The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALTRIA GROUP INC COM 02209S103 15 276 SH   SOLE 0 0 276
ALTRIA GROUP INC COM 02209S103 737 13,432 SH   DFND 0 0 13,432
AMAZON COM INC COM 023135106 330 619 SH   DFND 0 0 619
AMERICAN CAPITAL AGENCY CORP COM 02503X105 317 16,603 SH   DFND 0 0 16,603
ANNALY CAP MGMT INC COM 035710409 461 46,077 SH   DFND 0 0 46,077
ANNALY CAP MGMT INC COM 035710409 9 900 SH   SOLE 0 0 900
APPLE INC COM 037833100 3,251 29,451 SH   DFND 0 0 29,451
APPLE INC COM 037833100 19 170 SH   SOLE 0 0 170
AT&T INC COM 00206R102 1,916 58,702 SH   DFND 0 0 58,702
AT&T INC COM 00206R102 33 1,000 SH   SOLE 0 0 1,000
AUBURN NATL BANCORP COM 050473107 363 13,792 SH   DFND 0 0 13,792
AUTOMATIC DATA PROCESSING IN COM 053015103 1,091 13,413 SH   DFND 0 0 13,413
BB&T CORP COM 054937107 316 8,821 SH   DFND 0 0 8,821
BERKSHIRE HATHAWAY INC DEL CL A 084670108 391 2 SH   DFND 0 0 2
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 567 4,365 SH   DFND 0 0 4,365
BOEING CO COM 097023105 1,141 8,606 SH   DFND 0 0 8,606
BRISTOL MYERS SQUIBB CO COM 110122108 280 4,501 SH   DFND 0 0 4,501
CATERPILLAR INC DEL COM 149123101 261 3,965 SH   DFND 0 0 3,965
CELGENE CORP COM 151020104 3,174 27,259 SH   DFND 0 0 27,259
CHESAPEAKE ENERGY CORP NOTE 2.250%12/1 165167CB1 10 15,000 PRN   DFND 0 0 15,000
CHEVRON CORP NEW COM 166764100 1,711 20,978 SH   DFND 0 0 20,978
CISCO SYS INC COM 17275R102 2,061 80,022 SH   DFND 0 0 80,022
CITY NATL CORP COM 178566105 589 6,704 SH   DFND 0 0 6,704
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 1,173 55,304 SH   DFND 0 0 55,304
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 1,173 55,493 SH   DFND 0 0 55,493
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2015 18383M563 1,118 51,675 SH   DFND 0 0 51,675
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 1,271 57,322 SH   DFND 0 0 57,322
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 1,335 58,904 SH   DFND 0 0 58,904
CLOROX CO DEL COM 189054109 2,059 17,610 SH   DFND 0 0 17,610
COCA COLA CO COM 191216100 19 485 SH   SOLE 0 0 485
COCA COLA CO COM 191216100 352 8,717 SH   DFND 0 0 8,717
COLUMBIA PPTY TR INC COM NEW 198287203 237 10,204 SH   DFND 0 0 10,204
CONAGRA FOODS INC COM 205887102 230 5,510 SH   DFND 0 0 5,510
CONOCOPHILLIPS COM 20825C104 320 6,256 SH   DFND 0 0 6,256
CONSOLIDATED EDISON INC COM 209115104 200 2,995 SH   DFND 0 0 2,995
CU BANCORP CALIF COM 126534106 545 24,288 SH   DFND 0 0 24,288
CUMMINS INC COM 231021106 469 4,339 SH   DFND 0 0 4,339
CVS HEALTH CORP COM 126650100 350 3,534 SH   DFND 0 0 3,534
DISNEY WALT CO COM DISNEY 254687106 777 7,544 SH   DFND 0 0 7,544
DOMINION RES INC VA NEW COM 25746U109 1,964 28,318 SH   DFND 0 0 28,318
DUKE ENERGY CORP NEW COM NEW 26441C204 474 6,584 SH   DFND 0 0 6,584
DUKE REALTY CORP COM NEW 264411505 275 14,127 SH   DFND 0 0 14,127
EOG RES INC COM 26875P101 815 10,578 SH   DFND 0 0 10,578
EXXON MOBIL CORP COM 30231G102 3,133 41,285 SH   DFND 0 0 41,285
EXXON MOBIL CORP COM 30231G102 8 106 SH   SOLE 0 0 106
FACEBOOK INC CL A 30303M102 243 2,632 SH   DFND 0 0 2,632
FIRST FINL BANCORP OH COM 320209109 187 10,086 SH   DFND 0 0 10,086
FIRST TR EXCHANGE TRADED FD SENIOR LN FD 33738D309 218 4,538 SH   DFND 0 0 4,538
FIRST TR STOXX EURO DIV FD COMMON SHS 33735T109 137 11,250 SH   DFND 0 0 11,250
