The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR 20 YR TR BD ETF 464287432   1,025,975 9,967 SH   OTR 1, 2 0 0 9,967
ISHARES INC MSCI EMERG MRKT 464286533   571,959 10,403 SH   OTR 2 0 0 10,403
ISHARES TR MSCI USA VALUE 46432F388   1,113,917 11,877 SH   OTR 2 0 0 11,877
ISHARES TR EAFE GRWTH ETF 464288885   1,776,081 18,615 SH   OTR 2 0 0 18,615
ISHARES TR EAFE VALUE ETF 464288877   1,208,487 24,693 SH   OTR 2 0 0 24,693
ISHARES TR CORE DIV GRWTH 46434V621   1,578,982 30,642 SH   OTR 2 0 0 30,642
ISHARES TR NATIONAL MUN ETF 464288414   3,975,067 37,244 SH   OTR 2 0 0 37,244
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,060,409 37,599 SH   OTR 2 0 0 37,599
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   2,125,100 42,596 SH   OTR 2 0 0 42,596
ISHARES TR MSCI USA MMENTM 46432F396   8,192,280 56,792 SH   OTR 2 0 0 56,792
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   6,211,360 123,683 SH   OTR 2, 3 0 0 123,683
ISHARES TR MSCI USA MIN VOL 46429B697   22,357,906 300,792 SH   OTR 2 0 0 300,792
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   109,580,306 674,631 SH   OTR 1, 2 0 0 674,631
ISHARES TR U S EQUITY FACTR 46434V282   43,475,544 975,663 SH   OTR 2 0 0 975,663
ISHARES TR INTL EQTY FACTOR 46434V274   29,249,224 1,090,982 SH   OTR 2 0 0 1,090,982
3M CO COM 88579Y101   213,441 2,132 SH   OTR 1, 2 0 0 2,132
ABBOTT LABS COM 002824100   3,392,708 31,120 SH   OTR 1, 2 0 0 31,120
ABBVIE INC COM 00287Y109   3,685,207 27,353 SH   OTR 1, 2 0 0 27,353
ACACIA RESH CORP ACACIA TCH COM 003881307   57,645 13,857 SH   OTR 1 0 0 13,857
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,510,191 4,894 SH   OTR 1, 2, 3 0 0 4,894
ADOBE SYSTEMS INCORPORATED COM 00724F101   229,825 470 SH   OTR 1, 2, 3 0 0 470
ADVANCED MICRO DEVICES INC COM 007903107   620,354 5,446 SH   OTR 1, 3 0 0 5,446
AFLAC INC COM 001055102   990,043 14,184 SH   OTR 1, 2, 3 0 0 14,184
AIR PRODS & CHEMS INC COM 009158106   823,408 2,749 SH   OTR 1, 2 0 0 2,749
ALPHABET INC CAP STK CL A 02079K305   4,114,089 34,370 SH   OTR 1, 2, 3 0 0 34,370
ALPHABET INC CAP STK CL C 02079K107   11,456,604 94,706 SH   OTR 1, 2, 3 0 0 94,706
ALTRIA GROUP INC COM 02209S103   3,856,653 85,136 SH   OTR 1, 2, 3 0 0 85,136
AMAZON COM INC COM 023135106   5,184,808 39,773 SH   OTR 1, 2, 3 0 0 39,773
AMERICAN CENTY ETF TR US SML CP VALU 025072877   5,587,822 71,999 SH   OTR 1 0 0 71,999
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,810,930 31,462 SH   OTR 1 0 0 31,462
AMERICAN EXPRESS CO COM 025816109   1,393,372 7,999 SH   OTR 1, 2, 3 0 0 7,999
AMERISOURCEBERGEN CORP COM 03073E105   295,188 1,534 SH   OTR 1 0 0 1,534
AMGEN INC COM 031162100   1,244,358 5,605 SH   OTR 1, 2 0 0 5,605
AON PLC SHS CL A G0403H108   532,989 1,544 SH   OTR 1, 2, 3 0 0 1,544
APPLE INC COM 037833100   56,208,733 289,781 SH   OTR 1, 2, 3 0 0 289,781
ARC DOCUMENT SOLUTIONS INC COM 00191G103   126,410 39,015 SH   OTR 1, 2 0 0 39,015
ARCHER DANIELS MIDLAND CO COM 039483102   295,181 3,907 SH   OTR 1 0 0 3,907
ASML HOLDING N V N Y REGISTRY SHS N07059210   717,503 990 SH   OTR 1, 2 0 0 990
ASSERTIO HOLDINGS INC COM NEW 04546C205   93,294 17,213 SH   OTR 1 0 0 17,213
AT&T INC COM 00206R102   1,586,494 99,467 SH   OTR 1, 3 0 0 99,467
