The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES ORD (NYS) COM 002824100   186,533 1,711 SH   SOLE   1,711 0 0
ACI WORLDWIDE ORD (NMS) COM 004498101   1,171,197 50,548 SH   SOLE   50,548 0 0
ADVANCED MICRO DEVICES ORD (NMS) COM 007903107   51,601 453 SH   SOLE   453 0 0
AMAZON COM ORD (NMS) COM 023135106   1,393,679 10,691 SH   SOLE   10,691 0 0
AMERICAN EXPRESS ORD (NYS) COM 025816109   122,288 702 SH   SOLE   702 0 0
AMERICAN INTERNATIONAL GROUP ORD (NYS) COM NEW 026874784   9,264 161 SH   SOLE   161 0 0
AMGEN ORD (NMS) COM 031162100   154,748 697 SH   SOLE   697 0 0
ANALOG DEVICES ORD (NMS) COM 032654105   13,637 70 SH   SOLE   70 0 0
ELEVANCE HEALTH ORD (NYS) COM 036752103   17,772 40 SH   SOLE   40 0 0
APPLE ORD (NMS) COM 037833100   3,988,605 20,563 SH   SOLE   20,563 0 0
ASBURY AUTOMOTIVE GROUP ORD (NYS) COM 043436104   6,010,500 25,000 SH   SOLE   25,000 0 0
BANCO BRADESCO ADR REPSTG 1 PRF (NYS) SP ADR PFD NEW 059460303   183,006 52,892 SH   SOLE   52,892 0 0
BANK OF AMERICA ORD (NYS) COM 060505104   309,020 10,771 SH   SOLE   10,771 0 0
BANK OF NEW YORK MELLON ORD (NYS) COM 064058100   10,640 239 SH   SOLE   239 0 0
BECTON DICKINSON ORD (NYS) COM 075887109   15,841 60 SH   SOLE   60 0 0
BERKSHIRE HATHAWAY CL B ORD (NYS) CL B New 084670702   857,274 2,514 SH   SOLE   2,514 0 0
BOEING ORD (NYS) COM 097023105   57,647 273 SH   SOLE   273 0 0
BOSTON SCIENTIFIC ORD (NYS) COM 101137107   16,876 312 SH   SOLE   312 0 0
BRISTOL MYERS SQUIBB ORD (NYS) COM 110122108   208,669 3,263 SH   SOLE   3,263 0 0
CATERPILLAR ORD (NYS) COM 149123101   94,729 385 SH   SOLE   385 0 0
CHEVRON ORD (NYS) COM 166764100   980,133 6,229 SH   SOLE   6,229 0 0
CHIPOTLE MEXICAN GRILL ORD (NYS) COM 169656105   8,556 4 SH   SOLE   4 0 0
Choice Hotels Intl Inc COM 169905106   122,993,964 1,046,579 SH   SOLE   1,046,579 0 0
CITIGROUP ORD (NYS) COM NEW 172967424   84,714 1,840 SH   SOLE   1,840 0 0
COCA-COLA ORD (NYS) COM 191216100   415,759 6,904 SH   SOLE   6,904 0 0
COLGATE PALMOLIVE ORD (NYS) COM 194162103   68,643 891 SH   SOLE   891 0 0
Xtrackers Harvest CSI 300 China ETF XTRACK HRVST CSI 233051879   11,938,331 446,126 SH   SOLE   446,126 0 0
DANAHER ORD (NYS) COM 235851102   179,760 749 SH   SOLE   749 0 0
DEXCOM ORD (NMS) COM 252131107   2,313 18 SH   SOLE   18 0 0
WALT DISNEY ORD (NYS) COM 254687106   112,671 1,262 SH   SOLE   1,262 0 0
DOW ORD (NYS) COM 260557103   49,905 937 SH   SOLE   937 0 0
Eaton Vance Flting Rate Inc COM 278279104   2,886,183 287,073 SH   SOLE   287,073 0 0
EMERSON ELECTRIC ORD (NYS) COM 291011104   26,123 289 SH   SOLE   289 0 0
EURONET WORLDWIDE ORD (NMS) COM 298736109   4,171,565 35,542 SH   SOLE   35,542 0 0
GENERAL DYNAMICS ORD (NYS) COM 369550108   134,038 623 SH   SOLE   623 0 0
GENERAL ELECTRIC ORD (NYS) COM 369604301   78,433 714 SH   SOLE   714 0 0
GILEAD SCIENCES ORD (NMS) COM 375558103   15,876 206 SH   SOLE   206 0 0
