The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101   424,889 4,245 SH   SOLE   4,245 0 0
Abbott Laboratories COM 002824100   977,738 8,968 SH   SOLE   8,968 0 0
Abbvie Inc COM 00287Y109   1,651,251 12,256 SH   SOLE   12,256 0 0
Accenture PLC Cl A COM G1151C101   1,989,107 6,446 SH   SOLE   6,446 0 0
Activision Blizzard Inc COM 00507V109   284,845 3,379 SH   SOLE   3,379 0 0
Acumen Pharmaceuticals Inc COM 00509G209   86,676 18,020 SH   SOLE   18,020 0 0
Adobe Inc COM 00724F101   2,936,874 6,006 SH   SOLE   6,006 0 0
Advanced Micro Devices COM 007903107   883,942 7,760 SH   SOLE   7,760 0 0
Aflac Inc COM 001055102   323,942 4,641 SH   SOLE   4,641 0 0
Air Products & Chemicals Inc COM 009158106   382,500 1,277 SH   SOLE   1,277 0 0
Airbnb Inc COM 009066101   210,182 1,640 SH   SOLE   1,640 0 0
Alphabet Inc - Class A COM 02079K305   8,930,099 74,604 SH   SOLE   74,604 0 0
Alphabet Inc - Class C COM 02079K107   2,841,585 23,490 SH   SOLE   23,490 0 0
Altria Group Inc COM 02209S103   375,990 8,300 SH   SOLE   8,300 0 0
Amazon.Com Inc COM 023135106   8,631,136 66,210 SH   SOLE   66,210 0 0
American Express COM 025816109   4,202,296 24,123 SH   SOLE   23,173 0 950
American International Group COM 026874784   250,817 4,359 SH   SOLE   4,359 0 0
American Tower Corp COM 03027X100   209,649 1,081 SH   SOLE   1,081 0 0
Ameriprise Financial COM 03076c106   244,470 736 SH   SOLE   736 0 0
Amerisourcebergen Corp Com COM 03073E105   397,560 2,066 SH   SOLE   2,066 0 0
AMEX Consumer St ETF 81369Y308   267,235 3,603 SH   SOLE   3,603 0 0
AMEX Industrial ETF 81369Y704   603,410 5,623 SH   SOLE   5,623 0 0
AMEX Tech Select ETF 81369Y803   1,096,445 6,306 SH   SOLE   6,306 0 0
AMG Pantheon Private Equity Fd COM 1114852D9   175,726 160,000 SH   SOLE   160,000 0 0
Amgen Inc COM 031162100   2,636,739 11,876 SH   SOLE   11,876 0 0
Amyris Inc COM 03236M200   17,768 17,250 SH   SOLE   17,250 0 0
Analog Devices COM 032654105   316,956 1,627 SH   SOLE   1,627 0 0
Aon PLC COM G0403H108   231,284 670 SH   SOLE   670 0 0
Apple Inc COM 037833100   46,474,727 239,597 SH   SOLE   239,597 0 0
Applied Materials COM 038222105   923,177 6,387 SH   SOLE   6,387 0 0
Aptiv PLC COM g6095l109   517,800 5,072 SH   SOLE   5,072 0 0
Arthur J Gallagher & Co COM 363576109   237,136 1,080 SH   SOLE   1,080 0 0
ASML Holding NV - NY Reg COM N07059210   459,492 634 SH   SOLE   634 0 0
AT&T Inc COM 00206R102   519,876 32,594 SH   SOLE   32,594 0 0
Automatic Data Processing COM 053015103   1,022,463 4,652 SH   SOLE   4,527 0 125
Auxly Cannabis Group COM 04957F101   694 47,500 SH   SOLE   47,500 0 0
Bank Of America Corp COM 060505104   2,020,352 70,420 SH   SOLE   70,420 0 0
Becton Dickinson & Co COM 075887109   312,588 1,184 SH   SOLE   1,184 0 0
Berkshire Hathaway Inc-CL B COM 084670702   14,248,003 41,783 SH   SOLE   41,233 0 550
Blackrock Inc COM 09247X101   4,462,571 6,457 SH   SOLE   6,457 0 0
Blackrock Short Maturity Bond ETF 46431W507   2,352,852 47,322 SH   SOLE   45,989 0 1,333
Blackstone Inc COM 09260D107   202,675 2,180 SH   SOLE   2,180 0 0
Boeing Co COM 097023105   1,368,950 6,483 SH   SOLE   6,483 0 0
Booking Holdings Inc COM 09857L108   359,144 133 SH   SOLE   133 0 0
