The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLETE INC COM NEW 018522300 1,089 19,420 SH   SOLE 19,420 0 0
ALLIANT ENERGY CORP COM 018802108 1,118 15,056 SH   SOLE 15,056 0 0
AMEREN CORP COM 023608102 1,091 21,780 SH   SOLE 21,780 0 0
AMERICAN ELEC PWR INC COM 025537101 1,129 17,008 SH   SOLE 17,008 0 0
AT&T INC COM 00206R102 7,917 202,113 SH   SOLE 202,113 0 0
AVALONBAY CMNTYS INC COM 053484101 756 3,975 SH   SOLE 3,975 0 0
AVISTA CORP COM 05379B107 1,190 29,192 SH   SOLE 29,192 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 939 6,620 SH   SOLE 6,620 0 0
BOSTON PROPERTIES INC COM 101121101 586 4,612 SH   SOLE 4,612 0 0
CALIFORNIA WTR SVC GROUP COM 130788102 946 35,393 SH   SOLE 35,393 0 0
CAMDEN PPTY TR SH BEN INT 133131102 220 2,611 SH   SOLE 2,611 0 0
CATERPILLAR INC DEL COM 149123101 10,840 141,622 SH   SOLE 141,622 0 0
CHEVRON CORP NEW COM 166764100 17,533 183,782 SH   SOLE 183,782 0 0
CISCO SYS INC COM 17275R102 211 7,421 SH   SOLE 7,421 0 0
CLECO CORP NEW COM 12561W105 783 14,188 SH   SOLE 14,188 0 0
CONSOLIDATED EDISON INC COM 209115104 1,219 15,905 SH   SOLE 15,905 0 0
DIGITAL RLTY TR INC COM 253868103 361 4,083 SH   SOLE 4,083 0 0
DISNEY WALT CO COM DISNEY 254687106 1,496 15,069 SH   SOLE 15,069 0 0
DNP SELECT INCOME FD COM 23325P104 249 24,860 SH   SOLE 24,860 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,352 16,752 SH   SOLE 16,752 0 0
EL PASO ELEC CO COM NEW 283677854 887 19,325 SH   SOLE 19,325 0 0
EMPIRE DIST ELEC CO COM 291641108 1,684 50,948 SH   SOLE 50,948 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 821 10,944 SH   SOLE 10,944 0 0
ESSEX PPTY TR INC COM 297178105 460 1,965 SH   SOLE 1,965 0 0
EVERSOURCE ENERGY COM 30040W108 957 16,408 SH   SOLE 16,408 0 0
EXTRA SPACE STORAGE INC COM 30225T102 346 3,706 SH   SOLE 3,706 0 0
EXXON MOBIL CORP COM 30231G102 4,742 56,732 SH   SOLE 56,732 0 0
FEDERAL REALTY INVT TR SH BEN INT NEW 313747206 322 2,065 SH   SOLE 2,065 0 0
GENERAL ELECTRIC CO COM 369604103 7,073 222,495 SH   SOLE 222,495 0 0
GENERAL GROWTH PPTYS INC NEW COM 370023103 523 17,575 SH   SOLE 17,575 0 0
GREAT PLAINS ENERGY INC COM 391164100 1,109 34,385 SH   SOLE 34,385 0 0
HAWAIIAN ELEC INDUSTRIES COM 419870100 1,177 36,339 SH   SOLE 36,339 0 0
HOME DEPOT INC COM 437076102 225 1,685 SH   SOLE 1,685 0 0
HOST HOTELS & RESORTS INC COM 44107P104 380 22,781 SH   SOLE 22,781 0 0
IDACORP INC COM 451107106 824 11,046 SH   SOLE 11,046 0 0
INTEL CORP COM 458140100 632 19,532 SH   SOLE 19,532 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 4,676 30,878 SH   SOLE 30,878 0 0
ISHARES GOLD TRUST ISHARES 464285105 29,184 2,456,547 SH   SOLE 2,456,547 0 0
ISHARES TR TIPS BD ETF 464287176 699 6,100 SH   SOLE 6,100 0 0
ISHARES TR CORE S&P500 ETF 464287200 218 1,057 SH   SOLE 1,057 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 544 15,891 SH   SOLE 15,891 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,410 12,168 SH   SOLE 12,168 0 0
ISHARES TR S&P 500 VAL ETF 464287408 957 10,640 SH   SOLE 10,640 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 513 6,033 SH   SOLE 6,033 0 0
