The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Adobe Systems Incorporated COM 00724F101   2,127 4,350 SH   SOLE 0 0 0 4,350
Alphabet Inc Cl A CAP STK CL A 02079K305   7,758 64,810 SH   SOLE 0 0 0 64,810
Alphabet Inc Cl C CAP STK CL C 02079K107   915 7,566 SH   SOLE 0 0 0 7,566
Amazon.com Inc. COM 023135106   5,264 40,378 SH   SOLE 0 0 0 40,378
American Express Company COM 025816109   634 3,637 SH   SOLE 0 0 0 3,637
Amphenol Corporation CL A 032095101   1,294 15,235 SH   SOLE 0 0 0 15,235
Apple Inc COM 037833100   16,023 82,678 SH   SOLE 0 0 0 82,678
Automatic Data Processing COM 053015103   324 1,475 SH   SOLE 0 0 0 1,475
Bank of America Corp COM 060505104   3,549 123,706 SH   SOLE 0 0 0 123,706
Berkshire Hathaway Inc. Cl B CL B NEW 084670702   799 2,343 SH   SOLE 0 0 0 2,343
Blackrock Inc. COM 09247X101   328 474 SH   SOLE 0 0 0 474
Chevron Corporation COM 166764100   304 1,929 SH   SOLE 0 0 0 1,929
Citigroup Inc. COM NEW 172967424   251 5,460 SH   SOLE 0 0 0 5,460
Cognizant Technology Solutions Corporation CL A 192446102   362 5,540 SH   SOLE 0 0 0 5,540
Costco Wholesale Corp COM 22160k105   3,072 5,705 SH   SOLE 0 0 0 5,705
Crane Co COM 224399105   363 4,069 SH   SOLE 0 0 0 4,069
Delta Air Lines Inc COM NEW 247361702   7,016 147,574 SH   SOLE 0 0 0 147,574
Eli Lilly & Co. COM 532457108   326 694 SH   SOLE 0 0 0 694
Fair Isaac Corporation COM 303250104   4,239 5,239 SH   SOLE 0 0 0 5,239
First American Financial Corporation COM 31847R102   416 7,288 SH   SOLE 0 0 0 7,288
First Trust Nasdaq 100 ETF SHS 337345102   250 1,700 SH   SOLE 0 0 0 1,700
General Dynamics Corporation COM 369550108   476 2,213 SH   SOLE 0 0 0 2,213
Globe Life Inc COM 37959E102   314 2,864 SH   SOLE 0 0 0 2,864
Goldman Sachs Equal Weight US Large Cap Equity ETF EQUAL WEIGHT US 381430438   640 10,234 SH   SOLE 0 0 0 10,234
HCA Healthcare, Inc COM 40412C101   5,941 19,575 SH   SOLE 0 0 0 19,575
Highland Income Fund HIGHLAND INCOME 43010E404   431 47,727 SH   SOLE 0 0 0 47,727
Ingredion Inc COM 457187102   350 3,306 SH   SOLE 0 0 0 3,306
Insperity Inc COM 45778Q107   1,754 14,745 SH   SOLE 0 0 0 14,745
iShares Core Dividend Growth ETF CORE DIV GRWTH 46434V621   7,351 142,660 SH   SOLE 0 0 0 142,660
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200   1,908 4,281 SH   SOLE 0 0 0 4,281
iShares Core US Growth ETF CORE S&P US GWT 464287671   1,281 13,117 SH   SOLE 0 0 0 13,117
iShares Nasdaq Biotechnology Index ETF NASDAQ BIOTECH 464287556   1,105 8,700 SH   SOLE 0 0 0 8,700
iShares Russell Mid Cap ETF RUS MID CAP ETF 464287499   3,049 41,751 SH   SOLE 0 0 0 41,751