ATKORE INC COM 047649108   200,851 1,288 SH   OTR 1, 3 0 0 1,288
AUTOMATIC DATA PROCESSING IN COM 053015103   906,194 4,123 SH   OTR 1, 2, 3 0 0 4,123
BANCO SANTANDER S.A. ADR 05964H105   37,608 10,137 SH   OTR 1 0 0 10,137
BANCOLOMBIA S A SPON ADR PREF 05968L102   317,225 11,890 SH   SOLE   0 0 11,890
BANK AMERICA CORP COM 060505104   365,143 12,727 SH   OTR 1, 2 0 0 12,727
BATH & BODY WORKS INC COM 070830104   309,750 8,260 SH   OTR 1 0 0 8,260
BAXTER INTL INC COM 071813109   262,878 5,770 SH   OTR 1 0 0 5,770
BEL FUSE INC CL B 077347300   282,170 4,915 SH   OTR 1, 2 0 0 4,915
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   9,909,460 29,060 SH   OTR 1, 2, 3 0 0 29,060
BLACKROCK INC COM 09247X101   4,499,599 6,510 SH   OTR 1, 2 0 0 6,510
BLACKSTONE INC COM 09260D107   216,341 2,327 SH   OTR 1, 2, 3 0 0 2,327
BOEING CO COM 097023105   916,807 4,342 SH   OTR 1, 2, 3 0 0 4,342
BRISTOL-MYERS SQUIBB CO COM 110122108   2,659,510 41,587 SH   OTR 1, 2, 3 0 0 41,587
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   348,899 10,509 SH   OTR 1 0 0 10,509
BROADCOM INC COM 11135F101   733,846 846 SH   OTR 1, 2, 3 0 0 846
BUILDERS FIRSTSOURCE INC COM 12008R107   545,224 4,009 SH   OTR 1, 2 0 0 4,009
CANADIAN NAT RES LTD COM 136385101   572,275 10,172 SH   OTR 1 0 0 10,172
CANADIAN NATL RY CO COM 136375102   467,451 3,861 SH   OTR 1 0 0 3,861
CAPITAL ONE FINL CORP COM 14040H105   285,843 2,614 SH   OTR 1, 3 0 0 2,614
CARDINAL HEALTH INC COM 14149Y108   258,684 2,735 SH   OTR 1 0 0 2,735
CATERPILLAR INC COM 149123101   397,863 1,617 SH   OTR 1, 2 0 0 1,617
CENTRAL PUERTO S A SPONSORED ADR 155038201   138,600 20,000 SH   SOLE   0 0 20,000
CHEVRON CORP NEW COM 166764100   9,692,359 61,597 SH   OTR 1, 2, 3 0 0 61,597
CHUBB LIMITED COM H1467J104   450,013 2,337 SH   OTR 1, 2 0 0 2,337
CINTAS CORP COM 172908105   3,445,665 6,932 SH   OTR 1, 3 0 0 6,932
CISCO SYS INC COM 17275R102   3,806,654 73,573 SH   OTR 1, 2, 3 0 0 73,573
CITIGROUP INC COM NEW 172967424   280,955 6,102 SH   OTR 1 0 0 6,102
COCA COLA CO COM 191216100   2,227,697 36,993 SH   OTR 1, 2 0 0 36,993
COLGATE PALMOLIVE CO COM 194162103   412,965 5,360 SH   OTR 1, 3 0 0 5,360
COMCAST CORP NEW CL A 20030N101   1,809,837 43,558 SH   OTR 1, 2, 3 0 0 43,558
CONOCOPHILLIPS COM 20825C104   456,713 4,408 SH   OTR 1, 2, 3 0 0 4,408
CORPORACION AMER ARPTS S A COM L1995B107   2,902,741 250,452 SH   SOLE   0 0 250,452
COSTCO WHSL CORP NEW COM 22160K105   2,383,826 4,428 SH   OTR 1, 2, 3 0 0 4,428
CSX CORP COM 126408103   334,692 9,815 SH   OTR 1, 2 0 0 9,815
CVS HEALTH CORP COM 126650100   245,273 3,548 SH   OTR 1 0 0 3,548
DEERE & CO COM 244199105   291,737 720 SH   OTR 1, 2, 3 0 0 720
DIAGEO PLC SPON ADR NEW 25243Q205   2,672,038 15,403 SH   OTR 1, 2 0 0 15,403
DISNEY WALT CO COM 254687106   1,521,260 17,039 SH   OTR 1, 2, 3 0 0 17,039
DOMINION ENERGY INC COM 25746U109   475,493 9,181 SH   OTR 1, 3 0 0 9,181
DUKE ENERGY CORP NEW COM NEW 26441C204   285,368 3,180 SH   OTR 1, 2 0 0 3,180
EA SERIES TRUST ALPHA ARCH 1-3 02072L565   767,738 7,500 SH   SOLE   0 0 7,500
EA SERIES TRUST US QUAN VALUE 02072L102   3,464,429 100,128 SH   OTR 1, 2 0 0 100,128
EA SERIES TRUST INTL QUAN VALUE 02072L201   285,600 12,000 SH   SOLE   0 0 12,000