Boston Scientific Corp COM 101137107   245,569 4,540 SH   SOLE   4,540 0 0
Boyd Gaming Corporation COM 103304101   311,124 4,485 SH   SOLE   4,485 0 0
Bridgebio Pharma Inc. COM 10806x102   253,700 14,750 SH   SOLE   14,750 0 0
Bristol-Myers Squibb Co COM 110122108   1,662,317 25,994 SH   SOLE   25,994 0 0
Broadcom Ltd COM 11135F101   5,837,335 6,729 SH   SOLE   6,729 0 0
Cadence Design System COM 127387108   204,970 874 SH   SOLE   874 0 0
Caribou Biosciences Inc COM 142038108   54,838 12,903 SH   SOLE   12,903 0 0
Carrier Global Corp COM 14448c104   249,793 5,025 SH   SOLE   5,025 0 0
Caterpillar Incorporated COM 149123101   853,665 3,469 SH   SOLE   3,469 0 0
CBD of Denver Inc COM 12482B107   118 295,100 SH   SOLE   295,100 0 0
Chevron Corporation COM 166764100   3,029,087 19,251 SH   SOLE   19,251 0 0
Chipotle Mexican Grill Cl A COM 169656105   211,761 99 SH   SOLE   99 0 0
Chubb Ltd COM H1467J104   275,168 1,429 SH   SOLE   1,429 0 0
Cigna Group COM 125523100   222,235 792 SH   SOLE   792 0 0
CIM Opportunity Zone Fund LP COM 13599Y105   150,305 150,000 SH   SOLE   150,000 0 0
Cisco Systems COM 17275R102   4,039,344 78,070 SH   SOLE   78,070 0 0
Citigroup Inc COM 172967424   942,945 20,481 SH   SOLE   20,481 0 0
Clorox Co COM 189054109   582,606 3,663 SH   SOLE   3,663 0 0
Coca-Cola Co COM 191216100   3,774,073 62,671 SH   SOLE   61,871 0 800
Cognex Corp COM 192422103   265,815 4,745 SH   SOLE   4,745 0 0
Coherent Corp COM 19247G107   223,038 4,375 SH   SOLE   4,375 0 0
Colgate-Palmolive COM 194162103   848,133 11,009 SH   SOLE   11,009 0 0
Comcast Corp Cl A COM 20030N101   925,900 22,284 SH   SOLE   22,284 0 0
Comm Svcs Select Sector SPDR F ETF 81369y852   200,446 3,080 SH   SOLE   3,080 0 0
ConocoPhillips COM 20825C104   578,040 5,579 SH   SOLE   5,479 0 100
Consolidated Edison COM 209115104   279,788 3,095 SH   SOLE   3,095 0 0
Constellation Brands Inc - A COM 21036P108   313,077 1,272 SH   SOLE   1,272 0 0
Cormedix Inc COM 21900C308   39,650 10,000 SH   SOLE   10,000 0 0
Corteva Inc COM 22052l104   217,201 3,791 SH   SOLE   3,791 0 0
Costco Wholesale Corp COM 22160K105   2,432,770 4,519 SH   SOLE   4,519 0 0
CSX Corp COM 126408103   1,764,709 51,751 SH   SOLE   51,751 0 0
Cummins Inc COM 231021106   1,228,987 5,013 SH   SOLE   5,013 0 0
CVS Health Corp COM 126650100   417,978 6,046 SH   SOLE   6,046 0 0
Danaher Corp COM 235851102   406,320 1,693 SH   SOLE   1,693 0 0
Deere & Co COM 244199105   839,959 2,073 SH   SOLE   2,073 0 0
Delta Air Lines COM 247361702   213,217 4,485 SH   SOLE   4,485 0 0
Diageo Plc-Sponsored Adr ADR 25243Q205   2,105,509 12,137 SH   SOLE   11,637 0 500
Digital Realty Trust Inc COM 253868103   200,297 1,759 SH   SOLE   1,759 0 0
Dimensional Emerging Mkts Core ETF 25434V302   5,181,962 220,885 SH   SOLE   220,885 0 0
Dimensional International Core ETF 25434V203   11,190,955 409,625 SH   SOLE   409,625 0 0
Dimensional Us High Proftblty ETF 25434V831   9,906,453 373,265 SH   SOLE   373,265 0 0
Dimensional US S/C Value ETF ETF 25434V815   8,202,155 319,150 SH   SOLE   319,150 0 0
Dominion Energy Inc COM 25746U109   573,060 11,065 SH   SOLE   11,065 0 0