ISHARES TR MSCI EAFE ETF 464287465 360 6,290 SH   SOLE 6,290 0 0
ISHARES TR COHEN&STEER REIT 464287564 623 6,036 SH   SOLE 6,036 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 258 2,615 SH   SOLE 2,615 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,348 13,512 SH   SOLE 13,512 0 0
ISHARES TR U.S. REAL ES ETF 464287739 202 2,599 SH   SOLE 2,599 0 0
ISHARES TR SP SMCP600VL ETF 464287879 806 7,110 SH   SOLE 7,110 0 0
ISHARES TR MICRO-CAP ETF 464288869 522 7,685 SH   SOLE 7,685 0 0
KIMCO RLTY CORP COM 49446R109 357 12,410 SH   SOLE 12,410 0 0
LILLY ELI & CO COM 532457108 216 3,000 SH   SOLE 3,000 0 0
MACERICH CO COM 554382101 336 4,235 SH   SOLE 4,235 0 0
MCDONALDS CORP COM 580135101 8,368 66,584 SH   SOLE 66,584 0 0
MERCK & CO INC NEW COM 58933Y105 217 4,100 SH   SOLE 4,100 0 0
NEW JERSEY RES COM 646025106 932 25,571 SH   SOLE 25,571 0 0
NORTHWEST NAT GAS CO COM 667655104 1,164 21,618 SH   SOLE 21,618 0 0
PEPSICO INC COM 713448108 576 5,617 SH   SOLE 5,617 0 0
PFIZER INC COM 717081103 2,267 76,499 SH   SOLE 76,499 0 0
PG&E CORP COM 69331C108 983 16,468 SH   SOLE 16,468 0 0
PINNACLE WEST CAP CORP COM 723484101 1,125 14,985 SH   SOLE 14,985 0 0
PNM RES INC COM 69349H107 872 25,854 SH   SOLE 25,854 0 0
PROLOGIS INC COM 74340W103 696 15,756 SH   SOLE 15,756 0 0
PUBLIC STORAGE COM 74460D109 1,205 4,367 SH   SOLE 4,367 0 0
REALTY INCOME CORP COM 756109104 489 7,827 SH   SOLE 7,827 0 0
REGENCY CTRS CORP COM 758849103 212 2,836 SH   SOLE 2,836 0 0
SIMON PPTY GROUP INC NEW COM 828806109 1,345 8,074 SH   SOLE 8,074 0 0
SOUTHERN CO COM 842587107 1,458 28,186 SH   SOLE 28,186 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 1,306 11,098 SH   SOLE 11,098 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 963 4,688 SH   SOLE 4,688 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 537 6,662 SH   SOLE 6,662 0 0
VANGUARD INDEX FDS REIT ETF 922908553 3,237 38,628 SH   SOLE 38,628 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,471 34,068 SH   SOLE 34,068 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 16,321 153,325 SH   SOLE 153,325 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 6,159 74,760 SH   SOLE 74,760 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 715 6,817 SH   SOLE 6,817 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 228 5,276 SH   SOLE 5,276 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,251 65,095 SH   SOLE 65,095 0 0
VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706 262 3,947 SH   SOLE 3,947 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 461 5,308 SH   SOLE 5,308 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 891 24,845 SH   SOLE 24,845 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 4,798 44,623 SH   SOLE 44,623 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 21,636 400,075 SH   SOLE 400,075 0 0
VORNADO RLTY TR SH BEN INT 929042109 497 5,265 SH   SOLE 5,265 0 0
WEC ENERGY GROUP INC COM 92939U106 972 16,187 SH   SOLE 16,187 0 0
WESTAR ENERGY INC COM 95709T100 1,108 22,330 SH   SOLE 22,330 0 0