FORD MTR CO DEL COM PAR $0.01 345370860 1,050 75,076 SH   DFND 0 0 75,076
FORD MTR CO DEL COM PAR $0.01 345370860 5 400 SH   SOLE 0 0 400
FS INVT CORP COM 302635107 208 21,599 SH   DFND 0 0 21,599
GENERAL ELECTRIC CO COM 369604103 1,147 45,013 SH   DFND 0 0 45,013
GENUINE PARTS CO COM 372460105 1,431 17,430 SH   DFND 0 0 17,430
GILEAD SCIENCES INC COM 375558103 715 7,274 SH   DFND 0 0 7,274
GOOGLE INC CL A 38259P508 312 474 SH   DFND 0 0 474
GOOGLE INC CL C 38259P706 219 350 SH   DFND 0 0 350
HASBRO INC COM 418056107 1,294 18,139 SH   DFND 0 0 18,139
HEALTHCARE TR AMER INC CL A NEW 42225P501 234 9,410 SH   DFND 0 0 9,410
HOME DEPOT INC COM 437076102 1,140 9,676 SH   DFND 0 0 9,676
INCYTE CORP COM 45337C102 329 2,600 SH   DFND 0 0 2,600
INTEL CORP COM 458140100 2,043 66,964 SH   DFND 0 0 66,964
INTEL CORP COM 458140100 11 340 SH   SOLE 0 0 340
INTERNATIONAL BUSINESS MACHS COM 459200101 278 1,921 SH   DFND 0 0 1,921
INTERNATIONAL GAME TECHNOLOG SHS USD G4863A108 596 39,307 SH   DFND 0 0 39,307
ISHARES 16 AMT-FREE ETF 464289313 1,260 47,520 SH   DFND 0 0 47,520
ISHARES 17 AMT-FREE ETF 464289271 1,290 46,939 SH   DFND 0 0 46,939
ISHARES GOLD TRUST ISHARES 464285105 168 15,285 SH   DFND 0 0 15,285
ISHARES INC CORE MSCI EMKT 46434G103 44,415 1,113,451 SH   DFND 1 1,113,451 0 0
ISHARES INC CORE MSCI EMKT 46434G103 61 1,478 SH   DFND 0 0 1,478
ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 242 14,174 SH   DFND 1 14,174 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,437 14,464 SH   DFND 1 14,464 0 0
ISHARES TR 18 AMT-FREE ETF 46429B580 1,381 53,842 SH   DFND 0 0 53,842
ISHARES TR 19 AMT-FREE MN 46429B564 1,236 48,379 SH   DFND 0 0 48,379
ISHARES TR COHEN&STEER REIT 464287564 745 7,936 SH   DFND 0 0 7,936
ISHARES TR CORE DIV GRWTH 46434V621 799 32,408 SH   DFND 0 0 32,408
ISHARES TR CORE HIGH DV ETF 46429B663 501 7,121 SH   DFND 0 0 7,121
ISHARES TR CORE MSCI EAFE 46432F842 314 5,833 SH   DFND 0 0 5,833
ISHARES TR CORE S&P MCP ETF 464287507 2,739 20,047 SH   DFND 1 20,047 0 0
ISHARES TR CORE S&P MCP ETF 464287507 139 1,006 SH   DFND 0 0 1,006
ISHARES TR CORE S&P SCP ETF 464287804 585 5,453 SH   DFND 0 0 5,453
ISHARES TR CORE S&P500 ETF 464287200 2,298 11,716 SH   DFND 0 0 11,716
ISHARES TR CORE US AGGBD ET 464287226 6,794 61,882 SH   DFND 0 0 61,882
ISHARES TR EAFE MIN VOL ETF 46429B689 804 12,702 SH   DFND 0 0 12,702
ISHARES TR FLTG RATE BD ETF 46429B655 1,110 22,013 SH   DFND 1 22,013 0 0
ISHARES TR FLTG RATE BD ETF 46429B655 121 2,400 SH   DFND 0 0 2,400
ISHARES TR IBONDS SEP2020 46434V571 379 14,850 SH   DFND 0 0 14,850
ISHARES TR IBOXX HI YD ETF 464288513 336 4,066 SH   DFND 0 0 4,066
ISHARES TR INTL DEV RE ETF 464288489 2 75 SH   DFND 0 0 75
ISHARES TR INTL DEV RE ETF 464288489 1,728 61,730 SH   DFND 1 61,730 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,547 26,448 SH   DFND 0 0 26,448
ISHARES TR MSCI EMG MKT ETF 464287234 307 9,071 SH   DFND 0 0 9,071
ISHARES TR MSCI EMG MKT ETF 464287234 325,225 9,921,424 SH   DFND 1 9,921,424 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 6,862 72,397 SH   DFND 0 0 72,397
ISHARES TR RUS 1000 VAL ETF 464287598 5,609 59,192 SH   DFND 0 0 59,192
ISHARES TR RUS 2000 GRW ETF 464287648 662 4,855 SH   DFND 0 0 4,855
ISHARES TR RUS MID-CAP ETF 464287499 200 1,263 SH   DFND 0 0 1,263