Goldman Saches Access Treasury 0 ETF ACCES TREASURY 381430529   31,042,194 310,258 SH   SOLE   310,258 0 0
GRIFFON ORD (NYS) COM 398433102   24,858,773 616,843 SH   SOLE   616,843 0 0
HOME DEPOT ORD (NYS) COM 437076102   524,360 1,688 SH   SOLE   1,688 0 0
HONEYWELL INTERNATIONAL ORD (NMS) COM 438516106   262,695 1,266 SH   SOLE   1,266 0 0
HUMANA ORD (NYS) COM 444859102   9,837 22 SH   SOLE   22 0 0
INTERNATIONAL BUSINESS MACHINES ORD (NYS) COM 459200101   455,489 3,404 SH   SOLE   3,404 0 0
Ishares MSCI Brazil ETF MSCI BRAZIL ETF 464286400   8,054,703 248,372 SH   SOLE   248,372 0 0
Ishares MSCI Mexico ETF MSCI MEXICO ETF 464286822   18,641,072 299,831 SH   SOLE   299,831 0 0
ISHARES CORE S&P TOTAL U.S. CORE S&P TTL STK 464287150   78,918,719 806,710 SH   SOLE   806,710 0 0
ISHARES CORE S&P TOTAL U.S. CORE S&P TTL STK 464287150   34,573,720 353,370 SH   SOLE 1 353,370 0 0
iShares Core S&P Total U.S. Stock Market ETF CORE S&P TTL STK 464287150   42,769,386 437,136 SH   SOLE   437,136 0 0
iShares TIPS Bond ETF US TIPS ETF 464287176   14,170,790 131,700 SH   SOLE   131,700 0 0
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200   406,487 912 SH   SOLE   912 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF CORE US AGGBD ET 464287226   47,329,985 483,274 SH   SOLE   483,274 0 0
ITAU UNIBANCO HOLDING ADR REP 1 PRF (NYS) SPON ADR REP PFD 465562106   281,288 47,676 SH   SOLE   47,676 0 0
JOHNSON & JOHNSON ORD (NYS) COM 478160104   800,786 4,838 SH   SOLE   4,838 0 0
KE HOLDINGS ADR REP 3 CL A ORD (NYS) SPONSORED ADS 482497104   38,090 2,565 SH   SOLE   2,565 0 0
KNIFE RIVER ORD (NYS) COMMON STOCK 498894104   1,087,500 25,000 SH   SOLE   25,000 0 0
KRAFT HEINZ ORD (NMS) COM 500754106   17,466 492 SH   SOLE   492 0 0
ELI LILLY ORD (NYS) COM 532457108   468,042 998 SH   SOLE   998 0 0
LOCKHEED MARTIN ORD (NYS) COM 539830109   287,738 625 SH   SOLE   625 0 0
LOWE'S COMPANIES ORD (NYS) COM 548661107   271,743 1,204 SH   SOLE   1,204 0 0
MCDONALD'S ORD (NYS) COM 580135101   526,395 1,764 SH   SOLE   1,764 0 0
MICROSOFT ORD (NMS) COM 594918104   3,313,454 9,730 SH   SOLE   9,730 0 0
MONDELEZ INTERNATIONAL CL A ORD (NMS) CL A 609207105   113,203 1,552 SH   SOLE   1,552 0 0
MORGAN STANLEY ORD (NYS) COM NEW 617446448   135,359 1,585 SH   SOLE   1,585 0 0
NIKE CL B ORD (NYS) CL B 654106103   73,506 666 SH   SOLE   666 0 0
PALO ALTO NETWORKS ORD (NMS) COM 697435105   4,088 16 SH   SOLE   16 0 0
PEPSICO ORD (NMS) COM 713448108   348,769 1,883 SH   SOLE   1,883 0 0
PFIZER ORD (NYS) COM 717081103   155,156 4,230 SH   SOLE   4,230 0 0
PFSWEB ORD (NMS) COM NEW 717098206   1,130,000 250,000 SH   SOLE   250,000 0 0
PHILIP MORRIS INTERNATIONAL ORD (NYS) COM 718172109   170,933 1,751 SH   SOLE   1,751 0 0
PDD HOLDINGS ADS (NMS) SPONSORED ADS 722304102   442,427 6,399 SH   SOLE   6,399 0 0
PROCTER & GAMBLE ORD (NYS) COM 742718109   433,369 2,856 SH   SOLE   2,856 0 0
