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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   303,948 2,788 SH   SOLE   2,788 0 0
ABBVIE INC COM 00287Y109   293,981 2,182 SH   SOLE   2,182 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,168,686 2,390 SH   SOLE   2,390 0 0
AGF INVTS TR US MARKET NETRL 00110G408   2,022,835 107,827 SH   SOLE   107,827 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   461,342 5,535 SH   SOLE   5,535 0 0
ALPHABET INC CAP STK CL C 02079K107   693,158 5,730 SH   SOLE   5,730 0 0
ALPHABET INC CAP STK CL A 02079K305   1,074,188 8,974 SH   SOLE   8,974 0 0
AMAZON COM INC COM 023135106   2,431,866 18,655 SH   SOLE   18,655 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   204,101 3,793 SH   SOLE   3,793 0 0
AMERISOURCEBERGEN CORP COM 03073E105   501,280 2,605 SH   SOLE   2,605 0 0
APPLE INC COM 037833100   3,241,140 16,709 SH   SOLE   16,709 0 0
ARROW ELECTRS INC COM 042735100   738,351 5,155 SH   SOLE   5,155 0 0
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100   433,280 55,620 SH   SOLE   55,620 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   487,494 2,218 SH   SOLE   2,218 0 0
AVERY DENNISON CORP COM 053611109   306,663 1,785 SH   SOLE   1,785 0 0
AVINO SILVER & GOLD MINES LT COM 053906103   6,598 10,000 SH   SOLE   10,000 0 0
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   428,820 55,836 SH   SOLE   55,836 0 0
BANCO SANTANDER S.A. ADR 05964H105   40,832 11,006 SH   SOLE   11,006 0 0
BARCLAYS PLC ADR 06738E204   80,651 10,261 SH   SOLE   10,261 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   468,534 1,374 SH   SOLE   1,374 0 0
BHP GROUP LTD SPONSORED ADS 088606108   427,595 7,166 SH   SOLE   7,166 0 0
BOGOTA FINL CORP COM 097235105   96,704 11,851 SH   SOLE   11,851 0 0
BOOKING HOLDINGS INC COM 09857L108   577,871 214 SH   SOLE   214 0 0
BP PLC SPONSORED ADR 055622104   328,938 9,321 SH   SOLE   9,321 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   419,960 6,567 SH   SOLE   6,567 0 0
BROADCOM INC COM 11135F101   221,195 255 SH   SOLE   255 0 0
BUCKLE INC COM 118440106   233,965 6,762 SH   SOLE   6,762 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   228,422 974 SH   SOLE   974 0 0
CANADIAN NAT RES LTD COM 136385101   376,717 6,696 SH   SOLE   6,696 0 0
CANADIAN NATL RY CO COM 136375102   312,118 2,578 SH   SOLE   2,578 0 0
CATERPILLAR INC COM 149123101   213,325 867 SH   SOLE   867 0 0
CENOVUS ENERGY INC COM 15135U109   323,316 19,041 SH   SOLE   19,041 0 0
CGI INC CL A SUB VTG 12532H104   371,008 3,519 SH   SOLE   3,519 0 0
CHEVRON CORP NEW COM 166764100   1,035,520 6,581 SH   SOLE   6,581 0 0
CHEWY INC CL A 16679L109   313,984 7,955 SH   SOLE   7,955 0 0
CHUNGHWA TELECOM CO LTD SPON ADR NEW11 17133Q502   320,172 8,586 SH   SOLE   8,586 0 0
CINTAS CORP COM 172908105   624,332 1,256 SH   SOLE   1,256 0 0
CISCO SYS INC COM 17275R102   270,445 5,227 SH   SOLE   5,227 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   362,761 5,557 SH   SOLE   5,557 0 0
COLUMBIA ETF TR I MULTI SEC MUNI 19761L607   8,103,563 395,103 SH   SOLE   395,103 0 0
COSTCO WHSL CORP NEW COM 22160K105   265,421 493 SH   SOLE   493 0 0
CRA INTL INC COM 12618T105   229,602 2,251 SH   SOLE   2,251 0 0
CVS HEALTH CORP COM 126650100   20,739 300 SH Call SOLE   300 0 0
CVS HEALTH CORP COM 126650100   313,021 4,528 SH   SOLE   4,528 0 0
DEERE & CO COM 244199105   318,074 785 SH   SOLE   785 0 0
DEUTSCHE BANK A G NAMEN AKT D18190898   115,556 10,974 SH   SOLE   10,974 0 0
