030 SH   DFND 1 7,041,030 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 121 3,019 SH   DFND 0 0 3,019
ISHARES TR RUS 1000 GRW ETF 464287614 6,842 69,167 SH   DFND 0 0 69,167
ISHARES TR RUS 1000 VAL ETF 464287598 5,953 57,753 SH   DFND 0 0 57,753
ISHARES TR RUS 2000 GRW ETF 464287648 735 4,847 SH   DFND 0 0 4,847
ISHARES TR RUSSELL 2000 ETF 464287655 321 2,584 SH   DFND 0 0 2,584
ISHARES TR RUSSELL 2000 ETF 464287655 3,118 25,075 SH   DFND 1 25,075 0 0
ISHARES TR S&P 500 VAL ETF 464287408 325 3,511 SH   DFND 0 0 3,511
ISHARES TR TIPS BD ETF 464287176 1,254 11,039 SH   DFND 0 0 11,039
ISHARES TR TIPS BD ETF 464287176 2,094 18,435 SH   DFND 1 18,435 0 0
JOHNSON & JOHNSON COM 478160104 2,757 27,405 SH   DFND 0 0 27,405
JOHNSON & JOHNSON COM 478160104 64 632 SH   SOLE 0 0 632
JPMORGAN CHASE & CO COM 46625H100 1,360 22,461 SH   DFND 0 0 22,461
KAYNE ANDERSON MLP INVT CO COM 486606106 1,046 29,460 SH   DFND 0 0 29,460
KIMBERLY CLARK CORP COM 494368103 1,575 14,701 SH   DFND 0 0 14,701
KRAFT FOODS GROUP INC COM 50076Q106 1,241 14,246 SH   DFND 0 0 14,246
LINCOLN NATL CORP IND COM 534187109 212 3,682 SH   DFND 0 0 3,682
LOCKHEED MARTIN CORP COM 539830109 1,495 7,366 SH   DFND 0 0 7,366
MANNKIND CORP COM 56400P201 53 10,100 SH   DFND 0 0 10,100
MARRIOTT INTL INC NEW CL A 571903202 1,819 22,649 SH   DFND 0 0 22,649
MCDONALDS CORP COM 580135101 490 5,033 SH   DFND 0 0 5,033
MCDONALDS CORP COM 580135101 74 770 SH   SOLE 0 0 770
MERCK & CO INC NEW COM 58933Y105 224 3,904 SH   DFND 0 0 3,904
MICROSOFT CORP COM 594918104 1,701 41,826 SH   DFND 0 0 41,826
MICROSOFT CORP COM 594918104 92 2,249 SH   SOLE 0 0 2,249
MIMEDX GROUP INC COM 602496101 106 10,190 SH   DFND 0 0 10,190
NATIONAL GRID PLC SPON ADR NEW 636274300 1,497 23,176 SH   DFND 0 0 23,176
NORFOLK SOUTHERN CORP COM 655844108 363 3,525 SH   DFND 0 0 3,525
NOVARTIS A G SPONSORED ADR 66987V109 2,051 20,803 SH   DFND 0 0 20,803
ORACLE CORP COM 68389X105 397 9,204 SH   DFND 0 0 9,204
ORACLE CORP COM 68389X105 9 200 SH   SOLE 0 0 200
PAYCHEX INC COM 704326107 2,046 41,245 SH   DFND 0 0 41,245
PEPSICO INC COM 713448108 1,683 17,600 SH   DFND 0 0 17,600
PEPSICO INC COM 713448108 22 227 SH   SOLE 0 0 227
PFIZER INC COM 717081103 601 17,279 SH   DFND 0 0 17,279
PHILIP MORRIS INTL INC COM 718172109 863 11,457 SH   DFND 0 0 11,457
PHILLIPS 66 COM 718546104 253 3,217 SH   DFND 0 0 3,217
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,019 19,965 SH   DFND 0 0 19,965
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 641 16,911 SH   DFND 0 0 16,911
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 209 1,982 SH   DFND 0 0 1,982
PROCTER & GAMBLE CO COM 742718109 14,345 175,071 SH   DFND 0 0 175,071
PROCTER & GAMBLE CO COM 742718109 39 479 SH   SOLE 0 0 479
QUALCOMM INC COM 747525103 265 3,810 SH   DFND 0 0 3,810
REALTY INCOME CORP COM 756109104 1,402 27,176 SH   DFND 0 0 27,176
REALTY INCOME CORP COM 756109104 26 499 SH   SOLE 0 0 499
REYNOLDS AMERICAN INC COM 761713106 1,104 16,027 SH   DFND 0 0 16,027
ROSS STORES INC COM 778296103 394 3,742 SH   DFND 0 0 3,742
SANDY SPRING BANCORP INC COM 800363103 843 32,125 SH   DFND 0 0 32,125
SCHLUMBERGER LTD COM 806857108 201 2,414 SH   DFND 0 0 2,414
SELECT INCOME REIT COM SH BEN INT 81618T100 390 15,621 SH   DFND 0 0 15,621
SELECT INCOME REIT COM SH BEN INT 81618T100 7 300 SH   SOLE 0 0 300
SIRIUS XM HLDGS INC COM 82968B103 146 38,155 SH   DFND 0 0 38,155
SPDR GOLD TRUST GOLD SHS 78463V107 799 7,027 SH   DFND 0 0 7,027
SPDR S&P 500 ETF TR TR UNIT 78462F103 17,841 86,424 SH   DFND 1 86,424 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,195 10,630 SH   DFND 0 0 10,630
SPDR SERIES TRUST BARCLYS TIPS ETF 78464A656 182,574 3,219,982 SH   DFND 1 3,219,982 0 0
SPDR SERIES TRUST BARCLYS TIPS ETF 78464A656 95 1,667 SH   DFND 0 0 1,667
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 10 244 SH   DFND 0 0 244
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 1,694 43,184 SH   DFND 1 43,184 0 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 3 50 SH   DFND 0 0 50
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 3,005 56,579 SH   DFND 1 56,579 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 592 7,566 SH   DFND 0 0 7,566
SPECTRA ENERGY CORP COM 847560109 1,741 48,145 SH   DFND 0 0 48,145
STARBUCKS CORP COM 855244109 388 4,098 SH   DFND 0 0 4,098
TARGET CORP COM 87612E106 1,482 18,062 SH   DFND 0 0 18,062
TOWNEBANK PORTSMOUTH VA COM 89214P109 1,034 64,298 SH   DFND 0 0 64,298
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 272 1,946 SH   DFND 0 0 1,946
