The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   428,340 3,929 SH   SOLE   0 0 3,929
ABBVIE INC COM 00287Y109   367,409 2,727 SH   SOLE   0 0 2,727
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,042,708 6,620 SH   SOLE   0 0 6,620
AIR TRANSPORT SERVICES GRP I COM 00922R105   190,606 10,101 SH   SOLE   0 0 10,101
ALPHABET INC CAP STK CL A 02079K305   812,491 6,788 SH   SOLE   0 0 6,788
ALPHABET INC CAP STK CL C 02079K107   469,364 3,880 SH   SOLE   0 0 3,880
AMAZON COM INC COM 023135106   1,440,916 11,053 SH   SOLE   0 0 11,053
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   24,443,276 454,252 SH   SOLE   454,252 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   783,051 13,642 SH   SOLE   13,642 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,277,240 22,190 SH   SOLE   22,190 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885   725,132 9,644 SH   SOLE   9,644 0 0
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   438,004 8,210 SH   SOLE   8,210 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   159,813,413 2,059,186 SH   SOLE   2,059,186 0 0
AMERICAN FINL GROUP INC OHIO COM 025932104   205,791 1,733 SH   SOLE   0 0 1,733
APPLE INC COM 037833100   9,189,855 47,378 SH   SOLE   0 0 47,378
AUTOZONE INC COM 053332102   748,008 300 SH   SOLE   0 0 300
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,071,240 4 SH   SOLE   0 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,680,601 7,861 SH   SOLE   0 0 7,861
CARDINAL HEALTH INC COM 14149Y108   283,994 3,003 SH   SOLE   0 0 3,003
CHARGE ENTERPRISES INC COM 159610104   23,520 24,000 SH   SOLE   0 0 24,000
CHEVRON CORP NEW COM 166764100   292,725 1,860 SH   SOLE   0 0 1,860
CINCINNATI FINL CORP COM 172062101   10,050,162 103,269 SH   SOLE   0 0 103,269
COMCAST CORP NEW CL A 20030N101   565,592 13,612 SH   SOLE   0 0 13,612
CVS HEALTH CORP COM 126650100   6,708,521 97,042 SH   SOLE   0 0 97,042
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   409,283,685 9,807,900 SH   SOLE   9,807,900 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   64,374,060 2,676,676 SH   SOLE   2,676,676 0 0
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   584,418 19,199 SH   SOLE   19,199 0 0
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   42,101,488 1,734,713 SH   SOLE   1,734,713 0 0
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   1,120,895 36,811 SH   SOLE   36,811 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   2,913,051 61,160 SH   SOLE   61,160 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   1,370,923 28,466 SH   SOLE   28,466 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   78,053,756 1,682,556 SH   SOLE   1,682,556 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   24,453,665 962,743 SH   SOLE   962,743 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   70,367,430 2,039,636 SH   SOLE   2,039,636 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   18,181,311 707,444 SH   SOLE   707,444 0 0
DIMENSIONAL ETF TRUST US SUSTAINABILITY 25434V716   693,054 24,144 SH   SOLE   24,144 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   8,408,073 360,707 SH   SOLE   360,707 0 0
DISNEY WALT CO COM 254687106   232,574 2,605 SH   SOLE   0 0 2,605
DUKE ENERGY CORP NEW COM NEW 26441C204   749,778 8,355 SH   SOLE   0 0 8,355
EMERSON ELEC CO COM 291011104   5,180,287 57,310 SH   SOLE   0 0 57,310
EXXON MOBIL CORP COM 30231G102   444,683 4,146 SH   SOLE   0 0 4,146
FIFTH THIRD BANCORP COM 316773100   506,398 19,321 SH   SOLE   0 0 19,321
FIRST TR EXCHANGE TRADED FD INDLS PROD DUR 33734X150   583,294 9,707 SH   SOLE   9,707 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   676,734 4,152 SH   SOLE   4,152 0 0
FIRST TR EXCHANGE-TRADED FD ENERGY ALPHADX 33734X127   254,932 16,300 SH   SOLE   16,300 0 0
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203   204,289 1,334 SH   SOLE   1,334 0 0
FIRST TR NASDAQ 100 TECH IND SHS CLASS A 337345102   823,802 5,598 SH   SOLE   5,598 0 0
FRANKLIN STR PPTYS CORP COM 35471R106   108,363 74,733 SH   SOLE   0 0 74,733
GENERAL ELECTRIC CO COM NEW 369604301   466,662 4,248 SH   SOLE   0 0 4,248