QUALCOMM ORD (NMS) COM 747525103   42,973 361 SH   SOLE   361 0 0
CHARLES SCHWAB ORD (NYS) COM 808513105   46,648 823 SH   SOLE   823 0 0
SKYLINE CHAMPION ORD (NYS) COM 830830105   3,272,500 50,000 SH   SOLE   50,000 0 0
SOCIEDAD QUIMICA ADR REP 1 SRS B ORD (NYS) SPON ADR SER B 833635105   111,181 1,531 SH   SOLE   1,531 0 0
SOUTHERN ORD (NYS) COM 842587107   185,741 2,644 SH   SOLE   2,644 0 0
STARBUCKS ORD (NMS) COM 855244109   129,570 1,308 SH   SOLE   1,308 0 0
T MOBILE US ORD (NMS) COM 872590104   353,501 2,545 SH   SOLE   2,545 0 0
TEXAS INSTRUMENTS ORD (NMS) COM 882508104   266,430 1,480 SH   SOLE   1,480 0 0
THERMO FISHER SCIENTIFIC ORD (NYS) COM 883556102   344,877 661 SH   SOLE   661 0 0
US BANCORP ORD (NYS) COM NEW 902973304   7,963 241 SH   SOLE   241 0 0
UNION PACIFIC ORD (NYS) COM 907818108   149,168 729 SH   SOLE   729 0 0
UNITED PARCEL SERVICE CL B ORD (NYS) CL B 911312106   106,654 595 SH   SOLE   595 0 0
WALMART ORD (NYS) COM 931142103   262,805 1,672 SH   SOLE   1,672 0 0
WELLS FARGO ORD (NYS) COM 949746101   163,251 3,825 SH   SOLE   3,825 0 0
WILLIAMS SONOMA ORD (NYS) COM 969904101   2,502,800 20,000 SH   SOLE   20,000 0 0
RAYTHEON TECHNOLOGIES ORD (NYS) COM NEW D 75513E101   199,447 2,036 SH   SOLE   2,036 0 0
VALE ADR REPTG ONE ORD (NYS) SPONSORED ADR 91912E105   478,088 35,625 SH   SOLE   35,625 0 0
TARGET ORD (NYS) COM 87612E106   14,509 110 SH   SOLE   110 0 0
IN8BIO, INC. (NMS) COM 45674E109   117,524 76,314 SH   SOLE   76,314 0 0
AT&T ORD (NYS) COM 00206R102   123,963 7,772 SH   SOLE   7,772 0 0
ABBVIE ORD (NYS) COM 00287Y109   281,182 2,087 SH   SOLE   2,087 0 0
ACADEMY SPORTS AND OUTDOORS ORD (NMS) COM 00402L107   5,405,000 100,000 SH   SOLE   100,000 0 0
ADOBE ORD (NMS) COM 00724F101   145,719 298 SH   SOLE   298 0 0
ALPHABET CL A ORD (NMS) CAP STK CL A 02079K305   1,751,211 14,630 SH   SOLE   14,630 0 0
ALTA EQUIPMENT GROUP CL A ORD (NYS) COM 02128L106   4,332,500 250,000 SH   SOLE   250,000 0 0
ALTRIA GROUP ORD (NYS) COM 02209S103   85,617 1,890 SH   SOLE   1,890 0 0
AMBEV ADR REP ONE ORD (NYS) SPONSORED ADR 02319V103   138,906 43,681 SH   SOLE   43,681 0 0
AMERICAN TOWER REIT (NYS) COM 03027X100   6,012 31 SH   SOLE   31 0 0
BIOGEN ORD (NMS) COM 09062X103   2,279 8 SH   SOLE   8 0 0
BLACK KNIGHT ORD (NYS) COM 09215C105   20,846 349 SH   SOLE   349 0 0
BLACKROCK ORD (NYS) COM 09247X101   91,230 132 SH   SOLE   132 0 0
BLUELINX ORD (NYS) CL A 09624H208   7,221,060 77,000 SH   SOLE   77,000 0 0
BOOKING HOLDINGS ORD (NMS) COM 09857L108   54,007 20 SH   SOLE   20 0 0
BROADCOM ORD (NMS) COM 11135F101   452,798 522 SH   SOLE   522 0 0
CRH ADR REPSG 1 ORD (NYS) ADR 12626K203   5,851,650 105,000 SH   SOLE   105,000 0 0
CAPITAL ONE FINANCIAL ORD (NYS) COM 14040H105   4,812 44 SH   SOLE   44 0 0
CHARTER COMMUNICATIONS CL A ORD (NMS) CL A 16119P108   22,410 61 SH   SOLE   61 0 0
CISCO SYSTEMS ORD (NMS) COM 17275R102   426,803 8,249 SH   SOLE   8,249 0 0