Johnson & Johnson COM 478160104   705 4,260 SH   SOLE 0 0 0 4,260
JP Morgan US Qualty ETF US QUALTY FCTR 46641Q761   6,099 137,731 SH   SOLE 0 0 0 137,731
LKQ Corp COM 501889208   268 4,594 SH   SOLE 0 0 0 4,594
Market Vectors Gold Miners ETF GOLD MINERS ETF 92189F106   644 21,382 SH   SOLE 0 0 0 21,382
McKesson Corporation COM 58155Q103   1,225 2,867 SH   SOLE 0 0 0 2,867
Microsoft Corp COM 594918104   3,378 9,920 SH   SOLE 0 0 0 9,920
MSC Industrial Direct Co Inc CL A 553530106   404 4,237 SH   SOLE 0 0 0 4,237
Newmont Mining Corp COM 651639106   1,656 38,829 SH   SOLE 0 0 0 38,829
Old Republic International Corp COM 680223104   1,702 67,637 SH   SOLE 0 0 0 67,637
Parker-Hannifin Corporation COM 701094104   7,541 19,334 SH   SOLE 0 0 0 19,334
Ryman Hospitality Properties Inc COM 78377T107   4,493 48,350 SH   SOLE 0 0 0 48,350
S&P 500 ETF TR UNIT 78462f103   281 635 SH   SOLE 0 0 0 635
Science Applications International Corp COM 808625107   2,127 18,908 SH   SOLE 0 0 0 18,908
SPDR Portfolio Developed World Ex US ETF PORTFOLIO DEVLPD 78463X889   9,861 303,031 SH   SOLE 0 0 0 303,031
SPDR Portfolio Emerging Markets ETF PORtFOLIO EMG MK 78463X509   7,713 224,344 SH   SOLE 0 0 0 224,344
SPDR Portfolio Large Cap ETF PORTFOLIO S&P500 78464A854   13,645 261,846 SH   SOLE 0 0 0 261,846
SPDR Portfolio Small Cap ETF PORTFOLIO S&P600 78468R853   1,677 43,175 SH   SOLE 0 0 0 43,175
Starbucks Corp COM 855244109   478 4,821 SH   SOLE 0 0 0 4,821
Tesla Motors, Inc. COM 88160R101   854 3,261 SH   SOLE 0 0 0 3,261
The Home Depot Inc. COM 437076102   374 1,204 SH   SOLE 0 0 0 1,204
TJX Co COM 872540109   217 2,558 SH   SOLE 0 0 0 2,558
United Parcel Service Inc. CL B 911312106   460 2,566 SH   SOLE 0 0 0 2,566
VanEck Merk Gold Trust GOLD TRUST 921078101   644 34,637 SH   SOLE 0 0 0 34,637
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363   414 1,016 SH   SOLE 0 0 0 1,016
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769   2,358 10,702 SH   SOLE 0 0 0 10,702
Visa Inc. COM CL A 92826C839   7,517 31,655 SH   SOLE 0 0 0 31,655
Wells Fargo Preferred Series L PERP PFD CNV A 949746804   3,972 3,448 SH   SOLE 0 0 0 3,448
Winmark Corp COM 974250102   531 1,598 SH   SOLE 0 0 0 1,598
Kraneshares CA Carbon Allowance ETF CALIFORNIA CARB 500767553   10,227 402,312 SH   SOLE 0 0 0 402,312
loanDepot Inc COM CL A 53946R106   5,570 2,627,237 SH   SOLE 0 0 0 2,627,237
Sonic Automotive Inc CL A 83545G102   285 5,976 SH   SOLE 0 0 0 5,976
Zillow Group Inc CL C CAP STK 98954M200   5,451 108,454 SH   SOLE 0 0 0 108,454
Capri Holdings Limited SHS G1890L107   3,104 86,481 SH   SOLE 0 0 0 86,481
