The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   35,367,879 295,471 SH   SOLE   295,471 0 0
ALPHABET INC CAP STK CL C 02079K107   3,121,026 25,800 SH   SOLE   25,800 0 0
ALPS ETF TR ALERIAN MLP 00162Q452   2,529,633 64,515 SH   SOLE   64,515 0 0
AMAZON COM INC COM 023135106   30,625,214 234,928 SH   SOLE   234,928 0 0
APPLE INC COM 037833100   15,177,319 78,246 SH   SOLE   78,246 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   22,999,118 1,013,177 SH   SOLE   1,013,177 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   34,147,433 1,622,977 SH   SOLE   1,622,977 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   318,135 860 SH   SOLE   860 0 0
ISHARES INC CORE MSCI EMKT 46434G103   3,441,946 69,831 SH   SOLE   69,831 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   645,606 5,828 SH   SOLE   5,828 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   6,769,919 58,736 SH   SOLE   58,736 0 0
ISHARES TR CORE MSCI EAFE 46432F842   14,045,761 208,085 SH   SOLE   208,085 0 0
ISHARES TR CORE S&P TTL STK 464287150   6,712,453 68,606 SH   SOLE   68,606 0 0
ISHARES TR CORE US AGGBD ET 464287226   588,620 6,009 SH   SOLE   6,009 0 0
ISHARES TR EAFE GRWTH ETF 464288885   820,144 8,596 SH   SOLE   8,596 0 0
ISHARES TR EAFE VALUE ETF 464288877   33,519,251 684,905 SH   SOLE   684,905 0 0
ISHARES TR MSCI ACWI ETF 464288257   580,857 6,054 SH   SOLE   6,054 0 0
ISHARES TR MSCI EAFE ETF 464287465   32,970,022 454,759 SH   SOLE   454,759 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   7,078,343 178,927 SH   SOLE   178,927 0 0
ISHARES TR MSCI INTL VLU FT 46435G409   8,085,955 317,719 SH   SOLE   317,719 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   3,349,773 23,791 SH   SOLE   23,791 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,139,912 6,087 SH   SOLE   6,087 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   559,596,121 2,198,979 SH   SOLE   2,198,979 0 0
ISHARES TR S&P 100 ETF 464287101   5,078,486 24,527 SH   SOLE   24,527 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   66,857,077 948,596 SH   SOLE   948,596 0 0
ISHARES TR S&P 500 VAL ETF 464287408   4,676,767 29,014 SH   SOLE   29,014 0 0
ISHARES TR U.S. REAL ES ETF 464287739   7,550,355 87,247 SH   SOLE   87,247 0 0
ISHARES TR US TREAS BD ETF 46429B267   333,589,286 14,567,219 SH   SOLE   14,567,219 0 0
META PLATFORMS INC CL A 30303M102   12,431,687 43,319 SH   SOLE   43,319 0 0
MICROSOFT CORP COM 594918104   43,561,021 127,917 SH   SOLE   127,917 0 0
OWL ROCK CAPITAL CORPORATION COM 69121K104   12,053,869 877 SH   SOLE   877 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   17,936,935 728,256 SH   SOLE   728,256 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   220,543,507 6,186,354 SH   SOLE   6,186,354 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   72,153,350 1,501,318 SH   SOLE   1,501,318 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   223,299,909 4,319,147 SH   SOLE   4,319,147 0 0
SPDR GOLD TR GOLD SHS 78463V107   20,124,365 112,887 SH   SOLE   112,887 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   130,077,586 292,362 SH   SOLE   292,362 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   43,366,983 710,818 SH   SOLE   710,818 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   2,042,453 47,279 SH   SOLE   47,279 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821   1,682,672 23,485 SH   SOLE   23,485 0 0
SPDR SER TR SPDR SER TR 78464A755   22,585,535 444,422 SH   SOLE   444,422 0 0
TESLA INC COM 88160R101   4,407,160 16,836 SH   SOLE   16,836 0 0
UNDER ARMOUR INC CL C 904311206   334,051 49,784 SH   SOLE   49,784 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   980,858 6,272 SH   SOLE   6,272 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   8,199,168 28,976 SH   SOLE   28,976 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   37,042,395 438,538 SH   SOLE   438,538 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   659,076 1,612 SH   SOLE   1,612 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   471,518,346 2,140,541 SH   SOLE   2,140,541 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   237,411,425 1,670,735 SH   SOLE   1,670,735 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   140,343,871 3,449,948 SH   SOLE   3,449,948 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   16,889,590 174,155 SH   SOLE   174,155 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   246,119,816 4,900,833 SH   SOLE   4,900,833 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   420,397,140 7,282,126 SH   SOLE   7,282,126 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   328,812,882 7,120,244 SH   SOLE   7,120,244 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   16,706,558 314,565 SH   SOLE   314,565 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   18,295,474 233,510 SH   SOLE   233,510 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   46,078,243 404,732 SH   SOLE   404,732 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   10,460,665 23,622 SH   SOLE   23,622 0 0