The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
NU HLDGS LTD ORD SHS CL A G6683N103   3,621,447 458,992 SH   SOLE   0 0 458,992
DBX ETF TR XTRACK MSCI EAFE 233051200   1,952,636 55,206 SH   SOLE   0 0 55,206
ENGINE NO 1 ETF TRUST TRANSFRM 500 ETF 29287L106   66,306,848 1,285,016 SH   SOLE   0 0 1,285,016
ENGINE NO 1 ETF TRUST TRANSFORM CLMTE 29287L205   22,627,911 432,408 SH   SOLE   0 0 432,408
GRANITESHARES GOLD TR SHS BEN INT 38748G101   224,474,566 11,808,236 SH   SOLE   0 0 11,808,236
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   8,589,113 170,250 SH   SOLE   0 0 170,250
ISHARES GOLD TR ISHARES NEW 464285204   3,027,539 83,197 SH   SOLE   0 0 83,197
ISHARES TR CORE S&P500 ETF 464287200   1,017,110 2,282 SH   SOLE   0 0 2,282
ISHARES TR CORE US AGGBD ET 464287226   7,326,464 74,798 SH   SOLE   0 0 74,798
ISHARES TR 20 YR TR BD ETF 464287432   127,259,834 1,236,253 SH   SOLE   0 0 1,236,253
ISHARES TR MSCI EAFE ETF 464287465   346,260 4,776 SH   SOLE   0 0 4,776
ISHARES TR RUS MID CAP ETF 464287499   1,126,196 15,421 SH   SOLE   0 0 15,421
ISHARES TR CORE S&P MCP ETF 464287507   426,212 1,630 SH   SOLE   0 0 1,630
ISHARES TR COHEN STEER REIT 464287564   317,194 5,708 SH   SOLE   0 0 5,708
ISHARES TR RUS 1000 VAL ETF 464287598   1,373,437 8,702 SH   SOLE   0 0 8,702
ISHARES TR RUS 1000 GRW ETF 464287614   2,286,195 8,308 SH   SOLE   0 0 8,308
ISHARES TR RUS 1000 ETF 464287622   36,991,689 151,767 SH   SOLE   0 0 151,767
ISHARES TR RUS 2000 VAL ETF 464287630   4,385,920 31,150 SH   SOLE   0 0 31,150
ISHARES TR RUSSELL 2000 ETF 464287655   576,043 3,076 SH   SOLE   0 0 3,076
ISHARES TR CORE S&P SCP ETF 464287804   693,664 6,961 SH   SOLE   0 0 6,961
ISHARES TR SHRT NAT MUN ETF 464288158   7,930,969 76,230 SH   SOLE   0 0 76,230
ISHARES TR NATIONAL MUN ETF 464288414   337,160 3,159 SH   SOLE   0 0 3,159
ISHARES TR IBOXX HI YD ETF 464288513   6,307,513 84,022 SH   SOLE   0 0 84,022
ISHARES TR US TREAS BD ETF 46429B267   86,758,659 3,788,588 SH   SOLE   0 0 3,788,588
ISHARES TR MSCI USA QLT FCT 46432F339   2,484,440 18,421 SH   SOLE   0 0 18,421
ISHARES TR CORE MSCI EAFE 46432F842   26,679,645 395,254 SH   SOLE   0 0 395,254
ISHARES INC CORE MSCI EMKT 46434G103   272,772,707 5,534,037 SH   SOLE   0 0 5,534,037
ISHARES INC ESG AWR MSCI EM 46434G863   393,574 12,443 SH   SOLE   0 0 12,443
ISHARES TR HDG MSCI EAFE 46434V803   42,107,083 1,358,293 SH   SOLE   0 0 1,358,293
ISHARES TR ESG AWR MSCI USA 46435G425   1,407,505 14,442 SH   SOLE   0 0 14,442
ISHARES TR ESG AW MSCI EAFE 46435G516   780,112 10,697 SH   SOLE   0 0 10,697
KRANESHARES TR CALIFORNIA CARB 500767553   117,959,186 4,640,409 SH   SOLE   0 0 4,640,409
MOMENTUS INC COM CL A 60879E101   11,919 37,837 SH   SOLE   0 0 37,837
SPDR S&P 500 ETF TR TR UNIT 78462F103   129,293,251 291,674 SH   SOLE   0 0 291,674
SPDR SER TR NUVEEN BLOOMBERG 78464A284   20,301,167 811,722 SH   SOLE   0 0 811,722
SPDR SER TR PORTFOLIO S&P400 78464A847   765,629 16,684 SH   SOLE   0 0 16,684
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,824,647 3,810 SH   SOLE   0 0 3,810
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   35,102,295 382,295 SH   SOLE   0 0 382,295
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   224,561 4,374 SH   SOLE   0 0 4,374
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   11,341,187 69,822 SH   SOLE   0 0 69,822
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   6,730,512 92,592 SH   SOLE   0 0 92,592
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   35,380,299 766,139 SH   SOLE   0 0 766,139
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   603,991 6,228 SH   SOLE   0 0 6,228
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   27,519,491 676,487 SH   SOLE   0 0 676,487
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   117,180,800 1,997,627 SH   SOLE   0 0 1,997,627
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   53,093,292 835,720 SH   SOLE   0 0 835,720
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,616,415 7,338 SH   SOLE   0 0 7,338