The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 258 2,159 SH   SOLE   0 0 2,159
Apple Computer, Inc. COM 037833100 1,133 2,376 SH   SOLE   0 0 2,376
AT&T Inc COM 00206R102 349 10,319 SH   SOLE   0 0 10,319
Bank Of America Corp COM 60505104 296 21,421 SH   SOLE   0 0 21,421
BP PLC (ADR) SPONSORED ADR 055622104 521 12,404 SH   SOLE   0 0 12,404
Cardinal Health Inc COM 14149Y108 207 3,964 SH   SOLE   0 0 3,964
Carefusion Corp COM 14170T101 508 13,764 SH   SOLE   0 0 13,764
Caterpillar Inc COM 149123101 378 4,527 SH   SOLE   0 0 4,527
Cerner Corp COM 156782104 374 7,111 SH   SOLE   0 0 7,111
Commerce Bancshares Inc COM 200525103 222 5,076 SH   SOLE   0 0 5,076
Exxon Mobil Corporation COM 30231G102 642 7,457 SH   SOLE   0 0 7,457
Ford Motor Company New COM 345370860 324 19,188 SH   SOLE   0 0 19,188
General Electric Company COM 369604103 348 14,559 SH   SOLE   0 0 14,559
Great Plains Energy Inc. COM 391164100 427 19,230 SH   SOLE   0 0 19,230
Henry Jack & Assoc Inc COM 426281101 310 6,003 SH   SOLE   0 0 6,003
iShares Barclays TIPS Bond ETF COM 464287176 565 5,023 SH   SOLE   0 0 5,023
iShares Dow Jones Internationa COM 464288448 10,701 295,127 SH   SOLE   0 0 295,127
iShares Dow Jones Select Divid COM 464287168 4,082 61,534 SH   SOLE   0 0 61,534
iShares Emerging Markets Divid COM 464286319 1,290 25,979 SH   SOLE   0 0 25,979
Ishares Etf COM 46432F842 508 8,821 SH   SOLE   0 0 8,821
Ishares Etf COM 464286517 1,026 20,550 SH   SOLE   0 0 20,550
Ishares Etf COM 46434G103 1,938 39,842 SH   SOLE   0 0 39,842
iShares Goldman Sachs Natural COM 464287374 1,747 42,147 SH   SOLE   0 0 42,147
iShares JPM US $ Emerging Mark COM 464288281 7,700 70,627 SH   SOLE   0 0 70,627
iShares MSCI EAFE Internationa COM 464287465 2,621 41,079 SH   SOLE   0 0 41,079
iShares MSCI EAFE Small Cap In COM 464288273 1,694 34,920 SH   SOLE   0 0 34,920
iShares MSCI Internat'l Emergi COM 464287234 6,866 168,472 SH   SOLE   0 0 168,472
iShares Russell 1000 Growth In COM 464287614 428 5,470 SH   SOLE   0 0 5,470
iShares Russell 1000 Index ETF COM 464287622 1,257 13,352 SH   SOLE   0 0 13,352
iShares Russell 2000 Index ETF COM 464287655 1,704 15,982 SH   SOLE   0 0 15,982
iShares Russell 3000 Index ETF COM 464287689 552 5,462 SH   SOLE   0 0 5,462
iShares Russell MidCap Index E COM 464287499 708 5,094 SH   SOLE   0 0 5,094
iShares S&P 500 Index ETF COM 464287200 2,606 15,426 SH   SOLE   0 0 15,426
iShares S&P Global Materials S COM 464288695 2,797 46,741 SH   SOLE   0 0 46,741
iShares S&P GSCI Commodity-Ind COM 46428R107 485 14,981 SH   SOLE   0 0 14,981
iShares S&P MidCap 400 Index E COM 464287507 4,476 36,058 SH   SOLE   0 0 36,058
iShares S&P SmallCap 600 Index COM 464287804 5,273 52,831 SH   SOLE   0 0 52,831
Ishares Tr Russell COM 464287663 365 3,230 SH   SOLE   0 0 3,230
Johnson & Johnson COM 478160104 224 2,581 SH   SOLE   0 0 2,581
Kansas City Southern COM 485170302 2,063 18,861 SH   SOLE   0 0 18,861