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855   260,080 4,000 SH   SOLE   4,000 0 0
GOLD FIELDS LTD SPONSORED ADR 38059T106   165,960 12,000 SH   SOLE   0 0 12,000
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   441,913 5,062 SH   SOLE   5,062 0 0
HOME DEPOT INC COM 437076102   538,339 1,733 SH   SOLE   0 0 1,733
ILLINOIS TOOL WKS INC COM 452308109   206,882 827 SH   SOLE   0 0 827
INTEL CORP COM 458140100   319,455 9,553 SH   SOLE   0 0 9,553
INTUIT COM 461202103   459,106 1,002 SH   SOLE   0 0 1,002
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706   2,106,890 29,500 SH   SOLE   29,500 0 0
INVESCO QQQ TR UNIT SER 1 46090e103   744,383 2,015 SH   SOLE   2,015 0 0
INVESTMENT MANAGERS SER TR 1 AXS SHORT INNOV 46144X628   217,080 6,000 SH   SOLE   6,000 0 0
ISHARES INC CORE MSCI EMKT 46434G103   1,041,498 21,130 SH   SOLE   21,130 0 0
ISHARES INC MSCI GERMANY ETF 464286806   594,742 20,817 SH   SOLE   20,817 0 0
ISHARES TR CORE MSCI EAFE 46432F842   117,644,081 1,742,875 SH   SOLE   1,742,875 0 0
ISHARES TR CORE S&P500 ETF 464287200   268,781,427 603,041 SH   SOLE   603,041 0 0
ISHARES TR CORE S&P MCP ETF 464287507   2,487,412 9,513 SH   SOLE   9,513 0 0
ISHARES TR CORE S&P SCP ETF 464287804   681,412 6,838 SH   SOLE   6,838 0 0
ISHARES TR CORE S&P TTL STK 464287150   35,754,179 365,435 SH   SOLE   365,435 0 0
ISHARES TR MSCI USA MIN VOL 46429b697   230,274 3,098 SH   SOLE   3,098 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,260,926 17,392 SH   SOLE   17,392 0 0
ISHARES TR EAFE SML CP ETF 464288273   773,592 13,116 SH   SOLE   13,116 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   1,472,169 37,214 SH   SOLE   37,214 0 0
ISHARES TR NATIONAL MUN ETF 464288414   20,268,134 189,901 SH   SOLE   189,901 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   7,791,860 28,316 SH   SOLE   28,316 0 0
ISHARES TR RUS 1000 ETF 464287622   1,060,269 4,350 SH   SOLE   4,350 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   414,539 2,626 SH   SOLE   2,626 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   343,041 1,832 SH   SOLE   1,832 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   267,802 1,902 SH   SOLE   1,902 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   16,551,574 65,041 SH   SOLE   65,041 0 0
ISHARES TR RUS MD CP GR ETF 464287481   24,032,118 248,702 SH   SOLE   248,702 0 0
ISHARES TR RUS MID CAP ETF 464287499   288,688 3,953 SH   SOLE   3,953 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   817,723 7,445 SH   SOLE   7,445 0 0
ISHARES TR S&P 500 VAL ETF 464287408   3,322,097 20,610 SH   SOLE   20,610 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   3,029,604 42,985 SH   SOLE   42,985 0 0
ISHARES TR S&P MC 400GR ETF 464287606   673,549 8,981 SH   SOLE   8,981 0 0
ISHARES TR TRS FLT RT BD 46434V860   395,378 7,803 SH   SOLE   7,803 0 0
JOHNSON & JOHNSON COM 478160104   882,243 5,330 SH   SOLE   0 0 5,330
JPMORGAN CHASE & CO COM 46625H100   1,644,670 11,308 SH   SOLE   0 0 11,308
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365   954,948 41,683 SH   SOLE   0 0 41,683
KINDER MORGAN INC DEL COM 49456B101   503,823 29,258 SH   SOLE   0 0 29,258
KROGER CO COM 501044101   399,479 8,500 SH   SOLE   0 0 8,500
LOCKHEED MARTIN CORP COM 539830109   357,682 777 SH   SOLE   0 0 777
MCDONALDS CORP COM 580135101   284,112 952 SH   SOLE   0 0 952
MERCK & CO INC COM 58933Y105   624,084 5,408 SH   SOLE   0 0 5,408
META PLATFORMS INC CL A 30303M102   2,570,480 8,957 SH   SOLE   0 0 8,957
MICROSOFT CORP COM 594918104   2,176,715 6,392 SH   SOLE   0 0 6,392
NVIDIA CORPORATION COM 67066G104   679,793 1,607 SH   SOLE   0 0 1,607
PEPSICO INC COM 713448108   471,755 2,547 SH   SOLE   0 0 2,547
PFIZER INC COM 717081103   282,338 7,697 SH   SOLE   0 0 7,697
PIPER SANDLER COMPANIES COM 724078100   251,023 1,942 SH   SOLE   0 0 1,942
PNC FINL SVCS GROUP INC COM 693475105   330,745 2,626 SH   SOLE   0 0 2,626
PROCTER AND GAMBLE CO COM 742718109   41,532,592 273,709 SH   SOLE   0 0 273,709
RPM INTL INC COM 749685103   419,398 4,674 SH   SOLE   0 0 4,674
