The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 3,068 78,314 SH   SOLE   77,482 0 832
AT&T INC COMMON STOCK 00206R102 55 1,394 SH   DFND   1,394 0 0
AT&T INC COMMON STOCK 00206R102 177 4,508 SH   OTR   4,508 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 3,076 73,527 SH   SOLE   72,760 0 767
ABBOTT LABORATORIES COMMON STOCK 002824100 168 4,015 SH   OTR   4,015 0 0
ABBVIE INC COMMON STOCK 00287Y109 283 4,958 SH   SOLE   4,958 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 2,363 16,404 SH   SOLE   16,404 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 87 604 SH   OTR   604 0 0
ALPHABET INC COMMON STOCK 02079K107 238 319 SH   SOLE   313 0 6
ALPHABET INC COMMON STOCK 02079K107 42 57 SH   OTR   57 0 0
ALPHABET INC COMMON STOCK 02079K305 208 273 SH   SOLE   264 0 9
ALPHABET INC COMMON STOCK 02079K305 37 49 SH   OTR   49 0 0
AMGEN INC COMMON STOCK 031162100 3,161 21,085 SH   SOLE   21,085 0 0
AMGEN INC COMMON STOCK 031162100 102 681 SH   DFND   681 0 0
AMGEN INC COMMON STOCK 031162100 115 764 SH   OTR   729 0 35
APPLE INC COMMON STOCK 037833100 4,582 42,040 SH   SOLE   41,495 0 545
APPLE INC COMMON STOCK 037833100 68 623 SH   DFND   623 0 0
APPLE INC COMMON STOCK 037833100 543 4,983 SH   OTR   4,983 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 635 17,500 SH   SOLE   17,500 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 12 320 SH   OTR   320 0 0
BAXALTA INC COMMON STOCK 07177M103 1,314 32,520 SH   SOLE   32,468 0 52
BAXALTA INC COMMON STOCK 07177M103 20 495 SH   DFND   495 0 0
BAXALTA INC COMMON STOCK 07177M103 125 3,091 SH   OTR   3,091 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 1,531 37,266 SH   SOLE   37,214 0 52
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 20 495 SH   DFND   495 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 101 2,452 SH   OTR   2,452 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 224 1,581 SH   SOLE   1,408 0 173
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 70 494 SH   OTR   494 0 0
BIOGEN INC COMMON STOCK 09062X103 333 1,279 SH   SOLE   1,279 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 435 6,812 SH   SOLE   6,812 0 0
CABOT OIL & GAS CORP COMMON STOCK 127097103 1,232 54,256 SH   SOLE   52,725 0 1,531
CABOT OIL & GAS CORP COMMON STOCK 127097103 102 4,485 SH   OTR   4,485 0 0
CELGENE CORP COMMON STOCK 151020104 327 3,268 SH   SOLE   3,268 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 2,645 27,730 SH   SOLE   27,378 0 352
CHEVRON CORPORATION COMMON STOCK 166764100 47 495 SH   DFND   495 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 262 2,750 SH   OTR   2,650 0 100
CISCO SYSTEMS INC COMMON STOCK 17275R102 3,145 110,484 SH   SOLE   109,329 0 1,155
CISCO SYSTEMS INC COMMON STOCK 17275R102 34 1,207 SH   DFND   1,207 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 188 6,616 SH   OTR   6,441 0 175
COCA COLA ENTERPRISES COMMON STOCK 19122T109 2,364 46,596 SH   SOLE   45,970 0 626
COCA COLA ENTERPRISES COMMON STOCK 19122T109 40 780 SH   DFND   780 0 0
COCA COLA ENTERPRISES COMMON STOCK 19122T109 112 2,208 SH   OTR   2,208 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 2,631 51,728 SH   SOLE   51,163 0 565
DOW CHEMICAL COMPANY COMMON STOCK 260543103 36 704 SH   DFND   704 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 97 1,908 SH   OTR   1,908 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 616 7,367 SH   SOLE   7,367 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 59 700 SH   OTR   700 0 0
FORD MOTOR COMMON STOCK 345370860 2,232 165,367 SH   SOLE   163,174 0 2,193
FORD MOTOR COMMON STOCK 345370860 198 14,689 SH   OTR   14,689 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 192 6,042 SH   SOLE   6,042 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 32 1,000 SH   OTR   0 0 1,000
GILEAD SCIENCES INC COMMON STOCK 375558103 504 5,483 SH   SOLE   5,483 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 9 95 SH   OTR   95 0 0