ISHARES TR RUSSELL 2000 ETF 464287655 195 1,765 SH   DFND 0 0 1,765
ISHARES TR RUSSELL 2000 ETF 464287655 2,380 21,793 SH   DFND 1 21,793 0 0
ISHARES TR S&P 500 VAL ETF 464287408 332 3,899 SH   DFND 0 0 3,899
ISHARES TR TIPS BD ETF 464287176 1,990 17,981 SH   DFND 1 17,981 0 0
ISHARES TR TIPS BD ETF 464287176 2,837 25,402 SH   DFND 0 0 25,402
ISHARES TR U.S. PFD STK ETF 464288687 375 9,763 SH   DFND 0 0 9,763
JOHNSON & JOHNSON COM 478160104 2,736 29,122 SH   DFND 0 0 29,122
JOHNSON & JOHNSON COM 478160104 11 117 SH   SOLE 0 0 117
JPMORGAN CHASE & CO COM 46625H100 1,730 28,447 SH   DFND 0 0 28,447
KAYNE ANDERSON MLP INVT CO COM 486606106 842 35,974 SH   DFND 0 0 35,974
KIMBERLY CLARK CORP COM 494368103 926 8,487 SH   DFND 0 0 8,487
KINDER MORGAN INC DEL COM 49456B101 712 24,026 SH   DFND 0 0 24,026
KRAFT HEINZ CO COM 500754106 1,133 15,871 SH   DFND 0 0 15,871
LINN ENERGY LLC UNIT LTD LIAB 536020100 29 10,050 SH   DFND 0 0 10,050
LOCKHEED MARTIN CORP COM 539830109 1,549 7,494 SH   DFND 0 0 7,494
MARKET VECTORS ETF TR MKTVEC INTMUETF 57060U845 221 9,358 SH   DFND 0 0 9,358
MARRIOTT INTL INC NEW CL A 571903202 1,601 22,399 SH   DFND 0 0 22,399
MASTERCARD INC CL A 57636Q104 305 3,318 SH   DFND 0 0 3,318
MCDONALDS CORP COM 580135101 33 339 SH   SOLE 0 0 339
MCDONALDS CORP COM 580135101 655 6,558 SH   DFND 0 0 6,558
MERCK & CO INC NEW COM 58933Y105 203 4,042 SH   DFND 0 0 4,042
MICROSOFT CORP COM 594918104 2,102 46,138 SH   DFND 0 0 46,138
MICROSOFT CORP COM 594918104 26 588 SH   SOLE 0 0 588
MIMEDX GROUP INC COM 602496101 99 10,190 SH   DFND 0 0 10,190
MONOGRAM RESIDENTIAL TR INC COM 60979P105 176 18,623 SH   DFND 0 0 18,623
NATIONAL GRID PLC SPON ADR NEW 636274300 1,756 24,533 SH   DFND 0 0 24,533
NORFOLK SOUTHERN CORP COM 655844108 255 3,226 SH   DFND 0 0 3,226
NORTHROP GRUMMAN CORP COM 666807102 215 1,285 SH   DFND 0 0 1,285
NOVARTIS A G SPONSORED ADR 66987V109 2,032 21,791 SH   DFND 0 0 21,791
ORACLE CORP COM 68389X105 238 6,461 SH   DFND 0 0 6,461
ORACLE CORP COM 68389X105 7 200 SH   SOLE 0 0 200
PAYCHEX INC COM 704326107 2,052 42,961 SH   DFND 0 0 42,961
PEPSICO INC COM 713448108 1,707 18,130 SH   DFND 0 0 18,130
PEPSICO INC COM 713448108 21 227 SH   SOLE 0 0 227
PFIZER INC COM 717081103 2,290 69,223 SH   DFND 0 0 69,223
PHILIP MORRIS INTL INC COM 718172109 947 11,841 SH   DFND 0 0 11,841
PHILLIPS 66 COM 718546104 360 4,535 SH   DFND 0 0 4,535
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,150 21,341 SH   DFND 0 0 21,341
PNC FINL SVCS GROUP INC COM 693475105 899 10,198 SH   DFND 0 0 10,198
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 417 11,503 SH   DFND 0 0 11,503
PROCTER & GAMBLE CO COM 742718109 12,632 174,430 SH   DFND 0 0 174,430
PROCTER & GAMBLE CO COM 742718109 14 200 SH   SOLE 0 0 200
PROSHARES TR PSHS SH MSCI EAF 74347R370 219 6,394 SH   DFND 0 0 6,394
PROSHARES TR PSHS SHRT S&P500 74347R503 215 9,699 SH   DFND 0 0 9,699
PUBLIC STORAGE COM 74460D109 228 1,053 SH   DFND 0 0 1,053
REALTY INCOME CORP COM 756109104 1,492 32,448 SH   DFND 0 0 32,448
REALTY INCOME CORP COM 756109104 13 271 SH   SOLE 0 0 271
REYNOLDS AMERICAN INC COM 761713106 1,343 30,523 SH   DFND 0 0 30,523
ROSS STORES INC COM 778296103 433 8,886 SH   DFND 0 0 8,886
SANDY SPRING BANCORP INC COM 800363103 783 30,625 SH   DFND 0 0 30,625
SELECT INCOME REIT COM SH BEN INT 81618T100 251 13,009 SH   DFND 0 0 13,009