DISNEY WALT CO COM 254687106   416,045 4,660 SH   SOLE   4,660 0 0
EMERSON ELEC CO COM 291011104   434,505 4,807 SH   SOLE   4,807 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   390,112 30,717 SH   SOLE   30,717 0 0
ENERPLUS CORP COM 292766102   261,574 18,077 SH   SOLE   18,077 0 0
ENI S P A SPONSORED ADR 26874R108   366,842 12,742 SH   SOLE   12,742 0 0
ENPHASE ENERGY INC COM 29355A107   262,944 1,570 SH   SOLE   1,570 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107   4,710,039 178,749 SH   SOLE   178,749 0 0
EQUINOR ASA SPONSORED ADR 29446M102   329,167 11,269 SH   SOLE   11,269 0 0
EXXON MOBIL CORP COM 30231G102   495,245 4,618 SH   SOLE   4,618 0 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   223,848 6,218 SH   SOLE   6,218 0 0
FIRST HORIZON CORPORATION COM 320517105   152,810 13,559 SH   SOLE   13,559 0 0
GENERAL DYNAMICS CORP COM 369550108   427,718 1,988 SH   SOLE   1,988 0 0
GENWORTH FINL INC COM CL A 37247D106   57,750 11,550 SH   SOLE   11,550 0 0
GERDAU SA SPON ADR REP PFD 373737105   345,308 66,151 SH   SOLE   66,151 0 0
GILEAD SCIENCES INC COM 375558103   544,731 7,068 SH   SOLE   7,068 0 0
GOLD FIELDS LTD SPONSORED ADR 38059T106   501,517 36,263 SH   SOLE   36,263 0 0
GSK PLC SPONSORED ADR 37733W204   333,947 9,370 SH   SOLE   9,370 0 0
HALLIBURTON CO COM 406216101   370,082 11,218 SH   SOLE   11,218 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104   470,435 6,532 SH   SOLE   6,532 0 0
HECLA MNG CO COM 422704106   109,087 21,182 SH   SOLE   21,182 0 0
HILLENBRAND INC COM 431571108   256,810 5,008 SH   SOLE   5,008 0 0
HOME DEPOT INC COM 437076102   267,772 862 SH   SOLE   862 0 0
HONDA MOTOR LTD AMERN SHS 438128308   221,596 7,311 SH   SOLE   7,311 0 0
IDEXX LABS INC COM 45168D104   942,686 1,877 SH   SOLE   1,877 0 0
INFOSYS LTD SPONSORED ADR 456788108   388,364 24,167 SH   SOLE   24,167 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   820,832 34,781 SH   SOLE   34,781 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   268,754 23,637 SH   SOLE   23,637 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   375,953 7,452 SH   SOLE   7,452 0 0
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   225,560 4,000 SH   SOLE   4,000 0 0
IQVIA HLDGS INC COM 46266C105   325,242 1,447 SH   SOLE   1,447 0 0
ISHARES INC CORE MSCI EMKT 46434G103   951,494 19,304 SH   SOLE   19,304 0 0
ISHARES INC JP MORGAN EM ETF 464286517   2,389,604 64,549 SH   SOLE   64,549 0 0
ISHARES SILVER TR ISHARES 46428Q109   757,785 36,275 SH   SOLE   36,275 0 0
ISHARES TR S&P 100 ETF 464287101   207,060 1,000 SH   SOLE   1,000 0 0
ISHARES TR INTL TREA BD ETF 464288117   1,712,941 43,267 SH   SOLE   43,267 0 0
ISHARES TR CORE MSCI INTL 46435G326   384,506 6,291 SH   SOLE   6,291 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   1,152,159 7,300 SH   SOLE   7,300 0 0
ISHARES TR EAFE SML CP ETF 464288273   352,759 5,981 SH   SOLE   5,981 0 0
ISHARES TR CORE US AGGBD ET 464287226   3,632,476 37,085 SH   SOLE   37,085 0 0
ISHARES TR MSCI CHINA ETF 46429B671   856,726 19,149 SH   SOLE   19,149 0 0
ISHARES TR PFD AND INCM SEC 464288687   1,985,087 64,180 SH   SOLE   64,180 0 0
ISHARES TR NATIONAL MUN ETF 464288414   1,734,683 16,253 SH   SOLE   16,253 0 0
ISHARES U S ETF TR IT RT HDG HGYL 46431W606   461,684 5,511 SH   SOLE   5,511 0 0
JOHNSON & JOHNSON COM 478160104   777,116 4,695 SH   SOLE   4,695 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365   2,016,676 88,026 SH   SOLE   88,026 0 0