UNITED PARCEL SERVICE INC CL B 911312106 860 8,873 SH   DFND 0 0 8,873
US BANCORP DEL COM NEW 902973304 365 8,342 SH   DFND 0 0 8,342
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 13,190 136,993 SH   DFND 1 136,993 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 960 11,921 SH   DFND 0 0 11,921
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,121 26,349 SH   DFND 1 26,349 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2 24 SH   SOLE 0 0 24
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 80 964 SH   DFND 0 0 964
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 140,676 1,687,375 SH   DFND 1 1,687,375 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 379 3,621 SH   DFND 0 0 3,621
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 8,395 77,720 SH   DFND 1 77,720 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 12,500 135,999 SH   DFND 1 135,999 0 0
VANGUARD INDEX FDS REIT ETF 922908553 322 3,818 SH   DFND 0 0 3,818
VANGUARD INDEX FDS REIT ETF 922908553 8,419 100,145 SH   DFND 1 100,145 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 276 2,523 SH   DFND 0 0 2,523
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1 12 SH   SOLE 0 0 12
VANGUARD INDEX FDS SM CP VAL ETF 922908611 10,568 96,602 SH   DFND 1 96,602 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 6,208 47,106 SH   DFND 1 47,106 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 681 6,350 SH   DFND 0 0 6,350
VANGUARD INDEX FDS TOTAL STK MKT 922908769 55,341 516,004 SH   DFND 1 516,004 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4 33 SH   SOLE 0 0 33
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 80 1,648 SH   DFND 0 0 1,648
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 17,971 368,787 SH   DFND 1 368,787 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1 18 SH   SOLE 0 0 18
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 12,101 296,097 SH   DFND 1 296,097 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 117 2,855 SH   DFND 0 0 2,855
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 10,628 196,007 SH   DFND 1 196,007 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 20,630 336,655 SH   DFND 1 336,655 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 17,968 181,023 SH   DFND 1 181,023 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2 21 SH   DFND 0 0 21
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 4,834 85,914 SH   DFND 1 85,914 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 136 2,208 SH   DFND 0 0 2,208
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 745 12,094 SH   DFND 1 12,094 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 285 5,883 SH   DFND 0 0 5,883
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 53,861 1,007,884 SH   DFND 1 1,007,884 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 123 1,531 SH   DFND 0 0 1,531
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 17,304 215,729 SH   DFND 1 215,729 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 1,292 16,063 SH   DFND 0 0 16,063
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 20,334 252,688 SH   DFND 1 252,688 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2 47 SH   SOLE 0 0 47
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 44 1,090 SH   DFND 0 0 1,090
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 34,927 876,912 SH   DFND 1 876,912 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 922 13,499 SH   DFND 0 0 13,499
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 57 955 SH   DFND 0 0 955
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 40,872 683,824 SH   DFND 1 683,824 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 32,589 391,042 SH   DFND 1 391,042 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,024 21,068 SH   DFND 0 0 21,068
VERIZON COMMUNICATIONS INC COM 92343V104 27 549 SH   SOLE 0 0 549
VISA INC COM CL A 92826C839 215 3,288 SH   DFND 0 0 3,288
VSE CORP COM 918284100 548 6,691 SH   DFND 0 0 6,691
WALGREENS BOOTS ALLIANCE INC COM 931427108 211 2,503 SH   DFND 0 0 2,503
WAL-MART STORES INC COM 931142103 69 834 SH   SOLE 0 0 834
WAL-MART STORES INC COM 931142103 375 4,568 SH   DFND 0 0 4,568
WASTE MGMT INC DEL COM 94106L109 1,024 18,881 SH   DFND 0 0 18,881
WELLS FARGO & CO NEW COM 949746101 1,869 34,359 SH   DFND 0 0 34,359
WESTPAC BKG CORP SPONSORED ADR 961214301 1,756 58,714 SH   DFND 0 0 58,714
WINDSTREAM HLDGS INC COM 97382A101 2 294 SH   SOLE 0 0 294
WINDSTREAM HLDGS INC COM 97382A101 76 10,294 SH   DFND 0 0 10,294