EA SERIES TRUST INTL QUAN MOMNTM 02072L300   1,546,690 59,926 SH   OTR 1 0 0 59,926
EA SERIES TRUST US QUAN MOMENTUM 02072L409   7,757,017 166,954 SH   OTR 1 0 0 166,954
EA SERIES TRUST FREEDOM 100 EM 02072L607   4,181,637 133,364 SH   OTR 1 0 0 133,364
EATON CORP PLC SHS G29183103   1,677,576 8,342 SH   OTR 1, 2, 3 0 0 8,342
ECOPETROL S A SPONSORED ADS 279158109   468,938 45,750 SH   SOLE   0 0 45,750
EMERSON ELEC CO COM 291011104   967,896 10,708 SH   OTR 1, 2 0 0 10,708
EMPIRE ST RLTY TR INC CL A 292104106   100,830 13,462 SH   OTR 1 0 0 13,462
ENBRIDGE INC COM 29250N105   279,993 7,537 SH   OTR 1, 2 0 0 7,537
ENERGY SVCS ACQUISITION CORP COM 29271Q103   1,340,105 462,105 SH   SOLE   0 0 462,105
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   883,031 69,530 SH   SOLE   0 0 69,530
ENTERPRISE PRODS PARTNERS L COM 293792107   441,099 16,740 SH   SOLE   0 0 16,740
EOG RES INC COM 26875P101   284,956 2,490 SH   OTR 1, 2, 3 0 0 2,490
EXACT SCIENCES CORP COM 30063P105   574,856 6,122 SH   OTR 1 0 0 6,122
EXXON MOBIL CORP COM 30231G102   6,185,548 57,674 SH   OTR 1, 2, 3 0 0 57,674
FACTSET RESH SYS INC COM 303075105   201,527 503 SH   OTR 1 0 0 503
FAIR ISAAC CORP COM 303250104   220,914 273 SH   OTR 1 0 0 273
FIRST HORIZON CORPORATION COM 320517105   1,181,547 104,840 SH   OTR 1, 2 0 0 104,840
FISERV INC COM 337738108   308,184 2,443 SH   OTR 1, 2, 3 0 0 2,443
FREEPORT-MCMORAN INC CL B 35671D857   753,880 18,847 SH   OTR 1, 2 0 0 18,847
GALLAGHER ARTHUR J & CO COM 363576109   399,178 1,818 SH   OTR 1, 2, 3 0 0 1,818
GENERAL DYNAMICS CORP COM 369550108   2,850,352 13,248 SH   OTR 1, 2 0 0 13,248
GENERAL ELECTRIC CO COM NEW 369604301   241,333 2,197 SH   OTR 1, 2, 3 0 0 2,197
GENERAL MLS INC COM 370334104   466,600 6,083 SH   OTR 1, 3 0 0 6,083
GENUINE PARTS CO COM 372460105   261,799 1,547 SH   OTR 1, 2 0 0 1,547
GILEAD SCIENCES INC COM 375558103   200,875 2,606 SH   OTR 1 0 0 2,606
GOLDMAN SACHS ETF TR ACCESS INVT GR 381430479   275,432 6,086 SH   SOLE   0 0 6,086
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   738,872 23,569 SH   OTR 2 0 0 23,569
GOLDMAN SACHS GROUP INC COM 38141G104   210,619 653 SH   OTR 1, 2 0 0 653
GRAINGER W W INC COM 384802104   485,771 616 SH   OTR 1, 3 0 0 616
GREENHILL & CO INC COM 395259104   163,579 11,166 SH   OTR 1 0 0 11,166
GREENLIGHT CAPITAL RE LTD CLASS A G4095J109   127,431 12,096 SH   OTR 1, 2 0 0 12,096
GRUPO AEROPUERTO DEL PACIFIC SPON ADR B 400506101   712,071 3,984 SH   SOLE   0 0 3,984
GRUPO AVAL ACCIONES Y VALORE SPONSORED ADS 40053W101   42,920 18,500 SH   SOLE   0 0 18,500
HCA HEALTHCARE INC COM 40412C101   741,136 2,442 SH   OTR 1, 3 0 0 2,442
HERSHEY CO COM 427866108   475,679 1,905 SH   OTR 1, 3 0 0 1,905
HOME DEPOT INC COM 437076102   7,479,074 24,076 SH   OTR 1, 2, 3 0 0 24,076
HONEYWELL INTL INC COM 438516106   1,655,020 7,976 SH   OTR 1, 2 0 0 7,976
HORMEL FOODS CORP COM 440452100   869,154 21,610 SH   OTR 1 0 0 21,610
HOST HOTELS & RESORTS INC COM 44107P104   277,948 16,515 SH   OTR 1 0 0 16,515
ILLINOIS TOOL WKS INC COM 452308109   1,010,396 4,039 SH   OTR 1, 2, 3 0 0 4,039
INFOSYS LTD SPONSORED ADR 456788108   349,201 21,730 SH   OTR 1 0 0 21,730
