The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 3,367 77,930 SH   SOLE   77,125 0 805
AT&T INC COMMON STOCK 00206R102 60 1,394 SH   DFND   1,394 0 0
AT&T INC COMMON STOCK 00206R102 210 4,860 SH   OTR   4,860 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 2,902 73,831 SH   SOLE   73,077 0 754
ABBOTT LABORATORIES COMMON STOCK 002824100 24 600 SH   DFND   600 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 169 4,311 SH   OTR   4,311 0 0
ABBVIE INC COMMON STOCK 00287Y109 307 4,958 SH   SOLE   4,958 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 2,428 17,096 SH   SOLE   17,096 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 86 604 SH   OTR   604 0 0
ALPHABET INC COMMON STOCK 02079K107 217 313 SH   SOLE   307 0 6
ALPHABET INC COMMON STOCK 02079K107 39 57 SH   OTR   57 0 0
ALPHABET INC COMMON STOCK 02079K305 190 270 SH   SOLE   261 0 9
ALPHABET INC COMMON STOCK 02079K305 34 49 SH   OTR   49 0 0
AMAZON.COM INC COMMON STOCK 023135106 247 345 SH   OTR   345 0 0
AMGEN INC COMMON STOCK 031162100 3,423 22,497 SH   SOLE   22,497 0 0
AMGEN INC COMMON STOCK 031162100 104 681 SH   DFND   681 0 0
AMGEN INC COMMON STOCK 031162100 185 1,215 SH   OTR   1,180 0 35
APPLE INC COMMON STOCK 037833100 5,019 52,496 SH   SOLE   51,955 0 541
APPLE INC COMMON STOCK 037833100 33 350 SH   DFND   350 0 0
APPLE INC COMMON STOCK 037833100 484 5,066 SH   OTR   5,066 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 776 18,100 SH   SOLE   18,100 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 14 320 SH   OTR   320 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 1,440 31,834 SH   SOLE   31,834 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 22 495 SH   DFND   495 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 97 2,142 SH   OTR   2,142 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 229 1,581 SH   SOLE   1,408 0 173
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 72 494 SH   OTR   494 0 0
BIOGEN INC COMMON STOCK 09062X103 352 1,455 SH   SOLE   1,455 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 501 6,812 SH   SOLE   6,812 0 0
CABOT OIL & GAS CORP COMMON STOCK 127097103 1,428 55,477 SH   SOLE   54,308 0 1,169
CABOT OIL & GAS CORP COMMON STOCK 127097103 96 3,724 SH   OTR   3,724 0 0
CELGENE CORP COMMON STOCK 151020104 322 3,268 SH   SOLE   3,268 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 3,031 28,910 SH   SOLE   28,637 0 273
CHEVRON CORPORATION COMMON STOCK 166764100 76 723 SH   DFND   723 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 337 3,217 SH   OTR   3,117 0 100
CISCO SYSTEMS INC COMMON STOCK 17275R102 3,250 113,282 SH   SOLE   112,325 0 957
CISCO SYSTEMS INC COMMON STOCK 17275R102 35 1,207 SH   DFND   1,207 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 204 7,101 SH   OTR   6,926 0 175
DOW CHEMICAL COMPANY COMMON STOCK 260543103 2,651 53,339 SH   SOLE   52,808 0 531
DOW CHEMICAL COMPANY COMMON STOCK 260543103 35 704 SH   DFND   704 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 173 3,482 SH   OTR   3,482 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 691 7,367 SH   SOLE   7,367 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 66 700 SH   OTR   700 0 0
FORD MOTOR COMMON STOCK 345370860 2,437 193,882 SH   SOLE   191,825 0 2,057
FORD MOTOR COMMON STOCK 345370860 22 1,776 SH   DFND   1,776 0 0
FORD MOTOR COMMON STOCK 345370860 311 24,764 SH   OTR   24,764 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 190 6,042 SH   SOLE   6,042 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 31 1,000 SH   OTR   0 0 1,000
GILEAD SCIENCES INC COMMON STOCK 375558103 457 5,483 SH   SOLE   5,483 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 8 95 SH   OTR   95 0 0
HOLLYFRONTIER CORP COMMON STOCK 436106108 1,077 45,319 SH   SOLE   45,319 0 0
HOLLYFRONTIER CORP COMMON STOCK 436106108 23 959 SH   DFND   959 0 0
INTEL CORP COMMON STOCK 458140100 1,616 49,255 SH   SOLE   49,255 0 0
INTEL CORP COMMON STOCK 458140100 21 634 SH   OTR   534 0 100
INTERNATIONAL PAPER COMPANY COMMON STOCK 460146103 2,247 53,032 SH   SOLE   52,371 0 661
INTERNATIONAL PAPER COMPANY COMMON STOCK 460146103 23 550 SH   DFND   550 0 0
INTERNATIONAL PAPER COMPANY COMMON STOCK 460146103 143 3,377 SH   OTR   3,377 0 0
ISHARES COMMON STOCK 464287309 3,516 30,157 SH   SOLE   30,157 0 0
