The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   6,640,991 70,936 SH   SOLE   0 0 70,936
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   333,137 1,085 SH   SOLE   0 0 1,085
ALTRIA GROUP INC COM 02209S103   4,847,259 115,274 SH   SOLE   0 0 115,274
AMERICAN ELEC PWR CO INC COM 025537101   6,273,122 83,397 SH   SOLE   0 0 83,397
AT&T INC COM 00206R102   4,261,255 283,705 SH   SOLE   0 0 283,705
BLACKROCK INC COM 09247X101   238,555 369 SH   SOLE   0 0 369
BRISTOL-MYERS SQUIBB CO COM 110122108   6,699,499 115,429 SH   SOLE   0 0 115,429
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   5,669,163 180,489 SH   SOLE   0 0 180,489
CHEVRON CORP NEW COM 166764100   4,594,929 27,250 SH   SOLE   0 0 27,250
CISCO SYS INC COM 17275R102   3,022,038 56,214 SH   SOLE   0 0 56,214
COCA COLA CO COM 191216100   2,107,323 37,644 SH   SOLE   0 0 37,644
COLGATE PALMOLIVE CO COM 194162103   631,101 8,875 SH   SOLE   0 0 8,875
CVS HEALTH CORP COM 126650100   319,147 4,571 SH   SOLE   0 0 4,571
EMERSON ELEC CO COM 291011104   535,674 5,547 SH   SOLE   0 0 5,547
EXXON MOBIL CORP COM 30231G102   6,258,598 53,228 SH   SOLE   0 0 53,228
FRANKLIN RESOURCES INC COM 354613101   2,925,585 119,023 SH   SOLE   0 0 119,023
GENUINE PARTS CO COM 372460105   3,496,739 24,219 SH   SOLE   0 0 24,219
GSK PLC SPONSORED ADR 37733W204   1,781,941 49,157 SH   SOLE   0 0 49,157
HALEON PLC SPON ADS 405552100   1,966,432 236,066 SH   SOLE   0 0 236,066
INTERNATIONAL BUSINESS MACHS COM 459200101   7,602,422 54,187 SH   SOLE   0 0 54,187
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   6,197,471 90,912 SH   SOLE   0 0 90,912
ISHARES TR CORE HIGH DV ETF 46429B663   3,614,884 36,555 SH   SOLE   0 0 36,555
JOHNSON & JOHNSON COM 478160104   1,659,348 10,654 SH   SOLE   0 0 10,654
JPMORGAN CHASE & CO COM 46625H100   204,913 1,413 SH   SOLE   0 0 1,413
KELLANOVA COM 487836108   529,579 8,899 SH   SOLE   0 0 8,899
LOCKHEED MARTIN CORP COM 539830109   854,726 2,090 SH   SOLE   0 0 2,090
MCDONALDS CORP COM 580135101   2,449,679 9,299 SH   SOLE   0 0 9,299
MICROSOFT CORP COM 594918104   9,167,012 29,032 SH   SOLE   0 0 29,032
PFIZER INC COM 717081103   8,155,693 245,876 SH   SOLE   0 0 245,876
PHILIP MORRIS INTL INC COM 718172109   8,050,572 86,958 SH   SOLE   0 0 86,958
PINNACLE WEST CAP CORP COM 723484101   6,370,785 86,466 SH   SOLE   0 0 86,466
PRICE T ROWE GROUP INC COM 74144T108   6,728,187 64,157 SH   SOLE   0 0 64,157
PROCTER AND GAMBLE CO COM 742718109   1,292,320 8,860 SH   SOLE   0 0 8,860
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   7,238,269 127,188 SH   SOLE   0 0 127,188
QUALCOMM INC COM 747525103   3,202,082 28,832 SH   SOLE   0 0 28,832
SANOFI SPONSORED ADR 80105N105   1,242,115 23,156 SH   SOLE   0 0 23,156
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   118,932,500 1,680,787 SH   SOLE   0 0 1,680,787
SOUTHERN CO COM 842587107   356,478 5,508 SH   SOLE   0 0 5,508
SPDR SER TR PRTFLO S&P500 HI 78468R788   6,550,150 186,774 SH   SOLE   0 0 186,774
TJX COS INC NEW COM 872540109   365,037 4,107 SH   SOLE   0 0 4,107
UNILEVER PLC SPON ADR NEW 904767704   2,042,581 41,348 SH   SOLE   0 0 41,348
UNITED PARCEL SERVICE INC CL B 911312106   6,789,167 43,557 SH   SOLE   0 0 43,557
US BANCORP DEL COM NEW 902973304   1,989,435 60,176 SH   SOLE   0 0 60,176
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,599,287 25,158 SH   SOLE   0 0 25,158
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   373,912 4,942 SH   SOLE   0 0 4,942
VERIZON COMMUNICATIONS INC COM 92343V104   8,067,753 248,928 SH   SOLE   0 0 248,928
VIATRIS INC COM 92556V106   267,383 27,118 SH   SOLE   0 0 27,118
WARNER BROS DISCOVERY INC COM SER A 934423104   743,953 68,504 SH   SOLE   0 0 68,504