INTEL CORP COM 458140100   2,432,180 72,733 SH   OTR 1, 2 0 0 72,733
INTERNATIONAL BUSINESS MACHS COM 459200101   903,622 6,753 SH   OTR 1, 2, 3 0 0 6,753
INTUITIVE SURGICAL INC COM NEW 46120E602   394,257 1,153 SH   OTR 1 0 0 1,153
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   206,080 3,281 SH   SOLE   0 0 3,281
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805   339,840 12,800 SH   SOLE   0 0 12,800
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   357,979 4,002 SH   OTR 1 0 0 4,002
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   573,121 3,830 SH   SOLE   0 0 3,830
IRSA INVERSIONES Y REP S A GLOBL DEP RCPT 450047204   518,706 63,880 SH   SOLE   0 0 63,880
ISHARES INC CORE MSCI EMKT 46434G103   4,261,861 86,465 SH   OTR 1, 2 0 0 86,465
ISHARES INC EMNG MKTS EQT 46434G889   253,817 6,106 SH   OTR 2 0 0 6,106
ISHARES INC ESG AWR MSCI EM 46434G863   391,263 12,370 SH   OTR 2 0 0 12,370
ISHARES TR CORE TOTAL USD 46434V613   23,767,601 522,709 SH   OTR 2 0 0 522,709
ISHARES TR 1 3 YR TREAS BD 464287457   202,781 2,501 SH   OTR 1 0 0 2,501
ISHARES TR CORE S&P SCP ETF 464287804   424,836 4,263 SH   OTR 2 0 0 4,263
ISHARES TR JPMORGAN USD EMG 464288281   1,778,869 20,555 SH   OTR 1, 2 0 0 20,555
ISHARES TR CORE MSCI INTL 46435G326   299,671 4,903 SH   OTR 2 0 0 4,903
ISHARES TR CORE US AGGBD ET 464287226   891,933 9,106 SH   OTR 1, 2 0 0 9,106
ISHARES TR 0-5YR HI YL CP 46434V407   634,931 15,318 SH   OTR 1, 2 0 0 15,318
ISHARES TR 0-5YR INVT GR CP 46434V100   1,082,797 22,460 SH   SOLE   0 0 22,460
ISHARES TR TIPS BD ETF 464287176   427,359 3,971 SH   OTR 2 0 0 3,971
ISHARES TR 7-10 YR TRSY BD 464287440   476,818 4,936 SH   OTR 1, 2 0 0 4,936
ISHARES TR RUSSELL 3000 ETF 464287689   890,680 3,500 SH   SOLE   0 0 3,500
ISHARES TR ISHS 5-10YR INVT 464288638   479,302 9,478 SH   SOLE   0 0 9,478
ISHARES TR IBOXX INV CP ETF 464287242   277,595 2,567 SH   OTR 1 0 0 2,567
ISHARES TR US TREAS BD ETF 46429B267   12,179,075 531,837 SH   OTR 2 0 0 531,837
ISHARES TR SP SMCP600VL ETF 464287879   5,868,482 61,715 SH   OTR 1, 2 0 0 61,715
ISHARES TR CORE S&P US GWT 464287671   1,533,089 15,701 SH   OTR 2 0 0 15,701
ISHARES TR U.S. TECH ETF 464287721   225,796 2,074 SH   OTR 2 0 0 2,074
ISHARES TR IBONDS DEC23 ETF 46434VAX8   834,570 33,000 SH   SOLE   0 0 33,000
ISHARES TR GNMA BOND ETF 46429B333   519,723 11,855 SH   OTR 2 0 0 11,855
ISHARES TR 10-20 YR TRS ETF 464288653   1,340,317 12,100 SH   OTR 2 0 0 12,100
ISHARES TR CORE S&P TTL STK 464287150   21,768,575 222,492 SH   OTR 1, 2 0 0 222,492
ISHARES TR IBONDS DEC25 ETF 46434VBD1   828,920 34,000 SH   SOLE   0 0 34,000
ISHARES TR IBONDS DEC2026 46435GAA0   797,980 34,000 SH   SOLE   0 0 34,000
ISHARES TR ESG AWARE MSCI 46435U663   278,832 7,850 SH   SOLE   0 0 7,850
ISHARES TR ISHS 1-5YR INVS 464288646   210,513 4,196 SH   OTR 1 0 0 4,196
ISHARES TR IBONDS DEC24 ETF 46434VBG4   837,080 34,000 SH   SOLE   0 0 34,000
ISHARES TR FALN ANGLS USD 46435G474   237,958 9,380 SH   OTR 2 0 0 9,380
ISHARES TR S&P 500 GRWT ETF 464287309   1,775,816 25,196 SH   OTR 2 0 0 25,196
ISHARES TR CORE MSCI EAFE 46432F842   21,564,452 319,473 SH   OTR 1, 2 0 0 319,473
ISHARES TR S&P 500 VAL ETF 464287408   1,294,356 8,030 SH   OTR 1, 2 0 0 8,030