Kat Exploration Inc COM 48238M104 0 80,000 SH   SOLE   0 0 80,000
Kat Gold Hldgs Corp COM 48583T100 0 26,665 SH   SOLE   0 0 26,665
Microsoft COM 594918104 379 11,383 SH   SOLE   0 0 11,383
Paa Natural Gas Storage COM 693139107 263 11,284 SH   SOLE   0 0 11,284
Pimco Exch Traded Fund COM 72201R205 1,548 29,194 SH   SOLE   0 0 29,194
Plains All Amern Ppln Lp COM 726503105 232 4,400 SH   SOLE   0 0 4,400
Procter & Gamble Co COM 742718109 459 6,077 SH   SOLE   0 0 6,077
S&P 500 SPDR ETF UNIT TR 78462F103 2,494 14,843 SH   SOLE   0 0 14,843
Schwab Emerging Markets Equity COM 808524706 2,383 96,889 SH   SOLE   0 0 96,889
Schwab International Equity ET COM 808524805 3,980 130,977 SH   SOLE   0 0 130,977
Schwab International Small Cap COM 808524888 3,815 123,660 SH   SOLE   0 0 123,660
Schwab U.S. Mid-Cap ETF COM 808524508 496 14,331 SH   SOLE   0 0 14,331
Schwab US Aggregate Bond ETF COM 808524839 6,978 137,279 SH   SOLE   0 0 137,279
Schwab US Broad Market ETF COM 808524102 39,171 953,302 SH   SOLE   0 0 953,302
Schwab US REIT ETF COM 808524847 1,605 51,950 SH   SOLE   0 0 51,950
Schwab US Small Cap ETF COM 808524607 518 10,748 SH   SOLE   0 0 10,748
SPDR Barclays Capital Short Te COM 78464A334 348 9,645 SH   SOLE   0 0 9,645
SPDR Dow Jones International R COM 78463X863 398 9,439 SH   SOLE   0 0 9,439
SPDR Internat'l Gov't Inflatio COM 78464A490 236 3,960 SH   SOLE   0 0 3,960
SPDR S&P 400 MidCap Growth ETF COM 78467Y107 829 3,664 SH   SOLE   0 0 3,664
SPDR S&P Emerging Market ETF COM 78463X509 383 6,070 SH   SOLE   0 0 6,070
SPDR S&P Emerging Markets Divi COM 78463X533 8,057 199,831 SH   SOLE   0 0 199,831
SPDR S&P Emerging Markets Smal COM 78463X756 1,632 35,866 SH   SOLE   0 0 35,866
SPDR S&P Global Natural Resour COM 78463X541 11,925 246,139 SH   SOLE   0 0 246,139
SPDR S&P International Dividen COM 78463X772 647 13,873 SH   SOLE   0 0 13,873
Valspar Corporation COM 920355104 254 4,000 SH   SOLE   0 0 4,000
Vanguard Corp Bond ETF COM 92206C409 19,805 248,803 SH   SOLE   0 0 248,803
Vanguard Dividend Appreciation COM 921908844 11,938 171,504 SH   SOLE   0 0 171,504
Vanguard Emerging Markets ETF COM 922042858 16,991 423,340 SH   SOLE   0 0 423,340
Vanguard FTSE All-World Ex-U.S COM 922042775 3,259 67,063 SH   SOLE   0 0 67,063
Vanguard Global Ex-U.S. Real E COM 922042676 8,032 141,615 SH   SOLE   0 0 141,615
Vanguard MSCI EAFE Internation COM 921943858 19,374 489,478 SH   SOLE   0 0 489,478
Vanguard REIT Index ETF COM 922908553 8,401 127,019 SH   SOLE   0 0 127,019
Vanguard Short Term Bond Index COM 921937827 16,287 202,651 SH   SOLE   0 0 202,651
Vanguard Short Term TIPS ETF COM 922020805 10,766 217,821 SH   SOLE   0 0 217,821
Vanguard Total Stock Market ET COM 922908769 1,416 16,152 SH   SOLE   0 0 16,152
Verizon Communications COM 92343V104 251 5,384 SH   SOLE   0 0 5,384
Wells Fargo & Co New COM 949746101 223 5,403 SH   SOLE   0 0 5,403