COGNITION THERAPEUTICS ORD (NMS) COM 19243B102   18,706 10,222 SH   SOLE   10,222 0 0
COMCAST CL A ORD (NMS) COM 20030N101   270,948 6,521 SH   SOLE   6,521 0 0
COSTCO WHOLESALE ORD (NMS) COM 22160K105   262,729 488 SH   SOLE   488 0 0
DUKE ENERGY ORD (NYS) COM NEW 26441C204   131,918 1,470 SH   SOLE   1,470 0 0
POLISHED EQY WARRANT (ASE) COM 28252C117   616 9,489 SH   SOLE   9,489 0 0
EXTREME NETWORKS ORD (NMS) COM 30226D106   6,252,000 240,000 SH   SOLE   240,000 0 0
EXXON MOBIL ORD (NYS) COM 30231G102   54,376 507 SH   SOLE   507 0 0
META PLATFORMS CL A ORD (NMS) CL A 30303M102   659,480 2,298 SH   SOLE   2,298 0 0
FEDEX ORD (NYS) COM 31428X106   180,719 729 SH   SOLE   729 0 0
FULL TRUCK ALLIANCE CO LTD SPONSORED ADS 35969L108   559,800 90,000 SH   SOLE   90,000 0 0
GENERAL MOTORS ORD (NYS) COM 37045V100   12,108 314 SH   SOLE   314 0 0
GOLDMAN SACHS GROUP ORD (NYS) COM 38141G104   125,791 390 SH   SOLE   390 0 0
HUTCHMED CHINA ADR (NMS) SPONSORED ADS 44842L103   65,676 5,473 SH   SOLE   5,473 0 0
INTERNATIONAL MONEY EXPRESS ORD (NMS) COM 46005L101   3,679,500 150,000 SH   SOLE   150,000 0 0
Ishares MSCI Poland ETF MSCI POLAND ETF 46429B606   18,693,536 974,637 SH   SOLE   974,637 0 0
Ishares MSCI China ETF MSCI CHINA ETF 46429B671   1,509,572 33,741 SH   SOLE   33,741 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842   11,120,912 154,707 SH   SOLE 1 154,707 0 0
ISHARES CORE MSCI EMERGING CORE MSCI EMKT 46434G103   9,995,036 202,918 SH   SOLE   202,918 0 0
ISHARES CORE MSCI EMERGING ETF CORE MSCI EMKT 46434G103   302,212 4,647 SH   SOLE 1 4,647 0 0
iShares Core MSCI Emerging Markets ETF MSCI EMERG MRKT 46434G103   8,227,585 166,922 SH   SOLE   166,922 0 0
ISHARES MSCI SAUDI ARABIA ETF (PSE) MSCI SAUDI ARBIA 46434V423   21,946,972 531,018 SH   SOLE   531,018 0 0
ISHARES MSCI UAE ETF (NMS) MSCI UAE ETF 46434V761   178,188 12,163 SH   SOLE   12,163 0 0
ISHARES MSCI QATAR ETF (NMS) MSCI QATAR ETF 46434V779   369,223 20,627 SH   SOLE   20,627 0 0
ISHARES CORE MSCI DEV MKTS CORE MSCI INTL 46435G326   10,521,073 172,138 SH   SOLE   172,138 0 0
iShares Core MSCI International Developed Markets ETF CORE MSCI INTL 46435G326   28,100,452 459,726 SH   SOLE   459,726 0 0
ISHARES MSCI KUWAIT ETF (BAT) MSCI KUWAIT ETF 46436E817   333,223 10,384 SH   SOLE   10,384 0 0
I3 VERTICALS CL A ORD (NMS) COM CL A 46571Y107   1,356,421 59,336 SH   SOLE   59,336 0 0
JPMORGAN CHASE ORD (NYS) COM 46625H100   673,387 4,630 SH   SOLE   4,630 0 0
JP Morgan Ultra Short Income ETF ULTRA SHRT INC 46641Q837   12,442,038 248,146 SH   SOLE   248,146 0 0
KKR AND CO ORD (NYS) COM 48251W104   2,800,000 50,000 SH   SOLE   50,000 0 0
LEGACY HOUSING ORD (NMS) COM 52472M101   1,159,500 50,000 SH   SOLE   50,000 0 0
MASTERCARD CL A ORD (NYS) CL A 57636Q104   481,399 1,224 SH   SOLE   1,224 0 0
MCKESSON ORD (NYS) COM 58155Q103   13,674 32 SH   SOLE   32 0 0