ISHARES TR RUS 1000 ETF 464287622   746,332 3,062 SH   OTR 2 0 0 3,062
ISHARES TR CORE S&P MCP ETF 464287507   375,843 1,437 SH   OTR 2 0 0 1,437
ISHARES TR MSCI INTL VLU FT 46435G409   3,183,744 125,098 SH   OTR 2 0 0 125,098
ISHARES TR EUROPE ETF 464287861   1,180,715 23,362 SH   OTR 2 0 0 23,362
ISHARES TR CORE S&P500 ETF 464287200   4,809,080 10,790 SH   OTR 2 0 0 10,790
ISHARES TR S&P MC 400VL ETF 464287705   2,266,335 21,155 SH   OTR 2 0 0 21,155
ISHARES TR MSCI EMG MKT ETF 464287234   470,962 11,905 SH   OTR 2 0 0 11,905
ISHARES TR RUSSELL 2000 ETF 464287655   288,770 1,542 SH   OTR 1 0 0 1,542
ISHARES TR 0-3 MNTH TREASRY 46436E718   5,425,466 53,915 SH   OTR 2 0 0 53,915
JABIL INC COM 466313103   269,609 2,498 SH   OTR 1, 2 0 0 2,498
JOHNSON & JOHNSON COM 478160104   14,672,130 88,643 SH   OTR 1, 2, 3 0 0 88,643
JPMORGAN CHASE & CO COM 46625H100   9,689,619 66,623 SH   OTR 1, 2 0 0 66,623
KELLOGG CO COM 487836108   211,771 3,142 SH   OTR 1, 3 0 0 3,142
KIMBERLY-CLARK CORP COM 494368103   283,851 2,056 SH   OTR 1, 2, 3 0 0 2,056
KRAFT HEINZ CO COM 500754106   203,200 5,724 SH   OTR 1, 3 0 0 5,724
LAM RESEARCH CORP COM 512807108   1,725,142 2,684 SH   OTR 1, 2, 3 0 0 2,684
LILLY ELI & CO COM 532457108   2,171,235 4,630 SH   OTR 1, 2 0 0 4,630
LIMBACH HLDGS INC COM 53263P105   280,463 11,341 SH   OTR 1, 2 0 0 11,341
LINDE PLC SHS G54950103   424,142 1,113 SH   OTR 1, 3 0 0 1,113
LIONS GATE ENTMNT CORP CL A VTG 535919401   177,280 20,077 SH   SOLE   0 0 20,077
LOCKHEED MARTIN CORP COM 539830109   1,332,340 2,894 SH   OTR 1, 2, 3 0 0 2,894
LOMA NEGRA C I A S A MTN 14 SPONSORED ADS 54150E104   68,000 10,000 SH   SOLE   0 0 10,000
LOWES COS INC COM 548661107   526,784 2,334 SH   OTR 1, 2, 3 0 0 2,334
MARATHON PETE CORP COM 56585A102   246,532 2,114 SH   OTR 1, 2, 3 0 0 2,114
MARRIOTT INTL INC NEW CL A 571903202   273,882 1,491 SH   OTR 1 0 0 1,491
MARSH & MCLENNAN COS INC COM 571748102   1,102,337 5,861 SH   OTR 1, 2 0 0 5,861
MASTERCARD INCORPORATED CL A 57636Q104   1,595,225 4,056 SH   OTR 1 0 0 4,056
MCDONALDS CORP COM 580135101   3,524,170 11,810 SH   OTR 1, 2, 3 0 0 11,810
MCKESSON CORP COM 58155Q103   1,201,172 2,811 SH   OTR 1, 2, 3 0 0 2,811
MEDALLION FINL CORP COM 583928106   91,148 11,523 SH   OTR 1 0 0 11,523
MEDTRONIC PLC SHS G5960L103   343,054 3,894 SH   OTR 1, 2, 3 0 0 3,894
MERCADOLIBRE INC COM 58733R102   257,058 217 SH   OTR 1 0 0 217
MERCK & CO INC COM 58933Y105   1,371,894 11,889 SH   OTR 1, 2, 3 0 0 11,889
META PLATFORMS INC CL A 30303M102   2,486,679 8,665 SH   OTR 1, 2, 3 0 0 8,665
MICROSOFT CORP COM 594918104   23,173,795 68,050 SH   OTR 1, 2, 3 0 0 68,050
MISTRAS GROUP INC COM 60649T107   92,740 12,013 SH   OTR 1 0 0 12,013
MONDELEZ INTL INC CL A 609207105   1,872,856 25,677 SH   OTR 1, 2, 3 0 0 25,677
MOODYS CORP COM 615369105   373,451 1,074 SH   OTR 1, 3 0 0 1,074
MUELLER INDS INC COM 624756102   441,738 5,061 SH   OTR 1, 2 0 0 5,061
NETFLIX INC COM 64110L106   957,625 2,174 SH   OTR 1, 2, 3 0 0 2,174
NIKE INC CL B 654106103   3,078,469 27,892 SH   OTR 1, 2, 3 0 0 27,892
NORFOLK SOUTHN CORP COM 655844108   552,387 2,436 SH   OTR 1 0 0 2,436
NORTHROP GRUMMAN CORP COM 666807102   659,810 1,448 SH   OTR 1, 2, 3 0 0 1,448
