The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EATON CORP PLC SHS G29183103   244,411 1,134 SH   SOLE   1,134 0 0
LINDE PLC SHS G54950103   232,684 623 SH   SOLE   623 0 0
AT&T INC COM 00206R102   367,159 24,461 SH   SOLE   17,665 0 6,796
AT&T INC COM 00206R102   16,511 1,100 SH   OTR   1,100 0 0
ABBOTT LABS COM 002824100   395,816 4,034 SH   SOLE   4,034 0 0
ABBVIE INC COM 00287Y109   553,276 3,634 SH   SOLE   3,634 0 0
ALPHABET INC CAP STK CL C 02079K107   405,780 3,048 SH   SOLE   3,048 0 0
ALPHABET INC CAP STK CL A 02079K305   455,146 3,440 SH   SOLE   3,440 0 0
AMAZON COM INC COM 023135106   455,543 3,616 SH   SOLE   3,616 0 0
AMAZON COM INC COM 023135106   25,196 200 SH   OTR   200 0 0
AMERICAN EXPRESS CO COM 025816109   331,106 2,204 SH   SOLE   2,204 0 0
AMGEN INC COM 031162100   402,438 1,486 SH   SOLE   1,486 0 0
APPLE INC COM 037833100   5,686,708 33,316 SH   SOLE   33,316 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   545,501 2,242 SH   SOLE   2,242 0 0
BECTON DICKINSON & CO COM 075887109   250,916 955 SH   SOLE   955 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   681,627 1,909 SH   SOLE   1,909 0 0
BOEING CO COM 097023105   624,800 3,281 SH   SOLE   3,281 0 0
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106   641,783 5,902 SH   SOLE   5,902 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   354,212 6,332 SH   SOLE   6,332 0 0
CATERPILLAR INC COM 149123101   4,582,821 16,590 SH   SOLE   16,590 0 0
CHEVRON CORP NEW COM 166764100   569,941 3,341 SH   SOLE   3,341 0 0
CISCO SYS INC COM 17275R102   494,941 9,186 SH   SOLE   9,186 0 0
COCA COLA CO COM 191216100   424,714 7,610 SH   SOLE   7,610 0 0
COMCAST CORP NEW CL A 20030N101   421,055 9,386 SH   SOLE   7,380 0 2,006
CONOCOPHILLIPS COM 20825C104   549,908 4,481 SH   SOLE   4,481 0 0
COSTCO WHSL CORP NEW COM 22160K105   671,552 1,181 SH   SOLE   1,181 0 0
DANAHER CORPORATION COM 235851102   1,641,341 6,640 SH   SOLE   6,640 0 0
DEERE & CO COM 244199105   201,598 524 SH   SOLE   524 0 0
DOMINION ENERGY INC COM 25746U109   205,736 4,661 SH   SOLE   4,661 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   439,232 4,953 SH   SOLE   4,953 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   26,604 300 SH   OTR   300 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   429,232 15,654 SH   SOLE   15,654 0 0
EXXON MOBIL CORP COM 30231G102   2,332,532 19,524 SH   SOLE   19,524 0 0
FORTINET INC COM 34959E109   203,635 3,475 SH   SOLE   3,475 0 0
FORTIVE CORP COM 34959J108   243,636 3,276 SH   SOLE   3,276 0 0
GENERAL ELECTRIC CO COM NEW 369604301   379,147 3,375 SH   SOLE   3,375 0 0
GENERAL MLS INC COM 370334104   275,737 4,301 SH   SOLE   4,301 0 0
HERSHEY CO COM 427866108   302,558 1,499 SH   SOLE   1,499 0 0
HOME DEPOT INC COM 437076102   873,140 2,877 SH   SOLE   2,877 0 0
HONEYWELL INTL INC COM 438516106   909,354 4,860 SH   SOLE   4,860 0 0
INTEL CORP COM 458140100   216,497 6,154 SH   SOLE   6,154 0 0
INTEL CORP COM 458140100   56,288 1,600 SH   OTR   1,600 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   4,386,573 30,983 SH   SOLE   30,908 0 75
ISHARES TR CORE S&P500 ETF 464287200   490,621 1,140 SH   SOLE   1,140 0 0