KEYSIGHT TECHNOLOGIES INC COM 49338L103   511,727 3,056 SH   SOLE   3,056 0 0
KLA CORP COM NEW 482480100   847,765 1,748 SH   SOLE   1,748 0 0
KRANESHARES TR KFA MOUNT LUCAS 500767652   678,620 22,273 SH   SOLE   22,273 0 0
KRANESHARES TR CSI CHI INTERNET 500767306   813,448 30,206 SH   SOLE   30,206 0 0
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827   721,475 26,112 SH   SOLE   26,112 0 0
LKQ CORP COM 501889208   316,581 5,433 SH   SOLE   5,433 0 0
LOCKHEED MARTIN CORP COM 539830109   327,330 711 SH   SOLE   711 0 0
LOWES COS INC COM 548661107   215,769 956 SH   SOLE   956 0 0
MARRIOTT INTL INC NEW CL A 571903202   554,193 3,017 SH   SOLE   3,017 0 0
MASTERCARD INCORPORATED CL A 57636Q104   526,235 1,338 SH   SOLE   1,338 0 0
MCKESSON CORP COM 58155Q103   873,422 2,044 SH   SOLE   2,044 0 0
MERCK & CO INC COM 58933Y105   916,774 7,945 SH   SOLE   7,945 0 0
META PLATFORMS INC CL A 30303M102   334,619 1,166 SH   SOLE   1,166 0 0
MICROSOFT CORP COM 594918104   2,431,456 7,140 SH   SOLE   7,140 0 0
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   181,265 24,595 SH   SOLE   24,595 0 0
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   306,843 99,949 SH   SOLE   99,949 0 0
MP MATERIALS CORP COM CL A 553368101   444,856 19,443 SH   SOLE   19,443 0 0
NEXTGEN HEALTHCARE INC COM 65343C102   335,186 20,665 SH   SOLE   20,665 0 0
NOKIA CORP SPONSORED ADR 654902204   70,329 16,906 SH   SOLE   16,906 0 0
NOVO-NORDISK A S ADR 670100205   592,621 3,662 SH   SOLE   3,662 0 0
NUTRIBAND INC COM NEW 67092M208   52,506 17,502 SH   SOLE   17,502 0 0
NVIDIA CORPORATION COM 67066G104   892,610 2,110 SH   SOLE   2,110 0 0
ORIX CORP SPONSORED ADR 686330101   336,200 3,686 SH   SOLE   3,686 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   397,905 25,956 SH   SOLE   25,956 0 0
PENN ENTERTAINMENT INC COM 707569109   261,206 10,870 SH   SOLE   10,870 0 0
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408   527,310 38,128 SH   SOLE   38,128 0 0
PROCTER AND GAMBLE CO COM 742718109   379,805 2,503 SH   SOLE   2,503 0 0
PROSPECT CAP CORP COM 74348T102   63,411 10,228 SH   SOLE   10,228 0 0
RH COM 74967X103   245,215 744 SH   SOLE   744 0 0
RIO TINTO PLC SPONSORED ADR 767204100   317,029 4,966 SH   SOLE   4,966 0 0
ROBLOX CORP CL A 771049103   1,101,198 27,325 SH   SOLE   27,325 0 0
ROLLINS INC COM 775711104   722,199 16,862 SH   SOLE   16,862 0 0
ROYAL BK CDA COM 780087102   311,936 3,266 SH   SOLE   3,266 0 0
SANOFI SPONSORED ADR 80105N105   426,672 7,916 SH   SOLE   7,916 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   900,213 27,879 SH   SOLE   27,879 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   940,805 35,144 SH   SOLE   35,144 0 0
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   213,432 4,331 SH   SOLE   4,331 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   948,771 18,117 SH   SOLE   18,117 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   5,210,818 112,886 SH   SOLE   112,886 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   422,503 5,818 SH   SOLE   5,818 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   588,584 9,044 SH   SOLE   9,044 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   3,322,099 25,029 SH   SOLE   25,029 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,088,580 12,013 SH   SOLE   12,013 0 0
SHELL PLC SPON ADS 780259305   470,119 7,786 SH   SOLE   7,786 0 0
SNAP ON INC COM 833034101   417,876 1,450 SH   SOLE   1,450 0 0