Drone Guarder Inc COM 26211L103   5 12,070 SH   SOLE   12,070 0 0
Duke Energy Corp COM 26441C204   337,961 3,766 SH   SOLE   3,766 0 0
Eaton Corp PLC COM G29183103   774,235 3,850 SH   SOLE   3,850 0 0
Ecolab Inc COM 278865100   263,233 1,410 SH   SOLE   1,410 0 0
Edgio Inc COM 53261M104   19,873 29,485 SH   SOLE   29,485 0 0
Edison Intl Com COM 281020107   213,073 3,068 SH   SOLE   3,068 0 0
Edwards Lifesciences Corp COM 28176E108   234,221 2,483 SH   SOLE   2,483 0 0
Elevance Health Inc COM 036752103   701,978 1,580 SH   SOLE   1,580 0 0
Eli Lilly & Co COM 532457108   1,752,109 3,736 SH   SOLE   3,736 0 0
Emerson Elec Co COM 291011104   924,911 10,232 SH   SOLE   10,232 0 0
Energy Select Sector SPDR Fund ETF 81369Y506   519,407 6,399 SH   SOLE   6,399 0 0
Enterprise Prods Partners Mast COM 293792107   280,654 10,651 SH   SOLE   10,651 0 0
Exelon Corporation COM 30161N101   229,366 5,630 SH   SOLE   5,630 0 0
Exxon Mobil Corp COM 30231G102   2,490,065 23,217 SH   SOLE   22,967 0 250
Fedex Corp COM 31428X106   633,880 2,557 SH   SOLE   2,557 0 0
First Trust DJ Internet ETF 33733e302   2,937,976 18,026 SH   SOLE   18,026 0 0
First Trust Ise Cloud Computin ETF 33734X192   238,831 3,145 SH   SOLE   3,145 0 0
First Trust NASDAQ Cybersecuri ETF 33734x846   3,983,965 87,733 SH   SOLE   87,733 0 0
First Trust NASDAQ Rising Divi ETF 33738r506   3,819,371 81,091 SH   SOLE   76,929 0 4,162
First Trust NASDAQ Tech Div In ETF 33738r118   410,620 7,000 SH   SOLE   7,000 0 0
First Trust New Opp MLP & Ener COM 33739M100   82,143 13,645 SH   SOLE   13,645 0 0
Fiserv Inc COM 337738108   239,559 1,899 SH   SOLE   1,899 0 0
Flexshares Global Upstream Nat ETF 33939L407   2,401,395 59,930 SH   SOLE   59,055 0 875
FlexShares iBoxx 3 Yr Target D ETF 33939l506   346,573 14,729 SH   SOLE   14,729 0 0
Ford Motor Co COM 345370860   235,725 15,580 SH   SOLE   15,580 0 0
FT Cboe Vest Rising DVD Achiev ETF 33738D879   480,045 21,850 SH   SOLE   21,850 0 0
Fuse Battery Metals Inc COM 36112c102   865 25,000 SH   SOLE   25,000 0 0
Galera Therapeutics Inc COM 36338D108   148,808 47,695 SH   SOLE   47,695 0 0
General Dynamics Corp COM 369550108   398,690 1,853 SH   SOLE   1,853 0 0
General Electric COM 369604301   432,150 3,934 SH   SOLE   3,934 0 0
General Mills COM 370334104   2,263,839 29,516 SH   SOLE   29,516 0 0
General Motors COM 37045V100   437,155 11,337 SH   SOLE   11,337 0 0
Geron Corp COM 374163103   162,121 50,505 SH   SOLE   50,505 0 0
Gilead Sciences Inc COM 375558103   1,135,809 14,737 SH   SOLE   14,737 0 0
Global Security & Intellige COM 379369101   0 10,000 SH   SOLE   10,000 0 0
Global X Robotics & Artificial ETF 37954y715   1,039,986 36,186 SH   SOLE   36,186 0 0
Goldman Sachs Group Inc COM 38141G104   999,808 3,100 SH   SOLE   3,100 0 0
Graham Holdings Co-Class B COM 384637104   239,450 419 SH   SOLE   419 0 0
HCA Holdings Inc COM 40412C101   212,739 701 SH   SOLE   701 0 0
Health Care Select Sector SP ETF 81369Y209   401,243 3,023 SH   SOLE   3,023 0 0
Hemp Inc COM 423703206   0 25,000 SH   SOLE   0 0 25,000
Home Depot Inc COM 437076102   4,683,272 15,076 SH   SOLE   15,076 0 0
Honeywell International COM 438516106   1,044,214 5,032 SH   SOLE   5,032 0 0