Embecta Corp COMMON STOCK 29082K105   3,408 157,762 SH   SOLE 0 0 0 157,762
KKR & Co Inc COM 48251W104   222 3,965 SH   SOLE 0 0 0 3,965
Pagseguro Digital Limited COM CL A G68707101   2,601 275,545 SH   SOLE 0 0 0 275,545
Dimensional US Core Equity 2 US CORE EQUITY 2 25434V708   8,237 303,373 SH   SOLE 0 0 0 303,373
Kraft Heinz Co COM 500754106   335 9,434 SH   SOLE 0 0 0 9,434
Accenture SHS CLASS A G1151C101   737 2,389 SH   SOLE 0 0 0 2,389
CarGurus COM CL A 141788109   8,131 359,298 SH   SOLE 0 0 0 359,298
Check Point Software Tech Limited ORD M22465104   205 1,633 SH   SOLE 0 0 0 1,633
Garmin Limited SHS H2906T109   450 4,314 SH   SOLE 0 0 0 4,314
Cushman & Wakefield PLC SHS G2717B108   3,164 386,765 SH   SOLE 0 0 0 386,765
Regal Rexnord Corp COM 758750103   6,337 41,176 SH   SOLE 0 0 0 41,176
Molson Coors Brewing Company CL B 60871R209   5,589 84,885 SH   SOLE 0 0 0 84,885
BrightSpire Capital Inc COM CL A 10949T109   597 88,736 SH   SOLE 0 0 0 88,736
Huntsman Corporation COM 447011107   5,070 187,632 SH   SOLE 0 0 0 187,632
Super Micro Computer Inc COM 86800U104   6,091 24,452 SH   SOLE 0 0 0 24,452
U-Haul Holding Co COM 023586100   398 7,192 SH   SOLE 0 0 0 7,192
U-Haul Holding Co Ser N COM SER N 023586506   3,232 63,788 SH   SOLE 0 0 0 63,788
D.R. Horton Inc. COM 23331A109   5,715 46,961 SH   SOLE 0 0 0 46,961
Chesapeake Energy Corporation COM 165167735   5,202 62,168 SH   SOLE 0 0 0 62,168
Celestica Inc SUB VTG SHS 15101Q108   5,632 388,417 SH   SOLE 0 0 0 388,417
Euronet Worldwide, Inc. COM 298736109   5,824 49,610 SH   SOLE 0 0 0 49,610
First Citizens BancShares Inc CL A 31946M103   9,344 7,280 SH   SOLE 0 0 0 7,280
Textron Inc. COM 883203101   5,404 79,901 SH   SOLE 0 0 0 79,901
Vanguard Mega Cap Growth ETF MEGA GRWTH FD 921910816   1,007 4,277 SH   SOLE 0 0 0 4,277
Nextdoor Holdings Inc COM CL A 65345M108   674 206,783 SH   SOLE 0 0 0 206,783
NewtekOne Inc COM NEW 652526203   582 36,613 SH   SOLE 0 0 0 36,613
Regis Corp COM 758932107   13 11,410 SH   SOLE 0 0 0 11,410
AerCap Holdings SHS N00985106   6,285 98,951 SH   SOLE 0 0 0 98,951
General Motors Company COM 37045V100   5,980 155,088 SH   SOLE 0 0 0 155,088
Horizon Therapeutics PLC SHS G46188101   5,676 55,184 SH   SOLE 0 0 0 55,184
NCR Corp COM 62886E108   5,731 227,405 SH   SOLE 0 0 0 227,405
Perrigo Co PLC SHS G97822103   5,468 161,072 SH   SOLE 0 0 0 161,072
Crane NXT Co COM 224441105   231 4,100 SH   SOLE 0 0 0 4,100
ATS Corporation COM 00217Y104   533 11,574 SH   SOLE 0 0 0 11,574
Quince Therapeutics Inc COM 22053A107   344 228,605 SH   SOLE 0 0 0 228,605
ProPetro Holdings Corp COM 74347M108   216 26,232 SH   SOLE 0 0 0 26,232