The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   18,760,057 143,910 SH   SOLE   0 0 143,910
INVESCO QQQ TR UNIT SER 1 46090E103   116,454,455 315,236 SH   SOLE   0 0 315,236
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   22,013,261 126,615 SH   SOLE   0 0 126,615
JOHNSON & JOHNSON COM 478160104   4,755,222 28,729 SH   SOLE   0 0 28,729
WASTE MGMT INC DEL COM 94106L109   3,198,318 18,443 SH   SOLE   0 0 18,443
VANGUARD INDEX FDS TOTAL STK MKT 922908769   37,023,687 168,076 SH   SOLE   0 0 168,076
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   11,692,187 78,561 SH   SOLE   0 0 78,561
ISHARES TR GLOBAL TECH ETF 464287291   685,197 11,018 SH   SOLE   0 0 11,018
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   4,585,565 61,068 SH   SOLE   0 0 61,068
EOG RES INC COM 26875P101   207,079 1,810 SH   SOLE   0 0 1,810
ISHARES TR MSCI KLD400 SOC 464288570   4,887,880 58,072 SH   SOLE   0 0 58,072
COCA COLA CO COM 191216100   1,269,832 21,087 SH   SOLE   0 0 21,087
WISDOMTREE TR DYNAMIC INT EQ 97717X271   2,446,437 77,987 SH   SOLE   0 0 77,987
ISHARES TR NEW YORK MUN ETF 464288323   9,338,282 175,334 SH   SOLE   0 0 175,334
ISHARES TR MSCI USA ESG SLC 464288802   2,522,999 26,944 SH   SOLE   0 0 26,944
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   4,253,322 12,370 SH   SOLE   0 0 12,370
ISHARES TR S&P MC 400GR ETF 464287606   219,123 2,922 SH   SOLE   0 0 2,922
SMUCKER J M CO COM NEW 832696405   225,777 1,529 SH   SOLE   0 0 1,529
ISHARES TR MRGSTR MD CP ETF 464288208   1,202,291 18,997 SH   SOLE   0 0 18,997
MERCK & CO INC COM 58933Y105   2,835,585 24,574 SH   SOLE   0 0 24,574
SPDR S&P 500 ETF TR TR UNIT 78462F103   5,303,746 11,965 SH   SOLE   0 0 11,965
KLA CORP COM NEW 482480100   228,879 472 SH   SOLE   0 0 472
AMERICAN EXPRESS CO COM 025816109   231,469 1,329 SH   SOLE   0 0 1,329
EMERSON ELEC CO COM 291011104   1,178,952 13,043 SH   SOLE   0 0 13,043
ISHARES TR CORE HIGH DV ETF 46429B663   234,630 2,328 SH   SOLE   0 0 2,328
PACCAR INC COM 693718108   237,039 2,834 SH   SOLE   0 0 2,834
GEN DIGITAL INC COM 668771108   358,105 19,305 SH   SOLE   0 0 19,305
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   174,894,717 1,747,724 SH   SOLE   0 0 1,747,724
VERIZON COMMUNICATIONS INC COM 92343V104   2,575,467 69,252 SH   SOLE   0 0 69,252
FEDEX CORP COM 31428X106   4,951,785 19,975 SH   SOLE   0 0 19,975
VANGUARD WORLD FDS ENERGY ETF 92204A306   256,116 2,269 SH   SOLE   0 0 2,269
DBX ETF TR XTRACK USD HIGH 233051432   599,396 17,374 SH   SOLE   0 0 17,374
ISHARES TR ESG AWR MSCI USA 46435G425   3,471,890 35,624 SH   SOLE   0 0 35,624
ISHARES TR ESG AWRE USD ETF 46435G193   937,498 41,227 SH   SOLE   0 0 41,227
DUPONT DE NEMOURS INC COM 26614N102   880,615 12,327 SH   SOLE   0 0 12,327
ISHARES TR RUS 2000 VAL ETF 464287630   32,875,948 233,494 SH   SOLE   0 0 233,494
COLGATE PALMOLIVE CO COM 194162103   263,392 3,419 SH   SOLE   0 0 3,419
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855   24,014,309 1,425,182 SH   SOLE   0 0 1,425,182
NUSHARES ETF TR NUVEEN ESG US 67092P870   1,839,915 83,690 SH   SOLE   0 0 83,690
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   484,076 11,052 SH   SOLE   0 0 11,052
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,370,491 26,509 SH   SOLE   0 0 26,509
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   47,273,924 1,326,057 SH   SOLE   0 0 1,326,057
ISHARES TR CORE S&P SCP ETF 464287804   1,549,118 15,546 SH   SOLE   0 0 15,546
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   2,539,633 75,204 SH   SOLE   0 0 75,204
ACTIVISION BLIZZARD INC COM 00507V109   308,952 3,665 SH   SOLE   0 0 3,665
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,672,022 28,504 SH   SOLE   0 0 28,504
BOEING CO COM 097023105   5,274,105 24,977 SH   SOLE   0 0 24,977
VANGUARD INDEX FDS MID CAP ETF 922908629   2,607,493 11,844 SH   SOLE   0 0 11,844
NEXTERA ENERGY INC COM 65339F101   1,838,378 24,776 SH   SOLE   0 0 24,776
NIKE INC CL B 654106103   1,371,220 12,424 SH   SOLE   0 0 12,424
CARDINAL HEALTH INC COM 14149Y108   327,267 3,461 SH   SOLE   0 0 3,461
DELL TECHNOLOGIES INC CL C 24703L202   1,086,946 20,088 SH   SOLE   0 0 20,088
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   42,513,722 104,385 SH   SOLE   0 0 104,385
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   20,060,390 41,888 SH   SOLE   0 0 41,888
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,020,355 39,129 SH   SOLE   0 0 39,129
SPDR SER TR S&P 400 MDCP GRW 78464A821   3,938,429 54,968 SH   SOLE   0 0 54,968
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   8,582,114 120,824 SH   SOLE   0 0 120,824
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   8,375,398 53,792 SH   SOLE   0 0 53,792
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649   3,110,486 25,156 SH   SOLE   0 0 25,156
ISHARES TR RUS MDCP VAL ETF 464287473   1,551,439 14,125 SH   SOLE   0 0 14,125