ITC HOLDINGS CORP COMMON STOCK 465685105 1,833 39,140 SH   SOLE   39,140 0 0
ITC HOLDINGS CORP COMMON STOCK 465685105 24 521 SH   DFND   521 0 0
ITC HOLDINGS CORP COMMON STOCK 465685105 165 3,519 SH   OTR   3,519 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 54 873 SH   SOLE   873 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 155 2,500 SH   OTR   1,900 0 600
JERNIGAN CAPITAL INC COMMON STOCK 476405105 271 19,410 SH   SOLE   19,410 0 0
MCDONALDS CORP COMMON STOCK 580135101 2,292 19,047 SH   SOLE   19,047 0 0
MCDONALDS CORP COMMON STOCK 580135101 44 365 SH   DFND   365 0 0
MCDONALDS CORP COMMON STOCK 580135101 197 1,634 SH   OTR   1,334 0 300
MERCK & CO INC COMMON STOCK 58933Y105 3,448 59,858 SH   SOLE   59,368 0 490
MERCK & CO INC COMMON STOCK 58933Y105 81 1,414 SH   DFND   1,414 0 0
MERCK & CO INC COMMON STOCK 58933Y105 212 3,685 SH   OTR   3,555 0 130
MICROSOFT CORP COMMON STOCK 594918104 3,435 67,133 SH   SOLE   66,557 0 576
MICROSOFT CORP COMMON STOCK 594918104 108 2,117 SH   DFND   2,117 0 0
MICROSOFT CORP COMMON STOCK 594918104 236 4,610 SH   OTR   4,510 0 100
PALO ALTO NETWORKS INC COMMON STOCK 697435105 289 2,360 SH   SOLE   2,360 0 0
PFIZER INC COMMON STOCK 717081103 1,242 35,268 SH   SOLE   35,268 0 0
PFIZER INC COMMON STOCK 717081103 18 500 SH   OTR   0 0 500
PHILIP MORRIS INTL INC COMMON STOCK 718172109 872 8,576 SH   SOLE   8,576 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 42 414 SH   DFND   414 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 144 1,418 SH   OTR   1,218 0 200
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 2,382 32,649 SH   SOLE   32,289 0 360
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 24 324 SH   DFND   324 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 151 2,072 SH   OTR   1,972 0 100
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,629 19,243 SH   SOLE   19,243 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 24 283 SH   DFND   283 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 592 6,993 SH   OTR   6,848 0 145
QUALCOMM INC. COMMON STOCK 747525103 2,723 50,830 SH   SOLE   50,141 0 689
QUALCOMM INC. COMMON STOCK 747525103 156 2,911 SH   OTR   2,911 0 0
RAYTHEON COMMON STOCK 755111507 2,525 18,571 SH   SOLE   18,330 0 241
RAYTHEON COMMON STOCK 755111507 34 252 SH   DFND   252 0 0
RAYTHEON COMMON STOCK 755111507 165 1,213 SH   OTR   1,213 0 0
REVANCE THERAPEUTICS INC COMMON STOCK 761330109 1,050 77,177 SH   SOLE   77,177 0 0
ROCKWELL AUTOMATION INC. COMMON STOCK 773903109 630 5,486 SH   SOLE   5,486 0 0
SPDR COMMON STOCK 81369Y407 502 6,425 SH   SOLE   6,425 0 0
SHIRE PLC COMMON STOCK 82481R106 988 5,368 SH   SOLE   5,368 0 0
SHIRE PLC COMMON STOCK 82481R106 13 73 SH   DFND   73 0 0
SHIRE PLC COMMON STOCK 82481R106 81 439 SH   OTR   439 0 0
TEVA PHARMACEUTICAL INDUSTRIES COMMON STOCK 881624209 903 17,969 SH   SOLE   17,969 0 0
UNION PACIFIC COMMON STOCK 907818108 2,275 26,079 SH   SOLE   25,700 0 379
UNION PACIFIC COMMON STOCK 907818108 23 269 SH   DFND   269 0 0
UNION PACIFIC COMMON STOCK 907818108 194 2,224 SH   OTR   2,224 0 0
UNITED BANKSHARES INC COMMON STOCK 909907107 244 6,503 SH   SOLE   6,503 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 2,997 27,825 SH   SOLE   27,519 0 306
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 38 356 SH   DFND   356 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 194 1,802 SH   OTR   1,802 0 0
VANGUARD COMMON STOCK 922908629 2,591 20,957 SH   SOLE   20,957 0 0
VANGUARD COMMON STOCK 922908736 2,290 21,358 SH   SOLE   21,358 0 0
VANGUARD COMMON STOCK 922908744 2,578 30,328 SH   SOLE   30,328 0 0
WISDOMTREE COMMON STOCK 97717W851 2,029 52,319 SH   SOLE   52,319 0 0
WISDOMTREE COMMON STOCK 97717X701 5,245 103,799 SH   SOLE   103,799 0 0
WISDOMTREE COMMON STOCK 97717X701 166 3,295 SH   OTR   3,295 0 0
ALLERGAN PLC FOREIGN STOCK G0177J108 1,703 7,369 SH   SOLE   7,369 0 0
ALLERGAN PLC FOREIGN STOCK G0177J108 8 33 SH   OTR   33 0 0
COCA-COLA EUROPEAN PARTNERS FOREIGN STOCK G25839104 1,145 32,087 SH   SOLE   31,489 0 598
COCA-COLA EUROPEAN PARTNERS FOREIGN STOCK G25839104 28 780 SH   DFND   780 0 0
COCA-COLA EUROPEAN PARTNERS FOREIGN STOCK G25839104 88 2,478 SH   OTR   2,478 0 0
MALLINCKRODT PLC COMMON STOCK G5785G107 255 4,198 SH   SOLE   4,198 0 0