SELECT INCOME REIT COM SH BEN INT 81618T100 6 300 SH   SOLE 0 0 300
SIRIUS XM HLDGS INC COM 82968B103 219 57,198 SH   DFND 0 0 57,198
SOUTHERN CO COM 842587107 202 4,529 SH   DFND 0 0 4,529
SPDR GOLD TRUST GOLD SHS 78463V107 866 7,943 SH   DFND 0 0 7,943
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,990 15,336 SH   DFND 0 0 15,336
SPDR S&P 500 ETF TR TR UNIT 78462F103 15,540 81,093 SH   DFND 1 81,093 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,140 4,522 SH   DFND 0 0 4,522
SPDR SERIES TRUST BARCLYS TIPS ETF 78464A656 101 1,808 SH   DFND 0 0 1,808
SPDR SERIES TRUST BARCLYS TIPS ETF 78464A656 174,458 3,159,336 SH   DFND 1 3,159,336 0 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 18 492 SH   DFND 0 0 492
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 1,487 41,731 SH   DFND 1 41,731 0 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 0 1 SH   DFND 0 0 1
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 1,679 32,222 SH   DFND 1 32,222 0 0
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 221 3,919 SH   DFND 0 0 3,919
SPDR SERIES TRUST S&P DIVID ETF 78464A763 313 4,299 SH   DFND 0 0 4,299
SPIRIT RLTY CAP INC NEW COM 84860W102 120 12,648 SH   DFND 0 0 12,648
STARBUCKS CORP COM 855244109 588 10,126 SH   DFND 0 0 10,126
TARGET CORP COM 87612E106 1,457 18,324 SH   DFND 0 0 18,324
TIER REIT INC COM NEW 88650V208 173 11,609 SH   DFND 0 0 11,609
TORCHMARK CORP COM 891027104 244 4,313 SH   DFND 0 0 4,313
TOWNEBANK PORTSMOUTH VA COM 89214P109 639 34,434 SH   DFND 0 0 34,434
UNION PAC CORP COM 907818108 407 4,431 SH   DFND 0 0 4,431
UNITED PARCEL SERVICE INC CL B 911312106 1,974 19,855 SH   DFND 0 0 19,855
US BANCORP DEL COM NEW 902973304 832 20,426 SH   DFND 0 0 20,426
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 14,279 159,827 SH   DFND 1 159,827 0 0
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 2 24 SH   DFND 0 0 24
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2 24 SH   SOLE 0 0 24
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,926 23,960 SH   DFND 1 23,960 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 994 12,352 SH   DFND 0 0 12,352
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 405 4,929 SH   DFND 0 0 4,929
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 153,154 1,869,336 SH   DFND 1 1,869,336 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 508 4,971 SH   DFND 0 0 4,971
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 9,787 100,616 SH   DFND 1 100,616 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 12 142 SH   DFND 0 0 142
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 9,838 118,192 SH   DFND 1 118,192 0 0
VANGUARD INDEX FDS REIT ETF 922908553 385 5,036 SH   DFND 0 0 5,036
VANGUARD INDEX FDS REIT ETF 922908553 8,498 112,497 SH   DFND 1 112,497 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 15 150 SH   DFND 0 0 150
VANGUARD INDEX FDS SM CP VAL ETF 922908611 9,832 101,518 SH   DFND 1 101,518 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1 12 SH   SOLE 0 0 12
VANGUARD INDEX FDS SMALL CP ETF 922908751 201 1,828 SH   DFND 0 0 1,828
VANGUARD INDEX FDS SML CP GRW ETF 922908595 5,780 49,078 SH   DFND 1 49,078 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 11 92 SH   DFND 0 0 92