Humana Inc Com COM 444859102   267,384 598 SH   SOLE   598 0 0
Icon Plc COM G4705A100   265,462 1,061 SH   SOLE   1,061 0 0
Iddriven Inc COM 45152R101   0 10,000 SH   SOLE   10,000 0 0
Illinois Tool Works Inc COM 452308109   5,192,071 20,755 SH   SOLE   20,755 0 0
Intel Corp COM 458140100   837,291 25,039 SH   SOLE   25,039 0 0
International Business Machine COM 459200101   1,640,644 12,261 SH   SOLE   12,261 0 0
Intl Meta Sys COM 45986B108   0 37,000 SH   SOLE   37,000 0 0
Intuit Inc COM 461202103   409,069 893 SH   SOLE   893 0 0
Intuitive Surgical Inc COM 46120e602   475,297 1,390 SH   SOLE   1,390 0 0
Invesco QQQ Trust Series I ETF 46090E103   16,051,793 43,451 SH   SOLE   42,922 0 529
Invesco S&P 500 Equal Weight P ETF 46137V357   8,717,984 58,260 SH   SOLE   57,180 0 1,080
Invesco Variable Rate Preferre ETF 46138g870   514,598 23,128 SH   SOLE   23,128 0 0
IQ Merger Arbitrage ETF 45409B800   773,604 24,795 SH   SOLE   24,795 0 0
Iridium Communications COM 46269C102   294,138 4,735 SH   SOLE   4,735 0 0
iShares 1-5 Year Inv Gr Corpor ETF 464288646   271,069 5,403 SH   SOLE   5,403 0 0
iShares 7-10 Year Bond Fund ETF 464287440   3,223,349 33,368 SH   SOLE   32,972 0 396
iShares Barclays 3-7 Yr Treasu ETF 464288661   4,411,922 38,278 SH   SOLE   38,253 0 25
iShares Barclays Aggregate Bon ETF 464287226   518,058 5,289 SH   SOLE   5,289 0 0
iShares COMEX Gold Trust ETF 464285204   333,696 9,170 SH   SOLE   9,170 0 0
iShares Core Dividend Growth E ETF 46434V621   654,456 12,700 SH   SOLE   12,700 0 0
iShares Core MSCI Emerging Mar ETF 46434G103   1,216,773 24,686 SH   SOLE   24,686 0 0
iShares Core MSCI Total Intl S ETF 46432f834   1,906,529 30,446 SH   SOLE   30,446 0 0
iShares Core S&P 500 Index Fun ETF 464287200   15,927,874 35,736 SH   SOLE   34,649 0 1,087
iShares Core S&P S/C ETF ETF 464287804   18,758,722 188,246 SH   SOLE   188,216 0 30
IShares Edge MSCI Intl Quality ETF 46434v456   266,288 7,480 SH   SOLE   7,480 0 0
iShares Edge MSCI USA Momentum ETF 46432f396   274,219 1,901 SH   SOLE   1,868 0 33
iShares ESG MSCI USA Small-Cap ETF 46435U663   216,139 6,085 SH   SOLE   6,085 0 0
iShares Floating Rate Bond ETF ETF 46429B655   479,436 9,434 SH   SOLE   9,434 0 0
iShares GSCI Commodity Indexed ETF 46428r107   1,315,575 67,500 SH   SOLE   67,500 0 0
IShares High Dividend Eq Fd ETF 46429b663   646,568 6,415 SH   SOLE   6,415 0 0
iShares MSCI ACWI ex US ETF ETF 464288240   512,626 10,415 SH   SOLE   10,415 0 0
iShares MSCI ACWI Index Fund ETF 464288257   1,561,136 16,272 SH   SOLE   16,272 0 0
iShares MSCI EAFE Small Cap In ETF 464288273   6,527,145 110,667 SH   SOLE   110,667 0 0
iShares MSCI USA ESG Select ETF 464288802   226,141 2,415 SH   SOLE   2,415 0 0
iShares MSCI USA Quality ETF 46432F339   30,805,201 228,407 SH   SOLE   225,265 0 3,142
iShares Nasdaq Biotechnology I ETF 464287556   234,626 1,848 SH   SOLE   1,848 0 0
iShares Preferred & Inc Securi ETF 464288687   291,051 9,410 SH   SOLE   9,410 0 0
iShares Russell 1000 Growth In ETF 464287614   603,186 2,192 SH   SOLE   2,192 0 0
iShares Russell 1000 Value Ind ETF 464287598   683,562 4,331 SH   SOLE   4,331 0 0