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   10,234,893 40,281 SH   SOLE   0 0 40,281
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   360,029 4,309 SH   SOLE   0 0 4,309
SYSCO CORP COM 871829107   890,146 11,997 SH   SOLE   0 0 11,997
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   2,226,392 27,115 SH   SOLE   0 0 27,115
ALBERTSONS COS INC COMMON STOCK 013091103   350,092 16,045 SH   SOLE   0 0 16,045
ISHARES TR SELECT DIVID ETF 464287168   4,185,750 36,944 SH   SOLE   0 0 36,944
AMERICAN WTR WKS CO INC NEW COM 030420103   364,129 2,551 SH   SOLE   0 0 2,551
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,314,559 20,040 SH   SOLE   0 0 20,040
CSG SYS INTL INC COM 126349109   384,102 7,283 SH   SOLE   0 0 7,283
NETAPP INC COM 64110D104   390,019 5,105 SH   SOLE   0 0 5,105
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   3,587,970 17,437 SH   SOLE   0 0 17,437
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   11,543,571 158,959 SH   SOLE   0 0 158,959
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   415,030 6,567 SH   SOLE   0 0 6,567
DBX ETF TR XTRACK MSCI EAFE 233051200   3,558,397 100,605 SH   SOLE   0 0 100,605
VISA INC COM CL A 92826C839   4,917,961 20,709 SH   SOLE   0 0 20,709
ISHARES TR MSCI USA MMENTM 46432F396   416,726 2,889 SH   SOLE   0 0 2,889
ISHARES TR MSCI EAFE MIN VL 46429B689   2,760,868 40,902 SH   SOLE   0 0 40,902
ISHARES TR MSCI USA MIN VOL 46429B697   3,134,764 42,174 SH   SOLE   0 0 42,174
ISHARES TR MSCI INDIA ETF 46429B598   6,835,456 156,418 SH   SOLE   0 0 156,418
VANGUARD INDEX FDS VALUE ETF 922908744   27,881,372 196,210 SH   SOLE   0 0 196,210
ISHARES TR US TREAS BD ETF 46429B267   410,291 17,917 SH   SOLE   0 0 17,917
3M CO COM 88579Y101   422,874 4,225 SH   SOLE   0 0 4,225
STARBUCKS CORP COM 855244109   432,675 4,368 SH   SOLE   0 0 4,368
BORGWARNER INC COM 099724106   440,222 9,001 SH   SOLE   0 0 9,001
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103   52,898,893 1,986,440 SH   SOLE   0 0 1,986,440
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   471,841 9,010 SH   SOLE   0 0 9,010
NEXSTAR MEDIA GROUP INC COMMON STOCK 65336K103   490,423 2,945 SH   SOLE   0 0 2,945
HSBC HLDGS PLC SPON ADR NEW 404280406   1,354,710 34,193 SH   SOLE   0 0 34,193
ISHARES TR CORE MSCI EAFE 46432F842   43,901,313 650,390 SH   SOLE   0 0 650,390
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   10,623,141 34,426 SH   SOLE   0 0 34,426
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   494,218 7,089 SH   SOLE   0 0 7,089
ISHARES TR SHORT TREAS BD 464288679   15,504,073 140,372 SH   SOLE   0 0 140,372
ABBVIE INC COM 00287Y109   4,087,008 30,335 SH   SOLE   0 0 30,335
ISHARES TR 10+ YR INVST GRD 464289511   620,228 12,032 SH   SOLE   0 0 12,032
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   71,975,571 990,172 SH   SOLE   0 0 990,172
POTLATCHDELTIC CORPORATION COM 737630103   1,250,249 23,657 SH   SOLE   0 0 23,657
ISHARES TR CORE 1 5 YR USD 46432F859   12,763,342 273,657 SH   SOLE   0 0 273,657
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   18,037,076 1,129,435 SH   SOLE   0 0 1,129,435
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   2,689,084 67,855 SH   SOLE   0 0 67,855
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   526,972 7,105 SH   SOLE   0 0 7,105
BRISTOL-MYERS SQUIBB CO COM 110122108   535,684 8,377 SH   SOLE   0 0 8,377
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118   543,060 9,258 SH   SOLE   0 0 9,258
SPDR SER TR S&P TRANSN ETF 78464A532   567,732 6,780 SH   SOLE   0 0 6,780
ISHARES TR U.S. REAL ES ETF 464287739   569,656 6,583 SH   SOLE   0 0 6,583
CISCO SYS INC COM 17275R102   786,733 15,206 SH   SOLE   0 0 15,206
SPDR SER TR SSGA US LRG ETF 78468R804   5,429,194 38,612 SH   SOLE   0 0 38,612
SELECT SECTOR SPDR TR ENERGY 81369Y506   33,437,799 411,948 SH   SOLE   0 0 411,948
ISHARES TR SP SMCP600VL ETF 464287879   588,123 6,185 SH   SOLE   0 0 6,185
ISHARES TR MSCI USA QLT FCT 46432F339   27,000,415 200,196 SH   SOLE   0 0 200,196
SPDR SER TR S&P REGL BKG 78464A698   4,404,572 107,876 SH   SOLE   0 0 107,876
PIMCO ETF TR INV GRD CRP BD 72201R817   594,405 6,267 SH   SOLE   0 0 6,267
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   388,091 12,019 SH   SOLE   0 0 12,019
ISHARES TR RUSSELL 2000 ETF 464287655   631,947 3,375 SH   SOLE   0 0 3,375
ISHARES TR S&P 500 GRWT ETF 464287309   17,490,433 248,162 SH   SOLE   0 0 248,162
ISHARES TR CORE S&P500 ETF 464287200   27,982,533 62,782 SH   SOLE   0 0 62,782
ISHARES TR 0-5YR HI YL CP 46434V407   13,644,490 329,180 SH   SOLE   0 0 329,180
UNION PAC CORP COM 907818108   7,855,886 38,393 SH   SOLE   0 0 38,393
ISHARES TR EXPND TEC SC ETF 464287549   639,067 1,627 SH   SOLE   0 0 1,627
ISHARES TR MBS ETF 464288588   41,032,960 439,961 SH   SOLE   0 0 439,961
SHERWIN WILLIAMS CO COM 824348106   698,560 2,631 SH   SOLE   0 0 2,631
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   49,386,847 356,893 SH   SOLE   0 0 356,893
