The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   1,879,706 37,677 SH   SOLE 0 37,677 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   9,396,595 25,436 SH   SOLE 0 25,436 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   267,030 1,212 SH   SOLE 0 1,212 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   3,190,131 67,803 SH   SOLE 0 67,803 0 0
ISHARES TR US HLTHCARE ETF 464287762   2,387,190 8,518 SH   SOLE 0 8,518 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664   2,770,039 92,643 SH   SOLE 0 92,643 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   354,998 3,412 SH   SOLE 0 3,412 0 0
ISHARES INC MSCI EMERG MKT 46434G889   1,249,338 30,055 SH   SOLE 0 30,055 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325   528,043 6,213 SH   SOLE 0 6,213 0 0
ISHARES TR CALIF MUN BD ETF 464288356   301,835 5,300 SH   SOLE 0 5,300 0 0
FS KKR CAP CORP COM 302635206   579,808 30,229 SH   SOLE 0 30,229 0 0
ISHARES TR EUROPE ETF 464287861   623,815 12,343 SH   SOLE 0 12,343 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   4,435,980 87,581 SH   SOLE 0 87,581 0 0
GLOBAL X FDS CLOUD COMPUTNG 37954Y442   308,611 15,555 SH   SOLE 0 15,555 0 0
ISHARES TR EAFE GRWTH ETF 464288885   10,779,390 112,979 SH   SOLE 0 112,979 0 0
ISHARES TR RUS TOP 200 ETF 464289446   11,517,817 108,006 SH   SOLE 0 108,006 0 0
WISDOMTREE TR CLOUD COMPUTNG 97717Y691   1,397,843 44,096 SH   SOLE 0 44,096 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,946,905 35,527 SH   SOLE 0 35,527 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   2,235,149 82,325 SH   SOLE 0 82,325 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   566,279 12,206 SH   SOLE 0 12,206 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   22,423,848 465,611 SH   SOLE 0 465,611 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   3,760,546 50,592 SH   SOLE 0 50,592 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   968,473 41,547 SH   SOLE 0 41,547 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   10,470,621 318,740 SH   SOLE 0 318,740 0 0
ISHARES TR CORE S&P TTL STK 464287150   19,001,867 194,213 SH   SOLE 0 194,213 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   663,948 19,244 SH   SOLE 0 19,244 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   1,301,236 20,779 SH   SOLE 0 20,779 0 0
ISHARES INC CORE MSCI EMKT 46434G103   5,423,480 110,032 SH   SOLE 0 110,032 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   228,527 1,982 SH   SOLE 0 1,982 0 0
ISHARES TR 20 YR TR BD ETF 464287432   3,187,846 30,968 SH   SOLE 0 30,968 0 0
ISHARES TR BLACKROCK ULTRA 46434V878   2,886,951 57,394 SH   SOLE 0 57,394 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   4,107,376 67,323 SH   SOLE 0 67,323 0 0
APPLE INC COM 037833100   254,922 1,314 SH   SOLE 0 1,314 0 0
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808   6,672,223 123,376 SH   SOLE 0 123,376 0 0
ISHARES TR RUS 1000 ETF 464287622   765,100 3,139 SH   SOLE 0 3,139 0 0