MERCK & CO ORD (NYS) COM 58933Y105   356,209 3,087 SH   SOLE   3,087 0 0
MERIDIANLINK ORD (NYS) COMMON STOCK 58985J105   832,000 40,000 SH   SOLE   40,000 0 0
NIO ADS REP 1 CL A ORD (NYS) SPON ADS 62914V106   7,733 798 SH   SOLE   798 0 0
NETFLIX ORD (NMS) COM 64110L106   112,765 256 SH   SOLE   256 0 0
NEXTERA ENERGY ORD (NYS) COM 65339F101   71,900 969 SH   SOLE   969 0 0
MINISO GROUP HOLD ADR REP 4 ORD (NYS) SPONSORED ADS 66981J102   1,317,778 77,562 SH   SOLE   77,562 0 0
NVIDIA ORD (NMS) COM 67066G104   1,244,102 2,941 SH   SOLE   2,941 0 0
ORACLE ORD (NYS) COM 68389X105   220,555 1,852 SH   SOLE   1,852 0 0
PAYPAL HOLDINGS ORD (NMS) COM 70450Y103   40,305 604 SH   SOLE   604 0 0
PETROLEO BRASILEIRO ADR REPSTG 2 PRF (NYS) SP ADR NON VTG 71654V101   272,474 22,027 SH   SOLE   22,027 0 0
PETROLEO BRASILEIRO ADR REPSTG 2 ORD (NYS) SPONSORED ADR 71654V408   442,270 31,979 SH   SOLE   31,979 0 0
R1 RCM ORD (NMS) COM 77634L105   905,323 49,069 SH   SOLE   49,069 0 0
S&P GLOBAL ORD (NYS) COM 78409V104   41,292 103 SH   SOLE   103 0 0
SPDR GOLD SHARES ETF GOLD SHS 78463V107   18,339,701 102,876 SH   SOLE   102,876 0 0
SS AND C TECHNOLOGIES HOLDINGS ORD (NMS) COM 78467J100   3,030,000 50,000 SH   SOLE   50,000 0 0
SALESFORCE ORD (NYS) COM 79466L302   161,614 765 SH   SOLE   765 0 0
SPDR FUND MATERIALS SELECT SECTR ETF (PSE) SBI MATERIALS 81369Y100   145,934 1,761 SH   SOLE   1,761 0 0
SPDR FUND CONSUMER STAPLES ETF (PSE) CONSUMER STPLS 81369Y308   118,969 1,604 SH   SOLE   1,604 0 0
ENERGY SELECT SECTOR SPDR ETF (PSE) ENERGY 81369Y506   53,410 658 SH   SOLE   658 0 0
REAL ESTATE SELECT SCTR SPDR ETF (PSE) RL EST SEL SEC 81369Y860   159,693 4,237 SH   SOLE   4,237 0 0
SELECT SECTOR UTI SELECT SPDR ETF (PSE) SBI INT-INDS 81369Y886   42,732 653 SH   SOLE   653 0 0
TESLA ORD (NMS) COM 88160R101   802,849 3,067 SH   SOLE   3,067 0 0
3M ORD (NYS) COM 88579Y101   4,204 42 SH   SOLE   42 0 0
THUNDERBIRD ENTERTAI ORD (CVE) CLASS A COM 88605U107   4,327,181 1,628,532 SH   SOLE   1,628,532 0 0
ULTA BEAUTY ORD (NMS) COM 90384S303   3,765 8 SH   SOLE   8 0 0
UNITEDHEALTH GRP ORD (NYS) COM 91324P102   659,919 1,373 SH   SOLE   1,373 0 0
VERIZON COMMUNICATIONS ORD (NYS) COM 92343V104   320,280 8,612 SH   SOLE   8,612 0 0
VISA CL A ORD (NYS) COM 92826C839   687,980 2,897 SH   SOLE   2,897 0 0
WALKER & DUNLOP ORD (NYS) COM 93148P102   902,891 11,416 SH   SOLE   11,416 0 0
YUM CHINA ORD (NYS) COM 98850P109   329,000 5,823 SH   SOLE   5,823 0 0
ZTO EXPRESS CAYMAN ADR REP CL A ORD (NYS) SPONSORED ADS A 98980A105   159,258 6,350 SH   SOLE   6,350 0 0
ACCENTURE CL A ORD (NYS) SHS CLASS A G1151C101   240,075 778 SH   SOLE   778 0 0
LINDE ORD (NYS) SHS G5494J103   94,889 249 SH   SOLE   249 0 0
MEDTRONIC ORD (NYS) SHS G5960L103   58,763 667 SH   SOLE   667 0 0
VITRU ORD (NMS) COM G9440D103   425,484 26,543 SH   SOLE   26,543 0 0
PLAYA HOTELS RESORTS ORD (NMS) SHS N70544106   4,070,000 500,000 SH   SOLE   500,000 0 0