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   4,681,923 136,182 SH   SOLE   0 0 136,182
CHEVRON CORP NEW COM 166764100   3,031,279 19,265 SH   SOLE   0 0 19,265
CONOCOPHILLIPS COM 20825C104   3,465,725 33,450 SH   SOLE   0 0 33,450
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   66,979,933 1,450,410 SH   SOLE   0 0 1,450,410
BANK AMERICA CORP COM 060505104   675,645 23,550 SH   SOLE   0 0 23,550
FIRST TR EXCHANGE TRAD FD VI FST TR GLB FD 33739H101   39,898,431 1,752,237 SH   SOLE   0 0 1,752,237
WALMART INC COM 931142103   2,340,074 14,888 SH   SOLE   0 0 14,888
ORACLE CORP COM 68389X105   1,493,384 12,540 SH   SOLE   0 0 12,540
PFIZER INC COM 717081103   1,028,535 28,041 SH   SOLE   0 0 28,041
ISHARES TR 0-5YR INVT GR CP 46434V100   2,282,204 47,339 SH   SOLE   0 0 47,339
CATERPILLAR INC COM 149123101   6,532,776 26,551 SH   SOLE   0 0 26,551
ALPHABET INC CAP STK CL C 02079K107   14,648,363 121,091 SH   SOLE   0 0 121,091
WISDOMTREE TR EMER MKT HIGH FD 97717W315   32,926,234 860,367 SH   SOLE   0 0 860,367
ISHARES TR 7-10 YR TRSY BD 464287440   1,327,068 13,738 SH   SOLE   0 0 13,738
ISHARES TR CORE US AGGBD ET 464287226   34,687,383 354,134 SH   SOLE   0 0 354,134
AON PLC SHS CL A G0403H108   1,117,386 3,237 SH   SOLE   0 0 3,237
ISHARES TR BLACKROCK ULTRA 46434V878   1,108,710 22,042 SH   SOLE   0 0 22,042
FULTON FINL CORP PA COM 360271100   374,831 31,446 SH   SOLE   0 0 31,446
INTERNATIONAL BUSINESS MACHS COM 459200101   1,317,963 9,850 SH   SOLE   0 0 9,850
PEPSICO INC COM 713448108   1,438,035 7,764 SH   SOLE   0 0 7,764
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   15,590,174 307,620 SH   SOLE   0 0 307,620
EQUINIX INC COM 29444U700   11,423,983 14,573 SH   SOLE   0 0 14,573
CITIGROUP INC COM NEW 172967424   2,222,856 48,281 SH   SOLE   0 0 48,281
LOWES COS INC COM 548661107   1,545,274 6,847 SH   SOLE   0 0 6,847
TRAVELERS COMPANIES INC COM 89417E109   2,919,728 16,813 SH   SOLE   0 0 16,813
ENERGIZER HLDGS INC NEW COM 29272W109   381,028 11,347 SH   SOLE   0 0 11,347
VANGUARD WORLD FDS INF TECH ETF 92204A702   1,906,074 4,311 SH   SOLE   0 0 4,311
ISHARES TR MSCI LW CRB TG 46434V464   2,046,950 13,089 SH   SOLE   0 0 13,089
SCHWAB CHARLES CORP COM 808513105   5,032,086 88,781 SH   SOLE   0 0 88,781
MASTERCARD INCORPORATED CL A 57636Q104   2,058,848 5,235 SH   SOLE   0 0 5,235
APPLE INC COM 037833100   112,512,868 580,053 SH   SOLE   0 0 580,053
ABBOTT LABS COM 002824100   1,193,003 10,943 SH   SOLE   0 0 10,943
DISNEY WALT CO COM 254687106   2,860,320 32,038 SH   SOLE   0 0 32,038
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   16,139,201 175,770 SH   SOLE   0 0 175,770
BROADCOM INC COM 11135F101   3,420,153 3,943 SH   SOLE   0 0 3,943
QUALYS INC COM 74758T303   200,214 1,550 SH   SOLE   0 0 1,550
SIRIUS XM HOLDINGS INC COM 82968B103   726,032 160,272 SH   SOLE   0 0 160,272
RADNET INC COM 750491102   987,440 30,271 SH   SOLE   0 0 30,271
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   200,326 1,985 SH   SOLE   0 0 1,985
LOUISIANA PAC CORP COM 546347105   3,344,108 44,600 SH   SOLE   0 0 44,600
BROWN & BROWN INC COM 115236101   202,045 2,935 SH   SOLE   0 0 2,935
ISHARES INC MSCI CDA ETF 464286509   38,330,054 1,095,457 SH   SOLE   0 0 1,095,457
REGENERON PHARMACEUTICALS COM 75886F107   205,502 286 SH   SOLE   0 0 286
EBAY INC. COM 278642103   1,043,422 23,348 SH   SOLE   0 0 23,348
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   771,104 15,324 SH   SOLE   0 0 15,324
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   1,696,221 30,080 SH   SOLE   0 0 30,080
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   206,928 7,200 SH   SOLE   0 0 7,200
LIVE NATION ENTERTAINMENT IN COM 538034109   207,184 2,274 SH   SOLE   0 0 2,274
ISHARES TR MSCI EMG MKT ETF 464287234   3,031,104 76,620 SH   SOLE   0 0 76,620
ISHARES INC MSCI JPN ETF NEW 46434G822   210,027 3,393 SH   SOLE   0 0 3,393
PEARSON PLC SPONSORED ADR 705015105   220,080 21,000 SH   SOLE   0 0 21,000
SHELL PLC SPON ADS 780259305   1,140,337 18,886 SH   SOLE   0 0 18,886
PROCTER AND GAMBLE CO COM 742718109   4,366,199 28,774 SH   SOLE   0 0 28,774
AMEREN CORP COM 023608102   1,204,339 14,746 SH   SOLE   0 0 14,746
CHURCH & DWIGHT CO INC COM 171340102   212,488 2,120 SH   SOLE   0 0 2,120
SPDR INDEX SHS FDS EURO STOXX 50 78463X202   215,186 4,680 SH   SOLE   0 0 4,680
ESSEX PPTY TR INC COM 297178105   3,938,817 16,811 SH   SOLE   0 0 16,811
INTEL CORP COM 458140100   1,263,643 37,788 SH   SOLE   0 0 37,788
MEDTRONIC PLC SHS G5960L103   7,765,062 88,139 SH   SOLE   0 0 88,139
FIRST MAJESTIC SILVER CORP COM 32076V103   84,750 15,000 SH   SOLE   0 0 15,000
BRINKS CO COM 109696104   216,649 3,194 SH   SOLE   0 0 3,194
CARTERS INC COM 146229109   218,545 3,010 SH   SOLE   0 0 3,010
OREILLY AUTOMOTIVE INC COM 67103H107   218,764 229 SH   SOLE   0 0 229
BIOGEN INC COM 09062X103   219,050 769 SH   SOLE   0 0 769
