The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 461 8,066 SH   SOLE   1,698 0 6,368
AES CORP COM 00130H105 118 10,000 SH   SOLE   0 0 10,000
ALPHABET INC CAP STK CL C 02079K107 228 306 SH   SOLE   49 0 257
ALPHABET INC CAP STK CL A 02079K305 393 515 SH   SOLE   57 0 458
ALTRIA GROUP INC COM 02209S103 226 3,599 SH   SOLE   0 0 3,599
AMAZON COM INC COM 023135106 1,278 2,152 SH   SOLE   22 0 2,130
AMERICAN WTR WKS CO INC NEW COM 030420103 239 3,464 SH   SOLE   699 0 2,765
APPLE INC COM 037833100 1,933 17,734 SH   SOLE   3,113 0 14,621
AT&T INC COM 00206R102 379 9,673 SH   SOLE   1,332 0 8,341
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 693 4,882 SH   SOLE   1,417 0 3,465
CELGENE CORP COM 151020104 235 2,352 SH   SOLE   1,600 0 752
CHEVRON CORP NEW COM 166764100 234 2,450 SH   SOLE   358 0 2,092
CISCO SYS INC COM 17275R102 264 9,285 SH   SOLE   3,760 0 5,525
COCA COLA CO COM 191216100 232 4,997 SH   SOLE   296 0 4,701
COMCAST CORP NEW CL A 20030N101 488 7,995 SH   SOLE   1,400 0 6,595
D R HORTON INC COM 23331A109 246 8,153 SH   SOLE   1,708 0 6,445
DANAHER CORP DEL COM 235851102 690 7,270 SH   SOLE   1,200 0 6,070
DUKE ENERGY CORP NEW COM NEW 26441C204 224 2,779 SH   SOLE   222 0 2,557
ENTERPRISE PRODS PARTNERS L COM 293792107 396 16,095 SH   SOLE   0 0 16,095
EXXON MOBIL CORP COM 30231G102 2,025 24,223 SH   SOLE   4,312 0 19,911
FLEXSHARES TR QUALT DIVD IDX 33939L860 246 6,820 SH   SOLE   0 0 6,820
FORD MTR CO DEL COM PAR $0.01 345370860 875 64,787 SH   SOLE   3,079 0 61,708
GENERAL ELECTRIC CO COM 369604103 2,329 73,252 SH   SOLE   20,141 0 53,111
GENERAL MLS INC COM 370334104 352 5,564 SH   SOLE   1,399 0 4,165
GENERAL MTRS CO COM 37045V100 291 9,251 SH   SOLE   950 0 8,301
INTEL CORP COM 458140100 285 8,811 SH   SOLE   2,229 0 6,582
INTERNATIONAL BUSINESS MACHS COM 459200101 1,051 6,941 SH   SOLE   685 0 6,256
ISHARES TR SELECT DIVID ETF 464287168 888 10,872 SH   SOLE   0 0 10,872
ISHARES TR CORE S&P500 ETF 464287200 1,869 9,045 SH   SOLE   4,380 0 4,665
ISHARES TR MSCI EAFE ETF 464287465 465 8,134 SH   SOLE   0 0 8,134
ISHARES TR CORE S&P MCP ETF 464287507 22,559 156,451 SH   SOLE   18,391 0 138,060
ISHARES TR RUS 1000 VAL ETF 464287598 390 3,945 SH   SOLE   0 0 3,945
ISHARES TR RUSSELL 2000 ETF 464287655 2,168 19,594 SH   SOLE   190 0 19,404
ISHARES TR CORE S&P SCP ETF 464287804 6,174 54,845 SH   SOLE   5,744 0 49,101
ISHARES TR MICRO-CAP ETF 464288869 275 4,043 SH   SOLE   0 0 4,043
JOHNSON & JOHNSON COM 478160104 937 8,662 SH   SOLE   4,847 0 3,815
JPMORGAN CHASE & CO COM 46625H100 787 13,286 SH   SOLE   1,804 0 11,482
LABORATORY CORP AMER HLDGS COM NEW 50540R409 492 4,197 SH   SOLE   718 0 3,479
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 319 4,638 SH   SOLE   274 0 4,364
MCCORMICK & CO INC COM VTG 579780107 1,353 13,627 SH   SOLE   0 0 13,627
MCDONALDS CORP COM 580135101 629 5,002 SH   SOLE   1,492 0 3,510
MICROSOFT CORP COM 594918104 310 5,613 SH   SOLE   2,679 0 2,934
NEXTERA ENERGY INC COM 65339F101 612 5,175 SH   SOLE   500 0 4,675
NORFOLK SOUTHERN CORP COM 655844108 446 5,358 SH   SOLE   2,578 0 2,780
PEPSICO INC COM 713448108 1,037 10,122 SH   SOLE   2,456 0 7,666
PFIZER INC COM 717081103 1,890 63,765 SH   SOLE   12,933 0 50,832
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 5,696 56,523 SH   SOLE   3,370 0 53,153
PNC FINL SVCS GROUP INC COM 693475105 264 3,117 SH   SOLE   100 0 3,017
PROCTER & GAMBLE CO COM 742718109 294 3,577 SH   SOLE   739 0 2,838
PROSHARES TR PSHS LC COR PLUS 74347R248 311 6,150 SH   SOLE   0 0 6,150
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 39,586 810,529 SH   SOLE   96,616 0 713,913
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 553 10,631 SH   SOLE   692 0 9,939
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 7,455 146,749 SH   SOLE   11,000 0 135,749
SPDR S&P 500 ETF TR TR UNIT 78462F103 23,339 113,560 SH   SOLE   8,266 0 105,294
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 336 1,279 SH   SOLE   0 0 1,279
STARBUCKS CORP COM 855244109 355 5,942 SH   SOLE   70 0 5,872
TARGET CORP COM 87612E106 249 3,026 SH   SOLE   2,064 0 962
TJX COS INC NEW COM 872540109 272 3,470 SH   SOLE   0 0 3,470
TRI CONTL CORP COM 895436103 269 13,467 SH   SOLE   0 0 13,467
UNITED BANKSHARES INC WEST V COM 909907107 467 12,729 SH   SOLE   4,450 0 8,279
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 374 4,635 SH   SOLE   400 0 4,235
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 18,493 98,077 SH   SOLE   12,329 0 85,748
VANGUARD INDEX FDS REIT ETF 922908553 2,492 29,743 PRN   SOLE   541 0 29,202
VANGUARD INDEX FDS MID CAP ETF 922908629 5,191 42,821 SH   SOLE   3,318 0 39,503
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 305 8,830 SH   SOLE   940 0 7,890
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,029 168,043 SH   SOLE   23,392 0 144,651
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 3,315 48,012 SH   SOLE   1,898 0 46,114
VERIZON COMMUNICATIONS INC COM 92343V104 686 12,686 SH   SOLE   4,133 0 8,553
WALGREENS BOOTS ALLIANCE INC COM 931427108 211 2,510 SH   SOLE   910 0 1,600
WASHINGTONFIRST BANKSHARES I COM 940730104 914 41,808 SH   SOLE   0 0 41,808
WELLS FARGO & CO NEW COM 949746101 421 8,706 SH   SOLE   749 0 7,957
WELLTOWER INC COM 95040Q104 277 3,997 SH   SOLE   0 0 3,997
WISDOMTREE TR SMALLCAP DIVID 97717W604 290 4,225 SH   SOLE   0 0 4,225