NOVARTIS AG SPONSORED ADR 66987V109   503,339 4,988 SH   OTR 1, 2 0 0 4,988
NOVO-NORDISK A S ADR 670100205   797,822 4,930 SH   OTR 1, 2 0 0 4,930
NU HLDGS LTD ORD SHS CL A G6683N103   78,900 10,000 SH   SOLE   0 0 10,000
NUSHARES ETF TR NUVEEN ESG MIDVL 67092P508   212,595 7,175 SH   SOLE   0 0 7,175
NVIDIA CORPORATION COM 67066G104   1,497,929 3,541 SH   OTR 1, 2, 3 0 0 3,541
OCUPHIRE PHARMA INC COM 67577R102   53,165 12,250 SH   OTR 1 0 0 12,250
ORACLE CORP COM 68389X105   5,915,172 49,670 SH   OTR 1, 2, 3 0 0 49,670
OVERSEAS SHIPHOLDING GROUP I CL A NEW 69036R863   91,440 21,928 SH   OTR 1, 2 0 0 21,928
OWENS CORNING NEW COM 690742101   439,538 3,368 SH   OTR 1, 2 0 0 3,368
PALO ALTO NETWORKS INC COM 697435105   320,921 1,256 SH   OTR 1 0 0 1,256
PANGAEA LOGISTICS SOLUTION L SHS G6891L105   149,021 22,012 SH   OTR 1, 2 0 0 22,012
PAYCHEX INC COM 704326107   270,278 2,416 SH   OTR 1, 3 0 0 2,416
PEPSICO INC COM 713448108   7,724,106 41,702 SH   OTR 1, 2 0 0 41,702
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   214,799 15,531 SH   OTR 1 0 0 15,531
PFIZER INC COM 717081103   3,653,064 99,593 SH   OTR 1, 2 0 0 99,593
PHILIP MORRIS INTL INC COM 718172109   5,046,992 51,700 SH   OTR 1, 2, 3 0 0 51,700
PHILLIPS 66 COM 718546104   276,907 2,903 SH   OTR 1, 2, 3 0 0 2,903
PNC FINL SVCS GROUP INC COM 693475105   325,455 2,584 SH   OTR 1, 2 0 0 2,584
PREFORMED LINE PRODS CO COM 740444104   403,279 2,583 SH   OTR 1, 2 0 0 2,583
PROCORE TECHNOLOGIES INC COM 74275K108   486,984 7,484 SH   SOLE   0 0 7,484
PROCTER AND GAMBLE CO COM 742718109   5,961,407 39,287 SH   OTR 1, 2 0 0 39,287
PULTE GROUP INC COM 745867101   333,124 4,288 SH   OTR 1, 2, 3 0 0 4,288
QUAD / GRAPHICS INC COM CL A 747301109   63,935 17,004 SH   OTR 1, 2 0 0 17,004
RAYTHEON TECHNOLOGIES CORP COM 75513E101   201,504 2,057 SH   OTR 1, 2, 3 0 0 2,057
RCM TECHNOLOGIES INC COM NEW 749360400   204,074 11,091 SH   OTR 1 0 0 11,091
RELIANCE STEEL & ALUMINUM CO COM 759509102   271,318 999 SH   OTR 1, 2 0 0 999
RELX PLC SPONSORED ADR 759530108   431,949 12,921 SH   OTR 1, 2 0 0 12,921
REPUBLIC SVCS INC COM 760759100   480,801 3,139 SH   OTR 1, 3 0 0 3,139
RITHM CAPITAL CORP COM NEW 64828T201   267,765 28,638 SH   OTR 1 0 0 28,638
ROCKWELL AUTOMATION INC COM 773903109   210,848 640 SH   OTR 1 0 0 640
ROYAL BK CDA COM 780087102   443,930 4,648 SH   OTR 1, 2 0 0 4,648
S&P GLOBAL INC COM 78409V104   343,162 856 SH   OTR 1, 2 0 0 856
SALESFORCE INC COM 79466L302   456,110 2,159 SH   OTR 1, 3 0 0 2,159
SANOFI SPONSORED ADR 80105N105   531,939 9,869 SH   OTR 1 0 0 9,869
SAP SE SPON ADR 803054204   799,791 5,846 SH   OTR 1, 2 0 0 5,846
SCHLUMBERGER LTD COM STK 806857108   200,262 4,077 SH   OTR 1, 3 0 0 4,077
SCHWAB CHARLES CORP COM 808513105   738,337 13,026 SH   OTR 1, 2 0 0 13,026
SCHWAB STRATEGIC TR US REIT ETF 808524847   218,209 11,173 SH   SOLE   0 0 11,173
SCHWAB STRATEGIC TR LONG TERM US 808524680   4,052,304 111,664 SH   OTR 2 0 0 111,664
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   236,093 3,150 SH   SOLE   0 0 3,150
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   216,931 2,987 SH   SOLE   0 0 2,987
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   10,028,431 203,499 SH   SOLE   0 0 203,499