MCKESSON CORP COM 58155Q103   222,629 521 SH   SOLE   0 0 521
ISHARES TR ESG AW MSCI EAFE 46435G516   1,493,096 20,473 SH   SOLE   0 0 20,473
PROLOGIS INC. COM 74340W103   1,876,759 15,304 SH   SOLE   0 0 15,304
FIRST TR EXCHANGE-TRADED FD INTL DEV STRNGTH 33738R662   226,593 6,985 SH   SOLE   0 0 6,985
BLINK CHARGING CO COM 09354A100   95,570 15,955 SH   SOLE   0 0 15,955
GENERAL ELECTRIC CO COM NEW 369604301   226,634 2,063 SH   SOLE   0 0 2,063
PARKER-HANNIFIN CORP COM 701094104   229,344 588 SH   SOLE   0 0 588
EPAM SYS INC COM 29414B104   230,369 1,025 SH   SOLE   0 0 1,025
DISCOVER FINL SVCS COM 254709108   234,051 2,003 SH   SOLE   0 0 2,003
MATTEL INC COM 577081102   210,055 10,750 SH   SOLE   0 0 10,750
INSPERITY INC COM 45778Q107   236,492 1,988 SH   SOLE   0 0 1,988
ISHARES TR TIPS BD ETF 464287176   6,184,599 57,467 SH   SOLE   0 0 57,467
ISHARES TR 3YRTB ETF 464288125   7,142,653 103,143 SH   SOLE   0 0 103,143
AMERIPRISE FINL INC COM 03076C106   237,162 714 SH   SOLE   0 0 714
CORNING INC COM 219350105   534,640 15,258 SH   SOLE   0 0 15,258
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   237,738 5,150 SH   SOLE   0 0 5,150
ENCOMPASS HEALTH CORP COM 29261A100   250,527 3,700 SH   SOLE   0 0 3,700
TEGNA INC COM 87901J105   382,452 23,550 SH   SOLE   0 0 23,550
SPDR INDEX SHS FDS MSCI EAFE FS ETF 78470E106   1,959,727 52,051 SH   SOLE   0 0 52,051
MARVELL TECHNOLOGY INC COM 573874104   1,428,324 23,893 SH   SOLE   0 0 23,893
VERTEX ENERGY INC COM 92534K107   76,019 12,163 SH   SOLE   0 0 12,163
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   2,514,537 22,760 SH   SOLE   0 0 22,760
CAMECO CORP COM 13321L108   250,640 8,000 SH   SOLE   0 0 8,000
WOORI FINL GROUP INC SPONSORED ADS 981064108   252,899 9,384 SH   SOLE   0 0 9,384
SPDR SER TR PORTFOLIO LN COR 78464A367   436,637 18,772 SH   SOLE   0 0 18,772
ISHARES TR CALIF MUN BD ETF 464288356   23,815,702 418,186 SH   SOLE   0 0 418,186
MARATHON OIL CORP COM 565849106   545,574 23,700 SH   SOLE   0 0 23,700
SNAP INC CL A 83304A106   162,954 13,763 SH   SOLE   0 0 13,763
ENPHASE ENERGY INC COM 29355A107   255,742 1,527 SH   SOLE   0 0 1,527
TE CONNECTIVITY LTD SHS H84989104   1,859,363 13,266 SH   SOLE   0 0 13,266
FORD MTR CO DEL COM 345370860   587,853 38,853 SH   SOLE   0 0 38,853
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   258,095 3,944 SH   SOLE   0 0 3,944
US BANCORP DEL COM NEW 902973304   538,529 16,299 SH   SOLE   0 0 16,299
AMPLIFY ETF TR CWP ENHANCED DIV 032108409   3,095,460 85,985 SH   SOLE   0 0 85,985
HOME DEPOT INC COM 437076102   6,101,391 19,641 SH   SOLE   0 0 19,641
CLOUDFLARE INC CL A COM 18915M107   258,865 3,960 SH   SOLE   0 0 3,960
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206   475,601 19,302 SH   SOLE   0 0 19,302
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426   1,556,304 51,363 SH   SOLE   0 0 51,363
DIREXION SHS ETF TR 20YR TRES BULL 25459W540   101,166 12,970 SH   SOLE   0 0 12,970
ISHARES TR ESG AWRE 1 5 YR 46435G243   686,676 28,719 SH   SOLE   0 0 28,719
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   1,743,584 13,136 SH   SOLE   0 0 13,136
WYNN RESORTS LTD COM 983134107   264,025 2,500 SH   SOLE   0 0 2,500
INNOVATOR ETFS TR US EQTY ULTRA B 45782C649   264,198 9,015 SH   SOLE   0 0 9,015
RETAIL OPPORTUNITY INVTS COR COM 76131N101   151,312 11,200 SH   SOLE   0 0 11,200
ISHARES TR RUS 1000 GRW ETF 464287614   3,533,376 12,840 SH   SOLE   0 0 12,840
SOUTHERN CO COM 842587107   264,632 3,767 SH   SOLE   0 0 3,767
PRICE T ROWE GROUP INC COM 74144T108   268,400 2,396 SH   SOLE   0 0 2,396
NOVO-NORDISK A S ADR 670100205   270,742 1,673 SH   SOLE   0 0 1,673
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   743,476 14,828 SH   SOLE   0 0 14,828
VANGUARD WORLD FDS UTILITIES ETF 92204A876   272,547 1,917 SH   SOLE   0 0 1,917
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   8,988,833 119,931 SH   SOLE   0 0 119,931
SEMTECH CORP COM 816850101   811,512 31,874 SH   SOLE   0 0 31,874
ISHARES TR IBONDS 27 ETF 46435UAA9   35,271,280 1,502,184 SH   SOLE   0 0 1,502,184
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   7,314,450 21,450 SH   SOLE   0 0 21,450
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   28,089,587 1,140,462 SH   SOLE   0 0 1,140,462
NORFOLK SOUTHN CORP COM 655844108   279,142 1,231 SH   SOLE   0 0 1,231
CRISPR THERAPEUTICS AG NAMEN AKT H17182108   283,395 5,048 SH   SOLE   0 0 5,048
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   5,397,287 71,336 SH   SOLE   0 0 71,336
VICTORY CAP HLDGS INC COM CL A 92645B103   348,265 11,042 SH   SOLE   0 0 11,042
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   64,661,978 818,195 SH   SOLE   0 0 818,195
ALPHABET INC CAP STK CL A 02079K305   12,201,620 101,935 SH   SOLE   0 0 101,935
GLOBAL X FDS US PFD ETF 37954Y657   586,048 30,224 SH   SOLE   0 0 30,224
OKTA INC CL A 679295105   284,612 4,104 SH   SOLE   0 0 4,104