iShares Russell Midcap Growth ETF 464287481   282,677 2,925 SH   SOLE   2,925 0 0
iShares S&P 500 Value Index Fu ETF 464287408   276,441 1,715 SH   SOLE   1,715 0 0
iShares S&P Glbl Energy Sect ETF 464287341   529,864 14,236 SH   SOLE   14,236 0 0
iShares S&P National AMT Free ETF 464288414   615,512 5,767 SH   SOLE   5,767 0 0
iShares S&P Smallcap 600 Growt ETF 464287887   416,282 3,622 SH   SOLE   3,622 0 0
iShares S&P Smallcap 600 Value ETF 464287879   1,559,286 16,398 SH   SOLE   16,398 0 0
iShares Tr Russell 2000 ETF 464287655   8,390,402 44,804 SH   SOLE   44,804 0 0
Ishares Tr Russell Midcap ETF 464287499   669,977 9,174 SH   SOLE   9,174 0 0
iShares Tr S&P 100 Index Fd ETF 464287101   767,778 3,708 SH   SOLE   3,658 0 50
iShares Tr S&P Midcap 400 ETF 464287507   14,992,881 57,339 SH   SOLE   57,339 0 0
J P Morgan Nasdaq Eqt Prm Inc ETF 46654Q203   471,608 9,750 SH   SOLE   9,750 0 0
Johnson & Johnson COM 478160104   15,151,459 91,539 SH   SOLE   90,889 0 650
JPMorgan Chase & Co COM 46625H100   5,568,246 38,286 SH   SOLE   37,786 0 500
JPMorgan Diversified Return US ETF 46641Q845   737,075 17,995 SH   SOLE   17,995 0 0
JPMorgan Equity Premium ETF ETF 46641Q332   16,468,104 297,634 SH   SOLE   297,249 0 385
Kimberly-Clark COM 494368103   284,542 2,061 SH   SOLE   2,061 0 0
KLA Corp COM 482480100   1,166,473 2,405 SH   SOLE   2,405 0 0
Lam Research COM 512807108   791,361 1,231 SH   SOLE   1,231 0 0
Lexicon Pharmaceuticals Inc COM 528872302   27,789 12,135 SH   SOLE   12,135 0 0
Linde PLC COM g54950103   851,333 2,234 SH   SOLE   2,234 0 0
Lockheed Martin Corporation COM 539830109   3,255,807 7,072 SH   SOLE   7,072 0 0
Lowe's Companies Inc COM 548661107   1,606,533 7,118 SH   SOLE   7,118 0 0
Lumentum Holdings Inc COM 55024u109   297,549 5,245 SH   SOLE   5,245 0 0
Lvmh Moet Hennessy-Unsp Adr ADR 502441306   330,470 1,750 SH   SOLE   1,750 0 0
LyondellBasell Indus NV COM N53745100   802,778 8,742 SH   SOLE   8,742 0 0
Madison Square Garden Sports C COM 55825T103   706,692 3,758 SH   SOLE   1,083 0 2,675
Marathon Petroleum Corp COM 56585A102   259,202 2,223 SH   SOLE   2,223 0 0
Market Vectors Semiconductor T ETF 92189f676   274,126 1,800 SH   SOLE   1,800 0 0
Marsh & Mclennan COM 571748102   895,701 4,762 SH   SOLE   4,762 0 0
Mastercard Inc Class A COM 57636q104   6,290,493 15,994 SH   SOLE   15,994 0 0
McDonald's Corp COM 580135101   5,506,549 18,453 SH   SOLE   18,453 0 0
McKesson Corp COM 58155Q103   562,207 1,316 SH   SOLE   1,316 0 0
Medtronic PLC COM G5960L103   839,075 9,524 SH   SOLE   9,524 0 0
Merck & Co COM 58933Y105   6,348,290 55,016 SH   SOLE   55,016 0 0
Meta Platforms Inc - A COM 30303M102   2,906,820 10,129 SH   SOLE   10,129 0 0
Micron Technology Inc COM 595112103   246,192 3,901 SH   SOLE   3,901 0 0
Microsoft Corp COM 594918104   30,524,251 89,635 SH   SOLE   88,935 0 700
Mondelez International Inc COM 609207105   824,076 11,298 SH   SOLE   11,298 0 0
Monster Beverage Corp COM 61174x109   251,128 4,372 SH   SOLE   4,372 0 0
Moody's Cop. COM 615369105   217,325 625 SH   SOLE   625 0 0
Morgan Stanley COM 617446448   4,138,911 48,465 SH   SOLE   48,245 0 220