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   353,493 7,658 SH   OTR 2 0 0 7,658
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   244,099 1,404 SH   OTR 1 0 0 1,404
SHELL PLC SPON ADS 780259305   490,286 8,120 SH   OTR 1, 2 0 0 8,120
SIRIUS XM HOLDINGS INC COM 82968B103   64,140 14,159 SH   OTR 1 0 0 14,159
SMUCKER J M CO COM NEW 832696405   421,746 2,856 SH   OTR 1, 2, 3 0 0 2,856
SOUTHERN CO COM 842587107   1,400,219 19,932 SH   OTR 1, 2, 3 0 0 19,932
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   1,716,155 4,991 SH   OTR 1, 2 0 0 4,991
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   394,190 12,114 SH   SOLE   0 0 12,114
SPDR S&P 500 ETF TR TR UNIT 78462F103   332,017 749 SH   OTR 2, 3 0 0 749
SPDR SER TR PORTFOLIO S&P500 78464A854   470,866 9,036 SH   OTR 2 0 0 9,036
SPDR SER TR PORTFOLIO S&P600 78468R853   308,234 7,936 SH   OTR 2 0 0 7,936
SPDR SER TR NUVEEN BLMBRG MU 78468R721   4,283,126 92,789 SH   OTR 2 0 0 92,789
SPDR SER TR PORT MTG BK ETF 78464A383   13,202,634 602,585 SH   OTR 2 0 0 602,585
SPDR SER TR BLOOMBERG HIGH Y 78468R622   606,018 6,585 SH   OTR 1 0 0 6,585
STARBUCKS CORP COM 855244109   2,856,119 28,832 SH   OTR 1, 2, 3 0 0 28,832
STONECO LTD COM CL A G85158106   227,728 17,875 SH   SOLE   0 0 17,875
SYSCO CORP COM 871829107   1,414,521 19,064 SH   OTR 1 0 0 19,064
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   990,126 9,811 SH   OTR 1, 2 0 0 9,811
TANGER FACTORY OUTLET CTRS I COM 875465106   233,412 10,576 SH   OTR 1, 2 0 0 10,576
TAYLOR MORRISON HOME CORP COM 87724P106   213,125 4,370 SH   OTR 1 0 0 4,370
TEEKAY CORPORATION COM Y8564W103   115,944 19,196 SH   OTR 1 0 0 19,196
TELECOM ARGENTINA SA SPON ADR REP B 879273209   60,900 10,000 SH   SOLE   0 0 10,000
TELESAT CORP CL A & CL B SHS 879512309   94,200 10,000 SH   SOLE   0 0 10,000
TESLA INC COM 88160R101   1,408,584 5,381 SH   OTR 1, 2, 3 0 0 5,381
TEXAS INSTRS INC COM 882508104   403,965 2,244 SH   OTR 1, 2, 3 0 0 2,244
THERMO FISHER SCIENTIFIC INC COM 883556102   594,795 1,140 SH   OTR 1, 2, 3 0 0 1,140
TILE SHOP HLDGS INC COM 88677Q109   60,774 10,970 SH   OTR 1 0 0 10,970
TJX COS INC NEW COM 872540109   211,333 2,492 SH   OTR 1 0 0 2,492
TORONTO DOMINION BK ONT COM NEW 891160509   246,242 3,971 SH   OTR 1, 2 0 0 3,971
TOTALENERGIES SE SPONSORED ADS 89151E109   302,668 5,251 SH   OTR 1, 2 0 0 5,251
TRAVELERS COMPANIES INC COM 89417E109   788,590 4,541 SH   OTR 1 0 0 4,541
UNILEVER PLC SPON ADR NEW 904767704   550,701 10,564 SH   OTR 1, 2 0 0 10,564
UNION PAC CORP COM 907818108   2,350,879 11,489 SH   OTR 1, 2 0 0 11,489
UNITED PARCEL SERVICE INC CL B 911312106   329,103 1,836 SH   OTR 1, 2, 3 0 0 1,836
UNITEDHEALTH GROUP INC COM 91324P102   3,107,154 6,465 SH   OTR 1, 2, 3 0 0 6,465
UNUM GROUP COM 91529Y106   495,848 10,395 SH   OTR 1, 2 0 0 10,395
US BANCORP DEL COM NEW 902973304   369,519 11,184 SH   OTR 1, 3 0 0 11,184
VALVOLINE INC COM 92047W101   237,472 6,331 SH   SOLE   0 0 6,331
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   2,381,794 51,699 SH   OTR 2 0 0 51,699
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   277,852 5,412 SH   OTR 2 0 0 5,412
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   599,261 7,298 SH   OTR 2 0 0 7,298