APPLIED MATLS INC COM 038222105   287,983 1,992 SH   SOLE   0 0 1,992
FIRST TR EXCH TRADED FD III CALIF MUN INCM 33739P863   22,780,745 465,008 SH   SOLE   0 0 465,008
NEW PAC METALS CORP COM 64782A107   35,560 16,312 SH   SOLE   0 0 16,312
CLEARWATER PAPER CORP COM 18538R103   288,739 9,219 SH   SOLE   0 0 9,219
CSX CORP COM 126408103   3,526,213 103,408 SH   SOLE   0 0 103,408
COMCAST CORP NEW CL A 20030N101   1,075,042 25,873 SH   SOLE   0 0 25,873
MICROSOFT CORP COM 594918104   91,956,040 270,030 SH   SOLE   0 0 270,030
NVENT ELECTRIC PLC SHS G6700G107   550,286 10,650 SH   SOLE   0 0 10,650
WARNER BROS DISCOVERY INC COM SER A 934423104   139,545 11,128 SH   SOLE   0 0 11,128
RAMBUS INC DEL COM 750917106   297,171 4,631 SH   SOLE   0 0 4,631
CVS HEALTH CORP COM 126650100   2,001,595 28,954 SH   SOLE   0 0 28,954
VERRICA PHARMACEUTICALS INC COM 92511W108   682,135 118,221 SH   SOLE   0 0 118,221
SPDR SER TR S&P INS ETF 78464A789   299,466 7,325 SH   SOLE   0 0 7,325
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   300,743 1,492 SH   SOLE   0 0 1,492
WORLD GOLD TR SPDR GLD MINIS 98149E303   47,202,080 1,239,225 SH   SOLE   0 0 1,239,225
QUEST DIAGNOSTICS INC COM 74834L100   306,166 2,178 SH   SOLE   0 0 2,178
ARES CAPITAL CORP COM 04010L103   216,275 11,510 SH   SOLE   0 0 11,510
MFA FINL INC COM 55272X607   537,058 47,781 SH   SOLE   0 0 47,781
SPDR GOLD TR GOLD SHS 78463V107   313,399 1,758 SH   SOLE   0 0 1,758
ELANCO ANIMAL HEALTH INC COM 28414H103   239,629 23,820 SH   SOLE   0 0 23,820
VANGUARD WORLD FD ESG US STK ETF 921910733   2,190,274 27,955 SH   SOLE   0 0 27,955
VANGUARD INDEX FDS SMALL CP ETF 922908751   55,848,343 280,800 SH   SOLE   0 0 280,800
POLARIS INC COM 731068102   313,946 2,596 SH   SOLE   0 0 2,596
URBAN OUTFITTERS INC COM 917047102   475,117 14,341 SH   SOLE   0 0 14,341
TESLA INC COM 88160R101   9,620,833 36,753 SH   SOLE   0 0 36,753
ISHARES TR ESG AWR US AGRGT 46435U549   716,512 15,190 SH   SOLE   0 0 15,190
ISHARES TR AGGRES ALLOC ETF 464289859   318,061 4,794 SH   SOLE   0 0 4,794
NCR CORP NEW COM 62886E108   817,085 32,424 SH   SOLE   0 0 32,424
MODERNA INC COM 60770K107   320,760 2,640 SH   SOLE   0 0 2,640
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,664,937 49,390 SH   SOLE   0 0 49,390
INSPIRE MED SYS INC COM 457730109   324,640 1,000 SH   SOLE   0 0 1,000
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100   830,296 50,048 SH   SOLE   0 0 50,048
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   1,125,105 18,235 SH   SOLE   0 0 18,235
ISHARES TR ISHS 5-10YR INVT 464288638   334,283 6,610 SH   SOLE   0 0 6,610
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,882,344 28,057 SH   SOLE   0 0 28,057
PIMCO ETF TR INTER MUN BD ACT 72201R866   4,009,325 77,340 SH   SOLE   0 0 77,340
DOW INC COM 260557103   871,018 16,354 SH   SOLE   0 0 16,354
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844   2,664,603 32,369 SH   SOLE   0 0 32,369
LYFT INC CL A COM 55087P104   111,119 11,587 SH   SOLE   0 0 11,587
INNOVATOR ETFS TR US EQT PWR BUF 45782C870   55,721,290 1,803,278 SH   SOLE   0 0 1,803,278
CONAGRA BRANDS INC COM 205887102   1,390,073 41,224 SH   SOLE   0 0 41,224
ASTRAZENECA PLC SPONSORED ADR 046353108   2,900,016 40,520 SH   SOLE   0 0 40,520
UBER TECHNOLOGIES INC COM 90353T100   1,426,250 33,038 SH   SOLE   0 0 33,038
CORTEVA INC COM 22052L104   705,603 12,314 SH   SOLE   0 0 12,314
REVOLVE GROUP INC CL A 76156B107   1,172,042 71,466 SH   SOLE   0 0 71,466
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   1,260,021 13,712 SH   SOLE   0 0 13,712
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827   61,495,630 2,225,683 SH   SOLE   0 0 2,225,683
ISHARES TR 0-5 YR TIPS ETF 46429B747   19,542,382 200,229 SH   SOLE   0 0 200,229
INNOVATOR ETFS TR INTRNL DEV JULY 45782C722   991,508 37,744 SH   SOLE   0 0 37,744
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105   200,135 14,194 SH   SOLE   0 0 14,194
MP MATERIALS CORP COM CL A 553368101   832,626 36,391 SH   SOLE   0 0 36,391
WABTEC COM 929740108   1,671,480 15,241 SH   SOLE   0 0 15,241
BAIDU INC SPON ADR REP A 056752108   334,608 2,444 SH   SOLE   0 0 2,444
MORGAN STANLEY COM NEW 617446448   334,768 3,920 SH   SOLE   0 0 3,920
BROWN FORMAN CORP CL B 115637209   337,573 5,055 SH   SOLE   0 0 5,055
MCCORMICK & CO INC COM NON VTG 579780206   337,755 3,872 SH   SOLE   0 0 3,872
VANGUARD STAR FDS VG TL INTL STK F 921909768   8,772,707 156,432 SH   SOLE   0 0 156,432
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533   288,522 10,141 SH   SOLE   0 0 10,141
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   12,486,331 271,501 SH   SOLE   0 0 271,501
INNOVATOR ETFS TR INTRNL DEV JAN 45782C524   3,056,380 104,921 SH   SOLE   0 0 104,921
LULULEMON ATHLETICA INC COM 550021109   338,758 895 SH   SOLE   0 0 895
CONCENTRIX CORP COM 20602D101   338,988 4,198 SH   SOLE   0 0 4,198
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   21,108,633 1,003,262 SH   SOLE   0 0 1,003,262