SPDR GOLD TR GOLD SHS 78463V107   1,297,449 7,278 SH   SOLE   7,278 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,087,406 4,709 SH   SOLE   4,709 0 0
SPDR SER TR BLOOMBERG INTL 78464A151   1,707,142 60,153 SH   SOLE   60,153 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   360,202 9,274 SH   SOLE   9,274 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375   297,339 9,260 SH   SOLE   9,260 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   2,059,890 22,434 SH   SOLE   22,434 0 0
STIFEL FINL CORP COM 860630102   1,450,220 24,304 SH   SOLE   24,304 0 0
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   186,250 21,657 SH   SOLE   21,657 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   847,627 8,399 SH   SOLE   8,399 0 0
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205   380,889 24,245 SH   SOLE   24,245 0 0
TENCENT MUSIC ENTMT GROUP SPON ADS 88034P109   89,224 12,090 SH   SOLE   12,090 0 0
TESLA INC COM 88160R101   295,538 1,129 SH   SOLE   1,129 0 0
TFI INTL INC COM 87241L109   286,268 2,512 SH   SOLE   2,512 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   529,576 1,015 SH   SOLE   1,015 0 0
T-MOBILE US INC COM 872590104   1,505,537 10,839 SH   SOLE   10,839 0 0
TOTALENERGIES SE SPONSORED ADS 89151E109   403,134 6,994 SH   SOLE   6,994 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   277,901 1,453 SH   SOLE   1,453 0 0
UNILEVER PLC SPON ADR NEW 904767704   355,318 6,816 SH   SOLE   6,816 0 0
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405   114,389 14,498 SH   SOLE   14,498 0 0
UNITEDHEALTH GROUP INC COM 91324P102   253,778 528 SH   SOLE   528 0 0
VALE S A SPONSORED ADS 91912E105   330,454 24,624 SH   SOLE   24,624 0 0
VALERO ENERGY CORP COM 91913Y100   367,266 3,131 SH   SOLE   3,131 0 0
VALLEY NATL BANCORP COM 919794107   293,028 37,810 SH   SOLE   37,810 0 0
VANECK ETF TRUST BDC INCOME ETF 92189F411   533,130 34,709 SH   SOLE   34,709 0 0
VANECK ETF TRUST LONG MUNI ETF 92189F536   1,047,383 58,350 SH   SOLE   58,350 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   393,572 7,666 SH   SOLE   7,666 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   715,796 4,328 SH   SOLE   4,328 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   285,024 1,406 SH   SOLE   1,406 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   201,929 917 SH   SOLE   917 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   471,630 3,319 SH   SOLE   3,319 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   821,891 2,018 SH   SOLE   2,018 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   328,473 8,173 SH   SOLE   8,173 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   311,039 7,646 SH   SOLE   7,646 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,592,928 31,719 SH   SOLE   31,719 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,071,551 6,597 SH   SOLE   6,597 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,169,739 25,330 SH   SOLE   25,330 0 0
VANGUARD WORLD FD EXTENDED DUR 921910709   1,140,617 13,100 SH   SOLE   13,100 0 0
VISA INC COM CL A 92826C839   1,938,549 8,163 SH   SOLE   8,163 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   172,255 18,228 SH   SOLE   18,228 0 0
WALMART INC COM 931142103   3,200,185 20,360 SH   SOLE   20,360 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,428,685 28,392 SH   SOLE   28,392 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281   2,122,512 45,616 SH   SOLE   45,616 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315   1,040,714 27,194 SH   SOLE   27,194 0 0