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,646 16,405 SH   DFND 0 0 16,405
VANGUARD INDEX FDS TOTAL STK MKT 922908769 53,739 544,359 SH   DFND 1 544,359 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3 33 SH   SOLE 0 0 33
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 67 1,538 SH   DFND 0 0 1,538
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 18,809 441,207 SH   DFND 1 441,207 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 12,667 382,806 SH   DFND 1 382,806 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1 18 SH   SOLE 0 0 18
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 165 4,830 SH   DFND 0 0 4,830
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 16 318 SH   DFND 0 0 318
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 14,909 303,152 SH   DFND 1 303,152 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 7 133 SH   DFND 0 0 133
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 21,608 402,465 SH   DFND 1 402,465 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 15,337 169,094 SH   DFND 1 169,094 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 9 93 SH   DFND 0 0 93
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 5,223 102,468 SH   DFND 1 102,468 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1 19 SH   DFND 0 0 19
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 92 1,625 SH   DFND 0 0 1,625
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 671 12,110 SH   DFND 1 12,110 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 227 2,660 SH   DFND 0 0 2,660
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 58,712 1,100,316 SH   DFND 1 1,100,316 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 667 8,367 SH   DFND 0 0 8,367
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 18,960 237,865 SH   DFND 1 237,865 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 1,404 18,789 SH   DFND 0 0 18,789
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 20,086 272,396 SH   DFND 1 272,396 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 233 6,420 SH   DFND 0 0 6,420
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2 47 SH   SOLE 0 0 47
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 35,744 1,002,921 SH   DFND 1 1,002,921 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 1,016 16,009 SH   DFND 0 0 16,009
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 36,175 654,862 SH   DFND 1 654,862 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 35,909 461,798 SH   DFND 1 461,798 0 0
VEREIT INC COM 92339V100 240 30,866 SH   DFND 0 0 30,866
VERIZON COMMUNICATIONS INC COM 92343V104 10 228 SH   SOLE 0 0 228
VERIZON COMMUNICATIONS INC COM 92343V104 1,105 25,792 SH   DFND 0 0 25,792
VISA INC COM CL A 92826C839 424 5,988 SH   DFND 0 0 5,988
VSE CORP COM 918284100 406 10,254 SH   DFND 0 0 10,254
WALGREENS BOOTS ALLIANCE INC COM 931427108 237 2,718 SH   DFND 0 0 2,718
WAL-MART STORES INC COM 931142103 335 5,151 SH   DFND 0 0 5,151
WAL-MART STORES INC COM 931142103 23 349 SH   SOLE 0 0 349
WASTE MGMT INC DEL COM 94106L109 1,264 25,023 SH   DFND 0 0 25,023
WELLS FARGO & CO NEW COM 949746101 2,226 43,422 SH   DFND 0 0 43,422
WELLTOWER INC COM 95040Q104 1,291 18,917 SH   DFND 0 0 18,917
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 212 3,822 SH   DFND 0 0 3,822