ISHARES TR CORE US AGGBD ET 464287226   546,800,040 5,808,988 SH   SOLE   5,807,605 134 1,249
ISHARES TR CORE US AGGBD ET 464287226   178,282 1,894 SH   OTR   1,894 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   386,632 10,196 SH   SOLE   10,196 0 0
ISHARES TR IBOXX INV CP ETF 464287242   270,146,196 2,642,275 SH   SOLE   2,642,042 41 192
ISHARES TR IBOXX INV CP ETF 464287242   35,375 346 SH   OTR   346 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   316,804,820 3,459,701 SH   SOLE   3,458,952 123 626
ISHARES TR 7-10 YR TRSY BD 464287440   103,290 1,128 SH   OTR   1,128 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   63,034,646 778,590 SH   SOLE   777,962 0 628
ISHARES TR 1 3 YR TREAS BD 464287457   21,373 264 SH   OTR   264 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,436,520 20,783 SH   SOLE   20,233 0 550
ISHARES TR CORE S&P MCP ETF 464287507   195,407,842 781,069 SH   SOLE   780,625 295 149
ISHARES TR CORE S&P MCP ETF 464287507   43,030 172 SH   OTR   172 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   653,438 4,284 SH   SOLE   4,284 0 0
ISHARES TR RUS 1000 ETF 464287622   670,009 2,843 SH   SOLE   2,843 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   239,723 975 SH   SOLE   975 0 0
ISHARES TR S&P MC 400VL ETF 464287705   3,229,475 31,975 SH   SOLE   31,975 0 0
ISHARES TR CORE S&P SCP ETF 464287804   183,941,497 1,936,634 SH   SOLE   1,935,635 660 339
ISHARES TR CORE S&P SCP ETF 464287804   43,405 457 SH   OTR   457 0 0
ISHARES TR DOW JONES US ETF 464287846   297,234 2,840 SH   SOLE   2,840 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   5,767,585 56,094 SH   SOLE   55,805 0 289
ISHARES TR MSCI KLD400 SOC 464288570   439,474 5,391 SH   SOLE   5,391 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   104,670,306 2,100,548 SH   SOLE   2,100,350 0 198
ISHARES TR ISHS 1-5YR INVS 464288646   17,839 358 SH   OTR   358 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   387,367 3,425 SH   SOLE   3,425 0 0
ISHARES TR MSCI USA ESG SLC 464288802   632,322 7,011 SH   SOLE   7,011 0 0
ISHARES TR CORE MSCI EAFE 46432F842   269,481,768 4,174,129 SH   SOLE   4,171,975 1,382 772
ISHARES TR CORE MSCI EAFE 46432F842   55,392 858 SH   OTR   858 0 0
ISHARES INC CORE MSCI EMKT 46434G103   228,420,113 4,800,759 SH   SOLE   4,797,963 1,707 1,089
ISHARES INC CORE MSCI EMKT 46434G103   49,054 1,031 SH   OTR   1,031 0 0
JPMORGAN CHASE & CO COM 46625H100   1,250,382 8,472 SH   SOLE   8,472 0 0
JOHNSON & JOHNSON COM 478160104   1,417,253 9,034 SH   SOLE   9,034 0 0
LOWES COS INC COM 548661107   203,208 978 SH   SOLE   978 0 0
MARATHON OIL CORP COM 565849106   351,834 12,836 SH   SOLE   12,836 0 0
MARATHON PETE CORP COM 56585A102   1,734,248 11,230 SH   SOLE   11,230 0 0
MCDONALDS CORP COM 580135101   1,301,922 4,902 SH   SOLE   4,902 0 0
MCDONALDS CORP COM 580135101   53,118 200 SH   OTR   200 0 0
MERCK & CO INC COM 58933Y105   563,845 5,406 SH   SOLE   5,406 0 0
MERCK & CO INC COM 58933Y105   41,720 400 SH   OTR   400 0 0
MICROSOFT CORP COM 594918104   7,759,767 24,741 SH   SOLE   24,741 0 0
NEXTERA ENERGY INC COM 65339F101   455,327 7,977 SH   SOLE   7,977 0 0