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   80,828,048 2,267,266 SH   SOLE   2,267,266 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   21,640,896 418,586 SH   SOLE   418,586 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   699,416 9,631 SH   SOLE   9,631 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   6,633,079 126,658 SH   SOLE   126,658 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   260,601 3,477 SH   SOLE   3,477 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   492,204 25,202 SH   SOLE   25,202 0 0
SMUCKER J M CO COM NEW 832696405   340,287 2,304 SH   SOLE   0 0 2,304
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   4,507,021 13,108 SH   SOLE   13,108 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,396,411 7,662 SH   SOLE   7,662 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,092,468 2,281 SH   SOLE   2,281 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805   299,692 5,505 SH   SOLE   5,505 0 0
SPDR SER TR S&P DIVID ETF 78464A763   589,242 4,807 SH   SOLE   4,807 0 0
TESLA INC COM 88160R101   930,263 3,554 SH   SOLE   0 0 3,554
UNITED STS OIL FD LP UNITS 91232N207   237,232 3,733 SH   SOLE   0 0 3,733
US BANCORP DEL COM NEW 902973304   1,430,136 43,285 SH   SOLE   0 0 43,285
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   805,851 9,100 SH   SOLE   9,100 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819   3,011,002 40,024 SH   SOLE   40,024 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   395,620,693 5,235,155 SH   SOLE   5,235,155 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   429,288 5,906 SH   SOLE   5,906 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   285,456 1,918 SH   SOLE   1,918 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   142,482,609 503,543 SH   SOLE   503,543 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   56,644,544 279,423 SH   SOLE   279,423 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   2,220,344 10,085 SH   SOLE   10,085 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   209,891,595 1,020,030 SH   SOLE   1,020,030 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,204,786 8,706 SH   SOLE   8,706 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,981,821 47,652 SH   SOLE   47,652 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   7,532,669 18,495 SH   SOLE   18,495 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,653,980 7,199 SH   SOLE   7,199 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,466,104 20,956 SH   SOLE   20,956 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,905,222 9,579 SH   SOLE   9,579 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   309,009,764 1,402,804 SH   SOLE   1,402,804 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   996,263 7,011 SH   SOLE   7,011 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,976,060 97,740 SH   SOLE   97,740 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,122,425 39,008 SH   SOLE   39,008 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   211,935 2,185 SH   SOLE   2,185 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,587,956 31,620 SH   SOLE   31,620 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   213,271 1,313 SH   SOLE   1,313 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,861,473 51,025 SH   SOLE   51,025 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858   207,046,647 4,483,470 SH   SOLE   4,483,470 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   573,535 10,799 SH   SOLE   10,799 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   798,935 10,197 SH   SOLE   10,197 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   224,979 1,157 SH   SOLE   1,157 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,941,525 4,391 SH   SOLE   4,391 0 0
VISA INC COM CL A 92826C839   510,345 2,149 SH   SOLE   0 0 2,149
WALMART INC COM 931142103   396,408 2,522 SH   SOLE   0 0 2,522
WESBANCO INC COM 950810101   856,501 33,444 SH   SOLE   0 0 33,444
WISDOMTREE TR US SMALLCAP DIVD 97717W604   1,871,350 65,000 SH   SOLE   65,000 0 0
ZOVIO INC COM 98979V102   73 48,484 SH   SOLE   0 0 48,484