HESS CORP COM 42809H107   342,458 2,519 SH   SOLE   0 0 2,519
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   354,766 7,647 SH   SOLE   0 0 7,647
INNOVATOR ETFS TR US EQTY PWR BUF 45782C417   16,845,917 547,123 SH   SOLE   0 0 547,123
GUGGENHEIM TAXABLE MUNICP BO COM 401664107   659,889 40,484 SH   SOLE   0 0 40,484
PROGRESS SOFTWARE CORP COM 743312100   363,203 6,251 SH   SOLE   0 0 6,251
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869   5,376,520 57,504 SH   SOLE   0 0 57,504
ADC THERAPEUTICS SA SHS H0036K147   181,666 84,496 SH   SOLE   0 0 84,496
ISHARES TR FLTG RATE NT ETF 46429B655   3,385,120 66,610 SH   SOLE   0 0 66,610
ACCOLADE INC COM 00437E102   802,112 59,548 SH   SOLE   0 0 59,548
ISHARES TR RUS MD CP GR ETF 464287481   1,156,975 11,973 SH   SOLE   0 0 11,973
ISHARES TR EXPANDED TECH 464287515   374,032 1,081 SH   SOLE   0 0 1,081
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   42,577,648 504,056 SH   SOLE   0 0 504,056
PALANTIR TECHNOLOGIES INC CL A 69608A108   559,760 36,514 SH   SOLE   0 0 36,514
AIR PRODS & CHEMS INC COM 009158106   378,905 1,265 SH   SOLE   0 0 1,265
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263   385,575 7,500 SH   SOLE   0 0 7,500
FORWARD INDS INC N Y COM NEW 349862300   9,664 10,067 SH   SOLE   0 0 10,067
MICROVISION INC DEL COM NEW 594960304   45,800 10,000 SH   SOLE   0 0 10,000
SOFI TECHNOLOGIES INC COM 83406F102   653,606 78,370 SH   SOLE   0 0 78,370
CELANESE CORP DEL COM 150870103   396,849 3,427 SH   SOLE   0 0 3,427
FACTSET RESH SYS INC COM 303075105   400,650 1,000 SH   SOLE   0 0 1,000
ISHARES TR EAFE VALUE ETF 464288877   49,758,238 1,016,719 SH   SOLE   0 0 1,016,719
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   403,696 6,203 SH   SOLE   0 0 6,203
ALLSTATE CORP COM 020002101   407,940 3,741 SH   SOLE   0 0 3,741
UPSTART HLDGS INC COM 91680M107   1,446,903 40,405 SH   SOLE   0 0 40,405
INNOVATOR ETFS TR INTRNL DEV APRL 45782C367   41,913,440 1,681,913 SH   SOLE   0 0 1,681,913
POLISHED COM INC *W EXP 06/02/202 28252C117   2,142 33,000 SH   SOLE   0 0 33,000
NATIONAL FUEL GAS CO COM 636180101   421,882 8,214 SH   SOLE   0 0 8,214
23ANDME HOLDING CO CLASS A COM 90138Q108   35,424 20,242 SH   SOLE   0 0 20,242
INVESCO EXCH TRADED FD TR II KBW BK ETF 46138E628   13,570,065 330,574 SH   SOLE   0 0 330,574
INNOVATOR ETFS TR DEFINED WLT SHLD 45783Y855   5,310,228 190,399 SH   SOLE   0 0 190,399
PIMCO ETF TR ACTIVE BD ETF 72201R775   1,557,357 16,998 SH   SOLE   0 0 16,998
VANGUARD INDEX FDS GROWTH ETF 922908736   4,405,986 15,571 SH   SOLE   0 0 15,571
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   425,349 8,832 SH   SOLE   0 0 8,832
PHILLIPS 66 COM 718546104   2,127,260 22,303 SH   SOLE   0 0 22,303
PHILIP MORRIS INTL INC COM 718172109   426,408 4,368 SH   SOLE   0 0 4,368
ISHARES TR CORE S&P TTL STK 464287150   3,573,836 36,527 SH   SOLE   0 0 36,527
ROYCE VALUE TR INC COM 780910105   903,407 65,464 SH   SOLE   0 0 65,464
WISDOMTREE TR US SMALLCAP DIVD 97717W604   803,846 27,921 SH   SOLE   0 0 27,921
NSTS BANCORP INC COM 6293JP109   132,530 14,500 SH   SOLE   0 0 14,500
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   650,818 23,436 SH   SOLE   0 0 23,436
META PLATFORMS INC CL A 30303M102   11,367,565 39,611 SH   SOLE   0 0 39,611
ISHARES TR US TRSPRTION 464287192   4,628,242 18,526 SH   SOLE   0 0 18,526
ISHARES TR A RATE CP BD ETF 46429B291   66,731,817 1,414,409 SH   SOLE   0 0 1,414,409
LAM RESEARCH CORP COM 512807108   429,508 668 SH   SOLE   0 0 668
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   284,445 10,535 SH   SOLE   0 0 10,535
MANCHESTER UTD PLC NEW ORD CL A G5784H106   355,948 14,600 SH   SOLE   0 0 14,600
GENERAL DYNAMICS CORP COM 369550108   443,209 2,060 SH   SOLE   0 0 2,060
PENTAIR PLC SHS G7S00T104   823,650 12,750 SH   SOLE   0 0 12,750
BECTON DICKINSON & CO COM 075887109   443,801 1,681 SH   SOLE   0 0 1,681
ISHARES TR 20 YR TR BD ETF 464287432   453,976 4,410 SH   SOLE   0 0 4,410
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   947,167 19,974 SH   SOLE   0 0 19,974
D R HORTON INC COM 23331A109   1,374,278 11,293 SH   SOLE   0 0 11,293
JOHNSON CTLS INTL PLC SHS G51502105   1,133,645 16,637 SH   SOLE   0 0 16,637
MICROSTRATEGY INC CL A NEW 594972408   472,197 1,379 SH   SOLE   0 0 1,379
PROSHARES TR ULTRAPRO SHT QQQ 74347G432   2,256,003 119,302 SH   SOLE   0 0 119,302
ISHARES TR CORE MSCI TOTAL 46432F834   23,142,420 369,569 SH   SOLE   0 0 369,569
AFLAC INC COM 001055102   491,811 7,046 SH   SOLE   0 0 7,046
TEREX CORP NEW COM 880779103   1,794,900 30,000 SH   SOLE   0 0 30,000
ARES DYNAMIC CR ALLOCATION F COM 04014F102   431,550 35,000 SH   SOLE   0 0 35,000
STRATASYS LTD SHS M85548101   270,929 15,255 SH   SOLE   0 0 15,255
AUTOMATIC DATA PROCESSING IN COM 053015103   497,691 2,264 SH   SOLE   0 0 2,264
ISHARES TR U.S. MED DVC ETF 464288810   2,321,990 41,126 SH   SOLE   0 0 41,126