Nestle Sa-Spons Adr ADR 641069406   4,576,995 38,056 SH   SOLE   37,456 0 600
Netflix Inc COM 64110L106   1,125,011 2,554 SH   SOLE   2,554 0 0
New Jersey Resource Corp COM 646025106   869,174 18,415 SH   SOLE   18,415 0 0
Nextera Energy Inc COM 65339F101   1,673,729 22,557 SH   SOLE   22,557 0 0
Nike Inc - B COM 654106103   731,816 6,631 SH   SOLE   6,631 0 0
Norfolk Southern COM 655844108   359,188 1,584 SH   SOLE   1,584 0 0
NorthStar HealthCare Income COM 66799d107   73,250 25,000 SH   SOLE   25,000 0 0
Novartis AG - ADR ADR 66987V109   518,879 5,142 SH   SOLE   4,642 0 500
Novo-Nordisk A/S-Spons Adr ADR 670100205   242,907 1,501 SH   SOLE   1,501 0 0
NVIDIA Corp COM 67066G104   7,445,965 17,602 SH   SOLE   17,512 0 90
OGE Energy Corp COM 670837103   256,103 7,132 SH   SOLE   7,132 0 0
Omni Health Inc COM 68216X104   0 10,000 SH   SOLE   10,000 0 0
OneSpaWorld Holdings Ltd COM P73684113   162,987 13,470 SH   SOLE   13,470 0 0
Oracle Corp COM 68389X105   1,317,135 11,060 SH   SOLE   11,060 0 0
O'Reilly Automotive Inc COM 67103H107   302,830 317 SH   SOLE   317 0 0
Otis Worldwide Corp COM 68902V107   315,540 3,545 SH   SOLE   3,545 0 0
Paramount Global COM 92556H206   200,335 12,592 SH   SOLE   12,592 0 0
Parker Hannifin Corp Com COM 701094104   280,439 719 SH   SOLE   719 0 0
Paychex COM 704326107   1,404,875 12,558 SH   SOLE   12,058 0 500
Pepsico Inc COM 713448108   5,433,082 29,333 SH   SOLE   29,333 0 0
Pfizer Inc COM 717081103   4,375,563 119,290 SH   SOLE   119,190 0 100
Philip Morris Intl COM 718172109   558,191 5,718 SH   SOLE   5,718 0 0
Phillips 66 COM 718546104   371,982 3,900 SH   SOLE   3,850 0 50
PIMCO Total Return ETF ETF 72201R775   490,533 5,354 SH   SOLE   5,354 0 0
Plug Power Inc COM 72919P202   167,799 16,150 SH   SOLE   16,150 0 0
PNC Fincl Services Group COM 693475105   1,614,260 12,817 SH   SOLE   12,817 0 0
PPL Corp COM 69351T106   388,924 14,699 SH   SOLE   14,699 0 0
Procter & Gamble COM 742718109   8,285,618 54,604 SH   SOLE   54,185 0 419
Progressive Corp COM 743315103   234,692 1,773 SH   SOLE   1,773 0 0
Prologis Inc COM 74340W103   289,407 2,360 SH   SOLE   2,360 0 0
Public Service Enterprise Grp COM 744573106   397,636 6,351 SH   SOLE   6,351 0 0
PulteGroup Inc COM 745867101   300,622 3,870 SH   SOLE   3,870 0 0
Qorvo Inc COM 74736k101   353,534 3,465 SH   SOLE   3,465 0 0
Qualcomm Inc COM 747525103   799,592 6,717 SH   SOLE   6,717 0 0
Raymond James Financial Inc COM 754730109   284,849 2,745 SH   SOLE   2,745 0 0
Raytheon Tech Corp COM 75513e101   3,688,679 37,655 SH   SOLE   37,655 0 0
Regeneron Pharmaceuticals COM 75886F107   500,104 696 SH   SOLE   696 0 0
Robo Global Robotics & Automat ETF 301505707   932,861 15,930 SH   SOLE   15,930 0 0
Rockwell Automation Inc COM 773903109   317,919 965 SH   SOLE   965 0 0
Royal Caribbean Cruises LTD COM V7780T103   323,150 3,115 SH   SOLE   3,115 0 0
S & P Global Inc COM 78409v104   465,834 1,162 SH   SOLE   1,162 0 0
Salesforce.com Inc COM 79466l302   616,879 2,920 SH   SOLE   2,920 0 0
Schlumberger Ltd COM 806857108   269,423 5,485 SH   SOLE   5,485 0 0
Schwab U.S. Large Cap ETF ETF 808524201   239,979 4,582 SH   SOLE   4,582 0 0