VANGUARD BD INDEX FDS INTERMED TERM 921937819   452,208 6,011 SH   OTR 1, 2 0 0 6,011
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   7,229,188 17,750 SH   OTR 1, 2 0 0 17,750
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   892,980 6,000 SH   SOLE   0 0 6,000
VANGUARD INDEX FDS GROWTH ETF 922908736   4,708,171 16,639 SH   OTR 1, 2 0 0 16,639
VANGUARD INDEX FDS MID CAP ETF 922908629   550,622 2,501 SH   OTR 1, 2 0 0 2,501
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   3,884,603 28,072 SH   OTR 1, 2 0 0 28,072
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,826,394 29,180 SH   OTR 1, 2 0 0 29,180
VANGUARD INDEX FDS TOTAL STK MKT 922908769   15,257,901 69,266 SH   OTR 1, 2 0 0 69,266
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,642,517 19,657 SH   SOLE   0 0 19,657
VANGUARD INDEX FDS SMALL CP ETF 922908751   387,040 1,946 SH   OTR 1, 2 0 0 1,946
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   4,932,984 50,866 SH   OTR 1, 2 0 0 50,866
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,784,235 93,024 SH   OTR 1, 2 0 0 93,024
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   5,682,218 104,433 SH   OTR 1, 2 0 0 104,433
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   715,852 12,400 SH   OTR 1 0 0 12,400
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   396,263 5,237 SH   OTR 1 0 0 5,237
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,476,731 18,686 SH   OTR 1 0 0 18,686
VANGUARD WELLINGTON FD US VALUE FACTR 921935805   3,356,829 33,686 SH   OTR 1 0 0 33,686
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   6,038,257 80,414 SH   OTR 1, 2 0 0 80,414
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   12,138,068 114,435 SH   OTR 1, 2 0 0 114,435
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   2,235,306 35,369 SH   OTR 2 0 0 35,369
VANGUARD WORLD FD MEGA CAP INDEX 921910873   4,749,343 30,355 SH   OTR 1 0 0 30,355
VANGUARD WORLD FD ESG INTL STK ETF 921910725   313,349 5,900 SH   SOLE   0 0 5,900
VERA BRADLEY INC COM 92335C106   118,713 18,578 SH   OTR 1 0 0 18,578
VERITIV CORP COM 923454102   206,377 1,643 SH   OTR 1 0 0 1,643
VERIZON COMMUNICATIONS INC COM 92343V104   1,917,334 51,555 SH   OTR 1, 2 0 0 51,555
VIATRIS INC COM 92556V106   120,818 12,106 SH   OTR 1 0 0 12,106
VISA INC COM CL A 92826C839   4,240,647 17,857 SH   OTR 1, 2, 3 0 0 17,857
VISTA ENERGY S.A.B. DE C.V. SPONSORED ADS 92837L109   3,481,722 144,350 SH   SOLE   0 0 144,350
WALMART INC COM 931142103   3,351,242 21,321 SH   OTR 1, 2, 3 0 0 21,321
WARNER BROS DISCOVERY INC COM SER A 934423104   217,770 17,366 SH   OTR 1 0 0 17,366
WASTE MGMT INC DEL COM 94106L109   1,255,387 7,239 SH   OTR 1 0 0 7,239
WD 40 CO COM 929236107   202,225 1,072 SH   SOLE   0 0 1,072
WELLS FARGO CO NEW COM 949746101   684,097 16,029 SH   OTR 1, 3 0 0 16,029
WISDOMTREE TR US QTLY DIV GRT 97717X669   496,017 7,441 SH   OTR 2 0 0 7,441
YPF SOCIEDAD ANONIMA SPON ADR CL D 984245100   156,390 10,503 SH   SOLE   0 0 10,503
YUM BRANDS INC COM 988498101   223,343 1,612 SH   OTR 1, 3 0 0 1,612
ZIMMER BIOMET HOLDINGS INC COM 98956P102   349,307 2,399 SH   OTR 1 0 0 2,399
ZOETIS INC CL A 98978V103   844,914 4,906 SH   OTR 1, 2, 3 0 0 4,906