SPDR SER TR BLOOMBERG INVT 78468R200   430,826 14,038 SH   SOLE   0 0 14,038
NVIDIA CORPORATION COM 67066G104   16,274,986 38,473 SH   SOLE   0 0 38,473
ISHARES TR ISHS 1-5YR INVS 464288646   1,155,733 23,036 SH   SOLE   0 0 23,036
WESTERN DIGITAL CORP. COM 958102105   1,428,785 37,669 SH   SOLE   0 0 37,669
TRANSDIGM GROUP INC COM 893641100   506,100 566 SH   SOLE   0 0 566
MOSAIC CO NEW COM 61945C103   422,625 12,075 SH   SOLE   0 0 12,075
S&P GLOBAL INC COM 78409V104   6,109,604 15,240 SH   SOLE   0 0 15,240
BLACKROCK CALIF MUN INCOME T SH BEN INT 09248E102   130,460 11,000 SH   SOLE   0 0 11,000
INTUITIVE SURGICAL INC COM NEW 46120E602   514,962 1,506 SH   SOLE   0 0 1,506
ISHARES INC CORE MSCI EMKT 46434G103   62,852,598 1,275,159 SH   SOLE   0 0 1,275,159
BERKSHIRE HATHAWAY INC DEL CL A 084670108   517,810 1 SH   SOLE   0 0 1
OMNICOM GROUP INC COM 681919106   518,293 5,447 SH   SOLE   0 0 5,447
APOLLO GLOBAL MGMT INC COM 03769M106   520,772 6,780 SH   SOLE   0 0 6,780
ISHARES TR RUS 1000 VAL ETF 464287598   524,785 3,325 SH   SOLE   0 0 3,325
INVESCO EXCH TRADED FD TR II S&P SMLCP LOW 46138G102   2,645,321 66,415 SH   SOLE   0 0 66,415
ISHARES INC ESG AWR MSCI EM 46434G863   1,186,916 37,525 SH   SOLE   0 0 37,525
BLACKSTONE INC COM 09260D107   2,470,164 26,569 SH   SOLE   0 0 26,569
QUALCOMM INC COM 747525103   2,244,885 18,858 SH   SOLE   0 0 18,858
TWILIO INC CL A 90138F102   562,464 8,841 SH   SOLE   0 0 8,841
AMERICAN TOWER CORP NEW COM 03027X100   566,693 2,922 SH   SOLE   0 0 2,922
MCDONALDS CORP COM 580135101   10,600,253 35,522 SH   SOLE   0 0 35,522
GILEAD SCIENCES INC COM 375558103   573,632 7,443 SH   SOLE   0 0 7,443
ILLINOIS TOOL WKS INC COM 452308109   583,165 2,331 SH   SOLE   0 0 2,331
COHEN & STEERS INFRASTRUCTUR COM 19248A109   469,755 19,888 SH   SOLE   0 0 19,888
ISHARES TR RUS MID CAP ETF 464287499   59,015,690 808,102 SH   SOLE   0 0 808,102
ADVANCED MICRO DEVICES INC COM 007903107   3,117,489 27,368 SH   SOLE   0 0 27,368
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   2,770,868 61,167 SH   SOLE   0 0 61,167
AT&T INC COM 00206R102   416,072 26,086 SH   SOLE   0 0 26,086
WISDOMTREE TR US MIDCAP DIVID 97717W505   654,466 15,564 SH   SOLE   0 0 15,564
ISHARES TR ISHARES BIOTECH 464287556   41,126,683 323,934 SH   SOLE   0 0 323,934
ISHARES TR IBOXX HI YD ETF 464288513   753,486 10,037 SH   SOLE   0 0 10,037
EXLSERVICE HOLDINGS INC COM 302081104   590,947 3,912 SH   SOLE   0 0 3,912
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   1,348,070 12,561 SH   SOLE   0 0 12,561
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   3,134,004 94,426 SH   SOLE   0 0 94,426
ANALOG DEVICES INC COM 032654105   622,067 3,193 SH   SOLE   0 0 3,193
TARGET CORP COM 87612E106   628,529 4,765 SH   SOLE   0 0 4,765
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   1,359,794 21,543 SH   SOLE   0 0 21,543
ISHARES TR S&P 500 VAL ETF 464287408   77,905,108 483,312 SH   SOLE   0 0 483,312
THE CIGNA GROUP COM 125523100   4,709,029 16,782 SH   SOLE   0 0 16,782
ISHARES TR IBONDS DEC2026 46435GAA0   1,003,014 42,736 SH   SOLE   0 0 42,736
WELLS FARGO CO NEW COM 949746101   1,026,070 24,041 SH   SOLE   0 0 24,041
BLOCK INC CL A 852234103   633,014 9,509 SH   SOLE   0 0 9,509
ISHARES TR PFD AND INCM SEC 464288687   859,919 27,802 SH   SOLE   0 0 27,802
SALESFORCE INC COM 79466L302   4,536,808 21,475 SH   SOLE   0 0 21,475
PROSHARES TR PSHS ULTRA QQQ 74347R206   3,249,902 50,480 SH   SOLE   0 0 50,480
JUNIPER NETWORKS INC COM 48203R104   511,100 16,313 SH   SOLE   0 0 16,313
ISHARES TR IBOXX INV CP ETF 464287242   674,485 6,237 SH   SOLE   0 0 6,237
RYDER SYS INC COM 783549108   2,330,877 27,490 SH   SOLE   0 0 27,490
PAYCOM SOFTWARE INC COM 70432V102   699,662 2,178 SH   SOLE   0 0 2,178
JPMORGAN CHASE & CO COM 46625H100   8,513,963 58,539 SH   SOLE   0 0 58,539
BLACKROCK INC COM 09247X101   705,118 1,020 SH   SOLE   0 0 1,020
ISHARES TR NATIONAL MUN ETF 464288414   18,598,597 174,258 SH   SOLE   0 0 174,258
TERADATA CORP DEL COM 88076W103   544,782 10,200 SH   SOLE   0 0 10,200
ISHARES TR INTL SEL DIV ETF 464288448   2,280,717 86,620 SH   SOLE   0 0 86,620
AMGEN INC COM 031162100   744,726 3,354 SH   SOLE   0 0 3,354
RAYTHEON TECHNOLOGIES CORP COM 75513E101   2,258,986 23,060 SH   SOLE   0 0 23,060
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   864,941 21,262 SH   SOLE   0 0 21,262
VMWARE INC CL A COM 928563402   750,493 5,223 SH   SOLE   0 0 5,223
EDWARDS LIFESCIENCES CORP COM 28176E108   782,656 8,297 SH   SOLE   0 0 8,297
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   12,218,010 115,188 SH   SOLE   0 0 115,188
PAYCHEX INC COM 704326107   829,069 7,411 SH   SOLE   0 0 7,411
ECOLAB INC COM 278865100   837,128 4,484 SH   SOLE   0 0 4,484
FISERV INC COM 337738108   848,863 6,729 SH   SOLE   0 0 6,729
ROPER TECHNOLOGIES INC COM 776696106   865,921 1,801 SH   SOLE   0 0 1,801
MOODYS CORP COM 615369105   905,950 2,605 SH   SOLE   0 0 2,605