Schwab US Broad Martket ETF ETF 808524102   429,451 8,307 SH   SOLE   8,307 0 0
Schwab US DVD equity ETF ETF 808524797   23,066,929 317,639 SH   SOLE   316,299 0 1,340
Schwab US Mid Cap ETF ETF 808524508   3,030,418 42,664 SH   SOLE   42,664 0 0
Schwab US Small-Cap ETF ETF 808524607   1,248,076 28,495 SH   SOLE   28,495 0 0
SeaGen Inc COM 81181C104   628,382 3,265 SH   SOLE   3,265 0 0
SeaWorld Entertainment COM 81282V100   207,237 3,700 SH   SOLE   3,700 0 0
Servicenow Inc COM 81762P102   370,900 660 SH   SOLE   660 0 0
Sherwin-Williams COM 824348106   252,244 950 SH   SOLE   950 0 0
Southern Co COM 842587107   2,159,064 30,734 SH   SOLE   30,734 0 0
SPDR Doubleline Total Return T ETF 78467V848   3,172,257 78,231 SH   SOLE   74,741 0 3,490
SPDR Dow Jones Indl Avrg ETF ETF 78467X109   6,058,637 17,620 SH   SOLE   17,620 0 0
SPDR Gold Trust ETF 78463V107   429,274 2,408 SH   SOLE   2,408 0 0
SPDR S & P Mid-Cap 400 ETF Tr ETF 78467Y107   5,615,926 11,726 SH   SOLE   11,726 0 0
SPDR S&P 500 ETF Tr ETF 78462F103   22,315,356 50,341 SH   SOLE   49,600 0 741
Spdr S&P Dividend Etf ETF 78464A763   429,342 3,503 SH   SOLE   3,503 0 0
SPDR S&P Homebuilders ETF Shar ETF 78464A888   210,022 2,615 SH   SOLE   2,615 0 0
Starbucks Corp COM 855244109   4,445,714 44,879 SH   SOLE   44,879 0 0
Stryker Corp COM 863667101   343,836 1,127 SH   SOLE   1,077 0 50
Synopsys Inc COM 871607107   212,915 489 SH   SOLE   489 0 0
Sysco Corp COM 871829107   550,861 7,424 SH   SOLE   7,424 0 0
T Rowe Price Group Inc COM 74144T108   651,620 5,817 SH   SOLE   5,817 0 0
Take-Two Interactive Software COM 874054109   372,168 2,529 SH   SOLE   2,529 0 0
Target Corp COM 87612E106   597,507 4,530 SH   SOLE   4,530 0 0
Telos Corp COM 87969b101   27,277 10,655 SH   SOLE   10,655 0 0
Tesla Inc COM 88160r101   3,596,982 13,741 SH   SOLE   13,741 0 0
Texas Instruments Inc COM 882508104   749,603 4,164 SH   SOLE   4,164 0 0
The Charles Schwab COM 808513105   773,002 13,638 SH   SOLE   13,638 0 0
The Hershey Company COM 427866108   418,997 1,678 SH   SOLE   1,678 0 0
Thermo Fisher Scientific Inc COM 883556102   625,146 1,198 SH   SOLE   1,198 0 0
TJX Companies Inc COM 872540109   567,415 6,692 SH   SOLE   6,692 0 0
T-Mobile US Inc COM 872590104   246,825 1,777 SH   SOLE   1,777 0 0
Travelers Companies Inc COM 89417E109   538,693 3,102 SH   SOLE   3,102 0 0
Truist Financial Corp COM 89832q109   209,870 6,915 SH   SOLE   6,915 0 0
Unilever Plc-ADR ADR 904767704   245,584 4,711 SH   SOLE   4,711 0 0
Union Pac Corp COM 907818108   599,127 2,928 SH   SOLE   2,928 0 0
United Parcel Service -Cl B COM 911312106   3,145,121 17,546 SH   SOLE   17,546 0 0
Unitedhealth Group Inc COM 91324P102   3,808,483 7,924 SH   SOLE   7,924 0 0
Valero Energy Corp New COM 91913Y100   1,348,364 11,495 SH   SOLE   11,495 0 0
Vanguard Bd Index Fd Tot Mkt ETF 921937835   7,395,243 101,737 SH   SOLE   98,953 0 2,784
Vanguard Dividend Appreciation ETF 921908844   1,103,469 6,794 SH   SOLE   6,794 0 0
Vanguard Energy ETF ETF 92204A306   241,359 2,138 SH   SOLE   2,138 0 0
Vanguard ESG International Sto ETF 921910725   386,906 7,285 SH   SOLE   7,285 0 0
Vanguard ESG US ETF ETF 921910733   280,885 3,585 SH   SOLE   3,585 0 0