NORFOLK SOUTHN CORP COM 655844108   421,603 2,136 SH   SOLE   2,136 0 0
NVIDIA CORPORATION COM 67066G104   377,459 876 SH   SOLE   876 0 0
ORACLE CORP COM 68389X105   470,775 4,435 SH   SOLE   4,435 0 0
OTIS WORLDWIDE CORP COM 68902V107   276,253 3,433 SH   SOLE   3,433 0 0
PPG INDS INC COM 693506107   321,569 2,463 SH   SOLE   2,463 0 0
PEPSICO INC COM 713448108   1,065,138 6,284 SH   SOLE   6,284 0 0
PEPSICO INC COM 713448108   33,900 200 SH   OTR   200 0 0
PFIZER INC COM 717081103   727,223 22,662 SH   SOLE   22,662 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   6,997,186 69,888 SH   SOLE   69,888 0 0
PROCTER AND GAMBLE CO COM 742718109   1,108,525 7,575 SH   SOLE   7,575 0 0
QUALCOMM INC COM 747525103   220,977 1,989 SH   SOLE   1,989 0 0
RTX CORPORATION COM 75513E101   237,744 3,302 SH   SOLE   3,302 0 0
S&P GLOBAL INC COM 78409V104   832,509 2,259 SH   SOLE   2,259 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   427,846,795 998,429 SH   SOLE   997,458 366 605
SPDR S&P 500 ETF TR TR UNIT 78462F103   104,130 243 SH   OTR   243 0 0
SPDR GOLD TR GOLD SHS 78463V107   843,630 4,870 SH   SOLE   4,870 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474   1,106,067 37,724 SH   SOLE   37,724 0 0
SOUTHERN CO COM 842587107   684,666 10,522 SH   SOLE   10,522 0 0
SOUTHERN CO COM 842587107   19,521 300 SH   OTR   300 0 0
STARBUCKS CORP COM 855244109   852,326 9,358 SH   SOLE   9,358 0 0
TARGET CORP COM 87612E106   283,322 2,586 SH   SOLE   2,586 0 0
3M CO COM 88579Y101   327,995 3,517 SH   SOLE   3,517 0 0
UNION PAC CORP COM 907818108   389,441 1,908 SH   SOLE   1,908 0 0
UNITEDHEALTH GROUP INC COM 91324P102   527,443 1,034 SH   SOLE   1,034 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   314,756 3,030 SH   SOLE   3,030 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   261,599 633 SH   SOLE   633 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   46,744,990 621,857 SH   SOLE   621,857 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   147,798,920 1,944,211 SH   SOLE   1,944,211 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   93,006,108 1,936,417 SH   SOLE   1,931,048 0 5,369
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   551,489 1,401 SH   SOLE   1,401 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   31,700,426 147,588 SH   SOLE   147,520 18 50
VANGUARD INDEX FDS LARGE CAP ETF 922908637   368,025 1,875 SH   SOLE   1,875 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   25,151,730 92,456 SH   SOLE   92,416 11 29
VANGUARD INDEX FDS VALUE ETF 922908744   392,323,445 2,825,927 SH   SOLE   2,824,578 807 542
VANGUARD INDEX FDS VALUE ETF 922908744   73,579 530 SH   OTR   530 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   634,190 2,977 SH   SOLE   2,977 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   477,313 14,664 SH   SOLE   12,290 0 2,374
VERIZON COMMUNICATIONS INC COM 92343V104   25,454 782 SH   OTR   782 0 0
WALMART INC COM 931142103   975,727 6,003 SH   SOLE   6,003 0 0
WELLS FARGO CO NEW COM 949746101   280,683 6,861 SH   SOLE   6,861 0 0
XYLEM INC COM 98419M100   261,313 2,870 SH   SOLE   2,770 0 100