HOLLYFRONTIER CORP COMMON STOCK 436106108 1,424 40,326 SH   SOLE   40,326 0 0
INTEL CORP COMMON STOCK 458140100 1,651 51,032 SH   SOLE   51,032 0 0
INTEL CORP COMMON STOCK 458140100 46 1,418 SH   OTR   1,318 0 100
INTERNATIONAL PAPER COMPANY COMMON STOCK 460146103 2,038 49,670 SH   SOLE   48,889 0 781
INTERNATIONAL PAPER COMPANY COMMON STOCK 460146103 37 898 SH   OTR   898 0 0
ISHARES COMMON STOCK 464287309 3,495 30,157 SH   SOLE   30,157 0 0
ITC HOLDINGS CORP COMMON STOCK 465685105 1,893 43,446 SH   SOLE   43,354 0 92
ITC HOLDINGS CORP COMMON STOCK 465685105 164 3,765 SH   OTR   3,765 0 0
JERNIGAN CAPITAL INC COMMON STOCK 476405105 303 19,410 SH   SOLE   19,410 0 0
MCDONALDS CORP COMMON STOCK 580135101 2,879 22,908 SH   SOLE   22,869 0 39
MCDONALDS CORP COMMON STOCK 580135101 46 365 SH   DFND   365 0 0
MCDONALDS CORP COMMON STOCK 580135101 215 1,713 SH   OTR   1,413 0 300
MERCK & CO INC COMMON STOCK 58933Y105 3,043 57,522 SH   SOLE   56,930 0 592
MERCK & CO INC COMMON STOCK 58933Y105 75 1,414 SH   DFND   1,414 0 0
MERCK & CO INC COMMON STOCK 58933Y105 171 3,231 SH   OTR   3,101 0 130
MICROSOFT CORP COMMON STOCK 594918104 3,338 60,433 SH   SOLE   59,825 0 608
MICROSOFT CORP COMMON STOCK 594918104 117 2,117 SH   DFND   2,117 0 0
MICROSOFT CORP COMMON STOCK 594918104 245 4,441 SH   OTR   4,341 0 100
PALO ALTO NETWORKS INC COMMON STOCK 697435105 385 2,360 SH   SOLE   2,360 0 0
PFIZER INC COMMON STOCK 717081103 963 32,493 SH   SOLE   32,493 0 0
PFIZER INC COMMON STOCK 717081103 15 500 SH   OTR   0 0 500
PHILIP MORRIS INTL INC COMMON STOCK 718172109 1,929 19,660 SH   SOLE   19,615 0 45
PHILIP MORRIS INTL INC COMMON STOCK 718172109 41 414 SH   DFND   414 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 148 1,504 SH   OTR   1,304 0 200
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 2,308 31,424 SH   SOLE   30,989 0 435
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 138 1,878 SH   OTR   1,778 0 100
PROCTER & GAMBLE CO COMMON STOCK 742718109 1,324 16,088 SH   SOLE   16,088 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 532 6,465 SH   OTR   6,320 0 145
QUALCOMM INC. COMMON STOCK 747525103 2,179 42,610 SH   SOLE   41,759 0 851
QUALCOMM INC. COMMON STOCK 747525103 132 2,576 SH   OTR   2,576 0 0
RAYTHEON COMMON STOCK 755111507 1,677 13,679 SH   SOLE   13,462 0 217
RAYTHEON COMMON STOCK 755111507 113 923 SH   OTR   923 0 0
REVANCE THERAPEUTICS INC COMMON STOCK 761330109 1,348 77,177 SH   SOLE   77,177 0 0
ROCKWELL AUTOMATION INC. COMMON STOCK 773903109 624 5,486 SH   SOLE   5,486 0 0
SPDR COMMON STOCK 81369Y407 508 6,425 SH   SOLE   6,425 0 0
SPDR COMMON STOCK 81369Y407 203 2,570 SH   DFND   2,570 0 0
TEVA PHARMACEUTICAL INDUSTRIES COMMON STOCK 881624209 695 12,988 SH   SOLE   12,988 0 0
UNION PACIFIC COMMON STOCK 907818108 1,550 19,480 SH   SOLE   19,137 0 343
UNION PACIFIC COMMON STOCK 907818108 96 1,201 SH   OTR   1,201 0 0
UNITED BANKSHARES INC COMMON STOCK 909907107 240 6,528 SH   SOLE   6,528 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 2,870 27,214 SH   SOLE   26,900 0 314
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 38 356 SH   DFND   356 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 197 1,865 SH   OTR   1,865 0 0
VANGUARD COMMON STOCK 922908629 2,703 22,300 SH   SOLE   22,300 0 0
VANGUARD COMMON STOCK 922908736 2,864 26,900 SH   SOLE   26,900 0 0
VANGUARD COMMON STOCK 922908744 2,499 30,328 SH   SOLE   30,328 0 0
WISDOMTREE COMMON STOCK 97717W851 2,374 54,319 SH   SOLE   54,319 0 0
WISDOMTREE COMMON STOCK 97717X701 5,478 105,506 SH   SOLE   105,506 0 0
WISDOMTREE COMMON STOCK 97717X701 299 5,752 SH   OTR   5,752 0 0
ALLERGAN PLC FOREIGN STOCK G0177J108 1,558 5,812 SH   SOLE   5,812 0 0
ALLERGAN PLC FOREIGN STOCK G0177J108 9 33 SH   OTR   33 0 0
MALLINCKRODT PLC COMMON STOCK G5785G107 299 4,873 SH   SOLE   4,873 0 0