XYLEM INC COM 98419M100   909,294 8,074 SH   SOLE   0 0 8,074
SPDR SER TR SSGA US SMAL ETF 78468R887   916,757 8,875 SH   SOLE   0 0 8,875
LAMB WESTON HLDGS INC COM 513272104   931,555 8,104 SH   SOLE   0 0 8,104
ISHARES TR SHRT NAT MUN ETF 464288158   998,576 9,598 SH   SOLE   0 0 9,598
SERVICENOW INC COM 81762P102   1,007,050 1,792 SH   SOLE   0 0 1,792
COPA HOLDINGS SA CL A P31076105   1,022,865 9,250 SH   SOLE   0 0 9,250
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,057,685 2,163 SH   SOLE   0 0 2,163
SPDR SER TR S&P OILGAS EXP 78468R556   10,392,613 80,669 SH   SOLE   0 0 80,669
SIMON PPTY GROUP INC NEW COM 828806109   1,098,677 9,514 SH   SOLE   0 0 9,514
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   14,969,606 92,160 SH   SOLE   0 0 92,160
ISHARES TR EAFE SML CP ETF 464288273   5,064,448 85,867 SH   SOLE   0 0 85,867
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   329,866 18,584 SH   SOLE   0 0 18,584
SYNCHRONY FINANCIAL COM 87165B103   366,575 10,807 SH   SOLE   0 0 10,807
ISHARES TR CORE MSCI EURO 46434V738   820,081 15,582 SH   SOLE   0 0 15,582
TEXTAINER GROUP HOLDINGS LTD SHS G8766E109   610,390 15,500 SH   SOLE   0 0 15,500
ISHARES TR S&P 100 ETF 464287101   1,127,856 5,447 SH   SOLE   0 0 5,447
AIRBNB INC COM CL A 009066101   1,145,750 8,940 SH   SOLE   0 0 8,940
DIAMONDBACK ENERGY INC COM 25278X109   1,167,265 8,886 SH   SOLE   0 0 8,886
ISHARES TR S&P MC 400VL ETF 464287705   11,671,852 108,950 SH   SOLE   0 0 108,950
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   919,184 11,028 SH   SOLE   0 0 11,028
PLUG POWER INC COM NEW 72919P202   130,218 12,533 SH   SOLE   0 0 12,533
WISDOMTREE TR INDIA ERNGS FD 97717W422   19,277,961 553,964 SH   SOLE   0 0 553,964
AMETEK INC COM 031100100   1,169,097 7,222 SH   SOLE   0 0 7,222
PALO ALTO NETWORKS INC COM 697435105   1,190,166 4,658 SH   SOLE   0 0 4,658
ISHARES TR USD INV GRDE ETF 464288620   668,702 13,350 SH   SOLE   0 0 13,350
SPDR SER TR PRTFLO S&P500 GW 78464A409   985,337 16,150 SH   SOLE   0 0 16,150
LENDINGCLUB CORP COM NEW 52603A208   215,806 22,134 SH   SOLE   0 0 22,134
VANGUARD WORLD FDS MATERIALS ETF 92204A801   1,293,261 7,107 SH   SOLE   0 0 7,107
TEXAS INSTRS INC COM 882508104   1,323,024 7,349 SH   SOLE   0 0 7,349
ELEVANCE HEALTH INC COM 036752103   1,408,970 3,171 SH   SOLE   0 0 3,171
FORTUNA SILVER MINES INC COM 349915108   129,600 40,000 SH   SOLE   0 0 40,000
POOL CORP COM 73278L105   1,444,237 3,855 SH   SOLE   0 0 3,855
DOMINION ENERGY INC COM 25746U109   897,935 17,338 SH   SOLE   0 0 17,338
FERRARI N V COM N3167Y103   1,463,445 4,500 SH   SOLE   0 0 4,500
3-D SYS CORP DEL COM NEW 88554D205   262,748 26,460 SH   SOLE   0 0 26,460
EXXON MOBIL CORP COM 30231G102   2,194,694 20,463 SH   SOLE   0 0 20,463
CYMABAY THERAPEUTICS INC COM 23257D103   273,750 25,000 SH   SOLE   0 0 25,000
INTUIT COM 461202103   1,472,233 3,213 SH   SOLE   0 0 3,213
DEERE & CO COM 244199105   1,567,680 3,869 SH   SOLE   0 0 3,869
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   7,771,116 163,019 SH   SOLE   0 0 163,019
HONEYWELL INTL INC COM 438516106   1,774,765 8,553 SH   SOLE   0 0 8,553
VIRTU FINL INC CL A 928254101   291,419 17,052 SH   SOLE   0 0 17,052
LINDE PLC SHS G54950103   1,860,836 4,883 SH   SOLE   0 0 4,883
ISHARES TR ISHARES SEMICDTR 464287523   1,899,181 3,744 SH   SOLE   0 0 3,744
BWX TECHNOLOGIES INC COM 05605H100   1,358,685 18,984 SH   SOLE   0 0 18,984
WESTROCK CO COM 96145D105   615,703 21,180 SH   SOLE   0 0 21,180
PAYPAL HLDGS INC COM 70450Y103   5,279,411 79,116 SH   SOLE   0 0 79,116
COSTCO WHSL CORP NEW COM 22160K105   1,963,016 3,646 SH   SOLE   0 0 3,646
GOLDMAN SACHS GROUP INC COM 38141G104   1,971,417 6,112 SH   SOLE   0 0 6,112
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,078,175 63,865 SH   SOLE   0 0 63,865
URANIUM ENERGY CORP COM 916896103   110,500 32,500 SH   SOLE   0 0 32,500
LILLY ELI & CO COM 532457108   2,170,049 4,627 SH   SOLE   0 0 4,627
THERMO FISHER SCIENTIFIC INC COM 883556102   3,369,119 6,457 SH   SOLE   0 0 6,457
ISHARES TR CORE S&P MCP ETF 464287507   5,651,746 21,614 SH   SOLE   0 0 21,614
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100   1,761,684 129,488 SH   SOLE   0 0 129,488
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   21,363,393 425,396 SH   SOLE   0 0 425,396
ISHARES TR MSCI EAFE ETF 464287465   26,526,010 365,876 SH   SOLE   0 0 365,876
GSK PLC SPONSORED ADR 37733W204   365,488 10,255 SH   SOLE   0 0 10,255
ISHARES TR IBONDS DEC24 ETF 46434VBG4   431,145 17,512 SH   SOLE   0 0 17,512
SILVERCREST METALS INC COM 828363101   69,863 11,922 SH   SOLE   0 0 11,922
ANAVEX LIFE SCIENCES CORP COM NEW 032797300   125,950 15,492 SH   SOLE   0 0 15,492
MARSH & MCLENNAN COS INC COM 571748102   2,532,498 13,465 SH   SOLE   0 0 13,465
UNITEDHEALTH GROUP INC COM 91324P102   3,424,109 7,124 SH   SOLE   0 0 7,124
NETFLIX INC COM 64110L106   3,693,949 8,386 SH   SOLE   0 0 8,386