Vanguard Extended Market ETF ETF 922908652   1,190,640 8,000 SH   SOLE   8,000 0 0
Vanguard FTSE ALL WO X-US SC ETF 922042718   1,003,158 9,080 SH   SOLE   9,080 0 0
Vanguard FTSE All World Ex US ETF 922042775   17,520,228 322,004 SH   SOLE   314,805 0 7,199
Vanguard FTSE Developed Market ETF 921943858   16,146,375 349,640 SH   SOLE   349,640 0 0
Vanguard FTSE Emerging Markets ETF 922042858   4,193,335 103,081 SH   SOLE   103,081 0 0
Vanguard FTSE Europe ETF ETF 922042874   337,936 5,477 SH   SOLE   5,477 0 0
Vanguard Health Care ETF ETF 92204A504   281,788 1,151 SH   SOLE   1,151 0 0
Vanguard High Div Yield ETF ETF 921946406   28,016,699 264,134 SH   SOLE   262,381 0 1,753
Vanguard Information Technolog ETF 92204A702   427,569 967 SH   SOLE   967 0 0
Vanguard Intermediate-Term Cor ETF 92206c870   278,265 3,521 SH   SOLE   3,521 0 0
Vanguard Interm-Term Govt Bd ETF 92206C706   2,191,244 37,355 SH   SOLE   37,355 0 0
Vanguard Intl Hi Div Yield Ind ETF 921946794   658,860 10,425 SH   SOLE   10,425 0 0
Vanguard Large Cap ETF ETF 922908637   4,419,904 21,803 SH   SOLE   21,803 0 0
Vanguard Mid-Cap ETF ETF 922908629   2,001,589 9,092 SH   SOLE   9,092 0 0
Vanguard REIT ETF ETF 922908553   729,813 8,734 SH   SOLE   8,734 0 0
Vanguard S&P 500 ETF ETF 922908363   3,631,716 8,917 SH   SOLE   8,917 0 0
Vanguard S&P 500 Growth ETF ETF 921932505   673,339 2,650 SH   SOLE   2,650 0 0
Vanguard Short Term Corp Bond ETF 92206C409   639,410 8,451 SH   SOLE   7,451 0 1,000
Vanguard Small-Cap ETF ETF 922908751   22,031,339 110,771 SH   SOLE   109,867 0 904
Vanguard Tax Exempt Bond ETF ETF 922907746   2,421,659 48,221 SH   SOLE   48,221 0 0
Vanguard Total Intl Stock Inde ETF 921909768   3,305,967 58,951 SH   SOLE   58,951 0 0
Vanguard Total World Stock ETF ETF 922042742   1,764,745 18,197 SH   SOLE   18,197 0 0
Vanguard US Total Stock Market ETF 922908769   18,547,788 84,201 SH   SOLE   82,881 0 1,320
Vanguard Value ETF ETF 922908744   282,079 1,985 SH   SOLE   1,985 0 0
Verizon Communications COM 92343V104   2,672,160 71,852 SH   SOLE   71,852 0 0
Vertex Pharmaceuticals Com COM 92532F100   232,261 660 SH   SOLE   660 0 0
Visa Inc Class A Shares COM 92826C839   2,376,937 10,009 SH   SOLE   10,009 0 0
Vishay Intertechnology Inc COM 928298108   258,426 8,790 SH   SOLE   8,790 0 0
Wal Mart Stores Inc COM 931142103   7,054,055 44,879 SH   SOLE   44,579 0 300
Walt Disney Co COM 254687106   4,134,427 46,309 SH   SOLE   45,609 0 700
Warner Bros Discovery Inc COM 934423104   135,332 10,792 SH   SOLE   10,792 0 0
Waste Management Inc COM 94106L109   728,364 4,200 SH   SOLE   3,550 0 650
Waters Corp COM 941848103   421,133 1,580 SH   SOLE   1,580 0 0
Wells Fargo Company COM 949746101   505,843 11,852 SH   SOLE   11,852 0 0
Welltower Inc COM 95040q104   2,312,969 28,594 SH   SOLE   28,594 0 0
Wisdomtree MidCap Dividend Fun ETF 97717W505   1,193,842 28,391 SH   SOLE   28,391 0 0
Wisdomtree SmallCap Dividend F ETF 97717W604   500,082 17,370 SH   SOLE   17,370 0 0
WW Grainger INC COM 384802104   223,960 284 SH   SOLE   284 0 0
Xylem Inc COM 98419M100   406,333 3,608 SH   SOLE   3,608 0 0
Zoetis Inc COM 98978V103   487,354 2,830 SH   SOLE   2,830 0 0